Customer Service Information:
www.bankofamerica.com
1.800.421.2110
Mail billing inquiries to:
P.O. BOX 15284
Bank of America
WILMINGTON, DE 19850
P.O. Box 672050
Dallas TX 75267-2050
Mail payment to:
Bank of America
P.O. Box 851001
Dallas TX 75285-1001
MARCO ANTONIO ALBORNOZ CISTERNAS
2400 WESTHEIMER RD APT 222C
HOUSTON TX 77098-1337
Account# 4400 6631 4192 4715
February 20 - March 19, 2022
Account Summary Payment Information
Previous Balance $0.00 New Balance Total $159.78
Payments and Other Credits -$253.29 Current Payment Due $35.00
Purchases and Adjustments $413.07
Total Minimum Payment Due $35.00
Fees Charged $0.00
Payment Due Date 04/16/2022
Interest Charged $0.00
New Balance Total Late Payment Warning: If we do not receive your Total Minimum
$159.78
Payment by the date listed above, you may have to pay a late fee of up to
Total Credit Line $300.00 $40.00 and your APRs may be increased up to the Penalty APR of 29.99%.
Total Credit Available $140.22 Total Minimum Payment Warning: If you make only the Total Minimum
Cash Credit Line $200.00 Payment each period, you will pay more in interest and it will take you
Portion of Credit Available longer to pay off your balance. For example:
for Cash $140.22
If you make no additional You will payoff the And you will end up
Statement Closing Date 03/19/2022
charges using this card balance shown on this paying an estimated
Days in Billing Cycle 28
and each month you pay statement in about total of
Only the Total 5 months $166.00
Minimum Payment
If you would like information about credit counseling services, call
866.300.5238.
19 0001597800003500000253290004400663141924715
BANK OF AMERICA Account Number: 4400 6631 4192 4715
P.O. BOX 851001
DALLAS TX 75285-1001
New Balance Total $159.78
Total Minimum Payment Due $35.00
Payment Due Date 04/16/2022
MARCO ANTONIO ALBORNOZ CISTERNAS Enter payment amount $ .
2400 WESTHEIMER RD APT 222C
HOUSTON TX 77098-1337
For change of address/phone number, see reverse side.
Make your payment online at www.bankofamerica.com or
Mail this coupon along with your check payable to: Bank of America
A524022250A 19623141924715C
MARCO ANTONIO ALBORNOZ CISTERNAS ! Account # 4400 6631 4192 4715 ! February 20 - March 19, 2022
004 - 000 - 000 - G
IMPORTANT INFORMATION ABOUT THIS ACCOUNT
PAYING INTEREST - We will not charge interest on Purchases on the next CALCULATION OF BALANCES SUBJECT TO INTEREST RATE
statement if you pay the New Balance Total in full by the Payment Due Date, Average Daily Balance Method (including new Purchases): We calculate
and you had paid in full by the previous Payment Due Date. We will begin separate Balances Subject to an Interest Rate for Purchases and for each
charging interest on Balance Transfers and Cash Advances on the transaction Introductory or Promotional Offer balance consisting of Purchases. We do this
date. by: (1) calculating a daily balance for each day in the billing cycle; (2) adding all
TOTAL INTEREST CHARGE COMPUTATION - Interest Charges accrue and the daily balances together; and (3) dividing the sum of the daily balances by
are compounded on a daily basis. To determine the Interest Charges, we the number of days in the billing cycle.
multiply each Balance Subject to Interest Rate by its applicable Daily Periodic To calculate the daily balance for each day in this statement's billing cycle, we:
Rate and that result is multiplied by the number of days in the billing cycle. To (1) take the beginning balance; (2) add an amount equal to the applicable Daily
determine the total Interest Charge for the billing cycle, we add the Periodic Periodic Rate multiplied by the previous day's daily balance; (3) add new
Rate Interest Charges together. A Daily Periodic Rate is calculated by dividing Purchases, new Account Fees, and new Transaction Fees; and (4) subtract
an Annual Percentage Rate by 365. applicable payments and credits. If any daily balance is less than zero we treat
HOW WE ALLOCATE YOUR PAYMENTS - Payments are allocated to it as zero.
posted balances. If your account has balances with different APRs, we will Average Balance Method (including new Balance Transfers and new Cash
allocate the amount of your payment equal to the Total Minimum Payment Due Advances): We calculate separate Balances Subject to an Interest Rate for
to the lowest APR balances first (including transactions made after this Balance Transfers, Cash Advances, and for each Introductory or Promotional
statement). Payment amounts in excess of your Total Minimum Payment Due Offer balance consisting of Balance Transfers or Cash Advances. We do this by:
will be applied to balances with higher APRs before balances with lower APRs. (1) calculating a daily balance for each day in this statement's billing cycle; (2)
IMPORTANT INFORMATION ABOUT PAYMENTS BY PHONE - When calculating a daily balance for each day prior to this statement's billing cycle
using the optional Pay-by-Phone service, you authorize us to initiate an that had a "Pre-Cycle balance" - a Pre-Cycle balance is a Balance Transfer or a
electronic payment from your account at the financial institution you designate. Cash Advance with a transaction date prior to this statement's billing cycle but
You must authorize the amount and timing of each payment. For your with a posting date within this statement's billing cycle; (3) adding all the daily
protection, we will ask for security information. To cancel, call us before the balances together; and (4) dividing the sum of the daily balances by the number
scheduled payment date. Same-day payments cannot be edited or canceled. of days in this statement's billing cycle.
YOUR CREDIT LINES - The Total Credit Line is the amount of credit To calculate the daily balance for each day in this statement's billing cycle, we:
available for the account; however, only a portion of that is available for Bank (1) take the beginning balance; (2) add an amount equal to the applicable Daily
Cash Advances. The Cash Credit Line is that amount you have available for Periodic Rate multiplied by the previous day's daily balance; (3) add new
Bank Cash Advances. Generally, Bank Cash Advances consist of ATM Cash Balance Transfers, new Cash Advances and Transaction Fees; and (4) subtract
Advances, Over the Counter (OTC) Cash Advances, Same-Day Online Cash applicable payments and credits. If any daily balance is less than zero we treat
Advances, Overdraft Protection Cash Advances, Cash Equivalents, and it as zero.
applicable transaction fees. To calculate a daily balance for each day prior to this statement's billing cycle
MISCELLANEOUS - Promotional Rate End Date: This date is based on a that had a Pre-Cycle balance: (1) we take the beginning balance attributable
future statement closing date. If you change your payment due date, this date solely to Pre-Cycle balance (which will be zero on the transaction date of the
could change. The New Balance Total which appears on this statement is not a first Pre-Cycle balance); (2) add an amount equal to the applicable Daily
payoff amount and may be subject to additional interest charges when you pay Periodic Rate multiplied by the previous day's daily balance; (3) and add only
in full after your statement closing date. Please contact the customer service the applicable Pre-Cycle balances and their related Transaction Fees. We
number located on the front of this statement for a pay-off amount. Virtual exclude from this calculation all transactions posted in previous billing cycles.
cards are the digital form of your eligible physical credit cards stored within a
digital wallet.
For the complete terms and conditions of your account, consult your Credit
© 2022 Bank of America Corporation Card Agreement. This account is issued and administered by Bank of America.
Bank of America is a registered trademark of Bank of America Corporation.
PAYMENTS - We credit mailed payments as of the date received, if the payment is: (1) received by 5 p.m. local time at the address shown on the remittance portion of your
monthly statement; (2) paid with a check drawn in U.S. dollars on a U.S. financial institution or a U.S. dollar money order; and (3) sent in the return envelope with only the remittance
portion of your statement accompanying it. Payments received by mail after 5 p.m. local time at the remittance address on any day including the Payment Due Date, but that otherwise
meet the above requirements, will be credited as of the next day. Payments made online or by phone will be credited as of the date of receipt if made by 5 p.m. Central. Credit for any
other payments may be delayed up to five days. Cash payments made with our tellers will only be accepted with a valid identification (ID).
No payment shall operate as an accord and satisfaction without the prior written approval of one of our Senior Officers.
We process most payment checks electronically by using the information found on your check. Each check authorizes us to create a one-time electronic funds transfer (or process it as a
check or paper draft). Funds may be withdrawn from your account as soon as the same day we receive your payment. Checks are not returned to you.
If you have authorized us to pay your credit card bill automatically from your savings or checking account with us, you can stop the payment on any amount you think is wrong. To stop
payment, your letter must reach us at least three business days before the automatic payment is scheduled to occur.
Change of Address/Phone number: Online at www.bankofamerica.com
Please do not add any written communication in this space.
AB
MARCO ANTONIO ALBORNOZ CISTERNAS ! Account # 4400 6631 4192 4715 ! February 20 - March 19, 2022
Transactions
Transaction Posting Reference Account
Date Date Description Number Number Amount Total
Payments and Other Credits
03/12 03/12 PAYMENT - THANK YOU 0019 4715 -253.29
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$253.29
Purchases and Adjustments
02/22 02/23 H-E-B #599 HOUSTON TX 2966 4715 14.09
02/22 02/24 FAT BAO HOUSTON TX 7615 4715 27.39
02/23 02/24 WHATABURGER 605 Q26 HOUSTON TX 2710 4715 22.60
02/24 02/25 TARGET 00033753 HOUSTON TX 7573 4715 1.19
02/24 02/25 TARGET 00033753 HOUSTON TX 9403 4715 9.42
02/25 02/26 SHELL FOOD MART HOUSTON TX 8507 4715 30.81
02/26 02/28 RANDALLS #4033 HOUSTON TX 3230 4715 8.78
02/26 02/28 RANDALLS #4033 HOUSTON TX 3488 4715 27.86
02/27 02/28 TARGET 00033753 HOUSTON TX 5299 4715 7.09
03/04 03/05 RAISING CANE'S 153 HOUSTON TX 7823 4715 35.68
03/04 03/05 MCDONALD'S F20748 HOUSTON TX 6377 4715 18.38
03/05 03/07 FIESTA MART #18 HOUSTON TX 2662 4715 50.00
03/11 03/14 JACK IN THE BOX #3690 HOUSTON TX 2363 4715 7.67
03/14 03/15 TEXACO 0303749 HOUSTON TX 4452 4715 13.20
03/14 03/15 O'REILLY AUTO PARTS 425 HOUSTON TX 7076 4715 9.73
03/14 03/15 H-E-B #687 HOUSTON TX 7609 4715 12.82
03/14 03/15 99 CENTS ONLY STORES 2802HOUSTON TX 8180 4715 15.85
03/14 03/16 RANDALLS #3067 HOUSTON TX 5277 4715 27.18
03/16 03/16 eBay O*25-08384-41998 San Jose CA 4948 4715 64.68
03/18 03/19 Subway 25311 Houston TX 5850 4715 8.65
TOTAL PURCHASES AND ADJUSTMENTS FOR THIS PERIOD $413.07
Interest Charged
03/19 03/19 INTEREST CHARGED ON PURCHASES 0.00
03/19 03/19 INTEREST CHARGED ON BALANCE TRANSFERS 0.00
03/19 03/19 INTEREST CHARGED ON DIR DEP&CHK CASHADV 0.00
03/19 03/19 INTEREST CHARGED ON BANK CASH ADVANCES 0.00
TOTAL INTEREST CHARGED FOR THIS PERIOD $0.00
2022 Totals Year-to-Date
Total fees charged in 2022 $0.00
Total interest charged in 2022 $0.00
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Annual Promotional Promotional Promotional Balance Interest
Balance Percentage Transaction Offer ID Rate End Subject to Charges by
Rate Type Date Interest Transaction
Rate Type
Purchases 23.99% V $ 0.00 $ 0.00
Balance Transfers 23.99% V $ 0.00 $ 0.00
Direct Deposit and Check Cash 26.99% V $ 0.00 $ 0.00
Advances
Bank Cash Advances 28.99% V $ 0.00 $ 0.00
APR Type Definitions Daily Interest Rate Type: V= Variable Rate (rate may vary)
Page 3 of 4
MARCO ANTONIO ALBORNOZ CISTERNAS ! Account # 4400 6631 4192 4715 ! February 20 - March 19, 2022
Your Reward Summary
Make the most of your
6.22 Base Cash Back Earned
rewards program today!
6.22 Total Cash Back Available
Page 4 of 4
