THE VISAKHAPATNAM CO-OPERATIVE BANK LTD

(Multi State Co-operative Urban Bank)

HEAD OFFICE, D.№.47-3-27/3, 5TH LANE -DWARAKANAGAR, VISAKHAPATNAM -530016

ON-LINE EXAMINATION - RECRUITMENT OF PROBATIONARY OFFICERS (ASST. MANAGERS)

INFORMATION HANDOUT

This handout contains details pertaining to various aspects of the online main exam you are going to undertake and
important instructions about related matters. You are advised to study the handout carefully as it will help you in
preparing for the examination.
You may have to be at the venue for approximately 3 hours including the time required for logging in, collection of the
call letters, going through the instructions etc.
The on-line examination will comprise the following objective type multiple choice tests as stated below :

Sr. No of Maximum
Name of the Tests Version Time
No Questions Marks
1. General English 50 50 English 50 Minutes
Reasoning Ability,
2. Computer Aptitude and 50 50 English 50 Minutes
General Banking
3. Quantitative Aptitude 50 50 English 50 Minutes
Total 150 150 150 Minutes

All tests will be in English. You should attempt questions of each test within the time limit allotted to each test. All the
questions will have multiple choices. Out of the five answers to a question only one will be the correct answer. You
have to select the most appropriate answer and ‘mouse click’ that alternative which you feel is
appropriate/correct. The alternative/ option that you have clicked on will be treated as your answer to that
question. There will be penalty for wrong answers marked by you. For every wrong answer marked by you,
1/4 of the marks assigned to that question will be deducted as penalty.

Please note that the types of questions in this handout are only illustrative and not exhaustive. In the actual
examination you will find questions of a higher difficulty level on some or all of these types and also
questions on the types not mentioned here.
Some sample questions are given below.
SAMPLE QUESTIONS
GENERAL ENGLISH

Q.1-2. Directions : Pick out the most appropriate word from amongst the words given below each sentence to
complete it meaningfully.
Q.1. He quickly glanced .............................. the book to find what it said about the Indian economy.
(1) at (2) through (3) in (4) to (5) over
Q.2. The counsel urged the court to ........................... down the obnoxious law.
(1) enact (2) enforce (3) cancel (4) strike (5) declare
Q.3-4. Directions : Read each sentence to find out whether there is any grammatical error in it. The error, if any,
will be in one part of the sentence. The number of that part of the sentence is your answer. If there is no error, the
answer is (5).
Q.3. I am twenty / two years old / when I first / joined the bank. No error
(1) (2) (3) (4) (5)
Q.4. To the Hindus / the Ganga is / holier than / any other river. No error
(1) (2) (3) (4) (5)

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 REASONING ABILITY, COMPUTER APTITUDE AND GENERAL BANKING

Q.1. Madhav ranks seventeenth in a class of thirty-one. What is his rank from the last ?
(1) 13 (2) 14 (3) 15 (4) 16 (5) 17
Q.2. In a row of girls, if Seeta who is 10th from the left and Lina who is 9th from the right interchange their seats,
Seeta becomes 15th from the left. How many girls are there in the row ?
(1) 16 (2) 18 (3) 19 (4) 22 (5) Other than those given as options
Q.3. The town of Paranda is located on Green lake. The town of Akram is West of Paranda. Tokhada is East of
Akram but West of Paranda. Kakran is East of Bopri but West of Tokhada and Akram. If they are all in the
same district, which town is the farthest West ?
(1) Paranda (2) Kakran (3) Akram (4) Tokhada (5) Bopri
Q.4. What is the full form of RAM ?
(1) Random Adaptive Mouse (2) Random Adaptive Memory (3) Random Access Memory
(4) Random Access Mouse (5) Other than those given as options
Q.5. Which of the following is the command for copying a particular text in MS Word?
(1) Control + K (2) Control + C (3) Control + P
(4) Control + X (5) Other than those given as options
Q.6. Pick the odd man out :
(1) Mouse (2) Keyboard (3) CD (4) Printer (5) Virus
Q.7. Who can stop payment of a cheque ?
(1) Payee (2) Drawer (3) Endorser
(4) Collecting Bank (5) Holder - in due course
Q.8. Where a cheque bears across its face crossing with the name of a banker, such a
crossing will be called –––
(1) General Crossing (2) Special Crossing (3) Restrictive Crossing
(4) Double Crossing (5) Other than those given as options
Q.9. If the drawer (or any holder) mentions a date on the cheque. Which is subsequent to the date on which it is
presented for payment. It is called –––
(1) Stale cheque (2) Ante dated cheque (3) Incomplete cheque
(4) Post-dated cheque (5) Other than those given as options

QUANTITATIVE APTITUDE

Q.1. At 10 paise each, how many paise will 6 lemons cost ?

(1) 6 (2) 10 (3) 60 (4) 61 (5) 610
Q.2-4. Directions : Given below is a table showing percentages out of a total of 700 employees ranking six attributes
that help promotion. Rank I is the highest. Study the table carefully and answer the questions that follow :

% of Employees Giving Different Ranks

Attribute I II III IV V VI
Seniority 32 17 22 19 5 5
Perseverance 14 19 17 9 27 14
Efficiency 15 19 21 14 14 17
Intelligence 10 14 10 14 17 35
Honesty 24 17 7 9 27 16
Sociability 5 14 23 35 10 13

Q.2. Which attribute for promotion has received the highest rank ?
(1) Perseverance (2) Seniority (3) Honesty (4) Sociability (5) Efficiency
Q.3. How many employees gave rank III to intelligence ?
(1) 119 (2) 98 (3) 77 (4) 70 (5) 10
Q.4. Which attribute is considered the least important for promotion ?
(1) Honesty (2) Intelligence (3) Perseverance (4) Efficiency (5) Sociability

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3. Details of the Online Examination

(1) The examination would be conducted on-line i.e. on a computer.

(2) All tests will be in English.
(3) All the questions will have multiple choices. Out of the five answers to a question only one will be the correct
answer. The candidate has to select the correct answer and ‘mouse click’ that alternative which he/ she
feels is correct. The alternative/ option that is clicked on will be treated as the answer to that question.
Answer to any question will be considered for final evaluation, only when candidates have submitted
the answers by clicking on “Save & Next” or “Mark for Review & Next”.
(4) The clock has been set at the server and the countdown timer at the top right corner of your screen will display
the time remaining for you to complete the exam. When the clock runs out the exam ends by default - you are
not required to end or submit your exam.
(5) The Question Palette displayed on the right side of screen will show the status of each question using one of
the following symbols:

The Marked for Review status for a question simply indicates that you would like to look at that question again.
If a question is answered and Marked for Review, your answer for that question will be considered in the
evaluation.
(6) To select a question to answer, you can do one of the following :
(a) Click on the question number on the question palette at the right of your screen to go to that numbered
question directly. Note that using this option does NOT save your answer to the current question.
(b) Click on ‘Save & Next’ to save answer to current question and to go to the next question in sequence.
(c) Click on ‘Mark for Review and Next’ to save answer to current question, mark it for review, and to go to
the next question in sequence.
(7) To select your answer, click on one of the option buttons.
(8) To change your answer, click another desired option button.
(9) To save your answer, you MUST click on Save & Next.
(10) To deselect a chosen answer, click on the chosen option again or click on the Clear Response button.
(11) To mark a question for review click on Mark for Review & Next. If an answer is selected for a question that is
Marked for Review, the answer will be considered in the final evaluation.
(12) To change an answer to a question, first select the question and then click on the new answer option followed
by a click on the Save & Next button.
(13) Questions that are saved or marked for review after answering will ONLY be considered for evaluation.
(14) The candidates are requested to follow the instructions of the “Test Administrator” carefully. If any candidate
does not follow the instructions / rules, it would be treated as a case of misconduct/ adoption of unfair means
and such a candidate would be liable for debarment from appearing for examinations for a period as decided by
Bank.
(15) The candidates may ask the Test Administrator about their doubts or questions only before the commencement
of the test. No query shall be entertained after the commencement of the examination.
(16) After the expiry of test duration, the candidates will not be able to attempt any question or check their answers.
(17) Please note :
(a) Candidates will not be allowed to “finally submit” unless they have exhausted the actual test time.
(b) Under no circumstances should a candidate click on any of the ‘keyboard keys’ once the exam
starts as this will lock the exam.
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B] General Instructions:

(1) Please note Date, Reporting time and Venue address of the examination given in the call letter.
(2) You may visit the venue one day before the Online Examination to confirm the location so that you are able to
report on time (as printed on the call letter) on the day of the examination. Late comers will not be allowed.
(3) The call letter should be brought with you to the examination venue along with your recent passport size
photograph duly pasted on it. (Preferably the same photograph as was as uploaded).
(4) You must scrupulously follow the instructions of the Test Administrator and Bank Representative at the
examination venue. If you violate the instructions you will be disqualified and will be asked to leave the
examination venue.
(5) No use of calculators (separate or with watch), books, note books or written notes, cell phones (with or without
camera facility), or any other electronic device will be allowed during the examination. . After AarogyaSetu
status display at the entry gate, candidates will be required to switch off their mobile phones, and
deposit it at the designated location, to be collected while exiting.
(6) Please bring the call letter with your recent photograph affixed thereon, photocopy of the ID proof stapled with
call letter and same currently valid photo identity proof in original. - THIS IS ESSENTIAL. Please submit the
call-letter along with photocopy of photo identity proof duly stapled together by putting it in the
designated drop-box. Currently valid photo identity proof may be PAN Card/Passport/Permanent Driving
License/Voter’s Card with photograph/Bank Passbook with photograph/Photo Identity proof issued by a
Gazetted Officer on official letterhead /Photo Identity proof issued by a People’s Representative on official
letterhead/Valid recent Identity Card issued by a recognised College/University/Aadhar/E-aadhar card with a
photograph/Employee ID in original/Bar Council Identity card with photograph. Please Note - Ration Card and
Learner’s Driving License will NOT be accepted as valid ID proof for this project. Please note that your
name as appearing on the call letter (provided by you during the process of registration) should exactly match
the name as appearing on the photo identity proof. Female candidates who have changed first/last/middle name
post marriage must take special note of this. If there is any mismatch between the name indicated in the Call
Letter and Photo Identity Proof you will not be allowed to appear for the exam.

(7) Your responses (answers) will be analysed with other candidates to detect patterns of similarity of right and
wrong answers. If in the analytical procedure adopted in this regard, it is inferred/concluded that the responses
have been shared and scores obtained are not genuine/valid, your candidature may be cancelled. Any
candidate who is found copying or receiving or giving assistance or engaging in any behaviour unbecoming of a
candidate will not be considered for assessment. The Bank may take further action against such candidates as
deemed fit by it.
(8) You should bring with you a ball-point pen. A sheet of paper will be provided which can be used for rough work
or taking down the question number you would like to review at the end of the test before submitting your
answers. After the test is over you MUST drop this sheet of paper along with the Call Letter in the designated
drop-box before leaving the venue.

(9) The possibility for occurrences of some problem in the administration of the examination cannot be ruled out
completely which may impact test delivery and/or result from being generated. In that event, every effort will be
made to rectify such problem, which may include the conduct of another examination if considered necessary.
Decision of the test conducting body in this regard shall be final. Candidates not willing to accept such change
shall lose his/her candidature for this exam.

(10) Anyone found to be disclosing, publishing, reproducing, transmitting, storing or facilitating transmission and
storage of test contents in any form or any information therein in whole or part thereof or by any means verbal or
written, electronic or mechanical or taking away the papers supplied in the examination hall or found to be in
unauthorised possession of test content is likely to be prosecuted.

(11) Instances for providing incorrect information and/or process violation by a candidate detected at any stage of
the selection, process will lead to disqualification of the candidate from the selection process and he/she will not
be allowed to appear in any recruitment process of the Bank in the future. If such instances go undetected
during the current selection process but are detected subsequently, such disqualification will take place with
retrospective effect.

(12) If the examination is held in more than one session, the scores across various sessions will be equated to adjust
for slight differences in difficulty level of different test batteries used across sessions. More than one session are
required if the nodes capacity is less or some technical disruption takes place at any centre or for any
candidate.

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 SOCIAL DISTANCING MODE CONDUCT OF EXAM RELATED INSTRUCTIONS
1 Candidate is required to report at the exam venue strictly as per the time slot mentioned in the Call Letter
AND/OR informed via SMS/Mail on their registered mobile number/mail prior to exam date. It is expected that
candidate strictly adhere to this time slot – as entry into the exam venue will be provided based upon the
individual’s time slot ONLY. Candidates should report atleast 15 minutes before the Reporting time indicated on
the call Letter.
2 Mapping of ‘Candidate Roll Number and the Lab Number’ will NOT be displayed outside the exam venue, but
the same will be intimated to the candidates individually at the time of entry of the candidate to the exam venue.
3 Items permitted into the venue for Candidates
Candidates will be permitted to carry only certain items with them into the venue.
a. Mask (WEARING A MASK is COMPULSORY)
b. Gloves
c. Personal transparent water bottle (Candidate should bring his / her own water bottle)
d. Personal hand sanitizer (50 ml)
e. A simple pen
f. Exam related documents (Call Letter and Photocopy of the ID card stapled with it, ID Card in Original.)
g. Call Letter should be brought with the Photocopy of the Photo ID stapled with it. Original ID (same as
Photocopy) is also to be brought for verification. The name on the ID and on the Call Letter should be
exactly the same.
h. In case of Scribe Candidates - Scribe form duly filled and signed with Photograph affixed.
No other Items are permitted inside the venue.
4 Candidate should not share any of their personal belonging/material with anyone
5 Candidate should maintain safe social distance with one another.
6 Candidate should stand in the row as per the instructions provided at venue.
7 If candidate is availing services of a scribe, then scribe also should bring their own Gloves, N95 Mask, sanitizer
(50ml) and transparent water bottle. Wearing a mask is compulsory. Both candidate and Scribe will require to
be wearing N95 Mask.
8 A Candidate must have AarogyaSetu App installed on his mobile phone. The AarogyaSetu status must show
candidate’s risk factor. A candidate will have to display this status to the Security Guard at the entry into the
exam venue. In case a candidate does not have a smart phone, he/she will have to bring in a signed declaration
to this effect (declaration is provided along with this Call Letter) and show the same to the Security Guard at the
entry into the exam venue. Candidates with Moderate or High Risk Status on AarogyaSetu App will not be
allowed entry. In case any of the responses in declaration suggest COVID 19 infection/symptoms, the candidate
will not be permitted inside the exam venue. (If candidate is availing services of a Scribe, then Scribe should
also follow the same instructions.)
9 After AarogyaSetu status display at the entry gate, candidates will be required to switch off their mobile
phones, and deposit it at the designated location, to be collected while exiting.
10 All candidates (and Scribe, if applicable) will be checked with Thermo guns at the entry point for temperature. In
case, any person is observed to be having above normal temperature (> 99.14° F) or displaying any symptoms
of the virus, they will not be allowed entry into the venue.
11 In candidate registration :
a. Candidate registration will be done through photo capture. Photo captured will be matched with the photo
uploaded by you in the application (as printed in the call letter). You must NOT change your appearance
from the photo uploaded by you.
b. Photograph will be taken while candidate is standing.
c. Seat number will be given to the candidate.
12 Rough sheet, call letter and ID proof management
 Rough sheet(s) kept at each candidate desk will be used by candidate.
 Candidate must follow the instructions related to dropping the call letter with the ID proof copy in the boxes
provided at the exit of lab/venue while leaving or at the designated place. Those candidates who avail the
services of Scribe should submit Scribe form also along with the Call Letter and ID proof copy.
 Candidate must drop the rough sheets, call letter, ID proof copy in the boxes provided at the exit of
lab/venue while leaving or at the designated place indicated by Exam officials.
13 Post Examination Controls
 On completion of examination, the candidates should move out in an orderly manner without crowding as
instructed by the venue staff.

WISH YOU GOOD LUCK