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    Young Star - One Pager - Version 1.2 - August 2021

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    Satya Archangel
    This document summarizes the key features of the Young Star Insurance Policy. It provides coverage for individuals and families from 18-40 years old. The policy offers coverage for hospitalization expenses including room rent, ICU, doctor fees, diagnostic tests, medicines and day care procedures. It also provides pre and post-hospitalization coverage, an ambulance cover, and an e-medical opinion. The policy can be renewed lifelong and offers restoration of the sum insured, no claim bonus of up to 100%, and additional cover for road accidents. It provides wellness programs and discounts for maintaining good health.

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    © All Rights Reserved
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    Young Star - One Pager - Version 1.2 - August 2021

    Uploaded by

    Satya Archangel
    117 views1 page
    This document summarizes the key features of the Young Star Insurance Policy. It provides coverage for individuals and families from 18-40 years old. The policy offers coverage for hospitalization expenses including room rent, ICU, doctor fees, diagnostic tests, medicines and day care procedures. It also provides pre and post-hospitalization coverage, an ambulance cover, and an e-medical opinion. The policy can be renewed lifelong and offers restoration of the sum insured, no claim bonus of up to 100%, and additional cover for road accidents. It provides wellness programs and discounts for maintaining good health.

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    Young Star_One pager_Version 1.2_August 2021

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    This document summarizes the key features of the Young Star Insurance Policy. It provides coverage for individuals and families from 18-40 years old. The policy offers coverage for hospitalization expenses including room rent, ICU, doctor fees, diagnostic tests, medicines and day care procedures. It also provides pre and post-hospitalization coverage, an ambulance cover, and an e-medical opinion. The policy can be renewed lifelong and offers restoration of the sum insured, no claim bonus of up to 100%, and additional cover for road accidents. It provides wellness programs and discounts for maintaining good health.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    117 views1 page

    Young Star - One Pager - Version 1.2 - August 2021

    Uploaded by

    Satya Archangel
    This document summarizes the key features of the Young Star Insurance Policy. It provides coverage for individuals and families from 18-40 years old. The policy offers coverage for hospitalization expenses including room rent, ICU, doctor fees, diagnostic tests, medicines and day care procedures. It also provides pre and post-hospitalization coverage, an ambulance cover, and an e-medical opinion. The policy can be renewed lifelong and offers restoration of the sum insured, no claim bonus of up to 100%, and additional cover for road accidents. It provides wellness programs and discounts for maintaining good health.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 1

    Young Star Insurance Policy

    Version_1.0_SP Parameters
    Unique Identification No: SHAHLIP21217V032021

    About the policy This is an indemnity policy available for Youngsters


    For Whom For Individuals & Family
    For Individual SI 18 years – 40 years
    Entry Age For Adults: 18years – 40 years (Family Size – 2 Adults + 3 Dependent Children)
    For Floater SI
    For Dependent Children: 91days - 25 years
     Available for including Newly Married Spouse and/or legally adopted child (Intimation should be
    Midterm Inclusion given within 45 days from the date of marriage or date of adoption)
    Features

     New Born on paying additional premium (Intimation should be given within 90 days from D.O.B)

    Renewal Available - Lifelong


    Policy Term One Year, Two Years & Three Years
    Quarterly/ Half-Yearly/ Yearly/ Once every Two Years
    Premium Payment Options
    Installment option - available for one year premium & for SI of 10 Lac & above
    Pre Policy Medical Check-up Not required
    SumInsured(Rs. InLacs) 3L/ 5L/ 10L/ 15L/ 20L/ 25L/ 50L/ 75L/ 100L
    (3Lac SI is not available for Floater)

    Plan Options Silver Plan & Gold Plan


    Coverage

    In-patient Hospitalization Room - Single Private AC Room

    ICU, Doctor Fees, Diagnostic


    Covered (Actuals)
    Tests, Drugs & Medicines
    Day Care Procedures All day care procedures are covered (Actuals)
    Pre & Post-Hospitalization 60 Days & 90 Days
    Road Ambulance Covered (Actuals) (i) for transportation to hospital (ii) from one hospital to other hospital

    E-Medical Opinion Available from the Company’s expert panel


    Sum Insured 3 Lac 5 Lac 10 Lac 15 L & above
    Health Check-up Individual Cover 1,500 2,000 3,000 3,500
    (available after each policy year)
    Floater Cover N.A 3,000 4,000 5,000
    Coverage

     Restoration triggers upon partial/full utilization of limit of cover (Limit of Cover= Basic SI+NCB)
    Automatic Restoration  Restored sum insured can be utilized for all claims (for subsequent hospitalizations)
    (Up to 100%, Once in every policy year)
     The maximum liability in a Single claim will be up to the limit of cover
    No Claim Bonus 20% for each claim free year subject to a maximum of 100%
    (Up to 100% of the Basic SI)

    Additional Cover for RTA In case of RTA, 25% of SI (or) max up to 10 lac for wearing helmet

    Psychiatric & Psychosomatic Covered (Actuals)


    Wellness platform is available both in our mobile app “Star Power” & Customer Portal (Retail)
    Star Wellness Program The Insured can earn reward points and avail premium discount up to 10% on the renewal
    (for Insured aged = > 18 years)
    premium by enrolling and achieving the wellness goals
    Discount for early Entry If entered before 36 years, continued the policy, from 41 years age 10% discount will be given
    (available lifelong)
    The following covers are available only under the ‘Gold Plan’
    Covered - Up to Rs.30,000/- per delivery
    Delivery Expenses
    (Waiting period - 36 months for 1st delivery & 24 months for 2nd delivery)
    Hospital Cash Benefit (Rs.) Rs.1,000/- per day, Maximum 7days per admission, 14 days per policy period

    Modern treatments Based on the Sum insured chosen limits differ, refer policy wording for further details

    Initial waiting period 30 days (not applicable for Accidents)


    Waiting Period

    12 months
    (a) Diseases of ENT and Thyroid
    For Specific diseases (b) All types of Hydrocele, Hernia, Vericocele, Piles, Fistula and Fissure in Ano
    (c) Diseases of Female Reproductive System
    (d) Calculus diseases of the Gall Bladder, Kidney and Urinary Tract
    For Pre-existing diseases 12 months
    Moratorium Period Available after completion of 8 years
    * The information provided in this document is only indicative. For more details on the terms and conditions, please read the policy wordings before concluding a sale.

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