Unit-3 (Cyber Security)
Unit-3 (Cyber Security)
1. What is E-commerce?
E-commerce is the buying and selling of good or services via the internet, and
the transfer of money and data to complete the sales. It’s also known as
electronic commerce or internet commerce.
2. Online banking security
Scan your computer regularly with Antivirus to ensure that the system is
Virus/Trojan free.
Change your Internet Banking password at periodical intervals.
Always check the last log-in date and time in the post login page.
Avoid accessing Internet banking accounts from cyber cafes or shared
PCs.
Newer version of Operating System with latest security patches.
Latest version of Browsers (IE 7.0 and above , Mozilla Firefox 3.1 and
above, Opera 9.5 and above, Safari 3.5 and above, Google chrome,etc.)
Firewall is enabled.
Antivirus signatures applied
Access your bank website only by typing the URL in the address bar of
your browser.
Be aware of downloading any malicious application from mobile
application stores. Kindly check their authenticity before downloading,
by contacting your Bank.
Do not click on any links in any e-mail message to access the site.
Banks or any of its representative never sends you email/SMS or calls
you over phone to get your personal information, password or one time
SMS (high security) password. Any such e-mail/SMS or phone call is an
attempt to fraudulently withdraw money from your account through
internet Banking. Never respond to such email/SMS or phone call.
If you receive any such e-mail/SMS or Phone call. Please lock your user
access immediately, if you have accidentally revealed your credentials
Choose longer passwords, such as a phrase rather than a single word.
Change your password regularly
Use a mix of upper and lowercase letters.
Include numbers and special characters.
Avoid common sequences, such as “1234.”
Avoid using personal information, such as your name, pets’ names, date
of birth, etc.
Don’t store your login details in your online banking or mobile app.
Do not use public computers to login
Keep checking your savings account regularly
Always use licenced anti-virus software
Make sure you install the latest software and app updates. These usually contain
important security updates that can protect you against fraud and identity theft.
They are looking for valuable information like bank details and the logins
for your other online accounts but they'll also make use of things like
your address or date of birth when trying to crack your passwords.
Not all links are bad, but if you are unsure don't use the link, go separately to
the website.
2FA is a way for the service you're using to double check that you really
are the person you claim to be, when logging in.
These systems remember all your login details for you, so you can choose
good passwords for each of your online accounts, without worrying about
losing or forgetting them.