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Aman Mehta

The document provides an in-depth analysis of the various products offered by Bajaj Finserv including loans, insurance, investments, pocket insurance, and wallet/cards. It discusses the company profile, need for the study, objectives, hypothesis, and research methodology. The study aims to analyze Bajaj Finserv's products and market share, identify customer requirements, and analyze the facilities offered to customers. Primary and secondary data will be collected over 10-15 days to analyze Bajaj Finserv's dominance in the Indian finance industry.

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Mohammad Ahtesham Avez
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427 views11 pages

Aman Mehta

The document provides an in-depth analysis of the various products offered by Bajaj Finserv including loans, insurance, investments, pocket insurance, and wallet/cards. It discusses the company profile, need for the study, objectives, hypothesis, and research methodology. The study aims to analyze Bajaj Finserv's products and market share, identify customer requirements, and analyze the facilities offered to customers. Primary and secondary data will be collected over 10-15 days to analyze Bajaj Finserv's dominance in the Indian finance industry.

Uploaded by

Mohammad Ahtesham Avez
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
You are on page 1/ 11

SYNOPSIS

“In Depth Analysis Of Various Products


Offered By Bajaj Finserve.”

Affiliated to

Rashtrasant Tukadoji Maharaj Nagpur University, Nagpur.


In partial fulfillment of the award of the degree of

Bachelor of Business Administration

Submitted by:

AMAN S. MEHTA

Under the guidance of:

PROF. AFSAR SHEIKH

G.S. College of Commerce & Economics Nagpur

Accredited "A" Grade Autonomous Institutions


Academic Year 2022-23

1
INDEX

Sr.No. Particular Page No.


1 Introduction 3
2 Company Profile 4
3 Product Profile 5-6
4 Need of study 7
5 Objective Of Study 8
6 Hypothesis 9
7 Work Plan 9
8 Research Methodology 10
9 Bibliography 11

2
INTRODUCTION

Bajaj Finserv was formed in April 2007 due to its demerger from Bajaj Auto
Limited as a separate entity to focus purely on the group's financial services business.
The process of demerger was completed in Feb 2008

Bajaj Finserv Ltd (BFS) is a financial service holding company. The company offers
a range of consumer finance, SME finance, commercial lending, insurance and wealth
management products and services to individuals and corporate clients. Its offerings
include personal loans, consumer durable loans, small business loans, construction
equipment loans, loans against property and shares, two- and three-wheeler financing,
and advisory and investment planning services. BFS also provides infrastructure
financing focusing on roads, telecom, power, railway, ports and associated sectors. It
offers insurance products, including life insurance, health insurance, auto insurance,
travel insurance, property insurance and commercial insurance. The company
operates through its subsidiaries and branch offices in India. BFS is headquartered in
Pune, Maharashtra, India.

3
COMPANY PROFILE

4
PRODUCT PROFILE
Various products offered by Bajaj Finserv

• Loans:
In finance, Bajaj Finserv offers various loans to one or more individuals,
organizations, or other entities to other individuals, organizations, etc.
Example:
o Personal Loan
o MSME Loan
o Insta Personal Loan
o Loan against Property, etc.
• Insurance:
Insurance is a means of protection from financial loss in which, in exchange for
a fee, a party agrees to compensate another party in the event of a certain loss,
damage, or injury.

Various Insurance Offered by Bajaj Finserv:


o Car Insurance
o Motor Insurance
o Life Insurance
o Home Insurance, etc.
• Investments:
Investment is the dedication of money to purchase of an asset to attain an
increase in value over a period of time. Investment requires a sacrifice of some
present asset, such as time, money, or effort.

Areas of Investment offered by Bajaj Finserv:


o Fixed Deposit

5
o Systematic Deposit Plan
o Stock Trading
o Mutual Funds.
• Pocket Insurance:
Bajaj Finserv offers pocket insurance for your everyday needs in categories
health, travel, lifestyle, assistance etc.
Example:
o Covid-19 Insurance
o Mobile protection plan
o Wallet Care
o Key Safeguard, etc.

• Wallet and Cards:


Bajaj Finserv offers various types of Plastic money to do easy Financial
Transactions.
Example:
o Wallet
o Bajaj Finserv RBL Bank supercard
o Bajaj Finserv DBS bank credit card
o EMI Network Card
o Health EMI network card

6
Need of study

• This study will help to understand market dominance of Bajaj


Finserv in finance industry

• The main objective of carrying out this project is to


understand Market of Bajaj Finserv.

• This study provides an opportunity of collecting and analyzing


information about the market, products, customers, as well as
competitors in order to determine which steps can lead to the success
of the organization.

7
OBJECTIVE OF STUDY

• To analyze the products of Bajaj Finserv ltd

• To know the public interest toward the Bajaj Finserv ltd

• To analyze market share of Bajaj Finserv ltd

• To identify customer requirement while purchasing products from


Bajaj Finserv

• To analyze facilities offered by Bajaj Finserv company to its


customers.

8
HYPOTHESIS

H0: -

Product offer by Bajaj Finserv is not superior and does not satisfies
the need of the customer.

H1: -

Product offer by Bajaj Finserv is superior and satisfy the need of the
customer

WORKPLAN

The project to be Executed in the proposal plan of 35 days


And will be made by generating primary and secondary data from various
sources.

• Literature review (5 days)


• Data collection and analysis (10-15 days)
• Writing of research project (5 days)
• Printing and binding (Hard copy) (1-2 days)

9
RESEARCH METHODOLOGY

According to Tanuj Agarwal:

Bajaj Finance has tied up with retailers and brands for loans tailor made for
buyers of clothes, shoes, watches, eyewear and fashion accessories,
making it the first such scheme to be rolled out in India. The retailers will
bear the interest component of the loan, making it a no-cost equated
monthly instalment (EMI) option for the consumer.

Bajaj has tied up with the likes of Flipkart, AND, Global Desi, Benetton,
Me & Mom, and hundreds of local retailers, and is in advanced stages of
rolling out the scheme with other large retail chains. Consumers running up
a bill value exceeding Rs. 5,000 can opt for the scheme.

Bajaj Finance president (consumer business) Devang Modi said consumers


today have access to all the aspirational fashion brands, but their lower
wallet size remains a concern. "Retail fashion finance is common in
Western markets done by Gap, Target, Macy's and Walmart, so it was a
natural extension for us as well," he said.

10
BIBLIOGRAPHY

www.bajajfinserve.com
www.wikipedia.com
www.google.com
https://www.bajajfinserve.in
https://www.slideshare.net/tanujagarawal92/report-bajaj

Student Signature
Aman Mehta
BBA III Year
11

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