PRESCREEN CREDIT SCORE

CLIENT ID: 027FP26480 DATE: 2023-01-03

REPORT ORDER NO: 648577172 TIME: 15:20:11
REFERENCE NUMBER:

Consumer Name: BASAVARAJU G

Personal Information Identification Contact Details
Previous Name: PAN: APGPG2645L Home:
Alias Name: ID: Office:
DOB: 1985-06-03 ID: Mobile: 9148508566
Age: 37 UID: Alt. Home/Other No.:
Gender: Male Driver's License: Alt. Office:
Total Income: Ration Card: Alt. Mobile:
Occupation: Photo Credit Card: Email: [email protected]
ID - Other:

Consumer Address:
Type Address State Postal Date Reported
Primary NO 85 NO 180/160 CHIKKA HUNSUR HUNSUR TQ KA 571105 2022-10-31
MYSURU

Secondary 00 8TH MAIN ROAD NELAGADARANAHALLI KA 560073 2022-05-31

NAGASANDRA NEAR - ANDRAHALLI MAIN ROAD
BENGALURU KARNATAKA 560073

Secondary NO 02 2ND CROSS 8TH MAIN HOYSALANAGAR KA 560091 2022-05-31

SUNKADAKATTE VISHWANEEDAM BANGALORE
NORTH

Secondary PID NO 55-21-44 ASST NO 180/160 HALF KA 571105 2021-08-31

PORTION OF SITE NO 2 CHIKKAHUNSUR
HUNSUR TQ MYSURU

Secondary MYSURU KARNATAKA 571105 KA 571105 2020-07-31

Equifax Score(s):
Score Name Score Scoring Elements
M001 656 Derogatory trade occurences
Delinquency or past due amount occurences
Sanctioned amount of housing loan trades
Delinquency or past due amount occurences
Delinquency or past due amount occurences

Recent Activity:
Recent Activity (last 90 days)
Total Inquiries: 1 Accounts Opened: 0 Accounts Updated: 3 Accounts Delinquent: 2
Summary* :
Credit Report Summary
Number of Accounts: 8 Total Balance Amount: Rs. 1212078.00 Recent Account : Personal Loan on 11-
05-2022
Number of Open Accounts : 3 Total Past Due Amount : 24854.00 Oldest Account : Housing Loan on 28-
02-2018
Number of Past Due Accounts : 1 Total High Credit : 0.00 Total Credit Limit : 0.0
Number of Write-off Accounts : 0 Total Sanction Amount : Rs. 1333724.00 Single Highest Credit : 0.00
Number of Zero Balance 0 Total Monthly Payment 25512.00 Single Highest Rs. 915564.00
Accounts Amount : Sanction Amount :
Most Severe Status < 24 Average Open Balance : Rs. 404026.00 Single Highest Rs. 1009081.00
Months : Balance :

*As per data reported at a tradeline level in the account details section

Account Details:
Accounts
Acct #********** Balance: Rs. 189662 Open: Yes Date Reported: 2022-11-30
Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2019-06-14
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs. 388160 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Restructured Due to COVID19
Asset Classification :
Suit Filed Status :
History :
Account Status : RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV RCV
RCV RCV RNC RNC RNC 120+ 90+ 60+ 30+ 01+ 000 000 000 * * 000 000 000 000 000 000 000
NEW
Asset Classification : * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * STD STD STD STD STD STD STD
STD
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21
07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20
03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19

Acct #********** Balance: Rs. 1009081 Open: Yes Date Reported: 2022-10-31
Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2018-02-28
Type: Housing Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Joint Account Write-off Amount: Sanction Amount : Rs. 915564 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Restructured Due to COVID19
Asset Classification :
Suit Filed Status :
History :
Account Status : RCV RCV RCV RCV RCV RCV * * * RCV RCV RCV * * RNC RNC RNC 120+ 120+ 90+ 90+ 90+ *
90+ 60+ 30+ 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 * 000 000 *
000
Asset Classification : STD STD STD STD STD STD * * * STD STD STD * * STD STD STD SUB SUB STD STD STD *
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
* STD STD * *
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * * *
 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21
06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20
02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19 01-19 12-18 11-18

Acct #********** Balance: Rs. 13335 Open: Yes Date Reported: 2022-10-31
Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2022-05-11
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs. 30000 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Current Account
Asset Classification :
Suit Filed Status :
History :
Account Status : 000 000 000 000 000 NEW
Asset Classification : * * * * * *
Suit Filed Status : * * * * * *
10-22 09-22 08-22 07-22 06-22 05-22

Acct #********** Balance: Rs. 0 Open: No Date Reported: 2022-05-31

Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2022-03-14
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs. 100000 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Closed Account
Asset Classification :
Suit Filed Status :
History :
Account Status : CLSD * NEW
Asset Classification : * * *
Suit Filed Status : * * *
05-22 04-22 03-22

Acct #********** Balance: Rs. 0 Open: No Date Reported: 2021-10-31

Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2019-07-03
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs. 10000 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Closed Account
Asset Classification :
Suit Filed Status :
History :
Account Status : CLSD 720+ 540+ 540+ 540+ 540+ 540+ 540+ 360+ 360+ 360+ 360+ 360+ 360+ 180+ 180+ 180+ 180+
180+ 180+ 120+ 120+ 120+ 90+ 60+ 30+ 01+ NEW
Asset Classification : STD SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB SUB
SUB STD STD STD STD STD STD STD STD
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * * * * * *
 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20
06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19

Acct #********** Balance: Rs. 0 Open: No Date Reported: 2019-06-30

Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2019-05-13
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs. 10000 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Closed Account
Asset Classification :
Suit Filed Status :
History :
Account Status : CLSD
Asset Classification : STD
Suit Filed Status : *
06-19

Acct #********** Balance: Rs. 0 Open: No Date Reported: 2019-05-31

Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2019-04-13
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs. 8000 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Closed Account
Asset Classification :
Suit Filed Status :
History :
Account Status : CLSD
Asset Classification : STD
Suit Filed Status : *
05-19

Acct #********** Balance: Rs. 0 Open: No Date Reported: 2019-04-30

Institution: FINANCE Past Due Amount: Interest Rate: Date Opened: 2019-03-29
Type: Personal Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs. 5000 Reason:
Repayment Tenure: Monthly Payment Amount: Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Term Frequency: Collateral Type:
Account status: Closed Account
Asset Classification :
Suit Filed Status :
History :
Account Status : CLSD
Asset Classification : STD
Suit Filed Status : *
04-19
Enquiry Summary:
Purpose Total Past 30 Days Past 12 Months Past 24 Months Recent
ALL 3 0 2 3 2022-10-27

Enquiries:
Institution Date Time Purpose Amount
FINANCE 2022-10-27 18:14 05

FINANCE 2022-09-22 13:09 05

FINANCE 2021-07-08 16:41 51

Glossary, Terms and Explanations:

Code Description
000 Current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
 SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
SWDW Suit Filed, Willful Default and Written Off
SET Settled
* Data Not Reported

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