USHA PRAVIN COLLEGE OF MANAGEMENT

UNIQUE IDENTIFICATION NUMBER A STUDY OF REQUIREMENT AND FEASIBILITY OF UIN PROJECT

SYBMS-B

BY BINAL SHAH SEMESTER-IV ROLL NO-92

A PROJECT REPORT SUBMITTED IN PARTIAL FULFILLMENT OF THE EXAMINATION OF THE SUBJECT RESEARCH METHODS IN BUSINESS IN USHA PRAVIN GANDHI COLLEGE OF MANAGEMENT MARCH 2010

PREFACE
It gives me immense pleasure to put forth the research report on Unique Identification Number. I also take this opportunity to extend my hearty thanks to Mayur Sir for their overwhelming support.

Table Of Content

Content
Executive summary Objective Hypothesis Survey of literature Research technique Data analysis Introduction Overview Benefits from UIN Use of card Project execution Cards configuration Enrollment cost Timelines Data security & frauds Need Effect of change in political party Conclusion Questionnaire Bibliography

Pg no.
1 2 3 3 4 5 7 7 9 10 11 13 14 14 14 16 17 17 19 20

EXECUTIVE SUMMARY
The Unique Identification Authority of India (UIN) was established in February 2009, attached to the Planning Commission. The purpose of the UIN is to issue a Unique Identification number (UID) to all Indian residents that is (a) Strong enough to eliminate duplicate and fake identities, and (b) Can be verified and authenticated in an easy, costeffective way. The UINs approach will keep in mind the learning from the governments previous efforts at issuing identity. The UIN will be created as a statutory body under a separate legislation to fulfill its objectives. The law will also stipulate rules, regulations, processes and protocols to be followed by different agencies partnering with the Authority in issuing and verifying unique identity numbers. India will be the first country to implement a biometricbased unique ID system for its residents on such a large scale.

OBJECTIVE
To know what is Unique Identification Number. To know how does it operate. The necessity of UIN. Feasibility of UIN. To know how it will be helpful to India. To know the benefits of UIN to government & citizens. To know the security related problems. To know the execution of UIN plan.

Hypothesis
RESEARCH HYPOTHESIS:
Unique Identification Number is required for development of India and its execution is feasible.

NULL HYPOTHESIS:
Unique Identification Number is not required for development of India and its execution is not feasible.

SURVERY OF LITERATURE
Internet
www.google.com www.examiner.com www.uidai.com

newspapers and magazines news channels

Survey Report

 Sample Size
Sample Size: 50

DEMOGRAPHIC PROFILE
AGE GROUP: 20-60 yrs. GENDER: Males and Females.

Research Technique
Personal Interview

E-mail Interview. Telephonic Interview

Data Analysis
1. Do you know about UIN plan?

2. If yes, then how much you know? Give detail information.

A very good job by government to give a common identity to citi Giving identity numbers to individuals

Government project

Nandan Nilkani is working on UIN

3. Do you think this plan gives you any advantage?

4. Will UIN plan influence other country too? 5. How it will help you as an individual?
Helpful for tracking terrorist

Helpful by reducing the tedious paper work procedure

No need for storage of paper work

Introduction
Unique Identification is a project in which every Indian citizen would have one unique identification number that will identify him/her. It would not just help the government track down individuals as is highlighted by the media, but would make life far easier for citizens as they would not have to submit so many documents each time they want to avail a new serviceprivate or government.

Overview
In India, an inability to prove identity is one of the biggest barriers preventing the poor from accessing benefits and subsidies. Public as well as private sector agencies across the country typically require proof of identity before providing individuals with services. But till date, there remains no nationally accepted, verified identity number that both residents and agencies can use with ease and confidence. As a result, every time an individual tries to access a benefit or service, they must undergo a full cycle of identity verification. Different service providers also often have different requirements in the documents they demand, the forms that require filling out and the information they collect on the individual. Such duplication of effort and identity silos increases overall costs of identification and cause extreme inconvenience to the individual. This approach is especially unfair to Indias poor and underprivileged residents, who usually lack documentation and find it difficult to meet the costs of multiple verification processes. There are clearly, immense benefits from a mechanism that uniquely identifies a person and ensures

instant identity verification. The need to prove identity only once will bring down transaction costs for the poor. A clear identity number would also transform the delivery of social welfare programs by making them more inclusive of communities now cut off from such benefits due to their lack of identification. It would enable the government to shift from indirect to direct benefits, and help verify whether the intended beneficiaries actually receive funds/subsidies. A single, universal identity number will also be transformational in eliminating fraud and duplicate identities, since individuals will no longer be able to represent themselves differently to different agencies. This will result in significant savings to the state exchequer. As an example, the Ministry of Petroleum and Natural Gas can save over Rs.1200 crores a year in subsidies now reportedly lost on LPG cylinders registered under duplicate or ghost identities. The Government of India undertook an effort to provide a clear identity to residents first in 1993, with the issue of photo identity cards by the Election Commission. Subsequently in 2003, the Indian Government approved the Multipurpose National Identity Card (MNIC). The Unique Identification Authority of India (UIN) was established in February 2009, attached to the Planning Commission. The purpose of the UIN is to issue a Unique Identification number (UID) to all Indian residents that is (a) Strong enough to eliminate duplicate and fake identities, and (b) Can be verified and authenticated in an easy, costeffective way. The UINs approach will keep in mind the learning from the governments previous efforts at issuing identity. The UIN will be created as a statutory body under a separate legislation to fulfill its objectives. The law will also stipulate rules, regulations, processes and protocols to be followed by different agencies partnering with the Authority in issuing and verifying unique identity numbers.

The Authority will only collect basic information on the resident:

The UIN may seek the following demographic and biometric information in order to issue a UID number: Name Date of birth Gender Fathers name Fathers UID number (optional for adult residents) Mothers name Mothers UID number (optional for adult residents) Address (Permanent and Present) Expiry date Photograph Finger prints

Benefits from UIN

For residents:
The UID will become the single source of identity verification. Once residents register, they can use the number multiple times they would be safe the bother of repeatedly providing supporting identity documents each time they wish to access services such as obtaining a bank account, passport, driving license, and so on. By providing a clear proof of identity, the UID will also facilitate entry for poor and underprivileged residents into the formal banking system and the opportunity to avail services provided by the government and the private sector. The UID will also give migrants mobility of identity.

For Governments:

Eliminating duplication under various schemes is expected to save the government exchequer upwards of Rs. 20,000 crores a year. It will also provide governments with accurate data on residents enable direct benefit programs and allow government departments to coordinate investments and share information.

Use Of Card
Debit Card (Before transaction the person has to enter its last four digits of virtual Debit cards) Credit Card (before transaction the person have to enter its last four digits of virtual cards) No need to keep foreign currency or Indian rupee in India. Bank Account opening, No need to file any paper just swap your and guarantors card. In NREGA the contractor will file your card code in his register and you will get your payment in bank account. Employee just enter his/ her UID in the time of joining, his/ her all record will update with current employer. Just fill only your UID card no. in Online Tax returns; it will automatically deduct your tax after rebate (LIC, 80G, and Investment). Here no need to get refund and govt. can save thousands of cr. Rupees of interest. During the shopping in your area you have to swap your card and insert the pin for transactions. For this we have to reduce transition charges till 0.5%. This card will be our driving license. On this card a picture will be published of authorized driving vehicle. (White car for pvt., and yellow car for commercial). Our all the personal records like, height, finger prints and education will be feed on it. Card holder can cast his/ her vote any where in India through ATM or any information kiyosk with the help of this card. (The person will enter its card in voting machine and soon all candidate lists will be available of his/ her locality in touch panel voting machine.

 No one cay buy or sell any property without UID card. Through it we can control the black money and confirm that how much property is belongs to this person. Govt. can provide subsidy to whom have not any flat or property and get extra tax who have already flat or property. Through this card govt. will deduct Electricity bill, Water bill, house tax or other bills itself. No need to go anywhere to submit your bill. (It should be applicable in A B and C category of Cities).

Project execution
One of the unique challenges in executing the UID project is its scale. Due to the size of Indias population, the UIN is undertaking what is perhaps the largest governancerelated exercise in the world. It must be ensure that all aspects of the project enrolment, reduplication, and authentication function effectively even as the number of records approaches a billion.

Addressing challenges of scale

The UIN can expect its enrolment run-rate to have a peak load of one million enrolments per day in the very first year of operation. Every sub-system and component of the UID system will need to scale quickly and significantly. This will include: 1) The ability to onboard Registrars from different sectors and handle their constituencies of residents. 2) The legal framework of contracts needs to support the variety and spread of stakeholders as their numbers grow exponentially across the country. 3) The biometric de-duplication algorithm needs to scale towards checking a fingerprint against every one of 1.2 billion people to ensure uniqueness.

4) The authenticating service, which may be used by tens of thousands of points across the country, needs to scale to handle hundreds of thousands of transactions per second.

Reaching critical mass in enrolments

The Authority expects to start issuing UIDs in 12-18 months and enrolment for the UID number is expected to reach a critical mass of around 200 million residents in two to three years. Until this point, the UIN will have to focus on generating demand from both Registrars and residents. However, once the critical mass is achieved, it will generate a network effect that drives demand and accelerates adoption among service providers and residents. And as more service providers across the country require the UID to dispense their services and benefits, adoption will ramp up rapidly. In four years, the Authority estimates that it will issue 600 million UID numbers.

This chart shows that by the 4th year the plan can cover 600 million citizens of India under this plan.

Cards configuration
The card will be available with all functions like card no, Magnetic tape with chip. Codes # * // or Ministers/ = */ corporate. 0091 her country code) Use for Unique Identity cards Use for NRI. Use for foreigners working in embassies Officials. Use for foreign visitors in India. Foreigners are working in Indian Country code for NRI we can use (his/

0011 state 0000 district. **** **** ****

Delhi (state code) NRI belongs to this District Code. NRI belongs to this

Persons Identity NRIs Identity No.

The total card codes will be # 0091 0011 0000 **** **** **** for Indian * 0001 0212 0000 **** **** **** for NRI // 0001 0212 0000 **** **** **** for foreigners working in India. = 0001 0011 0000 **** **** **** for foreign visitors. */ 0001 0032 0000 **** **** **** for foreigners working in corporate. 0001 Country code of NRI/ Foreigner 0000 State code of India (To know his position) (for foreign visitor use Airport location)

Enrolment costs
Based on initial estimates, the enrolment of each resident may cost between Rs. 20 and Rs. 25, leading to a potential total enrolment cost of Rs. 3,000 crore. The enrolment strategy will explore the possibility of various beneficiaries funding the enrolment cost. The Registrars have the option here of charging for the cards they issue residents to offset enrolment costs. The UIN may issue guidelines around such pricing.

Timelines
The UIN will start issuing UIDs in 12-18 months, and the Authority plans to cover 600 million people within 4 years from the start of the project. This can be accelerated if more Registrars partner with the Authority for both enrolment and authentication. The adoption of UIDs is expected to gain momentum with time, as the number establishes itself as the most accepted identity proof in the country.

Data security and fraud

Protecting personal information of residents
Even as the UIN stores resident information and confirms identity to authenticating agencies, it will have to ensure the security and privacy of such information. By linking an individuals personal, identifying information to a UID, the UIN will be creating a transaction identity for each resident that is both verified and reliable. This means that the residents identity will possess value, and enable the transfer of money and resources. The UIN visualizes storing basic personal information, as well as certain biometrics. However, limiting its scope to this and not linking this information to financial/other details does not make the resident records in the database non-sensitive. Biometric information for example, is often linked to banking, social security and passport records. Basic personal information such as date of birth is used to verify owners of credit card/bank accounts and online accounts. Such information will therefore have to be protected. Loss of this information risks the residents financial and other assets, as well as reputation, when the resident is a victim of identity theft. In the federated system that the UIN envisions, it must consequently have been processed place to ensure a fair level of data security. Thus, identity fraud will be easier to control. The only form of fraud that may go undetected in the UID system is if a person registers his/her details and biometrics under an entirely different name, with forged supporting documents. However, the person will have to exist under this name across systems, in the lifetime of his/her interaction with the government, private agencies and service providers. Such instances are therefore, likely to be rare. Some of the potential fraud scenarios are:

Scenario Response

Person applies for a UID number and presents wrong information under their name. The verification process returns application to the applicant and presents the reasons for not issuing number. Person applies to get a second card in another name application returned, with reason provided. If person's name was fraudulent the first time, he has the option of applying to change his demographic fields. If this fraud is attempted again, person is added to watch list/ legal action. Person appears as himself, and applies for a second UID number application returned, with reason provided. If attempted more than three times person added to watch list. Person appears as another existing person; registering the second person's information under his fingerprint. The victim can report identity theft to the UINs grievance office. The UIN will undertake an investigation, and take appropriate action if theft is confirmed.

Need
This will not just help the government track down individuals as is highlighted by the media, but will make life far easier for citizens as they will not have to submit so many documents each time they want to avail a new service private or government. "There has been a long-felt need in the country for a system of unique identification of every individual for a variety of purposes such as better targeting of government's development schemes, regulatory purposes (including taxation and licensing), security purposes, banking and financial sector activities, etc. In the absence of such a nationwide system, each sector of the economy or department/ agency of the government adopts its own system of identification such as PAN card, ration card, Electoral Photo Identity Card, credit cards, etc," the government had said in a press note while announcing the project in November. "Such specific purpose identities were often found to have inherent limitations in accuracy and currency levels on account of low frequency of usage. Moreover, the multiplicity of such systems renders it impossible to correlate information

across sectors and even across institutions within the same sector for providing better services to people. Similarly, different agencies of government are unable to correlate their data relating to any particular individual," it added.

The Effect Of Change In Political Party

Unique Identification is the prestigious and visionary planning of Govt. of India. The PMO (Prime Minister Office) has appointed Mr. Nandan Nilekani as a chief of UID authority. Mr. Nandan gets independent charge of this authority like DMRC. No govt. agency will interfere in the planning, implication and any process of authority. The PMO will observe its progress and there is no limitation of funds. UID cards distribution will start in 2011. UINcards.com is providing a platform to express your views, thoughts and suggestions for the success of UID project Our best wishes and support will be with UID authority 247 for the success of UID Project

Conclusion
India will be the first country to implement a biometric-based unique ID system for its residents on such a large scale. The UID will serve as a universal proof of identity, allowing residents to prove their credentials anywhere in the country. It will give the government a clear view of Indias population, enabling it to target and deliver services effectively, achieve greater returns on social investments, and track money and resource flows across the country. The timing of this initiative is encouraging the creation of the UIN coincides with growing social investment in India, a shift in focus to direct benefits, and with the spread of IT and mobile phones, which has made

the public receptive to technology-based solutions. The UIN is committed to making this project a success. An initiative of this magnitude will also require the active participation of central, state and local governments, as well as public and private sector agencies across the country. With their support, the project will help realize a larger vision of inclusion and development for India. To prove our research hypothesis I took out a wide research and used different methods of research to check our research hypothesis. At the end of the research, even after using different methods, I conclude that my research hypothesis is correct and the null hypothesis is proved wrong. The Unique Identification Number is actually required for development of India and its execution is feasible. So to summarize, we say that, our Research hypothesis (H1) was proved correct and was thus ACCEPTED and the null hypothesis (Ho) was REJECTED.

Questionnaire
Name: Occupation: Do you know about UIN plan? Yes No If yes, then how much you know? Give detail information. Do you think this plan gives you any advantage? Yes Yes No No Will UIN plan influence other country too?
How it will help you as an individual?

Age:Area:-

Thank you

BIBLIOGRAPHY
www.google.com www.wikipedia.com www.gigathoughts.com

seeker401.files.wordpress.com 3.bp.blogspot.com
www.uidai.com