Personalized proposal for securing your family

with

Hi VHFH VVHKalra>
<Surbhi
Thank you for choosing ICICI Prudential
Life Insurance to secure your loved ones
financially.
 Snapshot of your plan
You pay VHFH VVH
<Surbhi kalra>
35 <Female>
Yearly premium ` 18,967/-
<Annual> <1234.56>
23 years / Male
<Non-Smoker>
4 for 10 years.
Non-smoker <Yes/No>
Loyalty Benefit: No
Age 23 32 63

Years

You get

A life cover of
Critical illness cover Accidental Death Benefit
` 50,00,000/-
50,00,000
payable as Lump-Sum
+ ` 1,00,000/-
20,00,000 + ` 1,00,000/-
20,00,000

+
Maturity benefit of ` 1,95,216/-
55,000
(at the end of policy term)

Benefit Benefit term Benefit amount

Life Insurance Cover 40 years

15 ` 50,00,000/-
50,00,000

Critical illness cover 15 years

15 ` 1,00,000/-
50,00,000

Accidental Death Benefit 40 years

15 ` 1,00,000/-
50,00,000

At the end of
Return of Premium (Maturity Benefit) 40 years
15 ` 1,95,216/-
50,00,000

Premium details Payment term Premium Amount

Premium to be paid every year

<year> 10
5 years ` 18,967/-
12,000
If 'Loyalty benefit' is applicable, only the first year’s premium will be discounted and the discounted Yearly
6 months ` 18,967/-
premium will be <1000>.
 Detailed break-up of premium amount

Instalment Applicable Tax benefit

Premium taxes under
`
Life cover ` 18,592/-
<XXXX> ` 838/-
<XXXX> Section 80C

Critical illness cover ` 232/-

<XXXX> ` 42/-
<XXXX> Section 80D

Accidental Death Benefit in case

` 143/-
<XXXX> ` 26/-
<XXXX> Section 80C
of death due to accident

Total Instalment Premium ` 18,967/-

<XXXX> ` 906/-
<XXXX> ` 19,873/-
<XXXX>
for 1st year

Total Instalment Premium ` 18,967/-

<XXXX> ` 487/-
<XXXX> ` 19,454/-
<XXXX>
from 2nd year onwards

Why choose us:

5.81 Cr ` 2.04 Lakh Cr

Lives covered as on Benefits paid till
March 31, 2022 March 31, 2022

` 2.40 Lakh Cr
24 hrs claim settlement
Assets under management as on
March 31, 2022 Quick claim settlement
process available
Tax Saving
Get tax benefits on premium
paid & benefits

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105.CIN:L66010MH2000PLC127837.

ICICI Prudential Life Insurance Company Limited. Registered Address:1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025. ICICI Pru iProtect
Return of Premium, UIN: 105N186V01. For more details on the risk factors, term & conditions please read the policy document. COMP/DOC/Feb/2022/42/7342.
 Benefit Illustration of ICICI Pru iProtect Return of Premium

Name of the Policyholder : Mr. VHFH VVH Name of the Product : ICICI Pru iProtect Return
of Premium
Age of the Policyholder at policy : 01-Jan-1999 (23 years) Tag Line : A Non-Linked Non
inception Participating Individual Life
Insurance Savings product
Gender of the Policyholder : MALE
Name of the Life Assured : Mr. VHFH VVH Unique Identification No. : 105N186V01
Age of the Life Assured at policy : 01-Jan-1999 (23 years) Sales Channel : Agency
inception
Gender of the Life Assured : MALE Applicable tax on installment : 4.5%
premium for Year 1
Is Life Assured Smoker / Non-Smoker? : Non-smoker Applicable tax on installment : 2.25%
premium for Year 2 onwards
Policy Term : 40 Years Plan Option : Return of Premium
Premium Payment Term : 10 years Sum Assured on Death : Rs. 5,000,000
Premium Payment Option : Limited Pay 10 Years Maturity Benefit : Rs. 195,216
Frequency of premium payment : Yearly
Death Benefit Payout option : Lump-Sum Benefit Option : All in One
Death Benefit Payout Term : 0 years Accidental Death Benefit : Rs. 100,000
Lump Sum Percentage : 100% Accidental Death Benefit coverage : 40 years
term
Income Percentage : 0% Critical Illness Benefit : Rs. 100,000
Critical Illness Benefit coverage term : 15 years
Loyalty Benefit : No
This benefit illustration captures benefits only for an individual life(as specified under Life Assured)

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Premium Summary
Benefit Base Plan Accidental Death Critical Illness Riders Total
Benefit Benefit
Tax Benefit 80C 80C 80D
Instalment Rs. 18592 Rs. 143 Rs. 232 - Rs. 18967
Premium(without
GST and cess if
any)
Applicable Taxes Rs. 838 Rs. 26 Rs. 42 - Rs. 906
Total Premium Rs. 19430 Rs. 169 Rs. 274 - Rs. 19873
Total installment Rs. 19873
premium payable
in first year(as per
frequency chosen
by you)
Total installment Rs. 19454
premium payable,
2nd year
onwards(as per
frequency chosen
by you)
Total Annualized Rs. 18592 Rs. 143 Rs. 232 - Rs. 18967
premium

Policy Single/Annualiz Guaranteed Benefits Non-Guaranteed Surrender

Year ed Premium Benefit Value Payable
(Higher of A
and B)
Maturity Benefit Other Other Death Benefit Minimum Guaranteed Special Surrender
Benefits(Accidental Benefits(Critical Surrender Value(A) Value(B)
Death Benefit) Illness Benefit)
1 18,967 0 100,000 100,000 5,000,000 0 0 0
2 18,967 0 100,000 100,000 5,000,000 11,155 11,155 11,155
3 18,967 0 100,000 100,000 5,000,000 19,522 19,522 19,522
4 18,967 0 100,000 100,000 5,000,000 37,184 2,741 37,184
5 18,967 0 100,000 100,000 5,000,000 46,480 3,758 46,480
6 18,967 0 100,000 100,000 5,000,000 55,776 4,955 55,776
7 18,967 0 100,000 100,000 5,000,000 65,072 6,341 65,072
8 18,967 0 100,000 100,000 5,000,000 76,227 7,949 76,227
9 18,967 0 100,000 100,000 5,000,000 87,847 9,821 87,847
10 18,967 0 100,000 100,000 5,000,000 99,932 11,986 99,932
 11 0 0 100,000 100,000 5,000,000 102,256 13,138 102,256
12 0 0 100,000 100,000 5,000,000 104,580 14,426 104,580
13 0 0 100,000 100,000 5,000,000 106,904 15,832 106,904
14 0 0 100,000 100,000 5,000,000 109,228 17,374 109,228
15 0 0 100,000 100,000 5,000,000 111,552 19,073 111,552
16 0 0 100,000 0 5,000,000 113,876 20,927 113,876
17 0 0 100,000 0 5,000,000 116,200 22,977 116,200
18 0 0 100,000 0 5,000,000 118,524 25,222 118,524
19 0 0 100,000 0 5,000,000 120,848 27,662 120,848
20 0 0 100,000 0 5,000,000 123,172 30,376 123,172
21 0 0 100,000 0 5,000,000 125,496 33,323 125,496
22 0 0 100,000 0 5,000,000 127,820 36,583 127,820
23 0 0 100,000 0 5,000,000 130,144 40,136 130,144
24 0 0 100,000 0 5,000,000 132,468 44,060 132,468
25 0 0 100,000 0 5,000,000 134,792 48,355 134,792
26 0 0 100,000 0 5,000,000 137,116 53,079 137,116
27 0 0 100,000 0 5,000,000 139,440 58,252 139,440
28 0 0 100,000 0 5,000,000 141,764 63,933 141,764
29 0 0 100,000 0 5,000,000 144,088 70,161 144,088
30 0 0 100,000 0 5,000,000 146,412 76,993 146,412
31 0 0 100,000 0 5,000,000 148,736 84,509 148,736
32 0 0 100,000 0 5,000,000 151,060 92,747 151,060
33 0 0 100,000 0 5,000,000 153,384 101,786 153,384
34 0 0 100,000 0 5,000,000 155,708 111,703 155,708
35 0 0 100,000 0 5,000,000 158,032 122,596 158,032
36 0 0 100,000 0 5,000,000 160,356 134,562 160,356
37 0 0 100,000 0 5,000,000 162,680 147,681 162,680
38 0 0 100,000 0 5,000,000 165,004 162,068 165,004
39 0 0 100,000 0 5,000,000 167,328 177,881 177,881
40 0 195,216 100,000 0 5,000,000 167,328 191,312 191,312

Note: Annualised Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any,
Goods and Service Tax and Cesses, if any.

Important points to note:

The Maturity Benefit mentioned above is paid at the end of the year.
The surrender values and Death Benefit (Life Insurance Benefit) mentioned above are illustarted assuming that the event occurs at the end of
the year.
Tax benefits may be available as per the prevailing Tax laws.
Please refer to your sales brochure and policy document for more details.

I, __________________________________, have explained I, ______________________________, having received the

the premiums, and benefits under the policy fully to the information with respect to the above, have understood the
prospect / policyholder. above statement before entering into the contract.

Place: Place:
Date: Signature of Agent / Intermediary / Official Date: Signature of Prospect / Policyholder

ICICI Prudential Life Insurance Company Limited.

1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025
Email: [email protected]
www.iciciprulife.com