Reliable and cost-effective payment to your suppliers 2

Solutions For Importers

Import Documentary
Collection Solution
2 Import Documentary Collection Solution

Reliable and cost-

effective payment to
your suppliers

Sourcing products globally can increase opportunities • Two collection methods. HSBC offers two common
but the consequences can be unpredictable, especially in documentary collection methods, giving you peace of mind
unfamiliar markets. HSBC’s Import Documentary Collection while helping to reduce costs. They include:
Solution is a simple, cost-effective and secure means of
– Documents against Payment (D/P):
trading internationally, that allows you to inspect commercial
Commercial documents are released against payment by
documents before making payment.
the buyer, either at the time documents are presented or at
a future date specified in the draft.
Your needs
– Documents against Acceptance (D/A):
This is the solution for you if:
Commercial documents are released against the importer’s
• You would like to import goods without paying cash in
acceptance of future-dated drafts.
advance or using credit facilities.
– One collection – one bank. If your supplier uses HSBC
• You would like to strike a balance between your need
on the export side of the transaction, you may benefit from
to ensure goods are shipped in accordance with your
faster issue resolution in the event of a dispute.
requirements and your supplier’s need to ensure payment is
received.

Product features
• Documents processing under international rules.
Collections help protect buyers and suppliers with terms
subject to international rules and regulations*.
• Documents handled via banks. Under a collection,
documents and payment are processed via your bank and
your supplier’s bank. You have the security of knowing that
goods have been shipped before making payment, while your
supplier can retain control of commercial documents until you
fulfill the terms of the collection.
 Reliable and cost-effective payment to your suppliers 3

How It Works
The
How it diagram
works below illustrates the process flow of a typical documentary collection using the D/A method:
The diagram below illustrates the process flow of a
typical documentary collection using D/A method:

Electronic Value-added Services Related Products

■ Internet Trade Services. Settle, accept or reject ■ Import Finance. Obtain funding against your future
Benefits to you
import bills in real time. You can also view your trade Contact
sales to points
pay your suppliers upfront.
• Simple and status
account and facilities
cost effective. Anposition online.
import documentary For further information please contact your HSBC Relationship
collection is generally faster, simpler and more cost effective ■ Manager
Shipping orGuarantee/Delivery
Trade and Supply ChainOrder/Air Waybill
specialist today.
■ Instant@dvice.
than Receivecredit
issuing a documentary an alert via email when your
(DC). Release. Allows you to take control of the goods
bill is received or payment is processed. If without
you do not have a Relationship
presenting Manager,
an original copy or are not an HSBC
of the transport
• Additional payment control. In contrast to paying your customer,
documents callwhen
us ongoods
2380arrive
1843 before
duringtheoffice hours or contact
documents,
supplier in advance of receiving goods, an import collection Commercial Banking
thereby avoiding Contact
additional Centrefees
storage on 2380 8000 from
or demurrage
allows you to inspect commercial documents before making 8.00am to 5.00pm Monday to Friday (excluding public holidays).
charges.
payment or agreeing to pay at a fixed future date. Alternatively you may visit www.business.hsbc.com.mt
■ Pre-Set Exchange Rates and Forward Contracts/
• Flexibility. Under an import collection, you have the flexibility Trade and Supply Chain
Options. Protect your business against future
to easily change contract terms on shipping, delivery and HSBC Bank Malta p.l.c.
currency fluctuations by fixing an exchange rate
insurance right up until goods are shipped. Business
upfront.
Banking Centre
80 Mill Street, Qormi QRM 3101 Malta
• Improved cash flow. Collections can improve your cash flow
by giving you the flexibility to negotiate credit terms with your ■ Marine Cargo Insurance. Provides protection for
seller. Moreover, you do not need to place a deposit or use different types of goods, destinations and modes
bank facilities, which are required under an import DC. of transportation and reduces the impact on your
business if goods are destroyed, damaged or stolen.
Related products
• Import finance.
Contact Us Obtain funding against your future sales to
pay your suppliers
Contact your HSBC upfront.
Relationship Manager or Trade and Supply Chain specialist today.
Click
• Shipping www.tradeandsupplychain.hsbc.com
guarantee/delivery order/air waybill release.
Allows you[INSERT
Call to take LOCAL
control NUMBER]
of the goods without presenting an
Email [email protected]
original copy of the transport documents when goods arrive
before the documents, thereby avoiding additional storage
* HSBC handles collections in accordance with the Uniform Rules for Collection (ICC Publication No. 522), a set of international standards for the handling of
fees or demurrage
collections charges.
through financial institutions. The rules are published by the International Chamber of Commerce (ICC).

HSBC has sole discretion to make funding decisions for individual transactions and will retain recourse to you after funds are advanced. An HSBC trade
• Pre-set exchangeapproved
account relationship, rates and forward
trade-finance contracts/options.
facilities and trade-finance agreement are required. Additional terms and conditions may apply.
Protect your business against future currency fluctuations by
Trade and supply chain transactions may be subject to credit approval. Other restrictions, including specific country regulations, may apply. Foreign currency
fixing an exchange rate upfront.
exchange rates may apply to certain trade transactions. Certain products and solutions contained herein may not be offered in every market. Check with your
local HSBC Trade and Supply Chain specialist for a full product offering in your country.

[Insert local issuer statement]

The products and services mentioned herein are only available in jurisdictions where the respective issuers are authorised to operate and the material is not
intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material.
4 Import Documentary Collection Solution

* HSBC handles collections in accordance with the Uniform Rules for Collection (ICC Publication No. 522),
a set of international standards for the handling of collections through financial institutions. The rules are
published by the International Chamber of Commerce (ICC).

HSBC has sole discretion to make funding decisions for individual transactions and will retain recourse to
you after funds are advanced. An HSBC trade account relationship, approved trade-finance facilities and
trade-finance agreement are required. Additional terms and conditions may apply.

Trade and supply chain transactions may be subject to credit approval. Other restrictions, including specific
country regulations, may apply. Foreign currency exchange rates may apply to certain trade transactions.
Certain products and solutions contained herein may not be offered in every market. Check with your local
HSBC Trade and Supply Chain specialist for a full product offering in your country.

Approved and issued by HSBC Bank Malta p.l.c., 116, Archbishop Street, Valletta VLT1444.
HSBC Bank Malta p.l.c. is licensed by the MFSA to conduct investment services business and is enrolled as
a tied insurance intermediary of HSBC Life Assurance (Malta) Ltd.

The products and services mentioned herein are only available in jurisdictions where the respective issuers
are authorised to operate and the material is not intended for use by persons located in or resident in
jurisdictions which restrict the distribution of this material.

(Ref No. 100502-04/2018)