GO ZERO (Q3 MI NUP) Promo Mechanics:

OFFER:

Incentive Minimum Spend Installment Term / Tenor

P150 universal eGCs or GCash credits P3,000 All installment terms at 3 to 36 months
P2,000 universal eGCs or GCash credits P25,000 12 months and up only
P3,000 universal eGCs or GCash credits P60,000 12 months and up only

 Valid for in-store and online 0% INSTALLMENT and/or Shop Now, Pay Later up to 90 days after (capped at 3x per cardholder)
 Also valid for merchant installment with regular or reduced interest rates (capped at 1x per cardholder)

PROMO HIGHLIGHTS:

• REGISTRATION: Register at mbcpc.co/Q3MINUP and enter your Metrobank-registered mobile number. Only registered users will
receive the reward for eligible transactions. Transaction/s made before successful registration will not be qualified for the promo.

Registration period is from June 17 to August 31, 2022.

Should there be any changes in the contact details within the promo period, it is the responsibility of the cardholder to update
his/her contact information in Metrobank credit card’s database by calling the Metrobank Customer Service Hotline at (02) 88-
700-700, and to request for manual registration with the updated mobile number. The same applies for new cardholders that
have activated their credit card for the first time within the promo period.

• VISUAL TRACKER/REDEMPTION:

Transaction Type Self-tracker Website Posting of Transactions and Token Codes

0% Installment and/or Shop Now, Pay Later July 15, 2022, updated every five (5) banking days
mbcpc.co/Q3MINUPTracker
Merchant Installment with Interest Rate September 1, 2022

Only 1 token code will be provided per qualified transaction. For 0% Installment and/or Shop Now, Pay Later transactions, token
codes are capped at 3x per cardholder. For merchant installment transactions with interest rate, token codes are capped at 1x
per cardholder only.

Token code can be redeemed through the Metrobank website or mbcpc.co/Q3MINUPTracker. Cardholder will also receive an
SMS with instructions on how to redeem. Redemption period is until October 30, 2022.

PROMO MECHANICS

1. The promo is open to all Metrobank Peso Mastercard / Visa, Metrobank Vantage Mastercard / Visa, M Mastercard, ON Virtual
Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Robinsons Mastercard,
NCCC Mastercard, Toyota Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel
Platinum Visa cardholders in good standing. The promo is not applicable to Metrobank Dollar Mastercard, Corporate Mastercard,
Dealer Financing, Metrobank Debit and Prepaid cardholders.

2. The promo period is from June 17 to August 31, 2022.

3. Qualified cardholders will get the following:

Incentive Minimum Spend Installment Term / Tenor

P150 universal eGCs or GCash credits P3,000 All installment terms / 3 to 36 months
P2,000 universal eGCs or GCash credits P25,000 12 months and up only
P3,000 universal eGCs or GCash credits P60,000 12 months and up only

 Valid for in-store and online 0% installment and/or Shop Now, Pay Later up to 90 days after (capped at 3x per cardholder)
 Also valid for merchant installment with regular or reduced interest rates (capped at 1x per cardholder)

4. To qualify, the principal cardholder must register to the promo and ensure that his/her mobile number is updated in the
Metrobank credit card database.

5. Should there be any changes in the contact details within the promo period, it is the responsibility of the cardholder to update
his/her contact information in Metrobank credit card’s database by calling the Metrobank Customer Service Hotline at (02) 88-
700-700, and to request for manual registration with the updated mobile number. The same applies for new cardholders that
have activated their credit card for the first time within the promo period.

6. Only registered users will receive the reward for eligible transactions. Cardholder should be registered before transacting his/her
qualified spend, in order to be eligible for the promo.

7. Cardholder can register to the promo by visiting the registration page (mbcpc.co/Q3MINUP) found in the Metrobank website,
from June 17 to August 31, 2022. The cardholder will also receive an SMS or Viber message containing instructions on how to
register. An SMS will be sent to the cardholders’ mobile number upon successful registration. Only transaction/s made after the
successful date of registration will be included in the promo.

Note: The registration process will only ask for cardholder’s mobile number and verification code sent to the registered mobile
number. Metrobank and Giftaway will never ask for the card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

8. Supplementary cardholders are automatically registered once the principal cardholder has successfully registered for the promo.
Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

9. Transaction/s made before successful registration will not be qualified for the promo. For principal cardholders with multiple
mobile numbers, Metrobank shall apply the first mobile number registered to the primary cardholder’s account found in
Metrobank’s database.

10. By completing the registration, cardholder agrees that his/her personal information shall be subject to confidentiality, data privacy
and other security terms of Metrobank’s service provider, Giftaway.

11. A visual transaction/s and incentive/s tracker (mbcpc.co/Q3MINUPTracker) where all qualified and posted transactions/s and
eGC/s may be accessed. It will be available to registered cardholders starting July 15, 2022. Only the principal cardholder can
access the tracker, which will be updated within five (5) banking days after the transaction has been made.
12. Only 1 token will be provided per qualified 0% installment or Shop Now, Pay Later transaction, capped at 3x per cardholder within
the promo period.

13. Token code will be posted on the visual tracker within five (5) banking days once he or she reaches the minimum spend
requirement. Token codes will no longer be sent via SMS in compliance with the Bangko Sentral ng Pilipinas.

14. For merchant installment transactions with interest rate/s, posting of transaction/s and token code/s is on September 1, 2022,
capped at 1x per cardholder only.

15. Successfully registered principal cardholders will also receive instructions to visit the Metrobank website to redeem codes once
he/she has reached the qualified spend. Redeeming of codes must be done within sixty (60) calendar days after the end of promo
period or until October 30, 2022.

16. All unredeemed codes will be forfeited after the expiration date indicated in the Giftaway website and visual tracker. Metrobank
will not accommodate any request of cardholder to extend the validity of the token code and code once the sixty (60) calendar
days has passed.

17. Cardholders can redeem the Giftaway Universal eGCs or GCash Credits at Giftaway partners such as, but not limited to, The SM
Store, Robinsons, Puregold, Shopee, Grab, Lazada, and more. Applicable delivery and other processing / service fees from the
stores where the eGC/s will be used are not included in the eGC and shall be shouldered by the cardholder. The Terms and
Conditions relating to the use of the Giftaway Universal eGC indicated in the Giftaway platform shall apply.

18. The Giftaway Universal eGC is transferrable to cardholder’s nominated recipient by clicking on the Share This button. Once clicked,
cardholder acknowledges and gives consent that he/she will share the incentive to his/her nominated recipient. Validity of the
original token code shall apply. Once the redemption or transfer has been made, Metrobank and Giftaway will not be liable to
incorrect entry of mobile number where the incentive was shared. It is the customer’s sole responsibility to double-check the
entry upon redemption of the incentive.

19. The redemption period is from July 15, 2022 to October 30, 2022. All redemption requests made after the redemption period will
not be accommodated. All unredeemed token code/s will be forfeited after the expiration date indicated in the SMS and tracker
website.

20. Metrobank will not accommodate cardholder requests to re-send tokens or eGC code/s due to but not limited to the following
reasons:
a. Code/s sent successfully to the principal cardholder but accidentally deleted by the cardholder, members of their family or
friends due to upgrade or reformatting done to the cardholder’s mobile device.
b. Due to loss, stolen, or defective mobile device;
c. Code/s sent successfully to the principal cardholder’s registered mobile number maintained in Metrobank credit card’s
database during the promo and redemption period.

21. “Valid spending” includes 3, 6, 9, 12, 18, 24, and 36 months of 0%, regular rate, and reduced rate merchant installment
transactions such as, but not limited to, installment purchases of appliances, gadgets, department stores, jewelry, furniture, home
 improvements, and more. Also applicable for Shop Now, Pay Later up to 90 days after across all installment terms, including
merchant installment transactions with regular or reduced interest rates.

22. Other transactions such as PayNow, Bills2Pay, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment /
mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited
to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promo.

23. All Terms and Conditions relating to the use of Universal Giftaway eGC or Gcash Credits redemption indicated in the Giftaway
redemption portal shall apply. Any dispute related to the use of the Universal Giftaway eGC shall be coursed through the chosen
merchant.

24. The incentive cost is valid in conjunction with other merchant installment promotions open to all cardholders, unless otherwise
stated.

25. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token once sixty
(60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the
promo period or not later than October 30, 2022, after which, Metrobank will no longer entertain disputes and / or requests.

26. A cardholder will be disqualified from the promo if his or her Metrobank credit card becomes delinquent, suspended, cancelled
or terminated.

27. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo
period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the
promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be
charged by Metrobank to the cardholder’s credit card account.

28. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

29. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance
and use of Metrobank credit cards.

30. For inquiries and other concerns, contact the Metrobank Customer Service Hotline at (02) 88-700-700.

DTI FTEB Permit No. 145431, Series of 2022.