This document outlines the schedule of benefits for different tiers of Sunlife Takaful medical insurance plans ranging from RM20K to RM200K. Key benefits include coverage for hospital room and board up to 180 days, intensive care up to 60 days, surgical fees, ambulance fees, outpatient cancer treatment, dialysis, and home nursing care. There are also daily allowances for guardians of those under 18 and government hospital allowances. The plans have an overall annual limit on benefits ranging from RM300K to RM3M depending on the plan level.
This document outlines the schedule of benefits for different tiers of Sunlife Takaful medical insurance plans ranging from RM20K to RM200K. Key benefits include coverage for hospital room and board up to 180 days, intensive care up to 60 days, surgical fees, ambulance fees, outpatient cancer treatment, dialysis, and home nursing care. There are also daily allowances for guardians of those under 18 and government hospital allowances. The plans have an overall annual limit on benefits ranging from RM300K to RM3M depending on the plan level.
This document outlines the schedule of benefits for different tiers of Sunlife Takaful medical insurance plans ranging from RM20K to RM200K. Key benefits include coverage for hospital room and board up to 180 days, intensive care up to 60 days, surgical fees, ambulance fees, outpatient cancer treatment, dialysis, and home nursing care. There are also daily allowances for guardians of those under 18 and government hospital allowances. The plans have an overall annual limit on benefits ranging from RM300K to RM3M depending on the plan level.
This document outlines the schedule of benefits for different tiers of Sunlife Takaful medical insurance plans ranging from RM20K to RM200K. Key benefits include coverage for hospital room and board up to 180 days, intensive care up to 60 days, surgical fees, ambulance fees, outpatient cancer treatment, dialysis, and home nursing care. There are also daily allowances for guardians of those under 18 and government hospital allowances. The plans have an overall annual limit on benefits ranging from RM300K to RM3M depending on the plan level.
Plan Plan Plan Plan Plan Plan Plan Plan Plan Plan Plan Plan Plan benefits 20K 30K 50K 75K 100K 200K Plan benefits 20K 30K 50K 75K 100K 200K (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) (RM) Deductible D) Expenses for non-surgical cases (cont’d.) 20,000 30,000 50,000 75,000 100,000 200,000 (per deductible year) Emergency outpatient A) Hospital room and board accidental treatment Hospital room and board (within 24 hours after the (maximum 180 days per 200 200 250 250 350 500 accident) deductible year) Day surgery procedure Intensive care unit Emergency outpatient (maximum 60 days per As charged sickness treatment deductible year) (from 12 a.m. to 6 a.m. each day) As charged B) Hospitalisation expenses Ambulance fees Hospital supplies and As charged Major organ transplant* services (once per lifetime) C) Expenses for surgical cases Medical report fees 100 100 100 100 100 100 Surgical fees (subject to Surgical Outpatient cancer Schedule) treatment As charged Anaesthetist’s fees Outpatient kidney dialysis treatment Operating theatre fees Home nursing care Pre-hospital diagnostic As charged 500 500 1,000 1,000 1,500 2,000 (maximum per disability) services (within 90 days prior to hospital Daily guardian allowance admission) (up to 45 days per 100 100 100 100 100 100 deductible year for person Post-hospital treatment covered below age 18) (within 60 days after hospital discharge) Emergency evacuation/ As charged repatriation D) Expenses for non-surgical cases Government hospital In-hospital physician visit allowance (maximum 180 100 100 100 100 100 100 (maximum 120 days per days per deductible year) deductible year and 2 Service tax As charged visits per day) Overall annual limit Pre-hospital specialist 300,000 450,000 750,000 1,125,000 1,500,000 3,000,000 (per deductible year) consultation (within 90 days prior to hospital * Covers the cost of major organ transplant of the person covered, as the recipient of the organ admission) As charged harvested and not the living donor. Post-hospital treatment (within 60 days after hospital discharge) Emergency accidental dental treatment (within 24 hours after the accident)
