NAME OF SCHOOL

June 2021

The Parents’ Financial Dilemma with Online Classes

A Research Project Presented To

Faculty of the Senior High School Department

of NAME OF SCHOOL 

In Partial Fulfillment of the Requirements for the course Research in Daily Life 1

Prepared by:

NAME

NAME

NAME

NAME

NAME

 
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ACKNOWLEDGEMENT

The researchers would like to express their gratitude to the following individuals

for their support and assistance in making this study possible. 

First, the researchers would want to express their gratitude to God for providing

the opportunity to conduct a study and enable us to enable our study. He directed the

researchers to undertake this investigation and aided in overcoming adversity and pain.

He was the one who created everything doable, and the researchers are quite

appreciative. 

Additionally, the researchers would like to express their gratitude to NAME OF

RESEARCH INSTRUCTOR for assisting us with our thesis. As our adviser, we are

extremely appreciative of his time and work. We are fully aware that without him, we

would have produced a very poor and cheap product thesis.

The researchers would want to express their gratitude to the Parents who

answered; without their assistance, our thesis would have stalled. Particularly for their

candor when responding to our interview questions. 

The researchers would also like to express our sincere thanks to our families for

their unwavering support during our difficulties and tribulations. Their unwavering

assistance pushed us to our boundaries, resulting in the greatest possible study. The
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researchers would also like to express our gratitude for their financial support; without

it, this study would not have been completed.

We would like to express our heartfelt gratitude to the members of our panel,

NAME and NAME OF PANELIST, for contributing to the visual appeal and content

richness of our study. We appreciate your assistance in making it the best it can be.
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Table of Contents

                                                                                                                         Page

Title Page ...................................................................................................................     

Table of Contents.......................................................................................................     

List of Figures ............................................................................................................    

List of Tables ..............................................................................................................    

Chapter I – The Problem and It’s Background

                    Introduction ..............................................................................................  

                    The Central and Corollary Problems of the Study.................................... 

                    Theoretical Framework ............................................................................  

                    Conceptual Framework ............................................................................  

                    Scope and Limitation ...............................................................................  

                    Significance of the Study .........................................................................  

                    Operational Definition of Terms .............................................................. 

Chapter II – Review of Related Literature and Study

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                    Related Literatures ................................................................................... 

                    Synthesis .................................................................................................. 

Chapter III – Research Methodology

                    Research Design ....................................................................................... 

                    Research Locale ........................................................................................ 

                    Sampling Design ..................................................................................... 

                    Respondents of the Study ........................................................................ 

                    Research Instruments ..............................................................................    

                    Data Gathering Procedure ....................................................................... 

                    Ethical Consideration .............................................................................. 

                    Treatment of Qualitative Data ................................................................. 

Chapter IV – Presentation, Analysis, and Interpretation of Data

                    Corollary Problem 1 ................................................................................ 

                    Corollary Problem 2 ................................................................................ 

                    Corollary Problem 3 ................................................................................ 

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Chapter V – Summary of Findings, Conclusions, and Recommendations

                    Summary of Findings .............................................................................. 

                    Conclusions ............................................................................................. 

                    Recommendations ................................................................................... 

                    References ............................................................................................... 

 
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List of Figures

Figure No.                                                Title                                                         Page

      1                     Conceptual Framework ............................................................    

 
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List of Tables

Table No.                                                   Title                                                            Page

1.1       Annotated Exemplars on which is more expensive or were they both the same

………………………………………………………………………………………... 

1.2       Summary of Emergent Themes on experiencing significant changes to the

academic expenditures ………………………………………………………………. 

1.3       Annotated Exemplars if online class have the exact school requirements like

face-to-face ………………………………………………………………………….. 

1.4       Summary of Emergent Themes on having exact school requirements like face-to-

face, wherein there are additional expenses…………………………………………. 

1.5       Annotated Exemplars if online class become more accessible and more

affordable for them to pay for educational expenditures ……………………………. 

1.6       Summary of Emergent Themes on becoming more accessible and more

affordable in paying for educational expenditures in online classes …………………

2.1       Annotated Exemplars if the pandemic changed their daily lives in terms of

increasing everyday …………………………………………………………………..

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2.2       Summary of Emergent Themes on what does the pandemic change in their daily

lives in terms of increasing everyday expenses aside from academic expenditures …

2.3       Annotated Exemplars on how do they manage to balance your daily and

educational expenses …………………………………………………………………

2.4       Summary of Emergent Themes on managing to balance your daily and

educational expenses …………………………………………………………………

2.5       Annotated Exemplars if it is challenging for the parents to adjust their daily and

educational expenditures ……………………………………………………………..

2.6       Summary of Emergent Themes on reasons why it is challenging for you to adjust

your daily and educational expenditures in terms of budgeting ……………………...

3.1      Annotated Exemplars if they find any solutions or strategies to mitigate any

problems with academic, financial expenditures ……………………………………..

3.2       Summary of Emergent Themes in finding any solutions or strategies to mitigate

any problems with academic financial expenditures …………………………………

3.3       Annotated Exemplars if what strategy(s) did you employ to overcome difficulties

…………………………………………………………………………….
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3.4       Summary of Emergent Themes on what strategy(s) did they employ to overcome

difficulties with their child/children’s academic, financial expenditures …………….

3.5       Annotated Exemplars if they still recommend continuing online classes in senior

high school for the next academic year ……………………………………………….

3.6       Summary of Emergent Themes if they would still recommend continuing online

classes in senior high school for the next academic year for their child/children …….
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CHAPTER 1: The Problem and its Background

Introduction

        Online classes are usually self-paced, allowing you to learn on your own time and

schedule and enable you more flexibility in completing specific tasks. An online class on

s is a type of class that takes place over the internet. Online learning moreover has its

claim set of both positives and negatives. Online classes can regularly be more cost-

effective than traditional classes and can be done at a pace the understudy is comfortable

with. This COVID 19 has effectively constrained the worldwide shutdown of a few

exercises, counting instructive activities; this has come about in students’ massive crisis-

response movement, with online learning serving as the informational stage. 

According to Lee and Haggerty (2020), parents have had to make significant

changes in our current situation due to the extreme pandemic, especially in their

children's online learning mode. It also had a substantial impact on their financial

expenditure. This will also provide a contrast and comparison of the expenses of public

and private senior high schools. Given the rising number of cases, President Rodrigo

Duterte has previously stated that face-to-face classes are not a choice until a vaccine is

developed. Given DepEd's assurance that every student should manage the new learning

method, those who lack resources face problems.

       The Department of Education (DepEd) deferred the school year’s start and supplied

students with Self-Learning Modules at home. In addition, officials vowed to provide all
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students with access to distance learning, whether it be through broadcast, television,

modular, or online resources.

         

    This research will inform and contribute to our understanding of how to handle the

financial expenditures of parents. The researchers chose this subject because we believe

it will benefit parents, students, and future researchers. In addition, since researchers are

in the midst of a crisis, this will aid in understanding others. We also would like to know

the parents’ opinions regarding online class expenses and their learning mode for their

child/children. 

The Central and Corollary Problems of the Study

          This Research Study is about “The Parents’ Financial Dilemma with Online

Classes.”  This study aims to assess how much our parents spend on our online

schooling and determine what is more pricey regarding online education, whether it is

public or private education, and resolve the financial discrepancies between face-to-face

and online classes.

          This study aims to answer the central question: 

“What is the essence of the lived experiences of parents of the SHS students within

Cabuyao and Calamba with regards to their expenditures in sending their children to

school via an online learning system?”

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Notably, the researchers attempt to answer the following corollary problems:

1. Do the respondents experience significant changes to the academic expenditures

that they have during traditional classes and shifting to online classes?

2. What are its effects these changes of academic expenditures, in terms of:

a. Family Expenditure

b. Daily Lives 

3. What solutions or actions do the respondents employ to alleviate any problems

with regards to academic financial expenditures?

            

Theoretical Framework

          We chose the "Collective Labor Supply and Child Care Expenditure" theory stated

by Chris Van Klaveren and Joris Ghysels to educate parents about the subject we've

chosen. In this theory, we can get more strategies to support our study, especially now

that the pandemic has changed many parents' lives regarding their children's educational

expenditures. This theory is also critical because some schools purchase books for the

learners, but they are not using all the supplies. We should address this matter since not

all parents can afford to buy, and not all students are privileged to continue their

education due to financial constraints. 

Conceptual Framework

Figure 1.1 will show the transition of the conceptual framework of the study: 
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  Figure 1.1 Conceptual Framework

Based on the experience of the SHS Students’ Parents in SSC-R, Canlubang, and

SHS Students of Cabuyao and Calamba City Public Schools, we identified how their

parents adjust in financial expenditure in terms of online schooling for their

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child/children. After we have identified the causes of the experienced changes in

academic expenditures during online classes. Then, we determined their effects on

family expenditures and effects on their daily lived experiences. After we receive the

difference between the effects, we come up with the solutions. Then, we recommend

how to prevent such occurrences from happening. Finally, we analyzed the collected

data and reached a conclusion based on it. 

Scope and Limitation

            The study focuses on selected senior high school parents of San Sebastian

College-Recoletos Canlubang. To collect data for the research, the scope of the

population to be interviewed by the researchers comprises six parents from senior high

school. Researchers will distribute the papers in each grade of senior high school. In

addition, researchers will distribute one form to each parent from every strand in grades

11 and 12 at San Sebastian College-Recoletos Canlubang. Researchers will also

distribute the papers to the senior high schools in public schools in Cabuyao and

Calamba City. Due to a limited number of participants, the information gathered from

them may be used to assess their own and their parents' online schooling expenditures.

Significance of the Study

This study will determine the aftermath of parent’s financial expenditure for

online classes in senior high schools. This study’s importance is assessing and collecting

information regarding the expenses in online classes over face-to-face classes in private
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and public schools. All the gathered data can help the parents develop a strategy

regarding their child/children’s financial expenditure in their online schooling.

This study will help educate and provide knowledge to the potential beneficiaries of our

research:

To the students. This study will enable the students to be aware of how much their

parents/guardians invest in their education.

To the parents. This study will help the parents understand the differences and

profound changes in their child's academic expenditures as they shift from traditional

classes to online classes. 

To the guardians. This research will provide information, solutions, and actions on

approaching their problems with sympathy regarding academic expenditures and how

they will guide their children.

To the future researchers. This study will act as a guideline for writing a research

paper correctly and accurately. In addition, this research can be used to help them come

up with new ideas and insights about the topic they've chosen. 

Operational Definition of Terms

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Adhered - to stick or attach firmly to something

Alleviate - to make something more sustainable

Beneficiaries - derives advantage from something, especially a trust, will, or life

insurance policy.

Biases - favoritism; against a specific individual

Constrained - a limit or restriction

Deferred - suspend; to postpone until a later point in time

Expenditure - the action of spending funds

Financial - relating to monetary

Instructive - conveying instruction, information, and knowledge

Misled - confused; getting a wrong idea

Online Classes - distance learning or courses carry out over the internet

Pandemic - an outbreak; widespread around a nation or the globe

Profound - having or showing excellent  knowledge or understanding

Relevant - relating to a subject in an appropriate way

Significance - The importance of being reasonable of attention

Substantial Impact - considerable importance, size, or worth.

Sympathy - a state in which different people share the same interests, opinions,

goals, etc.
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Traditional Classes - where a teacher moderates and regulates the flow of

information and knowledge

Transcribe - to make a written copy of something

CHAPTER 2: The Review of the Related Literature

         In this chapter, the researchers address the various aspects of the main problem. A

review of related literature and research sources, primarily books, articles, and other

studies, is used to assess its current state and variables. This review contains 1.)

Expenditures in online classes; 2.) Difference between Online school and Face to Face;

3.) Difference between Public and Private School; 4.) Effects in Daily Lives and Family

Expenditures; 5.) Challenges in the Online Class. This chapter also discusses the

literature and related studies that support the research about parents’ financial

expenditures for online classes in senior high schools of  San Sebastian College-

Recoletos, Canlubang, who sends their children to school via online distance learning. 

Expenditures in online classes

The coronavirus pandemic has had a negative financial effect on both the country

and its citizens. Even before the advent of distance learning or online classes, most

parents did not have a fully prepared workspace for their children. Furthermore, it is

expected that approximately 9 million children will lack household internet connectivity

by April 2020. Moreover, many learners lacked access to the technology needed to
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access virtual learning effectively. These issues are felt most significantly by low-

income households, which can also bear these extra costs the least.

Finder (2020), a desktop computer might be slightly more expensive than a

laptop. The essential features of a laptop starting at Php 15,000 or higher include the

processor and motherboard, memory card, hard drive, and video card. The cost of these

features varies depending on the brand and quality.

The cost of your internet connection also varies depending on the quality of your

subscription. If you opt for prepaid data, you can expect to pay as little as Php50 for

1GB. However, Postpaid plans can be less expensive, with telecommunications

companies providing generous data allowances and unrestricted browsing bandwidth per

month.

The economic impact of the COVID-19 epidemic affects the health and well-

being of families across the country, according to Karpaman, Gonzales, and Kenney

(2020). The research is especially proper for the nation's 77 million children aged 18 and

under. They examine how the pandemic affects family employment and caregiving,

financial decisions, and material hardship among parents with children under the age of

19 using data from the Urban Institute's Health Reform Monitoring Survey, which was

gathered in late March and early April 2020.

More than four out of ten parents said the coronavirus outbreak caused them or

someone in their family to lose work or work-related income. Low-income parents were
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less likely than higher-income parents to work from home and have had trouble

arranging child care. In addition, parents reported cutting back on food expenditure,

lowering savings, and going into debt to cope with the pandemic's economic effects.

More than a third of parents, including approximately half of the low-income

parents and black and Hispanic parents, said they had difficulty paying for housing,

utilities, food, or medical bills in the previous month.

Difference between Online school and Face to Face

As Lashgari, Talkhabi, & Nazarpour (2011) studied, distance learning is a

system of education wherein the learner is physically separated by both the teacher and

the institution that sponsors the education. It may be used independently or in contrast to

other types of learning, such as face-to-face teaching. Learning can occur separately or

in classes, and learners can achieve it in online classes’ presence. Taking online classes

with such an online learning system enables the development of advanced learning

skills, where certain people lack. 

Online classes have become an increasingly powerful influence in the areas of

academic and higher education. The possible pros of online classes are that students can

manage their time wisely, attend their class even if they are outside of their study area or

house, and most important is that students and parents can also manage their money
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because when it comes to traditional classes, we have “baon” for our transportation,

projects, and food. 

There are also possible cons of online classes, such as we cannot have physical

interactions with teachers and classmates, and the most common problem is internet

connectivity. When it comes to expenses, it is challenging because we spend money on

gadgets, tuition fees (private school), internet or data, utilities, wi-fi, and school

supplies. Since some students have an internet connectivity problem, they should have a

backup plan to use data, and it is counted as another expense for the parents and the

students. 

Face-to-face setup requires physical interactions and having communication in

the classroom with teachers and classmates. Face-to-face learning is an educational

process in which students are presented course content and learning material in person.

This enables a learner and a teacher to communicate in real-time. 

The possible pros of face-to-face are they can easily communicate with their

teacher and classmates and gain more knowledge and greater understanding than the

online class. However, the school provides the facility expense such as internet,

computers, library, electricity, cooking types of equipment, and other expense that is

already included to their tuition fee when it comes to finances. The possible cons of

face-to-face are that other students cost more money in transportation, food, project

materials, and other expenses for the extracurricular activities.   

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Difference between Public and Private School

Private schools are much more expensive to attend than public schools. They

typically have a more broad curriculum and more after-school programs than smaller

private schools. Public schools are well-established and have access to excellent

resources such as athletic fields and swimming pools. They are also introduced to a

wider variety of races and cultures. Children who attend their local school grow to be

proud members of their society.

One of the most severe issues in government schools is overcrowding and

overcrowded classrooms. There are always limited teachers to learners. Large classes

may cause students to lose out on individual focus. One of the most severe issues in

government schools is overcrowding and overcrowded classrooms. There are always

limited teachers to learners. Large classes may cause students to lose out on individual

focus. In such cases, crowded classrooms can result in students with learning styles

being missed. In public schools, there might be a lack of discipline. Many public schools

lack primary resources.

When it comes to the expenses of public schools, The cost of public schools is

much more challenging to calculate compared to the private school. First, you must

understand which neighborhoods parents select for their children's schools, how much it

costs to live in those neighborhoods, and how that cost of living is compared to other
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neighboring communities. Second, based on academic performance, graduation rates,

health and wellbeing ratings, and parent and student feedback.

Private schools also offer a more comprehensive educational environment.

Others are religiously oriented and can have daily religious courses. Private schools

profit from much smaller classrooms, allowing teachers to have a more personalized

focus. Private schools often provide better access to services such as books, materials,

and laptops. The cons of private schools are far more expensive than public schools, and

often parents are unable to afford to send their children to them. As a result, they will

have an elite experience. Many children who attend private schools come from wealthy

families, emphasizing middle-class children who participate in private schools to meet

the expectation.

When it comes to expenses of private schools, In 2011-2012, the National Center

for Education Statistics (NCES) reported that about 4.5 million American children were

enrolled in private schools. More than 80% of these students attended schools that were

religiously affiliated. Around 43% attended Catholic schools, while another 37%

attended schools classified as typically Christian, Jewish, or affiliated with a particular

Christian denomination. Religious orientation is found in 68 percent of private schools,

and 32 percent are nonreligious. Tuition, on the other hand, differs greatly depending on

the type of school. For example, the total tuition cost for Catholic schools was $6,890 a

year, $8,690 for other religious schools, and $21,510 for nonsectarian schools. As a
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result, a family with an average income will spend less than 13% of their income

sending a child to a Catholic school, but more than 40% sending a child to a non-

religious school.

Effects in Daily Lives and Family Expenditures

As stated by Carlsson-Szlezak et al. (2020a) and Carlsson-Szlezak et al. (2020b),

there are three concepts of transmission channels based on their studies:

The first one is the Direct Impact, which is recognized for reducing the

consumption of goods and services. With the prolonged situation of the pandemic

alongside the social distancing, it lessens the consumer activity by keeping customers at

home, being cautious about the possible spendings, and the extended economic

possibilities.

The second one is to contain the supply-side of distributions; As COVID-19

delays most of the production, it affects the supply chain, labor demand, and business,

postponing pay-offs, and the rising of people with no jobs. Baldwin (2020) stated that he

talked about the desired shock, which the financial specialist adopted the mentality of

“wait-and-see.” He said that this is normal during uncertain times, having less trust in

the many parts of the business sectors and economic exchange.

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The third one is the indirect impact of working through budgetary market stuns

and their ramifications for the real economy. Household abundance will most likely fall,

hold subsidies will increase, and customer spending will decrease further.

There have been reports of a significant increase in family expenditures during

the pandemic of COVID-19, especially utility expenses, which have been reported.

Challenges in the Online Class

Swan (2017) noted that external students could encounter participation barriers

in collaborative learning tasks such as group work, group presentations, and group

assessments. Some of the issues encountered are personal, such as anxiety in using

technology; being out of one's comfort bubble; inequity in performance, especially in

"group" tasks, and weakness or difficulty in social interactions, specifically in

presentations. 

As studied by Yusuf and Ahmad (2020), it was observed that students do not

attend the sessions for six reasons: (1) sick leave/health concerns, (2) personal problems,

(3) no or harmed computer/laptop, (4) no direct input from students, (5) no/poor internet

connectivity, and (6) an uneasy home atmosphere (not suitable for online learning).

As Land, G. (2020) studied, a survey of 1,330 adults published last week by

Country Financial found that more than half of the parents with children 17 or younger.

Who responded are facing additional financial hardships due to the pandemic, including
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increased expenses for child care, food, and the technology needed for distance learning.

Many are also dealing with the loss of a job due to having to stay home and care for

children or the impact of reduced or shifting hours over child care needs.

Despite having the best teaching methods and providing beneficial learning

experiences to the learners, most of the staff members are not prepared since they are

still getting used to different kinds of online learning platforms.

The situation in private schools appeared to be worse than Education Secretary Leonor

Briones initially estimated in June, according to Ramos (2020) of the Philippine Daily

Inquirer, as actual enrollment figures showed that less than half of learners have

registered in those institutions this school year.

According to new data released by the Department of Education (DepEd) on

Friday, only 49.62 percent of the expected number of private school students registered

for this school year, or 2.1 million on Friday, compared to 4.3 million pupils last year.

Synthesis 

This chapter addresses the relevant literature and studies to this research.  The

literature related to the study about parents’ financial expenditures for online classes in

senior high schools of San Sebastian College-Recoletos, Canlubang, who sends their

children to school through online distance learning. Researchers also determine the
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differences between the Online classes and Face to Face in terms of method and

expenses. Distance learning is an educational system in which the learner is physically

apart from both the teacher and the institution sponsoring the learning. Face-to-face

engagement requires physical interactions as well as communication in the classroom

between teachers and classmates. Based on researchers’ research into the impacts on

everyday lives and family budgets, there are three transmission channel concepts: direct

influence recognized for limiting consumption of goods and services, supply-side

distributions, and indirect impact of operating through discretionary demand stuns and

their consequences for the real economy. Carlsson-Szlezak et al. (2020a) and Carlsson-

Szlezak et al. (2020b). 

According to Karpaman, Gonzales, and Kenney (2020), they are using data from

the Urban Institute's Health Reform Monitoring Survey, which was gathered in late

March and early April 2020, to examine how the pandemic affects family employment

and caregiving, financial decisions, and material hardship among parents with children

under the age of 19. According to Land, G. (2020), a survey of 1,330 adults published

last week by Country Financial found that more than half of the parents with children 17

or younger who responded are facing additional financial hardships. Students can

encounter participation challenges in collaborative learning activities such as group

work, group presentations, and group assessments in the online class. The challenges

faced are personal, such as anxiety caused by electronics and being outside of one's
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comfort zone. Performance inequity, particularly in "group" tasks. Swan (2017). The

majority of staff members are unprepared because they are only getting used to various

types of online learning sites and finances on both sides of teachers and parents.

According to Ramos (2020) of the Philippine Daily Inquirer, official enrollment

numbers revealed that less than half of students enrolled at those schools this school

year.  

CHAPTER 3: Research Methodology

          Within this chapter, the researchers will provide all relevant information and

procedures about the study. This chapter covers the research design, research locale,

population of the study, research instruments, sampling method, data gathering

procedure, ethical consideration, and treatment of qualitative.

Research Design 

          This study is qualitative phenomenological research that focuses on the study of

particular parents' lived experiences of an event through interviews with subjects; with

this design, the researchers will learn about the coping mechanisms of parents of Senior

High School students at San Sebastian College-Recoletos, Calamba, and Cabuyao.

Research Locale

          This study was carried out in San Sebastian College – Recoletos, Canlubang

located at Carmelray Blvd., Corner Unity, Industrial Park 1, Brgy. Canlubang, Calamba
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City, Laguna, 4027, Calamba and Cabuyao. This research aims to provide parents and

students with knowledge and awareness about online classes’ financial expenditure in

senior high schools.

Sampling Design 

          The six people who took part in this study were selected using a purposive

sampling technique. The purposive Sampling Technique is a non-probability sampling

technique in which you choose respondents that will help you collect reliable

information for your study. In this purposive sampling, a researcher relies on his/her

judgment when choosing members of the population to participate in the research. Our

primary goal in this purposive sampling is to focus on specific characteristics of people

of interest to the researchers to obtain the best results. 

Respondents of the Study 

          The study respondents would be the selected six senior high school parents

enrolled at San Sebastian College – Recoletos, Canlubang, Calamba, and Cabuyao,

dealing and struggling in the aftermath of online classes’ financial expenditure senior

high schools. 

Research Instruments
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          Since this study is qualitative (phenomenological) research, A phenomenological

study explores what people experienced and reflects on their experience with a

condition. Researchers will use the following instruments to obtain information: 

         i. Researchers will gather the information for this study through a semi-

structured interview.

The following are the interview questions for the respondents: 

Corollary Problem 1:

1. Do the respondents experience significant changes to the academic expenditures

that they have during traditional classes and shifting to online classes?

    1.1 Was the online class more expensive than the face-to-face class, or were

they both the same when it comes to finances?

    1.2 Does the online class have the exact school requirements like face-to-face,

wherein additional expenses you need to pay?

    1.3 Does it become more accessible and more affordable for you to pay for

educational expenditures in online classes now than it was before the pandemic?

Corollary Problem 2:

2. What are its effects these changes of academic expenditures, in terms of:

a. Family Expenditure

b. Daily Lives
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              2.1 Does the pandemic change your daily lives in terms of increasing everyday

expenses aside from academic expenditures? 

              2.2 How do you manage to balance your daily and educational expenses as a

parent?

             2.3 Is it challenging for you to adjust your daily and educational expenditures in

terms of budgeting in times of crisis?

Corollary Problem 3:    

     3. What solutions or actions do the respondents employ to alleviate any problems

with regards to  academic financial expenditures?

3.1 Do you find any solutions or strategies to mitigate any problems with

academic, financial expenditures?

3.2 If so, what strategy(s) did you employ to overcome difficulties with your

child/children’s academic, financial expenditures?

3.3 Do you still recommend continuing online classes in senior high school for

the next academic year for your child/children?

Data Gathering Procedure 

The researchers conducted interviews in San Sebastian College Recoletos,

Canlubang (SSC-R, Canlubang), Calamba, and Cabuyao, and the researchers will ask for

permission from the authorities. The researchers will submit a permission letter to

manage the study at SSC-R Canlubang. The researchers will use the “Online Interview,”
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Online interview or discussion is between the researchers and respondents. This study

would have an additional benefit, as the researchers will establish empathy with the

respondents. The researchers will identify and recognize the respondents’ emotions,

expressions, and opinions regarding online classes’ financial expenditure.

During the online interview, the researchers will use the phone and meet

recording to record all the answers and study what they said. Researchers will copy the

interview discussion out, and we will expose all the topics of every conversation to

answer the corollary questions.

Ethical Considerations 

          The researchers adhered to the existing norms to secure the confidentiality and

privacy of their respondents. The researchers will also guarantee that the respondents

participating in the study are adequately oriented before the interview. The researchers

will also keep the respondents unchanged in any way, and they will not be misled. We

will prevent biases as well. The researchers will notify potential respondents before

beginning the interview and continuing it until it is finished. The respondent will have

the option to end the interview early if he or she feels uncomfortable. When the research

is done, the respondents may receive a copy of the study. 

Treatment of Qualitative/Quantitative Data

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          After conducting the interview, the researcher would use the information gathered

to aid the research. First, the researchers will transcribe all of the collected data and

analyze all relevant aspects of the respondents' statements. Then, the researchers will

make the appropriate inferences from the data gathered with the adviser’s assistance, and

the data will be analyzed and grouped by theme.  

CHAPTER 4: PRESENTATION, ANALYSIS AND INTERPRETATION OF

DATA

          The responses of the six interviewees to the nine semi-structured interview

questions given by the researcher are presented in this chapter. Their responses have

resulted in interpretations that address the study's central and corollary problems. The

study's central issue is:

        “What is the essence of the lived experiences of parents of the SHS students

within Cabuyao and Calamba with regards to their expenditures in sending their

children to school via an online learning system?”

          

          Furthermore, the following headings address the three corollary questions:

Corollary Problem 1:

Do the respondents experience significant changes to the academic expenditures

that they have during traditional classes and shifting to online classes?
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Interview Question 1.1:

Was the online class more expensive than the face-to-face class, or were they both the

same when it comes to finances?

Table 1.1

Annotated Exemplars on which is more expensive or were they both the same 

RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 10 “I think it's more She answered the Factuality

expensive to have a question that online
online class classes are more
especially that we expensive which
had to buy a good include more
quality of desktop appliances for the
and laptop which is online class of her
more expensive child.
also…”

R2 11 “Mas mahal ang She responded to the Life

online class, dahil question based on Experiences
need ko bumili ng her own
panibagong gadgets experiences, since
para may magamit, she had to purchase
upgrade ng Internet and pay for her
connection (mbps), child's online school
during performance appliances and
task or project solo internet provider.  
ng bata ang gastusin
sa mga gagamitin
materials.”

“Ung sa online Need

din ng extrang load
of magkaroon ng
power interruption
at no Internet
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connection”

R3 4 “Ahh, magandang She answered that Practicality

hapon, pagdating sa online classes are a
expenses, ___ ang bit lower than the
difference, so may traditional one. 
difference in terms
of expenses, She also responded
although sa tuition, that buying
a bit lower compare computers and
nung face-to-face.” gadgets that are
compatible with the
“Yung pagkamahal platform of the
naman ay school are actually a
investment, we can one time expensive
call it investment, investment.
one time expenses Despite the upgrade
na malaki...yung of their internet,
yun lang first na, uncontrollable
yung first year lang, challenges like
tulad nitong first internet connectivity
sem niyo, yun yung issues are still there
malaki ang on the part of the
expenses, kasi hindi student. 
naman lahat tayo eh
ready eh.” “Even She also added that
kayong mga we are not prepared
estudyante, di tayo for this online set-
ready for the face- up, especially the
to-face. Kami ding students.
mga parents is in
terms of expenses,
hindi rin tayo ready
at yung nag face-to-
face even marketing
may challenge din.
Nagkakaubusan ng
mga gadgets,
nagkakaubusan ng
computer at
malaking challenge
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na ‘tong face-to-face
hindi lang expenses.
Ay oo,.online
classes.”

R4 6 “Mas mahal ang He answered the Factuality

online classes… question that online
Kasi yung unang classes are
una, ang kuryente, expensive due to not
ang aircon. Imbis na only having to pay
yung sa school ang for their utilities
gumagana, dito pa bills, but also their
rin sa budget namin children’s needs for
ahh... nababawasan their daily life in
kasi ang laki online class.
nung...ang laki nung
tinaas ng kuryente
dahil magka__ price
na kung aircon.”

“Para sa online
classes, ayan lahat
ng computer kung
may masisira man
kasi araw araw yun
rin ginagamit hindi
natin masasabi na
laging good yan
dahil talagang kasi
nagkakaroon ng
virus katulad nung
sa computer ni
[name of daughter]
o kaya ni ano [name
of sibling] na lagi
kong pinapagawa.”

R5 5 “Parang… Parang She answered that Factuality

magastos po yung online classes are
ano, yung online more expensive than
class. Parang face-to-face in terms
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magastos po ang of food. 

online kasi ano…
pagdito sa loob ng
bahay andami
mong… ang dami
mong ano ba yan. 
Ang dami mong
binibili, ang dami
mong yung ganun
ba, yung morning,
lunch at tsaka ano…
dinner eh kasi kapag
sa ano sa school…
pag sa school eh ano
lang sila. Mabigyan
mo lang ng isang
daan okay na yung
ganun ba. Pero pag
online class ay mas
magastos. [laugh]”

R6 17 “Para po sa akin She stated that both Life

parehas lang pong online classes and Experiences 
mahal ang gastusin face-to-face classes
sa online class kasi were both expensive
need talagang and explained how
mgpakabit ng they were both
internet at magastos expensive in their
sa kuryente kasi own ways.
sabay sabay
nakbukas,sa face to
face nmn po is
kailangan may
budget ka like
pamasahe at baon.”

According to the respondents, online classes are more expensive in terms of

expenditures than face-to-face classes. Online learning makes it more costly considering

computers, mobile data, electricity bills, foods, etc. On the other hand, some say that it
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has the same level of expenses because there are internet and electricity bills in the

online class, and the face-to-face classes should have their allowance for food and

transportation. Also, according to Finder (2020), online classes are more expensive

because of the gadgets and utility bills that the parents should pay. The internet and

gadgets quality also varies the price range of the expenses, because they need to invest

for good quality equipment to cope with the demands of the online classes.

Table 1.2

Summary of Emergent Themes on experiencing significant changes to the academic

expenditures

THEMES ESSENCE OF LIVED EXPERIENCE

Factuality According to the response of our respondents, their experience shows the
significant changes to the academic expenditures during traditional
Life classes and shifting to online classes are for Factuality, Life Experiences,
Experiences and Practicality.
Practicality

Includes the emergent themes and their respective essence among the

respondents’ responses to the question pertaining to reasons for experiencing significant

changes to the academic expenditures. The emerging themes are “Factuality”, which

refers to the reality about the expenses in online classes, “Life Experiences” which refers

to the way they face the expenses and the differences of online class expenses and face-
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to-face, “Practicality” which refers on how they use their money and they got to know

that the gadgets that they buy for their child’s online class can be also an investment. 

Interview Question 1.2:

Does the online class have the exact school requirements like face-to-face, wherein

additional expenses you need to pay? 

Table 1.3

Annotated Exemplars if online class have the exact school requirements like face-

to-face

RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 12 “When in comes to She answered that Opposite

exact  school face to face and View
requirements, I think online classes are
that it's almost the same almost the same
as to face to face  minus except the
of course the uniform.
uniform…”

R2 13 “may same She responded Opposing

requirements upon that face to face view 
enrolment(documents) and online classes
Walang extrang have the same
expenses na binayaran.” requirements
when enrolling.
But, there are no
additional
expenses.

R3 8 “Okay, In terms She answered that Holistic

of...yung exact traditional classes Perspective
requirement, hindi ko are a holistic
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masasabi yung exact approach because

requirement as to face- it balances the
to-face at etong online growth of the
class ninyo. Bakit? Kasi student and it
sa face-to-face, I can see conducts physical
it na holistic ang interaction within
approach. Bakit kamo them. 
holistic? Kasi sa face-
to-face, magiging She also added
balanse ang growth that in traditional
niyo. In terms of classes, you learn
knowledge, andyan more about your
yung professors and
physical...ahh...interface even classmates
niyo with your...with because they
your teacher or explore and
professor.” discover different
cultures.
“And then, ...ahh…
face-to-face ang In short, face to
encounter niyo with face classes are
your...ahh… more
schoolmates or approachable and
classmate na kung comfortable than
saan...ahh...yung growth online classes.
niyo or knowledge,
interpers…
interpersonal
relationship with
your...ahh...teacher and
with
your...ahh...classmate,
additional learnings kasi
yon. Kasi kung papano
kayo mag-aadopt sa
personality ng iba ay
isang...isang malaking
bagay na iyon sa inyong
part of your learning
and also mas na-
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eexpress niyo rin yung

sarili ninyo kapag wala
kayo sa bahay, diba?
Kasi pag nasa bahay
kayo, you are too much
familiar with other
members of the family.
Unlike dun sa mga
classmate niyo na...na
galing pa sa different
families, in different
culture and practices
yun yung isang
maganda sa face to face
kasi mas nakakapag-
adjust kayo sa different
personalities.”

“Ahh… in terms
of ...ahh... other
expenses, meron din, sa
aming family is utility.
Pag sobrang init na, kasi
syempre yun yung
coconsider yung...yung
place mo sa classroom
kahit naka-online is
dapat conducive to
learning. Kapag naman
hindi conducive yung
learning, dapat medyo
komportable ang
estudyante.”

R4 10 “Additional expenses? He answered the Opposing

wala naman siguro.. question that there View
wala naman.” are no additional
expenses they
need to pay.

R5 7 “Yung ano… yung sa She answered the Opposite

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online immersion. Diba question that there View

may immersion sila, are additional
ayun yung dagdag. Yun expenses
yung dagdag.” regarding online
classes.

R6 23 “Opo wala nmng ngbgo She answered the Opposing

may libro p dn n question by View
binayran at d rin ngbago agreeing that both
ang tuition fees face-to-face and
nila,may mga kailangan online classes
dn expenses like have the exact
seaeching at projects.” school
requirements and
nothing has
changed;
including the
additional
expenses they
needed to pay for
projects.

As stated by the respondents, online classes almost have the exact school

requirements because they also have similar requirements upon enrollment. As well as

the materials needed like books, Grade 12 students also have to pay for their immersion.

Some say that there are no differences in school requirements in online and face-to-face

classes. Besides, as Lashgari, Talkhabi, & Nazarpour (2011) studied, online courses

don't require many physical materials like papers and pens. Instead, it demands gadgets

like smartphones, desktops, and a stable internet connection.

Table 1.4

Summary of Emergent Themes on having exact school requirements like face-to-

face, wherein there are additional expenses 

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THEMES ESSENCE OF LIVED EXPERIENCE

Opposite According to the response of our respondents, their perspectives show if

View they agreed or disagreed on having exact school requirements like face-
to-face, wherein there are additional expenses they need to pay for
Opposing Opposite View, Opposing View, and Holistic Perspective.
View

Holistic
Perspective

Includes the emergent themes and its respective essence among the responses of

the respondents to the question pertaining to reasons on having exact school

requirements like face-to-face, wherein there are additional expenses. The emerging

themes are “Opposite View”, which refers to the way they disagree that online class has

no exact school requirement unlike face-to-face, “Opposing View” which refers to the

way the respondents agree due to the research, projects and activities of their child and ,

“Holistic Perspective” which refers on how they see and contrast the online class and

face to face in terms of expenses and approach.  

Interview Question 1.3:

Does it become more accessible and more affordable for you to pay for educational

expenditures in online classes now than it was before the pandemic?

Table 1.5

Annotated Exemplars if online class become more accessible and more affordable

for them to pay for educational expenditures

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RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 14 “Accessible? I think She responded that Opportunity

it's the same as to online classes are
face to face when it accessible like face
comes to paying. to face and
Affordable? affordable because
Well...thanks to the of the scholarship
scholarship provided given by the
by the school that school.
help lessen the
tuition fee…”

R2 15 “Accessible sya.  She answered that Opportunity 

In terms ofit is accessible but
affordable hindi ko not affordable
masagot since nsa since her child
public schools ang studies at public
estudyante ko school. But she
But in shs at collegessaid that it is
online class is more affordable
affordable depending depending on
on school enrolment school enrollment
fees.” and she mentions
that it is less
“Kc kung online expensive in terms
class in terms of of online classes.
expenditures
mabawasan ang
gastos like un uupa
ng dorms, some
projects during
online class
eliminated na.”

R3 10 “Accessible, kasi She said that it is Convenience 

nagpupunta pa rin accessible because
naman kami dun they still go to
sa… sa school pag school to pay for
nagbabayad. So, tuition like face to
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yung access is same face classes

way sa face to face. because it is more
In terms of convenient. 
affordability___ I
think ahh… She also said that
pagdating sa maybe there is also
accessibility ng another option in
pagbabayad sa terms of a way of
school ay... wala paying that she
akong nakitang didn’t know or
difference[giggle]  doesn't have yet.
Kasi ang approach
namin is pumupunta
pa rin kami sa school
for the payment,
kung yun ang the
way I understand
your question, tama
ba? Ganun ba?”

R4 12 “Halos ganun din e.. He answered the Convenience 

halos ganun ang ano question that the
e, ang way ng way of paying for
pagbabayad e.” online classes is
still the same as
“Yung before the
parang...pagbabayad pandemic.
ng quarterly yun.
Minsan kasi sa mga
gcash di ako
masyadong ano e,
yung sa online na
pagbabayad hindi
ako masyado ano e,
pumupunta pa rin
ako sa school
nagbabayad pa rin
ako at tsaka maliit
lang talaga yung
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binawas ng school na
submission nila”

R5 10 “Yata… yata [laugh] She answered the Opposite

oo, kasi kailangan question of View
mo talagang whether paying for
magbayad ngayon. online classes has
Kailangan talaga become accessible
hindi pwedeng but they didn’t
yung… hindi pwede clarify or explain it
yung… ano ngang enough to support
tawag? [laugh] their answer.
parang di ako
marunong mag
explain ah [laugh].”

R6 30 “Hnd rin mas mhirap She answered the Opposite

ngayon kumilos kasi question by View
kailangan p dn nming disagreeing;
pumunta ng school at saying that it
ang hirap sa became more
transportasyon at hnd difficult since they
mahirap kumilos.” needed to go to the
school and need to
pay for the
transportation fees
that they took just
to get to school
and to pay their
child’s educational
expenditures. 

As eloquently stated by most respondents, giving their child/children's tuition

fees have the same way of paying from face-to-face classes; through on-hand paying in

cash in the school. Some respondents say that they struggle in paying through online

transactions, so they have no choice but to settle on hand. On the other hand, the parents

with kids who study in public schools don't have to worry that much because the
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government has them covered. In addition, according to Ramos (2020), the number of

enrollees in private schools dropped this year because of the ongoing financial crisis

most of us Filipinos are struggling with right now, and it helps them lessen their

educational expenditures.

Table 1.6

Summary of Emergent Themes on becoming more accessible and more affordable

in paying for educational expenditures in online classes

THEMES ESSENCE OF LIVED EXPERIENCE

Opportunity According to the response of our respondents, their experience shows on

becoming more accessible and more affordable in terms of paying for
Convenience educational expenditures in online classes are for Opportunity,
Convenience, and Opposite View.
Opposite
View

Includes the emergent themes and its respective essence among the responses of

the respondents to the question pertaining to reasons on  becoming more accessible and

more affordable in paying for educational expenditures in online classes. The emerging

themes are “Opportunity”, which refers to the way they grab opportunities on how they

process in paying for educational expenditures in online school, “Convenience” which

refers to the way the respondents say that it is accessible for them to pay education

expenditures by using online payment and, “Opposite view” which refers on how the

school clarify the way they have to pay and it is additional expenses in terms of

transportations.  
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Corollary Problem 2:

What are its effects these changes of academic expenditures, in terms of:

a. Family Expenditure

b. Daily Lives

Interview Question 2.1:

Does the pandemic change your daily lives in terms of increasing everyday expenses

aside from academic expenditures?

Table 2.1

Annotated Exemplars if the pandemic change their daily lives in terms of

increasing everyday

RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 16 “Definitely yes She agreed that Validity

especially when all pandemic has
that you have to buy changed their daily
is so pricey such as lives in terms of
food and all the increase in daily
important things expenses because of
needed in home the pricey products
even electric and with the utilities. 
water bills…”

R2 19 “Yes, sa mahal ng She answered that Practicality 

bilihin at unstable markets nowadays
ang work, mahirap are very expensive at
lalo ang budget the same time work is
ngayon. Mas unstable. They
priority ang basic prioritize their basic
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needs,” needs before

anything else. 

R3 13 “Ahh… Palagay ko She disagreed with Opposite

hindi naman, kasi the question because View
yung sabi ko nga she said that it is still
dun sa unang the same as before,
question niyo is one they still eat three
time lang naman times a day with
yung increase ng snacks and that is
expenses. Pagdating included in their
naman sa ano… ahh budget. 
araw araw din 
naman talagang
kakain 3 times a day
tapos meron ding
merienda. So…
kasama na yun sa
daily budget ng…
ng family.” 

R4 16 “Talagang malaking He answered the Diversity

pagbabago yung question of having a
ano, talagang ah.. huge change in their
mas magastos dahil daily lives with the
lahat talaga ay.. increase of their
hindi yung... hindi expenses due to the
katulad sa school pandemic.
may baon kayong
lunch tapos may
baon lang kayong
pera, yun lang
ginagastos niyo pag
dito sa bahay ahh...
kahit ano na...ahh...
lahat talagang kahit
nag oonline kayo,
kain kayo ng kain
diba?”

R5 16 “Ay sobra! Parang She answered the Validity

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iba talaga ngayong question by agreeing

pandemic kasi that their everyday
parang… parang expenses have
___  ay yung gastos increased ever since
ay sobra sobra. Iba the pandemic.
talaga, oo. Ngayong
pandemic parang
napakalaking
gastos.”  

R6 42 “Mas lalong nghirap She answered by Validity

ang pamumuhay sa agreeing that ever
ngayon saki mrming since the pandemic
ngbago dahil sa happened, their daily
pandemic marming lives have drastically
nwlan ng trabaho at changed since most
ngsarang of the jobs were gone
kompanya.” and many companies
closed.

As stated by the respondents, most of them said that inevitable changes happened

to their lives. The utilities and internet bills increased due to the online classes, but one

parent said spending for equipment for online classes is an investment and doesn't affect

their daily lives. Few cases stated that they experience downsizing in their company due

to the company's financial crisis. In addition, budgeting on food has also increased for

the children because they always eat while having class, as Carlsson-Szlezak et al.

(2020a) and Carlsson-Szlezak et al. (2020b) they've said that there are different concepts

of transmission channels. Most of the respondents underwent Direct Impact because

none of them are prepared for the pandemic, which leads to struggle to adjust to the

current situation.

Table 2.2
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Summary of Emergent Themes on what does the pandemic change in their daily

lives in terms of increasing everyday expenses aside from academic expenditures

THEMES ESSENCE OF LIVED EXPERIENCE

Validity According to the response of our respondents, their experience shows the
pandemic change in their daily lives in terms of increasing everyday
Practicality expenses aside from academic expenditures are for Validity, Practicality,
Opposite View, and Diversity.
Opposite
View

Diversity

Includes the emergent themes and its respective essence among the responses of

the respondents to the question pertaining to reasons how the pandemic changes in their

daily lives in terms of increasing everyday expenses aside from academic expenditures.

The emerging themes are “Validity”, which refers to the way they  effectively agree that

pandemic affect their daily life, “Practicality” which refers to the way the respondents

say that they budget, save, and uses their money wisely, “Opposite view” which refers

on how they disagree that pandemic didn’t affect their daily life regarding to their

expenses , “Diversity” which refers to how they range the expenses when their

child/children was not yet on an online class.   

Interview Question 2.2:

How do you manage to balance your daily and educational expenses as a parent?

Table 2.3
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Annotated Exemplars on how do they manage to balance your daily and

educational expenses

RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 18 “It is more budget She answered to Good

on what is the most budget what is Decision
important or needed needed rather than Making
than wants…” unnecessary things. 

R2 21 “Budgeting, priority She responded that Good

ang needs” budgeting and Decision
prioritizing needs is Making
how they manage
daily and
educational
expenses. 

R3 17 “Ahh bilang She answered that Appreciative 

magulang, iba kasi she is the
ang ano, iba kasi breadwinner of the
ang...sitwasyon family. Despite the
namin. In terms ng challenges, she is
sa...ano ba yon...sa very grateful
breadwinner. Kasi because of her
yun ang malaking daughters’ help and
challenge ng aming support in order to
family. Ako ang overcome the
major, ano bang challenge. 
tawag dito...ako ang
breadwinner of the
family.  And I thank
God for the support
of my daughters
para maitawid
namin ang aming
daily challenges.”

R4 18 “Paano He answered the Responsible

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namamanage? uhh... question by telling Decision

wala e, medyo how they manage to Making
mahirap magbudget balance their daily
talaga.. ang...ang expenses and
kagandahan lang ay educational
hindi na ako expenses.
nagpapagasolina ng
malaki kaya dun ko
kinukuha yung
budget nung iba
pang expenses para
sa pagkain tas
pagaaaral nila. edi
ano, parang...
kukunin ko sa
pangasolina, lalagay
ko sa pangkain,
ganun…”

R5 20 “Yung para sa She stated that she Advance

school, iniipunan ko already saved Knowledge
na yun kasi ang money for her
papa niya child’s 
nagttrabaho din. Iba
yung sa school iba
rin yung sa aming
pang gastos. Yung
pang school
nakaready na talaga
yan kasi kailangan
talagang magbayad
sa school… At
tsaka naka budget
na talaga yung para
sa school at tsaka
yung sa pagkain
namin”

R6 35 “Yes  pagbbgo sa She answered by Advance

lahat kailangan stating that they Knowledge 
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maging wais or need to be wise or

magtipid sa lahat ng to save up on a lot
bagay dahil sa of things especially
pandemic ngmahal during the
ang lahat,kailangan pandemic wherein
dn maging handa sa most of the supplies
lahat ng oras,yung are getting
naggwa nun hnd n expensive.
sa ngayong
pandemic.” 

According to the respondents, budgeting is the most important thing to do to

cope with the financial crisis. They suggested that allocating resources and saving

money for their child's educational expenditure will help them resolve the problem. On

top of that, they said that being wise and thrifty in buying their needs will lessen the

tension between their expenditures. Additionally, according to Karpman, Gonzales, and

Kenney (2020), parents reported cutting back on food spending, reducing savings, and

going into debt to cope with the pandemic's economic repercussions.

Table 2.4

Summary of Emergent Themes on managing to balance your daily and educational

expenses 

THEMES ESSENCE OF LIVED EXPERIENCE

Good Decision According to the response of our respondents, their experience shows
Making how they manage to balance their daily and educational expenses as a
parent for Good Decision Making, Appreciative, Responsible
Appreciative Decision Making, and Advance Knowledge .
Responsible
Decision
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Making

Advance
Knowledge 

Includes the emergent themes and it's respective essence among the responses of

the respondents to the question pertaining to managing to balance your daily and

educational expenses. The emerging themes are “Good Decision Making” which refers

to making decisions that should prioritize the important things rather than needs,

“Appreciative” which refers to being grateful for getting help from the family,

“Responsible Decision Making” which refers to making responsible decisions to

monitor the spendings and how to manage them carefully, “Advance Knowledge” which

refers to being wise and to save up in order to get ready for future expenses.

Interview Question 2.3:

Is it challenging for you to adjust your daily and educational expenditures in terms of

budgeting in times of crisis?

Table 2.5

Annotated Exemplars if it is challenging for the parents to adjust their daily and

educational expenditures

RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 20 “I can say that it is She answered that Controllability

really stressful but it is very stressful,
we can manage but they can handle
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though…” it.

R2 25 “Yes of course, She agreed that it is Opposing View

specially pag my very challenging
hindi inaasahan especially when
gastusin or there are
emergency, may unexpected
projects n klngan
expenses or
bilhin”
emergencies. 

R3 21 “Hmm… She said that there Compassionate 

Madaming are a lot of
nagbago. Oo, modifications
maraming because everything
nagbago kasi… has to adjust. 
lahat talaga
magaadjust kasi She also gave an
for example, kung instance, when her
may klase ang… daughter has class,
ang anak ko the family members
kailangan hindi should not go to her
kami pwedeng daughter's space
kumilos dun sa because they might
pwesto niya kasi disturb her. 
maiistorbo siya.
Eh kung common
area yung… yung
area na
pinagoonline class
niya so kailangan
magadjust kami.
Kung kailangan
naming gamitin
yung place na…
place na kung
saan siya may
online class,
kailangan before
the online class ay
nakuha na namin
or after the online
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class kami kikilos

dun sa klase niya
kasi…
nakakadistract eh
so definitely
meron.”           

R4 22 “Oo naman He answered the Advance

syempre... may question of having Knowledge
yung.. ano ba to, to adjust their daily
yung natuto ka and educational
kung paano talaga expenditures and
i- parang a-ano tells how they think
bang explanation of it.
nun sa
accounting...
ibudget o paano
mo talagang
titipirin yung
paggastos mo,
talagang
makakahamon
talaga na talagang
minsan maano ka
malilito ka o
stress o kaya
magiisip ka kung
paano mo
talagang
ibubudget.”

R5 22&24 “Sobra [laugh]... She responded that Improvement

Opo  there is a
Iba po kasi yung significant
sa una eh, adjustment,
ngayong especially since we
pandemic are in the midst of a
parang… parang pandemic.  
iba yung panahon
natin diba.”
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R6 48 “Yes po She answered by Compassionate

nakkahamon na saying yes since the
nakka stress pero new daily lives
syempre bilang they've been trying
isang magulang to adjust gives them
kailangan ntin stress but they need
lumbn sa hamon to fight it off for
ng buhay pra sa their children and
ating pamilya lalo family.
n sa mga anak.”

As stated by the respondents, the current situation is stressful, particularly when

it comes to money because many people are saving for their needs and important

expenditures, especially now that their children are taking online classes. They do not

expect that major expenses for their child's education, such as gadgets, will be required

at times. According to Finder (2020), a desktop computer may be significantly more

expensive.

Table 2.6

Summary of Emergent Themes on reasons why it is challenging for you to adjust

your daily and educational expenditures in terms of budgeting

THEMES ESSENCE OF LIVED EXPERIENCE

Controllability
According to the response of our respondents, their experience shows
the reasons why it is challenging for them to adjust their daily and
Opposing View educational expenditures in terms of budgeting in times of crisis are
for Controllability, Opposing View, Advance Knowledge, and
Advance Improvement.
Knowledge

Improvement
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Includes the emergent themes and it's respective essence among the responses of

the respondents to the question pertaining to why it is challenging for you to adjust your

daily and educational expenditures in terms of budgeting. The emerging themes are

“Controllability” which refers that things may get difficult or stressful yet it can be

managed by having control and knowing how to sort it out, “Opposing View” which

refers to it is challenging especially when there are new expenses and unexpected

emergencies, “Advance Knowledge” which refers to knowing how to save and to budget

even with the given circumstances and must find a way how to save up the money and

how to budget properly, “Improvements” which refers to since the time is different than

before due to the pandemic, there must be room for improvements on how to adjust the

daily expenses and educational expenditures and to improve how to budget carefully.

Corollary Problem 3:

What solutions or actions do the respondents employ to alleviate any problems with

regards to  academic financial expenditures?

Interview Question 3.1: 

Do you find any solutions or strategies to mitigate any problems with academic,

financial expenditures?

Table 3.1
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Annotated Exemplars if they find any solutions or strategies to mitigate any

problems with academic, financial expenditures

RESPONDEN LINE REASONS RESEARCH THEME

TS S OBSERVATI
ON

R1 22 “The scholarship provided by She stated that Practicalit

the school was really a big the scholarship y
help to lessen the tuition is a significant
fee…” financial help
provided by the
school. 

R2 27 “Pag kuha ng scholarship She answered Practicalit

program (yazaki torresthat availing a y
scholarship) scholarship
Ng business for extra income. program can
May time n ang pag my help her to have
project more On recyclable extra income.
materials ang gnagamit, They also use
recyclable
Share ang 2 estudyante sa mga materials for
materials na gagamitin, bumili projects in
ng ma's affordable  with order to save
quality na materials” money. 

R3 24 “Yes [giggle]. Alam nyo, She answered Sustenanc

napaka challenging talaga yes and she e
nitong pandemic na ito and added that the
nobody is prepared for this pandemic is
and did not expect that this very
will happen. Diba? So... challenging and
Talagang mahirap kasi… lahat no one is ready
ay apektado. I need to adjust for it. 
and i need to adjust and I need
to seek additional income for She also said
the family… and I thank God that they really
na… I found one before the need to adjust
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pandemic at nagging source of and they found

income namin talagang dun a source of their
ako nagkaroon ng additional income which
income sa pandemic. Gusto can also benefit
nyo bang malaman kung ano for their health
ito? [laugh]”  which is fern-d.
It helped them
“It is very essential of this financially and
time na pandemic na sustained their
nakatulong sa health ng aming needs. 
family ay yung ifern business
namin, yung fern-d and i am
very proud na this is one of the
provision of the Lord para
masustain namin ang financial
namin”                                      
       

R4 24 “Ang... nahanap kong He answered Good

solusyon yung inaano ibang the question of Decision
klaseng business para kumita finding the Making
para sa mga ano... para sa anak solution to
ko, tulungan yung asawa ko na lessen the
ano para kumikita... yun ang problems with
solusyon. Kasi kung wala the academic
kang sideline, wala kang ano.. and financial
hindi masusulusyonan lahat expenditures
yan kung... kunwari ang and gave an
budget mo is fifty thousand a example to
month, eh sa laki ng have a clear
binabayaran mong kuryente... view of it.
diba?”
He also says
“Ang solusyon talagang that we should
maghahanap ka ng sideline find a sideline
para kumita. Katulad sakin job to help the
ah.. nagbubuffing ako ng family.
sasakyan dito lang sa garahe
ko tapos nagdidisinfect ako ng
mga bahay at least kumikita
ako... Sa opinsina naman sa
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camella ako yung purchaser

nila.. sakin sila kumukuha ng
solar lights kumikita ako mas
malaki kung ano yung
available na pagkakakitaan ko,
dun ako.”

R5 28 “Ahh… ano…___ yung… She stated that Responsib

yung kailangan magtipid tayo. we should le
Ayun ang solusyon, magtipid. know how to Decision
Dapat marunong tayo save money and Making
magbudget.”     budget.

R6 55 “Yes po kung may mattanim She answered Advance

po tayo ng mga gulay by explaining Knowledg
kailangan ntin magtanim at the solutions or e
yung dumating maluho nting strategies
pamumuhay gawin nting they've made to
simple sa ngayon at kung solve the
kailangan ntin n mgakaroon problems with
ng sideline n pagkkakitaan the academic
bakit hnd po para makarao and financial
tayo sa arw arw nting expenditures.
pamumuhay.”  One of these
solutions is to
plant in order to
save money
from buying
expensive
vegetables and
to get a sideline
job to support
the family.

According to the respondents, the situation is quite difficult presently, but they

can come up with a variety of solutions to overcome those. Especially now that all

students take online education, they also answered that they prioritize saving and

budgeting their money carefully. In addition, they could require additional support
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systems or sidelines to help them deal with the challenges more effectively. As studied

by Land, G. (2020) a survey of 1,330 adults published last week by Country Financial

found that more than half of the parents with children 17 or younger  who responded are

facing additional financial hardships due to the pandemic, including increased expenses

for child care, food and the technology needed for distance learning.

Many are also dealing with the loss of a job as a result of having to stay home and care

for children, or the impact of reduced or shifting hours over child care needs.

Table 3.2

Summary of Emergent Themes in finding any solutions or strategies to mitigate

any problems with academic financial expenditures

THEMES ESSENCE OF LIVED EXPERIENCE

Practicality According to the response of our respondents, their experience shows

how they find solutions or strategies to mitigate any problems with
Sustenance academic financial expenditures are for Practicality, Sustenance, Good
Decision Making, Responsible Decision Making, and Advance
Good Decision Knowledge.
Making

Responsible
Decision
Making

Advance
Knowledge

Includes the emergent themes and its respective essence among the responses of

the respondents to the question pertaining to reasons on finding any solutions or

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strategies to mitigate any problems with academic financial expenditures. The emerging

themes are “Practicality”, which refers to the way that mostly of them say that budgeting

is important especially this days and know how to make use of money , “Sustenance”

which refers to the way the respondents sustain and support for the need of their

child/children, “Good Decision Making” which refers on how they make their decision

accurately without regrets in the future , “Responsible Decision Making” which refers to

the way the respondents say how they use their money correctly and balance daily

expenses and educational expenses , “Advance Knowledge” which refers on how they

think in advance for their children and how they support their child to lessen the

challenges in regards to expense. 

Interview Question 3.2: 

If so, what strategy(s) did you employ to overcome difficulties with your

child/children’s academic, financial expenditures?

Table 3.3

Annotated Exemplars if what strategy(s) did you employ to overcome difficulties 

RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 24 “I don't think that She answered that Opposite

we have an strategy she didn't have any View
it's enough for us strategies because
that the school school provided
provided discount discounts. 
for the tuition fee
and I feel grateful
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for that…”

R2 29 “Pagtitipid which is She responded that Practicality 

klngan tlga.look for budgeting and
scholarship or scholarship is needed
academic grant. to overcome
Maximise the difficulties.  
materials needed”

R3 28 “Okay… Syempre She said that they Good

kailangan… with need to secure the Decision
the pandemic wellbeing of their Making
kailangan kasing family in order to not
isecure din natin o be infected by the
iprotect natin ang virus that can add
family natin in extra challenges to
terms of health. them financially.
Kasi masyadong
challenging kung
magkakaroon tayo
or maiinfect tayo ng
covid 19 virus. So
dun pa lang
kailangan kasing
masustain na natin
yung mga nutrients
na kailangan ating
pamilya. Na kung
magsusuffer tayo
due to this covid 19
virus, financially
mas makakaapekto
iyun eh. Yun… ah
naging doble kasi
ang benefit na
nakuha ko dito sa
other income ko
para masuportahan
ang family ko.”    

R4 28 “Unang una uhm... He answered the Responsible

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gumagawa yung question and Decision

strategy ko lahat ng explained how he Making
gastusin linilista manages the
ko... gumagawa ako problems of the
ng cashbook. ahh... expenses in this
ano naman yun e pandemic.
debit credit tapos
nun balance yung sa
excel, sa excel file.
Ahh...nagaganun
ako ah kunwari ano
yung income ay
galing kay misis
yung padala niya,
ilalagay ko dun then
may balance na ko
kunwari fifty
thousand tapos
iniicome ko na sa
sideline, ilalagay ko
yun dun, less mo
lang yung mga
expenses. dun ko na,
yung strategy na
yun mas maganda
yun para alam mo
lahat kung saan
napupunta yung
pera mo.”

R5 32 “Kailangan She answered that Practicality

budget… budget budgeting and we
talaga ang need to know how to
kailangan. handle money. 
Kailangan
marunong kayo mag
budget”

R6 60 “Kailangan ntin ng She stated that we Responsible

matinding need to budget Decision
pagbbudget at carefully and know Making
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pagkkaroon ng how to make a list

listahan sa laht ng for the things we've
kasagutan para spent to know how
malaman ntin at hnd much we have spent
tayo mahirapan sa on our daily basis
gastusin at mtistisan and won't have any
ang knilang pag problems when it
aaral.”  comes to expenses
and to meet/provide
their child’s
educational
expenditures. 

As other respondents have stated, he does not have any methods to ponder

because other colleges offer discounts, particularly to those who acquire scholarships.

Other respondents stated that we should take good care of ourselves so that we will not

have to increase the expenses if someone in their household becomes unwell, and that

we must learn how to save and budget money since that is where we learn how to

manage money. According to Karpaman, Gonzales, and Kenney (2020) it can be read

that parents have difficulty budgeting money because some people are losing their

families due to the pandemic and due to rising commodity prices, house payments,

purchase of food and medical bills.

Table 3.4

Summary of Emergent Themes on what strategy(s) did they employ to overcome

difficulties with their child/children’s academic, financial expenditures

THEMES ESSENCE OF LIVED EXPERIENCE

Opposite View According to the response of our respondents, their experience shows
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Practicality what strategy(s) did they employ to overcome difficulties with their
child/children’s academic, financial expenditures for Opposite View,
Good Decision Practicality, Good Decision Making, and Responsible Decision
Making Making. 
Responsible
Decision
Making

Includes the emergent themes and it's respective essence among the responses of

the respondents to the question pertaining on what strategy(s) did they employ to

overcome difficulties with their child/children’s academic, financial expenditures. The

emerging themes are “Opposite View”, which refers that they disagreed that they didn’t

have a strategy provided since the school has a discount, “Practicality”  which refers to

carefully handling the money when it comes to budgeting and how the scholarship helps

when it comes to the academic and financial expenditures, “Good Decision Making”

which refers to needing to secure the well being of the family in order to not be affected

by the virus that could possibly add the extra expenses challenges that they need to pay,

“Responsible Decision Making” which refers to making a list of expenses and the things

they spent on to decide how to budget them carefully so that they wouldn’t have a

problem with their child/children’s academic financial expenditures.

Interview Question 3.3:

Do you still recommend continuing online classes in senior high school for the next

academic year for your child/children? 

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Table 3.5

Annotated Exemplars if they still recommend continuing online classes in senior

high school for the next academic year

RESPONDENTS LINES REASONS RESEARCH THEME

OBSERVATION

R1 26 “For the safety of She answered that Safety

my daughter I'll be she prefers online Purposes
gladly recommend classes for her
online class..”. daughter’s safety. 

R2 31 “No, Stressful, at She disagrees with Effectiveness

ung pagtuturo mas recommending
maganda ang face to online classes for
face. Mas favor ako the next academic
sa traditional n year because it is
schooling mas stressful and the
malawak ang teaching style is
matutunan ng mga better if face to
estudyante, tulad nga face. 
po ng sabi hindi
lamang sa loob ng She’s in favor of
room natuto ang mga traditional classes
bata need nilang ma because learning
expose outside is very broad due
school katulad lang to the effective
din n dto lng sla sa flow of ideas
bahay na apat n during discussion.
sulok lang sila, un
flow of ideas during
discussion mas
maganda”

R3 30 “Ahh...masasabi ko, She said that she Protection and

I still prefer face-to- prefers face to Maturation
face...if the face if the
pandemic is already pandemic is over
over. Kasi hindi ko because she can’t
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pwedeng...i…i....risk risk the health of

ang health ng bawat each and everyone
isa. Ang ___ health of us. 
ng ___ estudyante,
hindi ko pa rin She also added
pwedeng i-risk.that students want
Pero, kung safe na to go to the mall
ang ating paligid at after classes.
ang virus ay wala na, Students can also
I can still prefer na freely express
face-to-face.”  themselves and it
is part of their
“Pero kasi...ang… emotional growth
ako bilang and growing up. 
magulang, hindi ko
yun winawala, kasi
doon sila nakakapag
express ng kanilang
feelings. Dun sila
nakakapag exp …
yung emotional
growth nandoon. At
part of growing up,
yun, kaya mas gusto
ko pa rin ang face-
to-face, kasi hindi ko
naranasan ang online
eh. Ngayon
palang…”

R4 30 “Uhh... wala naman He answered the Observational 

tayong magagawa, question by
talagang online e, agreeing to let his
diba? Kaya di ko children take the
marerecommend na online class for
mag face to face the next school
muna kasi wala pa year.
namang epektong
vaccine e.. at walang They also
pang gamot. Kaya answered the last
ako, kahit na follow up question
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mahirap, yung by suggesting that

malaki ang gastos, parents should
okay lang yung also do online
ano...mag online. business to help
Diba? praktical tayo, with their
para din sa safe ng financial expenses
anak ko, diba.” especially since
it’s the pandemic.
“ayun, magano din
sila, magonline
business sila para
kung wala naman
silang ginagawa sa
bahay kunwari
housewife lang..
magonline business
sila para makatulong
sa expenses.”

R5 34 “Pagsiguro pag She responded Mobility

online pa rin siguro. that she prefers
Pero kapag ready na online school but
mag face-to-face edi if everything is
face-to-face.” ready she will go
face-to-face. 

R6 64 “Para sa akin mas She stated that she Consideration 

gusto ko ang face to prefers to have the
face kasi natututukan face-to-face
at naiintindihan classes back since
nilang mabuti pg it's easier and for
may discussion n other children to
personal ang teacher, understand the
at mas maganda pag discussions
nasa school ang mga properly in
bata, pero kung personal with their
ganito pa rin ang teacher however,
sitwasyon wla n po she also said that
ako maggawa kesa if the situation
mtigil ang pangarap doesn't change,
ng anak ko,i have no she has no choice
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choice.” but to accept that

they still need to
do the online
classes for their
child's future.

According to the respondents, it is fine if their children continue to attend online

classes since it is safer for their child; however, other parents prefer face-to-face classes

so that their student can learn more; moreover, they still assure that traditional classes

will indeed be better once the pandemic is over. As studied by Lashgari, Talkhabi, &

Nazarpour (2011) the possible pros of  face to face are they can easily communicate with

their teacher and classmates, they gain more knowledge and greater understanding

compare to the online class set up and when it comes to finances, school provides the

facility expense such as internet, computers, library, electricity, cooking equipment, and

other expense that is already included to their tuition fee.

Table 3.6

Summary of Emergent Themes if they would still recommend continuing online

classes in senior high school for the next academic year for their child/children

THEMES ESSENCE OF LIVED EXPERIENCE

Safety Purposes According to the response of our respondents, their experience shows
the reason if they would still recommend continuing online classes in
Effectiveness senior high school for the next academic year for their child/children
are for Safety Purposes, Effectiveness, Protection and Maturation,
Protection and Observational, Mobility, and Consideration.
Maturation

Observational
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Mobility

Consideration

Includes the emergent themes and it's respective essence among the responses of

the respondents to the question pertaining to if they would still recommend continuing

online classes in senior high school for the next academic year for their child/children.

The emerging themes are “Safety Purposes” which refers to the safety of their

child/children of not getting the virus, “Effectiveness” which refers to the effectiveness

of online class and face-to-face classes to which online class seems less effective and

favors the teaching style of face-to-face classes, “Protection and Maturation” which

refers to not agreeing to online class and prefers face-to-face class once the pandemic is

over, to avoid the risk of their child/children getting the virus and if it did, they

suggested for the them to go somewhere as part of their emotional growth and growing

up, “Observational” which refers to agreeing in taking online classes for the next school

year and to notice if there’s any difference happening to their child/children ever since

the online class started, “Mobility” which refers to where they’ll agree to let their

children do online classes until everything has been settled down with the pandemic and

they are ready to move back to face-to-face classes once again, “Consideration” which

refers to considering face-to-face classes for their children to have a better understanding

at online discussion and if that doesn’t happen yet and still had to do online classes; they

have no choice but to follow and accept this type of learning for their child/children’s

future until the pandemic is gone.

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CHAPTER 5: SUMMARY OF FINDINGS, CONCLUSION, AND

RECOMMENDATION

This chapter includes a summary of findings, conclusions, and recommendations based

on the study results. 

          In this study, qualitative research was used. More specifically, a

phenomenological design was applied to comprehend the lived experiences of parents in

the aftermath of financial expenditures. Individual interviews were set for six

interviewees. Each interview was transcribed and assessed. The responses of the parents

were used to develop the themes.

Summary of Findings

Poverty has a significant influence on a family's capacity to make decisions.

Having a budget, recognizing the expense of an education, prioritizing critical essentials

before anything else, and purchasing and replacing appliances are all strategies to assist

manage your money. When faced with a tough decision, they rely on money-saving

decisions and keeping a healthy family, as well as other strategies to assist them with

their finances.

       

Conclusion

According to the lived experiences of parents of senior high school students, we

are not prepared for this type of situation, and there are several adjustments in terms of
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budgeting and priorities. Nowadays, people are pretty cautious about where they invest

their money because expenses are costly. There are also additional expenses such as:

devices for online classes, internet upgrades, and utilities. This shows that they are

convenient due to the new normal. 

          

The researchers discovered that the impacts of academic, financial expenditures

are somewhat challenging after performing the interviews. They have mentioned their

own solutions and/or strategies for lessening their expenses in online classes and day-to-

day living expenses. The parents make several modifications regarding the lived

experience and family finances since they are unprepared for our current situations. The

devices and equipment that parents just purchased are long-term investments of good

quality. According to the responses we obtained, most respondents chose face-to-face

learning over the online school regarding cost, security, and education. The parents

consider their newly purchased devices and equipment for online classes as investments;

however, for the parents who are unfortunate to afford their children’s needs for their

online classes, parents may find a part-time job or a sideline to meet with their children’s

requirements for online classes.

Recommendations

          In accordance with the findings of this study, the following recommendations may

help parents in adjusting and bridging academic, financial gaps between face-to-face and
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online classes. This will also help in easing the stress of the parents regarding financial

expenditures for online classes.

For the Parents, We recommend this study to help them know what solutions,

strategies, and methods they may apply, as well as more information on online classes

compared to face-to-face classes in terms of expenditures and the differences between

private school and public school expenditures. This research will help parents formulate

a strategy and determine a solution for their child’s educational and financial needs.

For the Students, We recommend this study to make children/students aware of how

hard their parents work for them simply to study. This study will enable students to

appreciate that their parents work long and hard hours only to pay for their children’s

education. This study will also help them to know that they can help their parents in a

simple and creative way to ease and earn extra income.

For the Future Researchers, We recommend this study to help them understand the

aftermath of their parent’s financial expenditures to broaden their ideas. We encourage

the future researchers to broaden the idea in terms of having more respondents and more

places to We’d also recommend using the information that has been shown here to
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expand their research paper and to plan out how to use this as their reference for future

research purposes. Future researchers will be able to comprehend the effects of parents’

educational spending decisions due to this analysis. 

References

Journals

Gillett-Swan, J. (2017). The Challenges of Online Learning: Supporting and Engaging

the Isolated Learner. Journal of Learning Design, 10(1), 20.

https://doi.org/10.5204/jld.v9i3.293 

Yusuf, B. N., & Jihan, A. (2020). Are we prepared enough? A case study of challenges

in online learning in a private higher learning institution during the Covid-19

outbreaks. Advances in Social Sciences Research Journal, 7(5), 205-212.

(PDF) The effect of COVID-19 on Family Budget: Changes in Family Financial? (n.d.).

Retrieved May 5, 2021, from ResearchGate website:

https://www.researchgate.net/publication/345621962_The_effect_of_COVID-

19_on_Family_Budget_Changes_in_Family_Financial

Barrett, B. (2010). Virtual teaching and strategies: Transitioning from teaching

traditional classes to online classes. Contemporary Issues in Education Research

(CIER), 3(12), 17-20.

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Van Klaveren, C., & Ghysels, J. (2012). Collective labor supply and child care

expenditures: Theory and application. Journal of Labor Research, 33(2), 196-

224. 

Websites

Finder. (2020, July 6). How Much Does Distance Learning Cost? Retrieved from finder

Philippines website: https://www.finder.com/ph/how-much-does-distance-

learning-cost

Ramos, M. S. (2020, September 26). Private school enrollment drops to less than half.

INQUIRER.Net.https://newsinfo.inquirer.net/1340346/private-school-

enrollment-drops-to-less-than-half 

Karpman, M., Gonzalez, D., & Kenney, G. M. (2020, May 21). Parents Are Struggling

to Provide for Their Families during the Pandemic. Urban Institute.

https://www.urban.org/research/publication/parents-are-struggling-provide-their-

families-during-pandemic 

Land, G. (2020, September 17). Back-to-school stressing parents’ finances,

schedules and peace of mind

BenefitsPRO.https://www.benefitspro.com/2020/09/09/back-to-school-

stressing-parents-finances-schedules-and-peace-of-mind/?

slreturn=20210507073951  
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APPENDIX A REQUEST LETTER FOR THE PRINCIPAL

May 2021

NAME OF PRINCIPAL

Principal

NAME OF SCHOOL

Dear Mrs. PRINCIPAL,

       Good day! This is a formal letter asking for your permission. We would like to
conduct an interview with regards to the research entitled “THE AFTERMATH OF
PARENT’S FINANCIAL EXPENDITURE FOR ONLINE CLASSES IN SENIOR
HIGH SCHOOL”. The participants will be five to six (5-6) respondents consists of
senior high school student’s parents who are undergoing online classes in public and
private schools in Calamba and Cabuyao City.

       The study aims to determine the lived experiences of the senior high school
students’ parents regarding their online class expenditures. For confidentiality's sake, the
recorded data will only be accessed by the researchers of the study. Attached are the
actual questions that will be asked to the respondents.

       Hoping for your consideration with this matter.

Yours truly,
 NAME OF SCHOOL

NAME OF STUDENTS

Researchers

Noted by:

NAME OF RESEARCH INSTRUCTOR

Research Adviser

APPENDIX B REQUEST LETTER FOR THE PROSPECT RESPONDENTS

Dear Respondents,

We NAME OF STUDENTS, Grade 11 ABM students from NAME OF

SCHOOL, will be conducting a study titled “The Aftermath of Parent’s Financial
Expenditure for Online Classes in Senior High Schools” as a partial fulfillment of our
Research in Daily Life 2 subject's requirements.

The purpose of this study is to determine how much our parents spend on our
online schooling, determine what is more costly in terms of online education, whether
public or private, and resolve financial gaps between face-to-face and online classes. We
assure you that all data we gather will be used strictly for research purposes, and your
identity as a respondent will be kept confidential.

Lastly, the presence in this research is COMPLETELY VOLUNTARY. You will

be asked a number of questions, and you may decline to respond to any of them if you
are not comfortable answering them.

Thank you for taking the time to participate. 

Yours truly,

NAME OF STUDENTS

NAME OF STUDENTS

NAME OF STUDENTS

NAME OF STUDENTS
 NAME OF SCHOOL

NAME OF STUDENTS

APPENDIX D

TRANSCRIPTION OF DATA

LINE SPEAKER DIALOGUE 

NUMBER

1 R4 Hi po! Ako po yung kaibigan ni [name of friend] 

2 P1 Hi be kilala kita

3 R4 Ayan po yung consent for interview! For questions po, kahit

kailan nyo po sagutin!

4 P1 Pra san Yan be

5 R4 “The Aftermath of Parent’s Financial Expenditures for

Senior High Schools”, for our research po. 

6 P1 Ah ok miami b questions be?

7 R4 Medyo po, mga 9 questions po. Kahit sagutin nyo na lang po

kung kailan po kayo free

8 P1 Ok be cge pg ala nko ggawin

9 R4 Was the online class more expensive than the face-to-face

class, or were they both the same when it comes to finances?

10 P1  I think it's more expensive to have a online class especially

that we had to buy a good quality of desktop and laptop
which is more expensive also...
 NAME OF SCHOOL

11 R4 Does the online class have the exact school requirements like
face-to-face, wherein additional expenses you need to pay?

12 P1 When in comes to exact  school requirements, I think that it's

almost the same as to face to face  minus of course the
uniform...

13 R4 Does it become more accessible and more affordable for you

to pay for educational expenditures in online classes now
than it was before the pandemic?

14 P1 Accessible? I think it's the same as to face to face when it

comes to paying. Affordable? Well...thanks to the
scholarship provided by the school that help lessen the
tuition fee...

15 R4 Does the pandemic change your daily lives in terms of

increasing everyday expenses aside from academic
expenditures?

16 P1 Definitely yes especially when all that you have to buy is so

pricey such as food and all the important things needed in
home even electric and water bills...

17 R4 How do you manage to balance your daily and educational

expenses as a parent?

18 P1 It is more budget on what is the most important or needed

than wants...

19 R4 Is it challenging for you to adjust your daily and educational

expenditures in terms of budgeting in times of crisis?

20 P1 I can say that it is really stressful but we can manage

though...

21 R4 Do you find any solutions or strategies to mitigate any

problems with academic, financial expenditures?

22 P1 The scholarship provided by the school was really a big help

to lessen the tuition fee...

23 R4 If so, what strategy(s) did you employ to overcome

 NAME OF SCHOOL

difficulties with your child/children’s academic, financial

expenditures?

24 P1 I don't think that we have an strategy it's enough for us that

the school provided discount for the tuition fee and I feel
grateful for that...

25 R4 Do you still recommend continuing online classes in senior

high school for the next academic year for your
child/children?

26 P1 For the safety of my daughter I'll be gladly recommend

online class...

27 P1 Gud am beh… ok nb yan?

28 R4 Opo, thank you po! Okay lang po ba magfollow up question?

29 P1 Welcome beh.

30 P1 Ok lang beh message mo na lng skin mga questions h...

31 R4 In what way nila na-mamanage ung pag adjust sa daily

expeditures nila and educational expenditures [referring to
line 18]

32 R4 Kung wala nang pandemic in the next academic year,

irerecommend pa rin ba ang online class or di na? [referring
to line 26]

33 P1  Cge beh buks ko n lng sagutan Yan h my ggawin lng ko h

tpos send ko ndin buks ung mga answers

34 R4 Sige po, no worries po! No need to rush

35 P1 Nku beh cnsya n bk buks ko p msagutan mga questions dami

KC nmin labahin eh

36 R4 Hala okay lang po no worries

37 P1 As long as you have all the necessary things needed with

online class it will be less stressful in managing all the
expenditures whether it's daily or educational… [answer
 NAME OF SCHOOL

referring to line 31]

38 P1 Its always better if it is face to face as long as it is safe for all

the students...

39 P1  Beh eto n pla ung answers s following questions...

40 Thank you po! Maraming salamat po! 

LINE SPEAKER DIALOGUE 

NUMBER

1 R4 Hello po! Ako po yung kaibigan ni (name of friend). Okay

lang po ba na interview hin ko po kayo? 

2 P2 Magandang gabi po, about saan ang interview?

3 R4 Good evening po! Ang interview po namin is about “The

Aftermath of Parent’s Financial Expenditures for Senior High
Schools”, for our research po. 

4 P2 Ah cge po

5 R4 Thank you po!

6 P2 Welcome po

7 P2 Good morning neng nabasa ko na ang consent letter

8 R4 Sigo po. Send ko na po unang questions kung okay lang po?

9 P2 Cge neng

10 R4 Para po sa inyo, mas mahal po ba ang online classes kesa sa

face-to-face or parehas lang po silang mahal pagdating sa
gastusin?
 NAME OF SCHOOL

11 P2 Mas mahal ang online class.dahil need ko bumili ng

panibagong gadgets pra may magamit, upgrade ng Internet
connection(mbps), during performance task or project solo ng
bata ang gastusin sa mga gagamitin materials.

Ung sa online Need din ng extrang load of magkaroon ng

power interruption at no Internet connection

12 R4 Thank you po. Ang online school po ba ng anak nyo ay may

exact school requirements katulad nung face-to-face kung
saan meron pong additional expenses na kailangan pang
magbayad?

13 P2 May same requirements upon enrolment(documents)

Walang extrang expenses na binayaran

14 R4 Mas naging accessible po ba and affordable ang pagbabayad

para sa educational expenditures sa online classes ngayon
kesa nung bago mag pandemic?

15 P2 Accessible sya. 
In terms of affordable hindi ko masagot since nsa public
schools ang estudyante ko
But in shs at colleges online class is more affordable
depending on school enrolment fees. 
Kc kung online class in terms of expenditures mabawasan ang
gastos like un uupa ng dorms, some projects during online
class eliminated na.

16 R4 Follow up question: Paano po siya naging accessible?

17 P2 Kc naging accessible sya kc more flexible ang time pwede

mo gawin ang school activities in more capable
time.example:pwede mong ipasa ang activities within the day,
hindi un sa oras lng mismo ng scheduled subject.

Sa pagbabayad naman nadyan ang gcash, online banking

payment. No need ng pumila para magbayad ng fees. Tama
ba pagka intindi ko ng tanong? 

18 R4 Opo, no worries po.

Nagkaroon po ba ng pagbabago ang araw-araw nyo pong
 NAME OF SCHOOL

pamumuhay in terms po sa pagtaas ng gastusin ngayon bukod

sa academic expenditures?

19 P2 Yes, sa mahal ng bilihin at unstable ang work, mahirap lalo

ang budget ngayon. Mas priority ang basic needs,

20 R4 Paano nyo po namamanage ang pang araw araw nyo pong

gastusin at educational expenses bilang magulang

21 P2 Budgeting, priority ang needs

22 R4 Mahirap ba na pagsabayin ang pag budget sa daily and

educational expenses?

23 P2 Hindi naman. Depende sa sweldo o income.

24 R4 Nakakahamon po ba sa inyo ang pag aadjust sa pang araw-

araw na pamumuhay at educational expenditures pagdating sa
pag budget sa panahon ng crisis?

25 P2 Yes of course, specially pag my hindi inaasahan gastusin or

emergency, may projects n klngan bilhin

26 R4 Meron po ba kayong nahanap na solusyon or strategies para

pagaanin ang problema sa academic financial expenditures?

27 P2 Pag kuha ng scholarship program (yazaki torres scholarship)

Ng business for extra income.
May time n ang pag my project more On recyclable materials
ang gnagamit,

Share ang 2 estudyante sa mga materials na gagamitin, bumili

ng ma's affordable  with quality na materials

28 R4 Kung meron man po, ano pong strategy(s) ang ginamit nyo
para mapagtagumpayan ang mga paghihirap sa anak nyo
pagdating sa mga gastusin sa academic?

29 P2 Pagtitipid which is klngan tlga.look for scholarship or

academic grant
Maximise the materials needed

30 R4 Marerecomend mo pa rin po ba ang anak nyo na mago online

 NAME OF SCHOOL

school sa pagdating ng bagong school year?

31 P2 No

32 R4 Bakit po?

33 P2 Stressful, at ung pagtuturo mas maganda ang face to face.

Mas favor ako sa traditional n schooling mas malawak ang
matutunan ng mga estudyante, tulad nga po ng sabi hindi
lamang sa loob ng room natuto ang mga bata need nilang ma
expose outside school katulad lang din n dto lng sla sa bahay
na apat n sulok lang sila, un flow of ideas during discussion
mas maganda

34 R4 Thank you po!!

35 P2 Tama kya mga sagot ko neng. Pagpasensyahan mo na.

Welcome

36 R4 Halaa okay lang po lahat, nasatisfy po kami sa sagot niyo. 

37 R4 Ay okay lang po ba pala magbigay ng mga example na

bibilhin dito? Kung okay lang po. [Pertaining to line 19]

38 P2 Correction:un sa bahay lng un flow of ideas hindi Ganon ka

ganda kc hindi lahat ng paparticipate.

39 P2 [replied to line 37] Bilihin

Foods:sobrang mahal ng karne, gulay
School materials:kahit dto lng sa bahay need na kompleto n
dpat ang mga pang kulay school supplies, bond paper, mga
pang kulay. Ink ng printer
And lastly n malaki ang epekto din ay ang meralco bills at
gas(dahil kung my face to face isang lutuan kng almusal at
baon sa tnghali now n online, iba nag luto ng almusal,
tanghalian kumbaga noon 2 beses lng ako mgluto s
maghapon, ngyon 3 o 4beses n, kasama n merienda [laugh]

40 R4 Daming … at gastusin na din po kasi this pandemic

41 R4 Ready po ba kayo financially sa pagdating ng pandemic? 

42 P2 Medyo, dahil my savings at may nakatabi na for emergency.

 NAME OF SCHOOL

Ang magkaroon ng savings ay malaking tulong saga panahon

n hindi expected tulad ng ngyari ng covid.

43 P2 Ang disadvantage un savings n for emergency cases at

education somehow nagamit kahit anong tipid. At madaming
naging ka kompetensya sa online bisnis.kaya mahirap
makkapag ipon uli.

44 R4 Thank you po!! Malaking tulong po ang mga sagot nyo for
our research!!

45 P2 Welcome!

LINE SPEAKER DIALOGUE 

NUMBER

1 R2 GOOD DAY PO! First of all po, Thank you po at nagkaroon

kayo ng oras para sumagot sa aming katanungan para sa
aming pananaliksik. (Introduce yourself one-by-one.) Ang
title po ng research namin ay “The Aftermath of Parent’s
Financial Expenditure for Online Classes in Senior High
Schools”. 

2 R1 Ang purpose po ng research namin ay malaman kung

magkano po ang ginagastos po ng bawat magulang sa online
school, kung ano ang mas magastos sa face-to-face at online
class in both public at private school and lastly paano nyo po
nasolusyonan ang financial gaps between face-to-face and
online classes. Sinisigurado namin sa inyo na lahat ng
impormasyon o data na aming makukuha mula sa inyo ay
magagamit lamang sa aming pananaliksik, at ang identity nyo
bilang respondent namin ay mananatiling confidential.

3 R4 Meron po kaming 9 (siyam) na katanungan na gustong

 NAME OF SCHOOL

linawin at masagot para po sa research na ito. And also po,

nakarecord po ang interview po natin for our research
purposes and para po sa transcription po namin. So, Without
further ado, let’s start na po?
Ang unang question po is, Para po sa inyo, mas mahal po ba
ang online classes kesa sa face-to-face or parehas lang po
silang mahal pagdating sa gastusin?

4 R3 Ahh, magandang hapon, pagdating sa expenses, ___ ang

difference, so may difference in terms of expenses, although
sa tuition, a bit lower compare nung face-to-face. 

So, maaaring naglower talaga ang school dahil ang utilities

nila  is naging lower din dahil...ahh...wala ang mga
estudyante, pero may kailangan pang other expenses or you
can call it investment tulad ng mga computer, or gadget na
ipad na kung maaagapan kung compatible dun sa platform na
gagamitin ng school, kasi hindi naman lahat ng ahh cellphone
or computer ay compatible sa platform ng school na
gagamitin. 

For example, yung tuition fee is amounting to 23,000 per sem

tapos...ahh...compare sa face-to-face, meron pa kasi siyang
allowance, daily allowance. For example, estimated is 3,000
per month, so this one will be eliminated and then for projects
and activities, since online din naman yung mga submission
ng projects niyo...ahh... so for example mag allocate ako ng
1,000 per month, so this one is also eliminated, but there will
be a an additional expenses in terms of equipment like
computer...ahh bumili pa kami ng isang unit na computer na
compatible naman dun sa requirement ng school. 

So, estimated nyan is 25,000. Sometimes, may mga

pagkakataong hindi naman kailangan ng computer, yung
gadget naman ang kailangan so estimated mga 20,000, and
then the internet connection na kung... ahh...dati is research
lang at tsaka...ahh tsaka mga facebook, mga social media
access, yung pag access sa social media na before is 1,000
lang, ngayon is only 1,400, kailangan kasi ma-upgrade para
mas mahaba yung or maka-cope up dun sa requirement na
kailangan ng school para mabilis...yon... pero despite of the
 NAME OF SCHOOL

upgrade ng, ng internet, may challenge pa rin na

uncontrollable in the part of the student, pag nawalan ng
connection na hindi naman control, nagpapanic na ang
estudyante, gumugulong pa nga [laughs].

5 R2 Ah, so ibig sabihin po mas mahal ang talaga sainyo bilang

parent ang online classes kesa po sa face to face?

6 Ahh...yung pagkamahal naman ay investment, we can call it

investment, one time expenses na malaki...yung yun lang first
na, yung first year lang, tulad nitong first sem niyo, yun yung
malaki ang expenses, kasi hindi naman lahat tayo eh ready eh.
Even kayong mga estudyante, di tayo ready for the face-to-
face. Kami ding mga parents is in terms of expenses, hindi rin
tayo ready at yung nag face-to-face even marketing may
challenge din. Nagkakaubusan ng mga gadgets,
nagkakaubusan ng computer at malaking challenge na ‘tong
face-to-face, hindi lang expenses. Ay Oo, Online classes

7 R2 Ang next po naming tanong ay, ang online school po ba ng

anak nyo ay may exact school requirements katulad nung
face-to-face kung saan meron pong additional expenses na
kailangan pang magbayad?

8 Okay, In terms of...yung exact requirement, hindi ko masasabi

yung exact requirement as to face-to-face at etong online class
ninyo. Bakit? Kasi sa face-to-face, I can see it na holistic ang
approach. Bakit kamo holistic? Kasi sa face-to-face, magiging
balanse ang growth niyo. In terms of knowledge, andyan yung
physical...ahh...interface niyo with your...with your teacher or
professor. 

And then, ...ahh… face-to-face ang encounter niyo with

your...ahh… schoolmates or classmate na kung
saan...ahh...yung growth niyo or knowledge, interpers…
interpersonal relationship with your...ahh...teacher and with
your...ahh...classmate, additional learnings kasi yon. Kasi
kung papano kayo mag-aadopt sa personality ng iba ay
 NAME OF SCHOOL

isang...isang malaking bagay na iyon sa inyong part of your

learning and also mas na-eexpress niyo rin yung sarili ninyo
kapag wala kayo sa bahay, diba? Kasi pag nasa bahay kayo,
you are too much familiar with other members of the family.
Unlike dun sa mga classmate niyo na...na galing pa sa
different families, in different culture and practices yun yung
isang maganda sa face to face kasi mas nakakapag-adjust
kayo sa different personalities.

Pagdating sa school naman, mas makikilala niyo ang

professor niyo in terms of approach, kasi pwede mo silang
mabiro, pwede mo silang...ahh...mapatawa. Unlike dito sa
face to...sa online, ang hirap namang magbiro sa klase diba.
Pag after class, hindi mo pa rin naman sila ma-aapproach na
one-on-one kayo diba, ‘Ma’am pwede po bang ano…’, ‘oh
Ma’am’. Hindi mo rin naman nakakamusta. Unlike, ganon din
naman yung ___ hindi rin naman kayo personally
nakakamusta or mas nakikilala pa. Yun ang isang nakikita
kong...ahh… disadvantage  ng face-to-face at advantage
ng...ah disadvantage ng online class compared to...ahh…
face-to-face. Kaya ang sinabi ko is holistic approach.

Ahh… in terms of ...ahh... other expenses, meron din, sa

aming family is utility. Pag sobrang init na, kasi syempre yun
yung coconsider yung...yung place mo sa classroom kahit
naka-online is dapat conducive to learning. Kapag naman
hindi conducive yung learning, dapat medyo komportable ang
estudyante. Ahh…pag...dun sa pwesto, kasi kung sobrang init,
hindi rin yan makaka-concentrate. Mas iinit ang ulo...mas
hindi niya maa...ma-aadopt yung learnings na dapat niyang
kail… na kailangan niya. Okay? Masyadong formal naman
kayo [laugh]

9 R1 Ang third question po namin ay mas naging accessible po ba

and affordable ang pagbabayad para sa educational
expenditures sa online classes ngayon kesa nung bago mag
pandemic? 

10 P3 Anong ibig sabihin nyo ng affordable? Paano nyo nasabing it

become more accessible and more affordable? Accessible,
kasi nagpupunta pa rin naman kami dun sa… sa school pag
 NAME OF SCHOOL

nagbabayad. So, yung access is same way sa face to face. In

terms of affordability___ I think ahh… pagdating sa
accessibility ng pagbabayad sa school ay... wala akong
nakitang difference[giggle]  Kasi ang approach namin is
pumupunta pa rin kami sa school for the payment, kung yun
ang the way I understand your question, tama ba? Ganun ba?

Pero I think meron din naman sigurong other… other… may

option din siguro ang school, baka hindi ko pa lang namin
naaavail or yung online payment. Kasi mahirap din kasi
naman ang online payment eh. Wala agad na resibo, unlike
kung accessible… kasi malapit lang din naman sa office
namin yung… yung San Sebastian kaya we prefer na ano na
lang… dun na lang magbayad since malapit sa school. Yun.

11 R1 Thank you po.

12 R3 Next question po, nagkaroon po ba ng pagbabago ang araw-

araw nyo pong pamumuhay in terms po sa pagtaas ng
gastusin ngayon bukod sa academic expenditures po? 

13 P3 Ahh… Palagay ko hindi naman, kasi yung sabi ko nga dun sa

unang question niyo is one time lang naman yung increase ng
expenses. Pagdating naman sa ano… ahh araw araw din 
naman talagang kakain 3 times a day tapos meron ding
merienda. So… kasama na yun sa daily budget ng… ng
family. 

14 R2 Ahh question lang po, since ngayon pong pandemic madami

pong item na tumataas ung presyo, paano nyo po nababalance
yung gastusin po?   

15 P3 Ahh… magandang tanong yan. Talagang napakalaki ng

expenses ngayon in terms of food. Sa food pa lang, for
example, nung wala pang pandemic ang baboy noon… baboy
talaga [laugh] yung kasi talaga ang ano eh… yung kilo ng
pork is 275 lang mga 275- 280 is ngayon ay 380… ahhh
dinadaan na lang namin sa sabaw ang ulam [laugh] para
dumami lang [laugh] siguro nagaadjust din kami,
pinagkakasya lang din ang budget, totoo. Sa isang magulang
hindi madali kasi ang pagbudget ng___ lalo na’t halos lahat
 NAME OF SCHOOL

ay tumaas. Bakit? Yung kasing ahhh… transportation expense

ng transport ng goods ay mahirap dahil sa pandemic
madaming lockdown kaya tumaas lahat ang basic
commodities. Ahhh… talagang inaadjust namin ang…
totoong may gulay, isda, pero hindi lahat pero kahit nga isda
eh. Ang isa is nagrerange from 250 hanggang 420 tapos ang
chicken ay medyo ahhh…mas affordable pa ang chicken pero
nakakasawa naman kung puro chicken kaya dinadaan talaga
sa sabaw. [laugh]                         

16 R2 Paano nyo po namamanage ang pang araw araw nyo pong

gastusin at educational expenses bilang magulang?

17 P3 Ahh bilang magulang, iba kasi ang ano, iba kasi

ang...sitwasyon namin. In terms ng sa...ano ba yon...sa
breadwinner. Kasi yun ang malaking challenge ng aming
family. Ako ang major, ano bang tawag dito...ako ang
breadwinner of the family. Pero ____ husband has a physical
challenge or health problems sa ngayon, kaya ako ang major
na nagtatrabaho sa family, pero I am grateful kasi
napapagtulungan namin mag-iina ang expenses and
yung...even yung mga household chores dito para maitawid
namin ang aming family sa pandemic challenge na ‘to.
Nagtutulungan kaming mag-iina.

And I thank God for the support of my daughters para

maitawid namin ang aming daily challenges.

18 R1 Ang next question po namin is, nakakahamon po ba sa inyo

ang pag aadjust sa pang araw-araw na pamumuhay at
educational expenditures pagdating sa pag budget sa panahon
ng crisis?

19 P3 Ahh. paki-elaborate nyo nga [name of researcher] Ano ba

yung ibig nyong sabihin dito sa mga challenges, yung
pagaadjust sa pang araw araw?  

20 R1 Opo kung may nabago po ba in terms po sa face to face dati

bago po mag pandemic or crisis... 

21 P3 Hmm… Madaming nagbago. Oo, maraming nagbago kasi…

 NAME OF SCHOOL

lahat talaga magaadjust kasi for example, kung may klase

ang… ang anak ko kailangan hindi kami pwedeng kumilos
dun sa pwesto niya kasi maiistorbo siya. Eh kung common
area yung… yung area na pinagoonline class niya so
kailangan magadjust kami. Kung kailangan naming gamitin
yung place na… place na kung saan siya may online class,
kailangan before the online class ay nakuha na namin or after
the online class kami kikilos dun sa klase niya kasi…
nakakadistract eh so definitely meron.

22 R1 Thank you po.

23 R3 So, next question po. Meron po ba kayong nahanap na

solusyon or strategies para pagaanin ang problema sa
academic financial expenditures?

24 P3 Yes[giggle]. Alam nyo, napaka challenging talaga nitong

pandemic na ito and nobody is prepared for this and did not
expect that this will happen. Diba? So... Talagang mahirap
kasi… lahat ay apektado. Yung sitwasyon ko ngayon ay i am
working at the same time meron kaming family business na
running for 15 years na ahhh… going to 16 years already.
Pero lahat kami ay affected buti na lang yung… job ko ay di
kami totally nagstop. Nagstop lang ako for 1(one) week pero
bayad pa rin. Ahhh… Yung business namin na before… we
have a weekly schedule ng pagtransport ng goods from laguna
to marikina was totally affected. Yung dating sales namin ay
naging 50% down. So from weekly naging… so dating 4
times a month, naging twice a month lang. So ang laking
challenge nito___ kaya kailangan kong… as a provider of the
family, I need to adjust and i need to__ additional income for
the family… and I thank God na… I found one before the
pandemic at nagging source of income namin talagang dun
ako nagkaroon ng additional income sa pandemic. Gusto nyo
bang malaman kung ano ito? [laugh]  

It is very essential of this time na pandemic na nakatulong sa

health ng family namin ay yung ifern business namin, yung
fern-d and i am very proud na this is one of the provision of
the Lord para masustain namin ang financial namin at kung
 NAME OF SCHOOL

gusto nyong itry mag ano na lang din tayo… mag messenger
na lang tayo [laugh]  __ to your parents too.  This will help a
lot, yes totoo.        

25 R1 Yung mother ko po, buyer po nan

26 P3 Ahhh [name of researcher] usap tayo later. [laugh] 

27 R2 Okay po, since nasabi nyo po na meron kayong nahanap na

strategy ahm…   paano nyo po ginamit ang strategy na yun 
para mapagtagumpayan ang mga paghihirap sa anak nyo
pagdating sa mga gastusin sa academic?

28 P3  Okay… Syempre kailangan… with the pandemic kailangan

kasi isecure din natin o iprotect natin ang pamilya natin in
terms of health. Kasi masyadong challenging kung
magkakaroon tayo or maiinfect tayo ng covid 19 virus. So
dun pa lang kailangan kasing masustain natin yung mga
nutrients na kailangan ating pamilya. ___ magsusuffer tayo
due to this covid 19 virus, financially mas makakaapekto iyun
eh. Yun… ah naging doble kasi ang benefit na nakuha ko dito
sa other income ko para masuportahan ang family ko. ___
dalawa ang nameet ko, business at health. So health and
wealth ang… gain namin dito. Hindi pa naman ganun kalaki
ang wealth, baka may mangutang [laugh]. Ba’t kayo seryoso?
[laugh] yun… kaya maganda yung na ano namin…
okay.                       

29 R1 So sa last po naming question is marerecomend mo pa rin po

ba ang anak nyo na mago online school sa pagdating ng
bagong school year?

30 P3 Ahh...masasabi ko, I still prefer face-to-face...if the pandemic

is already over. Kasi hindi ko pwedeng...i…i....risk ang health
ng bawat isa. Ang ___ health ng ___ estudyante, hindi ko pa
rin pwedeng i-risk. Pero, kung safe na ang ating paligid at ang
virus ay wala na, I can still prefer na face-to-face. 

Kasi ang sasabihin ko, gusto ko pa rin ___. Iba pa rin kasi
ang...ahh...ang face-to-face. Kasi sabi ko nga eh, iba...minsan
gusto pa rin naman yung lumabas ng mga estudyante [laughs]
sa pagpunta sa mall [laughs] after ng class, tama ba? 
 NAME OF SCHOOL

31 R2 Yes po. [laugh] 

32 P3 Bakit kasi pinapatay nyo po microphone nyo? [laugh] Pero

tama ba? 

33 R1 Opo 

34 P3 Ikaw ba [name of researcher]?

35 R3 Gala with friends po [laugh]

36 P3 Pero kasi...ang… ako bilang magulang, hindi ko yun

winawala, kasi doon sila nakakapag express ng kanilang
feelings. Dun sila nakakapag exp …yung emotional growth
nandoon. At part of growing up, yun, kaya mas gusto ko pa
rin ang face-to-face, kasi hindi ko naranasan ang online eh.
Ngayon palang…

37 R2 May question po ako, since yung anak nyo po ay nagoonline

class, ano po yung sa tingin nyo nagbago sa kanya since
nagonline class po compared po sa face to face? 

38 P3 Gusto nyo malaman? [laugh] Gusto ko rin… hindi i… it is an

honest answer are you ready to accept the… Hindi kasi ako sa
class ko kasi at alam… kasi ang online class ganito dapat may
disiplina pa rin… yung… paminsan may times na, ewan ko
kung___ kayo mag assess sa sarili nyo. Kayo ba ay talagang
ready pagdating sa online class in terms of physical? Anong
oras kayo gumigising bago mag online class? ___ Nakapaligo
na talaga kayong lahat?            

39 R3 Hindi po [laugh] 

40 R1 ___ after class po 

41 So after class? Mali din yun… kasi kapag pagod na ang mata
nyo, pagod na utak nyo, stress na kayo kaya dapat maaga pa
lang nakapaligo na kayo. Mas relax kayo dun ___ buhay na
kasi ang kapag nakaligo na kayo.i…. Ayun yung observation
ko sa estudyante ko [laugh]  

Honestly speaking, may epekto yun sa health nyo eh.

 NAME OF SCHOOL

Pwedeng sa ngayon hindi nyo pa nakikita pero pagedad nyo

ng ___ edad ko mga 40+ [laugh]  ___ nyo lang makikita yan.
Sabi ko nga dun sa anak ko eh… ___ pag umattend ka ng
class nang nakaligo ka na mapeperfect mo na lahat ng exam
mo. [laugh]        

42 R2 Napeperfect po ba? [laugh] 

43 Hindi… mga mali ay tatlo magiging isa na lang o kaya lahat

ay masasagutan mo. Bakit? Eh kasi physically alert ang iyong
mind ___ body. Try mo, kasi hindi pa ako nakapasok sa
school ko nung college day at high school days nang di pa
ligo. Ngayon pa lang ako nakakakita ng mga estudyanteng
ganun. Kasi iba na nga, iba na ang set up. Na satisfy ba?    

44 R2 Additional po ulit, health and expenditures marerecommend

mo pa rin po ba ung online class?  

45 P3 Hmm… Ang sabi ko nga… Online or face to face? 

46 R2 Online po. 

47 P3 Pagdating sa health… pagdating sa health honestly, hindi…

kasi iba ang approach ___ online class, at iba ang stress.
Tama ba?     

48 R1 Opo

49 P3 Kayo, babalik ko sa inyo ang tanong kasi kayo ang estudyante

eh. Sa inyo, which do you prefer online or face to face? 

50 R3 Face to face po

51 R2 Face to face po, kasi tulad nga po ng sinabi nyo kanina na

mas naeexpress po namin and also po kapag online school po,
ngayon po mas tumaas po grado ng mata ko, yung mental
health po     

52 Mental health? Anong sabi mo? [laugh] 

53 And also po yung stress talaga. Kasi yung iba pong teacher
nagbibigay ng… mga isang araw na gawain lang po ganun.  
 NAME OF SCHOOL

54 Mas prefer ko din po yung ano po face to face gawa po nung

___ ganun po  

55 Pagdating kasi sa face to face, syempre gusto nyo rin araw

araw makita yung inspirasyon nyo, crush nyo noh [laugh]
tama ba? [laugh] ayun yung ___  kasi dapat may kilig pa rin
ang estudyante, diba. I’ve been there and i keep on coming
back sa kilig [laugh]    

LINE SPEAKER DIALOGUE

NUMBER

1 R2 Hello po! Good afternoon so first of all po, thank you po at

nagkaroon po kayo ng oras para po sumagot sa mga
katanungan para po sa aming pananaliksik and I am
[introduction one by one] and ang title po ng research namin
ay “The Aftermath of Parent’s Financial Expenditure for
Online Classes in Senior High Schools”. 

2  R1 Ang purpose po ng research namin ay malaman kung

magkano po ang ginagastos po ng bawat magulang sa online
school, kung ano ang mas magastos sa face-to-face at online
class in both public at private school and lastly paano nyo po
nasolusyonan ang financial gaps between face-to-face and
online classes. Sinisigurado namin sa inyo na lahat ng
impormasyon o data na aming makukuha mula sa inyo ay
magagamit lamang sa aming pananaliksik, at ang identity nyo
bilang respondent namin ay mananatiling confidential.
 NAME OF SCHOOL

3 R4 Meron po kaming 9 (siyam) na katanungan na gustong

linawin at masagot para po sa research na ito. And also po,
nakarecord po ang interview po natin for our research
purposes and para po sa transcription po namin. So, Without
further ado, let’s start.
Ang unang question tanong po ay, Para po sa inyo, mas
mahal po ba ang online classes kesa sa face-to-face or parehas
lang po silang mahal pagdating sa gastusin?

4 P4 Mas mahal yung online classes.

5 R2 Bakit po mahal yung online classes?

6 P4 Mas mahal ang online classes… Kasi yung unang una, ang
kuryente, ang aircon. Imbis na yung sa school ang gumagana,
dito pa rin sa budget namin nababawasan kasi ang laki nung
tinaas ng kuryente dahil magka__ price na kung aircon.

7 R2 Ah okay po. May other expenditures pa po ba kayo na binili

po para po sa online classes?

8 P4 Para sa online class, ayan lahat ng computer kung may

masisira man kasi araw araw yun rin ginagamit hindi natin
masasabi na laging good yan dahil talagang kasi nagkakaroon
ng virus katulad sa computer ni [name of daughter] o kaya ni
ano [name of sibling] na lagi kong pinapagawa

9 R2 Okay po. Ang second question namin ay, ang online school
po ba ng anak nyo ay may exact school requirements katulad
nung face-to-face kung saan meron pong additional expenses
na kailangan pang magbayad?

10 P4 additional expenses? wala naman siguro.. wala naman

11 R1 Sa third question namin is,  mas naging accessible po ba and

affordable ang pagbabayad para sa educational expenditures
sa online classes ngayon kesa nung bago mag pandemic? 

12 P4 halos ganun din e.. halos ganun ang ano e, way ng

pagbabayad e.

13 R2 Ano pong way ng pagbabayad po?

 NAME OF SCHOOL

14 P4 e pagbabayad ng quartly yun ___ kasi sa mga gcash di ako

masyado ano e, yung sa online na pagbabayad hindi ako
masyado ano e, pumupunta parin ako sa school bumabayad
parin ako at tsaka maliit lang talaga yung binawas ng schooll
na submission nila

15 R3 So, pang fourth na question,  nagkaroon po ba ng pagbabago

ang araw-araw nyo pong pamumuhay in terms po sa pagtaas
ng gastusin ngayon bukod sa academic expenditures po? 

16 P4 Talagang malaking pagbabago yung ano, talagang ah.. mas

magastos dahil lahat talaga ay.. hindi yung.. hindi katulad sa
school may baon kayong lunch tapos may baon lang kayong
pera yun lang ginagastos niyo pag dito sa bahay ah.. kahit ano
nga lang, ah.. lahat talagang kahit nagoonline kayo kain kayo
ng kain diba? yung biscuit talagang hindi kayo pinapabayaan
ng ganyan, dati ang biscuit namin ay yung dalawang box.. ok
na yun sa.. ok na yun sa 1 month.. ngayon seven box kasi lagi
silang kumakain [giggle] eh tatlo sila diba? ___ 7 box na ubos
so nauubos nila ng one month [laugh]

17 R2 So sa mga panggastos po, paano nyo po namamanage ang

pang araw araw nyo pong gastusin at educational expenses
bilang magulang?

18 P4 Paano namamanage? uh.. wala e, medyo mahirap magbudget

talaga.. ang kagandahan lang ay hindi na ako nagpapagasolina
ng malaki kaya dun ko kinukuha yung budget ng iba pang
expenses para sa pagkain tas pagaaaral nila. edi ano, parang..
kukunin ko sa pangasolina, lalagay ko sa pangkain, ganun.

19 R1 So sa next question po namin is,  nakakahamon po ba sa inyo

ang pag aadjust sa pang araw-araw na pamumuhay at
educational expenditures pagdating sa pag budget sa panahon
ng crisis?
 NAME OF SCHOOL

20 P4 Nakaka..?

21 R1 Nakakahamon po.

22 P4 Oo naman syempre.. may yung.. ano ba to, yung natuto ka kung paano talaga i-
parang a-ano ba explanation nun sa accounting.... ibudget o paano mo talagang
titipirin yung paggastos mo talagang makakahamon talaga na talagang minsan
maano ka malilito ka o stress o magiisip ka kung paano mo talagang
ibubudget.

23 R3 Okay, next na question po. Meron po ba kayong nahanap na solusyon or

strategies para pagaanin ang problema sa academic financial expenditures?

24 P4 Ano... nahanap kong solusyon yung inaano ibang klaseng business para kumita
para sa mga ano.. para sa anak ko, tulungan ung asawa ko na ano para
kumikita.. yun ang solusyon. kasi kung wala kang sideline, wala kang ano..
hindi masosolusyunan lahat yan kung... kunwari ang budget mo is fifty
thousand a month, eh sa laki ng binabayaran mong kuryente.. diba? paano mo,
e lumagpas ka na sa ano mo, dun sa fifty thousand mo nag seventy thousand
ang solusyon talagang maghahanap ka ng sideline para kumita. katulad sakin
ah.. nagbabacking ako ng sasakyan dito lang sa garahe ko tapos pagdidisinfect
ako ng mga bahay at least kumikita ako.. nagoopinsina naman sa camella ako
yung purchaser nila.. sakin sila kumukuha ng solar lights kumikita ako mas
malaki kung ano yung available na pagkakakitaan ko, dun ako

25 R2 Okay po, since meron po kayong nahanap na strategy, ano pong strategies ang
ginagamit niyo po para matagumpayan po ang mga paghihirap at para po sa
anak niyo pagdating po sa gastusin sa academic?

26 P4 Anong strategy..? Pakiulit po ng tanong.

27 R2 Okay po! [Repeats the question on line 25]

28 P4 unang una uhm.. gumagawa yung strategy ko lahat ng exclusively linilista ko..
gumagawa ako ng cashbook. ah... ano naman yun e debit credit tapos nun
balance yung sa excel, sa excel file. nagaganun ako ah kunwari ano yung
income ay galing kay misis yung padala niya, ilalagay ko dun then ibalance na
ko kunwari fifty thousand tapos iniicome ko na sa sideline, ilalagay ko yun dun
less mo lang yung mga expenses. dun ko na, yung strategy na yun mas
maganda yun para alam mo lahat kung saan napupunta yung pera mo.

29 R1 And sa last question po namin is, marerecommend niyo pa rin po ba ang anak
 NAME OF SCHOOL

niyo na mag online school sa pagdating ng bagong school year po?

30 P4 uh wala naman tayong magagawa, talagang online e, diba? wala namang

vaccine o wala pa namang gamot hindi pa naman kayong pwedeng
magpavaccine kasi ang vinavaccine lang ngayon ay 18 above and
vinavaccinan. syempre sa katulad niyo, syempre ako may takot ako baka
mamaya, pag nagface to face kayo diba, mas lalo ako magaalala, diba? e di ko
marerecommend mag face to face muna kasi wala pa namang epektong
vaccine e.. at walang pang gamot. kaya ako, kahit na mahirap, yung malaki ang
gastos, okay lang mag online. diba? praktical tayo, para din sa safety ng anak
ko, diba.

31 R3 Okay, meron po akong follow up question. May napansin po ba kayong bago

sa anak niyo nung nag online class?

32 P4 wala, lagi lang talagang nasa computer, matagal na matagl, yun matagal sa
computer, laging may meeting [laugh] at tska minsan, yung nalalate
kumakain.. siguro busog sa biscuit, busog sa mga miryenda kaya matibay sa
pagoonline o pagcecellphone pero okay lang. wala namang pinagbago.

33 R3 May follow up question ba kayo guys?

34 R1 Ano po, uhm, ano tawag dun..? Ano pong masusuggest niyo sa iba pong mga
parents na nag istrustruggle sa pagbubudget po sa online classes po?

35 P4 ayun, magano din sila, magonline business sila para kung wala naman silang
ginagawa sa bahay kunwari housewife lang.. magonline business sila para
makatulong sa expenses.

36 R1 Opo, thank you po!

37 R2 Wala na po akong follow up questions.

38 P4 Sige po.

39 R2 So with that po, thank you po sa time niyo po. Natuwa po kami at nasatisfy po
kami sa mga questions niyo po at makakatulong po yung sagot niyo po ng
malaki sa aming pong research. So, thank you po and Godbless po! Stay safe
po!

40 R1 Ayan lang po. Thank you so much and Godbless po!

 NAME OF SCHOOL

41 R3 Thank you po!

42 R1 Thank you po, bye-bye [chuckle]

43 R2 Nice to meet you po!

44 P4 Nice to meet you too.

45 R1 Nice to meet you din po.

46 P4 Bye-bye.

LINE SPEAKER DIALOGUE

NUMBER

1 R2 GOOD DAY PO! First of all po, Thank you po at nagkaroon

kayo ng oras para sumagot sa aming katanungan para sa
aming pananaliksik. (Introduce yourself one-by-one.) Ang
title po ng research namin ay “The Aftermath of Parent’s
Financial Expenditure for Online Classes in Senior High
Schools”.

2  R1 Ang purpose po ng research namin ay malaman kung

magkano po ang ginagastos po ng bawat magulang sa online
school, kung ano ang mas magastos sa face-to-face at online
class in both public at private school and lastly paano nyo po
nasolusyonan ang financial gaps between face-to-face and
online classes. Sinisigurado namin sa inyo na lahat ng
impormasyon o data na aming makukuha mula sa inyo ay
magagamit lamang sa aming pananaliksik, at ang identity nyo
bilang respondent namin ay mananatiling confidential. 
 NAME OF SCHOOL

3 R3 Meron po kaming 9 (siyam) na katanungan na gustong

linawin at masagot para po sa research na ito. And also po,
nakarecord po ang interview po natin for our research
purposes and para po sa transcription po namin. So, Without
further ado, let’s start na po?

4 R3 Ang first question po namin ay  Para po sa inyo, mas mahal

po ba ang online classes kesa sa face-to-face or parehas lang
po silang mahal pagdating sa gastusin?

5 P5 Parang… Parang magastos po yung ano, yung online class.

Parang magastos po ang online kasi ano… pagdito sa loob ng
bahay andami mong… ang dami mong ano ba yan.  Ang
dami mong binibili, ang dami mong yung ganun ba, yung
morning, lunch at tsaka ano… dinner eh kasi kapag sa ano sa
school… pag sa school eh ano lang sila. Mabigyan mo lang
ng isang daan okay na yung ganun ba. Pero pag online class
ay mas magastos. [laugh]      

6 R2 So ang second question po namin ay, ang online school po ba

ng anak nyo ay may exact school requirements katulad nung
face-to-face kung saan meron pong additional expenses na
kailangan pang magbayad? 

7 P5 Yung ano… yung sa online immersion. Diba may immersion

sila, ayun yung dagdag. Yun yung dagdag.    

8 R2 Okay po

9 R1 So sa third question po namin ay, mas naging accessible po

ba and affordable ang pagbabayad para sa educational
expenditures sa online classes ngayon kesa nung bago mag
pandemic?

10 P5 Yata… yata [laugh] oo, kasi kailangan mo talagang

magbayad ngayon. Kailangan talaga hindi pwedeng yung…
hindi pwede yung… ano ngang tawag? [laugh] parang di ako
marunong mag explain ah [laugh].      

11 R2 Okay lang po 

12 R1 Uhm. ano po yung way nyo po ng pagbabayad? Online po or

 NAME OF SCHOOL

face-to-face?   

13 P5 Nagpupunta po kami sa school… ___ pero minsan kapag di

ako nakapagbayad sa ano… sa ano nga yun? Gcash,
pinapadala namin sa gcash or bank… banko  

14 R1 Okay po. Next question po. 

15 R3 Next question po, nagkaroon po ba ng pagbabago ang araw-

araw nyo pong pamumuhay in terms po sa pagtaas ng
gastusin ngayon bukod sa academic expenditures?

16 P5 Ay sobra! Parang iba talaga ngayong pandemic kasi parang…

parang___  ay yung gastos ay sobra sobra. Iba talaga, oo.
Ngayong pandemic parang napakalaking gastos.      

17 R2 Ano ano po yung gastos nyo na nagbago or nagtaas? 

18 P5 Syempre yung mga pagkain, yung… ayun nga sa mga

pagkain. Oo, yung sa mga utilities basta mas sa mga pagkain
ang dami tapos parang lumaki yung gastos, mahal yung
bilihin, yung ganun. Iba talaga ngayong pandemic napaka
mahal… tsaka parang malaki ang gastos    

19 R2 Ah okay po. Ang fifth question po namin ay, paano nyo po

namamanage ang pang araw araw nyo pong gastusin at
educational expenses bilang magulang? 

20 P5 Yung para sa school, iniipunan ko na yun kasi ang papa niya nagttrabaho din.
Iba yung sa school iba rin yung sa aming pang gastos. Yung pang school
nakaready na talaga yan kasi kailangan talagang magbayad sa school… At
tsaka naka budget na talaga yung para sa school at tsaka yung sa pagkain
namin     

21 R1 Yung next question po namin ay, Nakakahamon po ba sa inyo ang pag aadjust
sa pang araw-araw na pamumuhay at educational expenditures pagdating sa
pag budget sa panahon ng crisis? 

22 P5 Sobra [laugh]... Opo 

23 R1 Paano po naging hamon iyon sa inyo? 

 NAME OF SCHOOL

24 P5 Iba po kasi yung sa una eh, ngayong pandemic parang… parang iba yung
panahon natin diba.    

25 R3 Next question po, meron po ba kayong nahanap na solusyon or strategies para

pagaanin ang problema sa academic financial expenditures?

26 P5 Yung ano yun?

27 R3 Kung meron po kayong nahanap na solusyon or strategies? Para po pagaanin

ang problema

28 P5 Ahh… ano…___ yung… yung kailangan magtipid tayo. Ayun ang solusyon,
magtipid. Dapat marunong tayo magbudget.     

29 R2 So since nasabi nyo pong meron po kayong nahanap na strategy, no pong

strategy(s) ang ginamit nyo para mapagtagumpayan ang mga paghihirap sa
anak nyo pagdating sa mga gastusin sa academic?

30 P5 Pa… yung ano… ano nga yung question ulit? 

31 R2 Uhm. ano pa po yung iba pa pong strategy na ginagamit nyo po para po

mapagaan o mapagtagumpayan yung mga gastusin sa academic?   

32 P5 Kailangan budget… budget talaga ang kailangan. Kailangan marunong kayo

mag budget

33 R1 Then yung last question po namin is Mairerekomenda mo pa rin po ba ang

anak nyo na mago online school sa pagdating ng bagong school year? 

34 P5 Pagsiguro pag online pa rin siguro. Pero kapag ready na mag face-to-face edi
face-to-face.    

35 R2 May follow up question po ako, if ever po na magkaroon choices ang kung

okay na yung situation natin ngayon, mas pabor po ba kayo pagdating sa ano…
sa face to face or online school po?   

36 P5 Pag ano… pag sa face to face… syempre pabor nating mga magulang ang face
to face kasi ano eh… yung iba talagang face to face ang ____ sa online class
diba. Oo, mas maganda talaga ang face to face kesa sa online class.        

37 R2 Ah okay po. 

38 P5 Pag face to face mas madaming matututunan yung mga bata. Kasi iba talaga
 NAME OF SCHOOL

ang online parang hindi___ parang iba pero pag face to face madaming
matutunan ang mga bata, maraming mga... maraming mga… ano nga yung
tawag? Yung… madam silang matutunan yung ganun ba. Oo [laugh]        

39 R1 So thank you po sa time nyo, and sa pagsagot nyo po sa mga questions po

namin. Madami po kaming natutunan and ___

40 P5 Pero atleast nakasagot ako kahit hindi ako nakaready kasi [laugh]  

41 R2 Okay lang po [laugh] Nakatulong naman po. Thank you po sa time. 

42 R1 Thank you po

43 R3 Thank you po

LINE SPEAKE DIALOGUE

NUMBER R

1 R1 Hello po [name of respondent] 

2  P6  Hello bhe

3 Umpisa na ba tayo wait lng ha

4 R1 Ahh ok po, sabihin nyo na lang po pagready na kayo. 

5 P6 Ok n bhe

6 P6 Tungkol saan bhe ang topic 

7 R1 Ang title po ng research namin ay “The Aftermath of Parent’s

Financial Expenditure for Online Classes in Senior High
Schools”. 

8 R1 Ang purpose po ng research namin ay malaman kung

magkano po ang ginagastos po ng bawat magulang sa online
school, kung ano ang mas magastos sa face-to-face at online
class in both public at private school and lastly paano nyo po
nasolusyonan ang financial gaps between face-to-face and
online classes. Sinisigurado namin sa inyo na lahat ng
impormasyon o data na aming makukuha mula sa inyo ay
 NAME OF SCHOOL

magagamit lamang sa aming pananaliksik, at ang identity nyo

bilang respondent namin ay mananatiling confidential.

9 P6 Ok pwd b taglish or tagalog lng

10 P6 Pwd b tagalog bhe

11 R1 Okay lang po tagalog hehe

12 P6 Yan n b ang ssagutan me

13 R1 Bali na 9 po lahat, isa isahin ko po isend 

14 R1 Ito ang una

15 P6 [send like emoji]

16 R1 “ Para po sa inyo, mas mahal po ba ang online classes kesa sa

face-to-face or parehas lang po silang mahal pagdating sa
gastusin?”

17 Para po sa akin parehas lang pong mahal ang gastusin sa

online class kasi need talagang mgpakabit ng internet at
magastos sa kuryente kasi sabay sabay nakbukas,sa face to
face nmn po is kailangan may budget ka like pamasahe at
baon. 

18 P6 Ikaw n bhalang mag edit bhe ha

19 R1 Ahh ok po.

20 R1 2nd question po

21 R1 “Ang online school po ba ng anak nyo ay may exact school requirements

katulad nung face-to-face kung saan meron pong additional expenses na
kailangan pang magbayad?”

22 P6 [send like emoji] 

23 P6 Opo wala nmng ngbgo may libro p dn n binayran at d rin ngbago ang tuition
fees nila,may mga kailangan dn expenses like seaeching at projects. 

24 P6 Ok n b yan bhe
 NAME OF SCHOOL

25 P6 Sabhin u pg mali ha

26 R1 Opo, ayus lang po. 

27 P6 [send like emoji] 

28 R1 Then 3rd questions po

29 P6 “Mas naging accessible po ba and affordable ang pagbabayad para sa

educational expenditures sa online classes ngayon kesa nung bago mag
pandemic?”

30 P6 Hnd rin mas mhirap ngayon kumilos kasi kailangan p dn nming pumunta ng
school at ang hirap sa transportasyon at hnd mahirap kumilos. 

31 P6 Ikaw n bhe bahalng mg edit og mali ang speling 

32 P6 Pamasahe 

33 R1 Sigi lang po, next question po is...

34 R1 “Nagkaroon po ba ng pagbabago ang araw-araw nyo pong pamumuhay in

terms po sa pagtaas ng gastusin ngayon bukod sa academic expenditures?”

35 P6 Yes  pagbbgo sa lahat kailangan maging wais or magtipid sa lahat ng bagay

dahil sa pandemic ngmahal ang lahat,kailangan dn maging handa sa lahat ng
oras,yung naggwa nun hnd n sa ngayong pandemic.  

36 R1 Ahhh okay po...

37 R1 5th question po 

38 R1 “Paano nyo po namamanage ang pang araw araw nyo pong gastusin at
educational expenses bilang magulang?”

39 P6 Bhe pwd yan ang sagot me sa #5

40 P6 Gawa me sa #4

41 R1 Sige po

42 P6 #4 answer
Mas lalong nghirap ang pamumuhay sa ngayon saki mrming ngbago dahil sa
pandemic marming nwlan ng trabaho at ngsarang kompanya. 
 NAME OF SCHOOL

43 P6 Ok n b bhe

44 P6 Ikaw n bhala mg ayos ha [laugh emoji] 

45 R1 Sige po hehe

46 R1 “Nakakahamon po ba sa inyo ang pag aadjust sa pang araw-araw na

pamumuhay at educational expenditures pagdating sa pag budget sa panahon
ng crisis?”

47 R1 Ito po ang 6th question 

48 P6 Yes po nakkahamon na nakka stress pero syempre bilang isang magulang

kailangan ntin lumbn sa hamon ng buhay pra sa ating pamilya lalo n sa mga
anak. 

49 R1 Ahh tama po

50 R1 Next po is 

51 R1 “Meron po ba kayong nahanap na solusyon or strategies para pagaanin ang

problema sa academic financial expenditures?”

52 P6 Dito tayo matututo sa lhat ng bagay n akala ntin d natin kaya pero makakya dn
pla para sa mga mahal sa buhay 

53 P6 Dugtong me yan sa #6 be

54 R1 Opo sige po

55 P6 #7 n b tayo
Yes po kung may mattanim po tayo ng mga gulay kailangan ntin magtanim at
yung dumating maluho nting pamumuhay gawin nting simple sa ngayon at
kung kailangan ntin n mgakaroon ng sideline n pagkkakitaan bakit hnd po
para makarao tayo sa arw arw nting pamumuhay. 

56 R1 Opo #7

57 R1 Sige po ok po

58  R1 #8 po is 

59  R1 “Kung meron man po, ano pong strategy(s) ang ginamit nyo para
mapagtagumpayan ang mga paghihirap sa anak nyo pagdating sa mga gastusin
 NAME OF SCHOOL

sa academic?”

60 P6 Kailangan ntin ng matinding pagbbudget at pagkkaroon ng listahan sa laht ng

kasagutan para malaman ntin at hnd tayo mahirapan sa gastusin at mtistisan
ang knilang pag aaral. 

61 R1 Ahh ok po. 

62 R1 Last question po is..

63 R1 “Marerecomend mo pa rin po ba ang anak nyo na mago online school sa

pagdating ng bagong school year?”

64 P6 Para sa akin mas gusto ko ang face to face kasi natututukan at naiintindihan
nilang mabuti pg may discussion n personal ang teacher, at mas maganda pag
nasa school ang mga bata, pero kung ganito pa rin ang sitwasyon wla n po ako
maggawa kesa mtigil ang pangarap ng anak ko,i have no choice. 

65 R1 Ahh ok po, that’s all the questions po

66 R1 Thank you so much po sa time niyo and effort

67 P6 Ok bhe just pm me lng f may hnd u naintindihan ha

68 R1 Opo ako na po bahala hehe

69 P6 Your welcome bhe 

NAME OF SCHOOL