LOAN TRANSACTION AUDIT TRAIL SHEET
Customer Name : Imran Ali
Customer ID :
Application Reference Number : BR62093031
Loan Sourcing Date: 2022-04-26 17:31:35
This audit trail document evidences the complete system generated electronic logs/record to demonstrate the
commencement of exchange of information/data between Imran Ali & Bajaj Finance Limited (“BFL”) till
the complete acceptance of Loan Application, MITC, eMandate, and Master Terms & conditions uploaded at
: BR62093031 (collectively referred as “Loan Documentation”) by Imran Ali for availing loans as described
below vide mobile OTP acceptance in respect of Application Reference Number: BR62093031 as final and
binding on Imran Ali.
The audit trail containing electronic records / Logs captured in Section - A (Audit Trail Summary Sheet of
electronic record / logs) below evidences the electronic transaction acceptance and execution by the customer
on BFL platform in connection with loan availed by the customer. Further, Section - B evidences the
chronological details of electronic transaction logs stored in BFL application(s). Section C contains the live
photo of Imran Ali along with Invoice /Product & FOS. The electronic records detailed in Section A to C
evidences the loan transaction journey, acceptance and execution of the Loan documentation.
Section A – Audit Trail Summary Sheet of Electronics Record/logs
Particulars Details
Application Reference Number BR62093031
Loan Amount (Rs.) 20699
Loan Type Consumer Durable
Tennure of Loan 10
IP Address of BFL 27.60.199.145
IP Address of Customer's Device 2401:4900:3851:86:4be0:1a00:1062:3d59
Mobile number of Customer 7258881218
Email ID of Customer (if available)
FOS Name & Emp ID SaurabhRavi & 983760
FOS email ID(if available)
FOS/Merchant IP Address 27.60.199.145
Latitude:
Geo-tagging details
Longitude:
Live Photo of Customer Y
Live Photo of Customer along with Invoice
Y
and FOS
Market Place Particulars Details
EMI Card Number
E-Com/Merchant/Dealer portal Name
Second OTP Generation Requested
On
LOAN TRANSACTION AUDIT TRAIL SHEET
Customer Name : Imran Ali
Customer ID :
Application Reference Number : BR62093031
Loan Sourcing Date: 2022-04-26 17:31:35
Section B – Audit Trail Transaction History With Intake to
Corresponding Details in Section A above
Date & Cluster / Output log
Action Taken Transaction Log
Time Stage status
FROM: J P ENTERPRISES,
Emp ID/FOS ID: 983760,
Loan
BFL IP Address: 27.60.199.145
Application Application
2022-04-26 Loan TO:
link delivered Link
17:30:04 Application Mobile Number : 7258881218 & ,
to Imran Ali successfully
IP Address: Latitude:
sent
Longitude:
of Imran Ali
FROM:
Application Reference Number:BR62093031,
Imran Ali
Mobile Number:7258881218,
opened /
IP
accessed the
Address:2401:4900:3851:86:4be0:1a00:1062:3d59
link to apply Loan
for loan by Application
2022-04-26 Loan of Imran Ali
filling required opened and
17:30:04 Application TO:
details and filled by
FOS ID: 983760,
uploading Imran Ali
BFL FOS Name :J P ENTERPRISES,
documents in
FOS/MERCHANT IP Address:
presence of
27.60.199.145,
BFL FOS
FOS email (if available):,
BFL IP Address: 27.60.199.145
Imran Ali
read, verified,
agreed & FROM:
accepted the Application Reference Number:BR62093031,
terms and
conditions of Mobile Number:7258881218,
Loan Customer's IP
Documentation Address:2401:4900:3851:86:4be0:1a00:1062:3d59 Application
2022-04-26 First OTP (defined of Imran Ali submitted by
17:29:32 Authentication above) by TO: Imran Ali to
clicking on FOS Name: SaurabhRavi, generate OTP
“SUBMIT FOS EMP ID: 983760,
BUTTON” FOS email ID (if available):,
application to FOS/MERCHANT IP Address:
generate OTP 27.60.199.145,
from BFL BFL IP Address: 27.60.199.145
software
application.
FROM:
OTP generatedApplication Reference Number:BR62093031,
and sent to BFL IP Address:27.60.199.145,
2022-04-26 First OTP Imran Ali TO: OTP sent to
17:30:04 Authentication from BFL Mobile Number:7258881218, Imran Ali
software Customer IP Address:
application 2401:4900:3851:86:4be0:1a00:1062:3d59
of Imran Ali
FROM:
Application Reference Number:BR62093031,
BFL IP Address:27.60.199.145,
2022-04-26 First OTP OTP Received TO: OTP Received
17:30:24 Authentication by Imran Ali Mobile Number:7258881218, by Imran Ali
Customer IP address
:2401:4900:3851:86:4be0:1a00:1062:3d59
of Imran Ali
Imran Ali
clicks on "I
accept FROM: Digitally
checkbox" by Customer Name:Imran Ali, accepted PDF
putting OTP Application Reference Number:BR62093031, encrypted file
and Mobile Mobile Number:7258881218, containing in
Number to IP address of customer respect of said
2022-04-26 First OTP
finalize 2401:4900:3851:86:4be0:1a00:1062:3d59 Loan
17:29:32 Authentication
accepting to TO: Documentation
terms & BFL IP Address:27.60.199.145, stored in BFL
conditions of EMP/FOS/MERCHANT IP Address: server for
said Loan 27.60.199.145, verification &
Documentation FOS Name: SaurabhRavi validation
(defined
above)
LOAN TRANSACTION AUDIT TRAIL SHEET
Customer Name : Imran Ali
Customer ID :
Application Reference Number : BR62093031
Loan Sourcing Date: 2022-04-26 17:31:35
Date & Cluster / Output log
Action Taken Transaction Log details
Time Stage status
Loan Approved by FROM:
BFL (Salesforce Application Reference Number:BR62093031, Emp
system) and bit.ly email ID (if available) : , EMP IP Loan Approve
2022-04-26 link containing Address:27.60.199.145, by BFL
Approval
18:11:59 encrypted pdf with TO: Salesforce
details of Customer Name:Imran Ali, Cust Mobile System.
disbursement sent to Number:7258881218, Cust IP
Imran Ali Address:2401:4900:3851:86:4be0:1a00:1062:3d59
Second OTP SMS & Email
FROM:
generated and sent to confirmation
IP Address of BFL:171.51.181.197, BFL Emp
Imran Ali via SMS sent by J P
name & ID:J P ENTERPRISES 312434,
to ENTERPRIS
2022-04-26 Second OTP Application Reference Number:BR62093031
{firstOtpFosMobile} of BFL to
18:11:59 Authentication TO:
& emailed to to Imran Ali fo
Customer Name:Imran Ali, Cust Mobile
record acceptance for obtaining
Number:7258881218, Cust IP
disbursal and disbursement
Address:2401:4900:3851:86:4be0:1a00:1062:3d59
eMandate; eMandate
FROM: OTP for
Application Reference Number:BR62093031, IP Acceptance
Imran Ali opened Address of BFL:171.51.181.197, BFL Emp name & received by
2022-04-26 Second OTP the Second OTP link ID:J P ENTERPRISES 312434 Imran Ali for
18:12:18 Authentication clicked on “I Accept TO: endorsing
Check Box” Mobile Number of Customer:7258881218, IP acceptance fo
Address of disbursement
Customer:2401:4900:3851:86:4be0:1a00:1062:3d59 and eMandate
Encrypted PDF
Imran Ali
opened and accepted
accepted the
by Imran Ali by FROM:
disbursement
2022-04-26 Second OTP submitting the OTP Application Reference Number:BR62093031,
eMandate det
18:12:18 Authentication and Mobile Number Customer Name:Imran Ali, Cust Mobile
by submitting
as confirmation to Number:7258881218,
the OTP &
disbursement and
Mobile Numb
eMandate details
LOAN TRANSACTION AUDIT TRAIL SHEET
Customer Name : Imran Ali
Customer ID :
Application Reference Number : BR62093031
Loan Sourcing Date: 2022-04-26 17:31:35
Date & Cluster / Stage Action Taken Transaction Log details Output log status
Time
PDF encrypted
FROM:
file containing
Application Reference Number:BR62093031, Digitally accepted
Loan
Customer Name:Imran Ali, Cust Mobile encrypted PDF file
Documentation,
Number:7258881218, Cust IP containing in respe
2022-04-26 Second OTP Disbursement
Address:2401:4900:3851:86:4be0:1a00:1062:3d59 of said Loan
18:12:18 Authentication details and
document stored in
eMandate details
TO: BFL server at IP
created and got
BFL IP Address:171.51.181.197, BFL Emp address:27.60.199.
stored in BFL
name:J P ENTERPRISES
server
Audit Trail
Annexure
created and
annexed with
Encrypted PDF
filed stored in
BFL Server
Annexure of
containing Loan FROM:
“Transaction Audit
Application with Customer Name:Imran Ali, Cust Mobile
Trail Sheet” attach
2022-04-26 Transaction Audit Trail Number:7258881218, Application Reference
to encrypted pdf
19:11:24 Completed Sheet, Master Number:BR62093031
document containin
T&Cs, ECS / TO:
____ stored in BFL
Electronic Date Time
server
Payment
Mandate, KYC
and welcome
intimation &
Loan EMI
payment
schedules
Complete PDF
file in respect of
said Loan
Documentation Application Reference Number:BR62093031,
2022-04-26 Transaction
(defiled above) Customer Name:Imran Ali, Customer Process Complete
19:11:24 Completed
along with audit Mobile:7258881218,
trail history got
stored in BFL
server
FROM:
Encrypted pdf
Customer Name:Imran Ali, Application Reference
Loan
Number:BR62093031, Mobile Application Refere
Documentation
2022-04-26 Verification & Number:7258881218, of Imran Ali Number.BR620930
opened and
18:12:18 Validation TO: verified and valida
verified by J P
BFL IP Address:171.51.181.197, Emp Name: J P J P ENTERPRISE
ENTERPRISES
ENTERPRISES, Emp email ID (if available): ,
of BFL
EMP IP Address:27.60.199.145,
SECTION - C (Audit Trail Summary Sheet of customer Photo and
Invoice Copy)
FOS/Merchant IP address : 27.60.199.145
Photo upload time : 2022-04-26 17:53:09
Customer Photo: Link
