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List of Medical Conditions

This document lists 43 medical conditions and classifies them as early stage, intermediate stage, or major stage. It also lists 4 special conditions that provide a payout of 20% of the sum assured or up to $25,000 for each condition. The medical conditions range from diseases like cancer, stroke, heart attack to surgeries like heart valve replacement or organ transplants. The rider provides coverage for critical illnesses at different stages of severity.

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horzhan
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98 views1 page

List of Medical Conditions

This document lists 43 medical conditions and classifies them as early stage, intermediate stage, or major stage. It also lists 4 special conditions that provide a payout of 20% of the sum assured or up to $25,000 for each condition. The medical conditions range from diseases like cancer, stroke, heart attack to surgeries like heart valve replacement or organ transplants. The rider provides coverage for critical illnesses at different stages of severity.

Uploaded by

horzhan
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Early Critical Protector Life Rider

List of Medical Conditions


Intermediate
Medical Conditions Early Stage Major Stage
Stage
1. Angioplasty & Other Invasive Treatment for Coronary Artery N/A N/A 
2. Alzheimer's Disease/Severe Dementia   
3. Apallic Syndrome N/A N/A 
4. Aplastic Anaemia   
5. Bacterial Meningitis  N/A 
6. Benign Brain Tumour   
7. Blindness (Loss of Sight)   
8. Coma   
9. Coronary Artery By-pass Surgery  N/A 
10. Creutzfeld-Jacob Disease N/A N/A 
11. Deafness (Loss of Hearing)   
12. Elephantiasis N/A N/A 
13. End Stage Liver Disease   
14. End Stage Lung Disease   
15. Fulminant Hepatitis   
16. Heart Attack of Specified Severity   
17. Heart Valve Surgery   
18. HIV due to Blood Transfusion and Occupationally Acquired
  
HIV
19. Kidney Failure   
20. Loss of Independent Existence N/A N/A 
21. Loss of Speech   
22. Major Burns   
23. Major Cancers   
24. Major Head Trauma   
25. Major Organ Transplantation/Bone Marrow Transplantation   
26. Medullary Cystic Disease N/A N/A 
27. Motor Neurone Disease   
28. Multiple Sclerosis   
29. Muscular Dystrophy   
30. Necrotising Fasciitis N/A N/A 
31. Other Serious Coronary Artery Disease   
32. Paralysis (Loss of use of limbs)   
33. Parkinson’s Disease   
34. Poliomyelitis N/A N/A 
35. Primary Pulmonary Hypertension   
36. Progressive Scleroderma   
37. Progressive Supranuclear Palsy N/A N/A 
38. Severe Myasthenia Gravis N/A N/A 
39. Stroke   
40. Surgery to Aorta   
41. Systemic Lupus Erythematosus with Lupus Nephritis
N/A N/A 
42. Terminal Illness
43. Viral Encephalitis   
Total 32 29 43

Note: For the definition of the above medical conditions, please refer to the policy contract.

Special Condition Benefits


Special Conditions Payout per Special Condition
1. Osteoporosis
2. Dengue Haemorrhagic Fever
3. Diabetic Complications 20% of sum assured or
4. Severe Rheumatoid Arthritis up to S$25,000
5. Mastectomy due to carcinoma in situ or malignant breast
condition

aia.com.sg

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