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Certified Trust and Financial Advisor: ABA CTFA Dumps Available Here at

This document contains 10 sample questions from the ABA CTFA certification exam. It provides the questions, possible answers, and the correct answers. It also includes a link to purchase a full set of 856 practice questions in CTFA exam dumps format. Additionally, there is a link to download a PDF file with more exam preparation materials. The document aims to help exam candidates prepare for the ABA CTFA certification test.

Uploaded by

Bhagyashree kawale
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259 views4 pages

Certified Trust and Financial Advisor: ABA CTFA Dumps Available Here at

This document contains 10 sample questions from the ABA CTFA certification exam. It provides the questions, possible answers, and the correct answers. It also includes a link to purchase a full set of 856 practice questions in CTFA exam dumps format. Additionally, there is a link to download a PDF file with more exam preparation materials. The document aims to help exam candidates prepare for the ABA CTFA certification test.

Uploaded by

Bhagyashree kawale
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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ABA CTFA

Certified Trust and Financial Advisor


ABA CTFA Dumps Available Here at:
https://www.certification-questions.com/aba-exam/ctfa-dumps.html

Enrolling now you will get access to 856 questions in a unique set of
CTFA dumps

Question 1
Financial goals cove a wide range of financial aspirations such as:

Options:

A. Controlling living expenses

B. Meeting retirement needs

C. Setting up a savings and investment program

D. All of the above

Answer: D

Question 2
These are target dates in the future when certain financial objectives are expected to be completed. What
are
these?

Options:

A. Goal dates

B. Target dates

C. Due dates

D. Financial dates

Answer: A

Question 3
Today’s well-defined employee benefits package cover a full spectrum of benefits that may include all
EXCEPT:

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ABA CTFA

Options:

A. Long -term care insurance

B. Dental and vision care

C. Subsidized employee benefit plan

D. Partial retirement plans

Answer: D

Question 4
Tax deferred retirement plans and flexible spending accounts offer tax advantages. Some retirement plans
allow you to__________ against them.

Options:

A. Lend

B. Borrow

C. Spend

D. None of the above

Answer: B

Question 5
Accumulating assets to enjoy in retirement is only part of the:

Options:

A. Long-term financial planning process

B. Short-term financial planning process

C. Life time financial planning process

D. Permanent financial planning process

Answer: A

Question 6
This is a type of employee benefit plan wherein the employer allocates a certain amount of money and then
the
employee spends that money for benefits selected from a menu covering everything from child care to
health

https://www.certification-questions.com
ABA CTFA

and life insurance to retirement benefits.

Options:

A. Flexible benefit plan

B. Cafeteria plan

C. Short-term financial plan

D. Both of the above are one and the same

Answer: D

Question 7
Most financial planners fall into one of two categories based on how they are paid. Commission based
planners
earn commissions on the financial products they sell, whereas ______________ charge fees based on the
complexity of the plan they prepare.

Options:

A. Free only planners

B. Commission based planners

C. Professional planners

D. Security planners

Answer: A

Question 8
When determining the interaction between the UK and EU on the regulation of the financial services
industry,
the UK government must always

Options:

A. seek approval from the European Commission before implementing any new regulations.

B. implement new EU Directives by passing acts of Parliament.

C. accommodate all EU Decisions in UK legislation.

D. provide copies of new regulation to the European Commission within a reasonable period of
time for their

approval.

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ABA CTFA

Answer: B

Question 9
A client has previously written to her former adviser opting out of any marketing activities from the firm or
any
third parties. However she continues to receive direct investment offers from the firm. She should complain
based on the firm not complying with which set of regulations?

Options:

A. Conduct of Business rules.

B. Data Protection Act 1998.

C. Distance Selling Regulations.

D. Treating Customers Fairly.

Answer: B

Question 10
The Financial Services and Markets Act 2000 regulates the provision of which type(s) of financial advice?

Options:

A. Advice to vulnerable individuals only

B. Advice to all individuals

C. Advice to all individuals and group personal pensions schemes only

D. Advice to all individuals unless they are elective professional clients

Answer: B

Would you like to see more? Don't miss our CTFA PDF
file at:
https://www.certification-questions.com/aba-pdf/ctfa-pdf.html

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