Employee Morale in Sbi: State Bank of India
Employee Morale in Sbi: State Bank of India
Employee Morale in Sbi: State Bank of India
COLLEGE OF COMMERCE
DR. K. B. PADAMDEO
PROJECT –IN-CHARGE
STATE BANK OF INDIA
CERTIFICATE
The project is done with his own efforts and his sincerity
in completing the project is appreciable.
Acknowledgement
The satisfaction and euphoria that accompany the successful
accomplishment of any task would be incomplete without
mentioning the name of people whose constant guidance and
encouragement has crowned all my effort with success.
Concentration, dedication and application are necessary but not
sufficient to achieve any goal. Therefore, it is our pleasant duty to
offer our service of acknowledgement to those honourable
personalities of the department who helped me to follow the path
to success for the completion of this project. It was indeed an
opportunity for me to be a part of STATE BANK OF INDIA, as a
partial fulfilment of three year degree course of Bachelor of
Business Management.
I would like to express my deep sense of gratitude to my respected
Sir Dr. R.U. SINGH, Co-coordinator of B.B.M. Department,
COLLEGE OF COMMERCE, who helped me in every aspects
while making the project. I am also indebted and grateful to
Dr.S.K.SINGH, Director, BBM, College of Commerce for
providing me an opportunity and environment.
CONTENTS OF THE PROJECT
1) RESEARCH METHODOLOGY
Research Design
Objectives of the Study
2) COMPANY – AN OVERVIEW
3) EMPLOYEE MORALE
An Introduction
Essentials of Employee Morale
Conclusion
Sugesstions
PREFACE
This project report is prepared for the project work done at
STATE BANK OF INDIA (SBI). The topic of the project is
“EMPLOYEES MORALE IN SBI”. This project is about the
system and working style of employees and their satisfaction level
in their working organisation, SBI.
RESEARCH
Methodology
RESEARCH DESIGN
Sources of data:
The study is based on both primary and secondary data.
Primary data:
The primary data were collected through structured
questionnaire.
Secondary data:
The required secondary was collected from books, magazines
and web-sites.
OBJECTIVES OF STUDY
COMPANY
AN
OVERVIEW
COMPANY’S PROFILE :
The State Bank of India, the country’s oldest Bank and a premier
in terms of balance sheet size, number of branches, market
capitalization and profits is today going through a momentous
phase of Change and Transformation – the two hundred year old
Public sector behemoth is today stirring out of its Public Sector
legacy and moving with an ability to give the Private and Foreign
Banks a run for their money.
The bank is entering into many new businesses with strategic tie
ups – Pension Funds, General Insurance, Custodial Services,
Private Equity, Mobile Banking, Point of Sale Merchant
Acquisition, Advisory Services, structured products etc – each one
of these initiatives having a huge potential for growth.
State Bank of India has the following five Associate Banks (ABs)
with controlling interest ranging from 75% to 100%.
1. State Bank of Bikaner and Jaipur (SBBJ)
2. State Bank of Hyderabad (SBH)
3. State Bank of Mysore (SBM)
4. State Bank of Patiala (SBP)
5. State Bank of Travancore (SBT)
As on June 30, 2011, the five ABs have a combined network of
4748 branches in India which are on core banking and 4713
ATMs networked with SBI ATMs, providing value added services
to clientele.
The combined net profit of these banks increased by 10.67% over
the previous year to reach Rs.735.79 crores as on 30th June
2011. Deposits and advances grew by 12.39% and 16.32%,
respectively, during the year. The combined Net NPA ratio of all
ABs was at 1.12% as on 30th June 2011.The highlights of
performance of the five ABs for the quarter ended June 11 are as
follows:
(Rs. In crores)
Deposits 317581
Loans 240601
Investments 97439
JOINT VENTURES
DOMESTIC TREASURY
BROKING SERVICES
ATM SERVICES
INTERNET BANKING
E-PAY
E-RAIL
RBIEFT
MICR CODES
FOREIGN INWARD REMITTANCES
CHAPTER-4
EMPLOYEE
MORALE
EMPLOYEE MORALE
INTRODUCTION
Morale may range from very high to very low. High Morale is
evident from the positive feelings of employees such as
enthusiasm, desire to obey orders, willingness to co-operate with
coworkers. Poor or low Morale becomes obvious from the negative
feelings of employees such as dissatisfaction, discouragement or
dislike of the job.
Definitions:
Morale is a fundamental psychological concept. It is not
easy to define. Morale is the degree of enthusiasm and
willingness with which the members of a group pull
together to achieve group goal. It has been defined
differently by different authors. Different definition of
Morale can be classified into three major approaches.
1) Classical approach
2) Psychological approach
3) Social approach
1. Classical approach:
2. Psychological Approach:
According to this approach Morale is psychological concept i.e.,
state of mind.
3. Social Approach:
Types of Morale:
I. High Morale:
2. Decreased quality.
3. Decreased Productivity.
4. Excessive Complaints and Grievances.
6. Lack of discipline.
2. Organizational design:
3. Personal Factors:
6. Work Environment:
1.Observation Method:
2.Attitude Surveys:
4.Counseling:
1. Two-Way Communication:-
2. Show Concern.
PART - A
Table No. - 1.
Age of Respondents:
18 - 29 years 03 15%
30 - 49 years 13 65%
50 - 58 years 04 20%
Total 20 100%
Education Qualification
EducationNo. of RespondentsPercentage
SSLC 11 55%
PUC 03 15%
Degree 05 25%
Technical 01 05%
Total 20 100%
Table No. - 4
Happiness at Job
ViewsNo. of RespondentsPercentage
Very happy 01 05%
Happy 16 80%
Not Happy 03 15%
Total 20 100%
ViewsNo. of RespondentsPercentage
Good 04 20%
Satisfactory 16 80%
Not satisfactory - -
Total 20 100%
Table - No. 6
Working Hours
ViewsNo. of RespondentsPercentage
Very Happy 05 25%
Happy 15 75%
Not happy - -
Total 20 100%
Table - No. 8
Relationship with Employees
From the above table it is clear that 60% of the respondents are
having the feeling of good and 40% are satisfied the relationship
with their employees in the industry.
Table - No. 9
Management Encouragement to Employees
Development
The above table shows that 50% respondents are told that
management encourages in overall development of them
and remaining 50% of the respondents are opposite to that
statement.
Table - No. 10
This table tells about the views and the respondent’s opinion about
safety and welfare measures. Here 10% of the respondents are
having feeling of good, 85% are satisfied and 5% are not satisfied.
Table - No. 12
Table - No. 14
Management and Employees are allowed to Talk
Freely
Table - No. 16
Opinion about Supervisor
The above table shows that 50% of the respondents are get
encouraged by their manager for their special talents and
remaining 50% respondents are not get full support from
the managers for using their special talents.
Table - No. 19
Attitudes towards Job
Table - No. 20
Opinion on Job Security
Table - No. 22
Opinion on shift system
The above table shows that 40% of the respondents felt that they
are get application by their manager when they are all fulfill the
work and remaining 60% of respondents have the opinion that they
are not appreciation by manager, when they are fulfill the works.
Here it shows that in Kenwood employees are not getting enough
recognition from their manager. Recognition of the employee’s
efforts is one of the technique of increasing employees morale and
productivity.
Table - No. 24
Opinion on regarding satisfactory level of wants fulfillment
through their present jobs:-
Part-A
Personal Details
1. Name -
2 Age -
3 Marital Status -
4 Qualification -
5 Department -
6 Year of Experience -
Part-B
1. Are you happy working in this company?
a) Very happy b) Happy c) Not happy
10. What do you think about the leaves and holidays provided in
this company?
a) Good b) Satisfactory c) Not Satisfactory
18. Do you fell that all are satisfied with each other?
a) Yes b) Cant Say c) No
19. Do you have job security in your company?
a) Yes b) Cant Say c) No
21. Does your Manager appreciate, when you fulfill the work?
a) Yes b) No
22. Do you find the rules and regulation of the company difficult to
follow?
a) Yes b) Cant Say c) No
23. Do you feel that you have and reached a satisfied level of your
wants through this job?
a) Yes b) No
Internet Sources
1.www.statebankofindia.com