FEES AND SERVICE CHARGES

FEESFees
DETAILS
Details

Accounts
Saving\Salary Account Opening Minimum Balance BD20
Tejoori Al Islami Opening Minimum Balance BD50
Saving\Tejoori Al Islami\Salary Account Below Minimum
Balance Charges (1) (3)
BD1.10
Current Account Minimum Balance BD300
Current Account Below Minimum Balance Charge (1) (3)
BD2.20
Over the Counter Cash Withdrawal (for less than BD500) (1)
BD1.10
Withdrawal and Deposit in Foreign Currency Accounts Free
Closing Account Fee Free

Accounts Investment Deposits

Saving\Salary Account Opening Minimum Balance BD20
Minimum Opening Balance (Normal Deposit) BD1,000
Tejoori Al Islami Opening Minimum Balance BD50
Minimum Opening Balance (Special Deposit) BD50,000
Saving\Tejoori Al Islami\Salary Account Below Minimum
Premature Breakage Profit Compensation
Balance Charges (1) (3) BD1
Percentage of Original Terms Elapsed for BHD Deposits Percentage of Due Profits for the Elapsed Period to be Paid
Current Account Minimum Balance BD300
- Greater than 60% and less than 100% of Term 85%
Current Account Below Minimum Balance Charge (3) BD2
- Greater than 50% and up to 60% of Term 51%
Over the Counter Cash Withdrawal (for less than BD500) BD1.05
- Greater than 33% and up to 50% of Term 42.50%
Withdrawal and Deposit in Foreign Currency Accounts Free
- Up to 33% of Term 28.05%
Closing Account Fee Free
- Breakage of Deposit Fee BD11
Investment Deposits
Percentage of Original Terms Elapsed for Other Percentage of Due Profits for the Elapsed Period to be Paid
Minimum Opening Balance (Normal Deposit) BD1,000
Currencies Deposits
Minimum Opening Balance (Special Deposit) BD50,000
- Greater than 60% and less than 100% of Term 90%
Premature Breakage Profit Compensation
- Greater than 50% and up to 60% of Term 54%
Percentage of Original Terms Elapsed for BHD Deposits Percentage of Due Profits for the Elapsed Period to be Paid
- Greater than 33% and up to 50% of Term 45%
 Between 99% to 67% of Term 85%
- Up to 33% of Term 29.7%
 Between 66% to 50% of Term 51%
- Breakage of Deposit Fee BD11
 Between 49% to 33% of Term 42.50%
 Less than 33% of Term 28.05%
 Breakage of Deposit BD10
Debit Cards
First Issue of ATM Card and PIN Free
ATM Card Replacement on Customer’s Request BD5.5
PIN Replacement BD2.2
Transaction Copy Request Fee BD5.5
ATM Utilization Fees
Transaction Benefit GCC International Foreign Currency Transaction Fees
 Withdrawal Free BD1.1 BD2.2  US Dollar 2.48% (4)

 Balance Enquiry Free BD1.1 BD1.1  Other 3.03% (4)

 Insufficient Funds Free BD1 -

Cheque Charges Total

25 Leaves Cheque Book 2.63
50 Leaves Cheque Book 5.25
Returned Cheque (due to insufficient balance) 14
Demand Draft 3.15
Cancellation of Draft Free
Manager Cheque 2.10
Cancellation of Manager Cheque Free
Stop Cheque (Per Cheque) 5.25
Copy of Statement, Cheque or Voucher
Copy of Statement Up to 2 Times a Year Free
Copy of Statement More Than 2 Times a Year (1)
Minimum Opening
Closing Account Balance (Normal Deposit)
Fee 1,000 Free
Withdrawal and Deposit in Foreign Currency Accounts Free
Internal
Minimum Opening Balance (Special Deposit) Free
50,000
Investment
Closing Deposits
Account Fee Free
Local
Premature Breakage Profit Compensation 0.11
Minimum Opening
Investment Deposits Balance (Normal Deposit) 1,000
GCC
Percentage of original Terms Elapsed 5.25
Percentage of Due Profits for+the
Correspondence Charges
Elapsed Period to be Paid
Minimum Opening Balance (Special
Minimum Opening Balance (Normal Deposit) Deposit) 1,000 50,000
International
Between 99% to 67% of Term 5.25
80% + Correspondence Charges
Premature Breakage Profit Compensation
Minimum Opening Balance (Special Deposit) 50,000
Insufficient
Between 66% Balance to Entertain
to 50%Terms
of Term Standing Order 5.25
53.33%
Percentage
Premature of original
Breakage Elapsed
Profit Compensation Percentage of Due Profits for the Elapsed Period to be Paid
Cancellation
Between 49%Standing
33%Order
to 67% of Term
TermBefore Transmission 5
40%
Between 99% to of
Percentage of original Terms Elapsed 80%
Percentage of Due Profits for the Elapsed Period to be Paid
Transfers
Less than66%
33%to of 50%
Termof Term 26.66%
Between
Between 99% to 67% of Term 53.33%
80%
Fawri+
Debit (BD100 or less)
Cards Free
Between 49% to 33%
Between 66% to 50% of Termof Term 40%
53.33%
FEES AND SERVICE CHARGES
Fawri+
First
Between
(above
LessIssue
thanof
49%
BD100
ATM
33% ofCard
to
and
Termof
33%
up
and PIN
Term
to BD1,000) 0.105
Free
26.66%
40%
Fawri
ATM (salary)
Card per recordon Customer’s Request
Replacement 0.005
5.25
Debit Cards
Less than 33% of Term 26.66%
Fawri
PIN (other) per transaction
Replacement Fee onand
Customer’s Request 0.105 2.10
First Issue
Debit Cards of ATM Card PIN Free
Fawateer
Transaction Copy Request Fee Free
5.25
ATM Card Replacement on
First Issue of ATM Card and PIN Customer’s Request 5.25
Free
Swift
ATM Transfer within
Utilization Fees Bahrain 0.105
PIN Replacement Fee on Customer’s
ATM Card Replacement on Customer’s Request Request 5.25 2.10
Swift Transfer
Transaction outside Bahrain 5.250 + Correspondence Charges
Transaction Copy Request
PIN Replacement Fee on Benefit Fee
Customer’s Request 5.25 2.10 Foreign Currency Transaction Fees
Swift Confirmation GCC International
2.100
Withdrawal
ATM Utilization Fees
Transaction Copy Request Fee 5.25
FEES
Finance DETAILS
Fees Details
Processing
Balance Enquiry FeesFree
Benefit 1
GCC 2.10
International US Dollar 2.25% (4)
Transaction
ATM Utilization Fees
Consumer Finance Free
Free
Benefit 11.05
GCC 1.05
2.10 126
International Other Currency Transaction Fees
Foreign 2.75% (4)
Withdrawal
Transaction
Auto Finance Free
Free 11
1.05 -1.05
2.10 105 US Dollar 2.25% (4)
Balance Enquiry Benefit GCC International Foreign Currency Transaction Fees
Withdrawal
Mortgage Finance Free
Free 111.05 -2.10
1.05 0.788% of Amount er Financed
OthDollar 2.75% (4)
US 2.25% (4)
Balance Enquiry
Mazaya Finance Free
Free 1
1.05 Cheque
-
1.05 Charges
315
Other 2.75% (4)
Finance
25 Leaves Outstanding
Cheque Book LetterFree
(2)
1 - Free Once a Year
BD2.75
50 Leaves Cheque Book 10.50 (More Than Once)
BD5.50
Finance Release Letter Free Within 6BD14
Months of Settlement
25 Leaves Cheque Book BD2.625
Demand 5.25 (After 6 Months)
25 LeavesDraft
50 Leaves Cheque Book
Cheque Book BD5.25
BD2.625
BD3.30
Postponement of Installments
Cancellation of Draft on Customer’s Request 10.50 Free
50 Leaves Cheque Book BD14
BD5.25
Valuation,
Manager Insurance, Registration,
Cheque BD2.20
Demand Draft BD3.15
BD14
Notarization and All Other Governmental Fees Identical fees will be charged without any increase
Cancellation
Cancellation of
of Manager
Draft Cheque Free Free
Demand Draft
Early Settlement Charges (Personal and Auto Finance) BD3.15
1.1% of the outstanding amount with a maximum of BD100
Stop Cheque
Manager Cheque(Per Cheque) BD2.10 BD5.50
Cancellation
Early of Draft
Settlement Charge (Residential Housing Finance) Free
0.8% of the outstanding amount with a maximum of BD200
Cancellation
Manager of Manager Cheque
Cheque Free
BD2.10
PayPal Services
Stop Chequeof
Cancellation (Per Cheque) BD5.25
PayPal AccountManagerTop Up Cheque Free
1.05% of amount with a minimum of $2.68 and maximum of $26.81
Accounts
Copy of Statement Up to 2 Times a Year Total
Free
Stop Cheque
PayPal Withdrawl(Per Cheque) Copy of Statement, Cheque BD5.25
1.05% or Voucher
of amount with a minimum of $2.68 and maximum of $26.81
Saving\Salary Account Opening
Copy of Statement More Than 2 Times a Year Minimum Balance
(1) 20
Copy of Statement,
(1) Orphans, Cheque,
widows, disabled Voucher
customers, or Otherindividuals
pensioners, Documents Up to
receiving 2 Times
social a from
subsides Yearthe MinistryFree
of Labor and Social Affairs, students and Bahraini nationals with a monthly
Tejoori
BD0.300 Albelow
Islami
Per Page Opening
Maximum Minimum
of Balance
BD5.25 50
BD0.315
Copy of Statement Up to 2 Times a Year
salary below BD250
BD250 to
to be
be exempted
exempted from
from such
such fee.
fee. Free
Copy of Statement,
Saving\Tejoori
Copy of Cheque, Cheque,
Al Voucher
Islami\SalaryVoucher
or or
Account
Other Other Documents More
Below(1) Minimum
Documents Than 2 Times a Year(1)
BD5.25
Copy
Copy of Statement
of Statement
(2) Finance outstandingUp More
letter Than
toaddressed
2 Times2 toTimes
aSupreme
Year a Year
Council for Women, Ministry of Labor and Social affairs or for social housing purposes are waived from the fee.
Free
BD0.300 Per Page Maximum of BD5.25 BD0.33
Balance
Audit Charges
Confirmation (1) (3)
Letter 1BD21
BD0.300
Copy
(3) The Per
ofminimum Page
Statement balance
balanceMaximum
More
will
will be
beThan of BD5.25
2 Times
calculated
calculated on a Yearaverage
on aa weighted
weighted (1)
averagemonthly
monthlybalance.
balance. BD0.315
Audit
Current Confirmation
CertificateAccount
of Balance Letter
Minimum and or Balance
Other Confirmations 300
BD10.50 BD22
Copy of Cheque,
BD0.300 Per Page Voucher
Maximum Other
of Documents
BD5.25 BD5.25
BD0.315
(4) Inclusive of International
International Payment
Payment Schemes
Schemes charges.
charges.
Current
CertificateAccount
of Below
Balance and Minimum
Other Balance
Confirmations Charge (3) 2 BD11
Audit
Copy Confirmation
of Cheque, Letter
Voucher or Other Documents BD21
BD5.25
Accounts
Over the Counter Cash Withdrawal (for less than BD500) Total
1.05
Certificate
Audit of Balance
Confirmation and Other Confirmations
Letter BD10.50
BD21
Saving\Salary
Withdrawal and Account
DepositOpening in Foreign Minimum
Currency Balance
Accounts 20
Free
Internal
Tejoori Al
Closing Islami Opening Minimum Balance 50
Local Account Fee
Internal Free
BD0.105
Free
Saving\Tejoori
Investment Al Islami\Salary Account Below Minimum
Certificate of Deposits
GCC
Local Balance and Other Confirmations Standing BD10.50 Order+ Correspondence Charges
BD5.25
BD0.105
Balance Charges
Minimum
(1) (3)
1,000 1BD5.25
Internal Opening Balance (Normal Deposit)
International
GCC BD5.25 + + Correspondence
Correspondence
Free Charges
Charges
Current Account
Minimum Opening Minimum
Balance Balance
(Special Deposit) 300
50,000
International
Local BD5.25 + Correspondence
BD5.25 BD0.11 Charges
Current Account
Premature Breakage Below Minimum Balance Charge (3)
2
Cancellation
Internal
GCC StandingProfit Order Compensation
Before Transmission BD5
Free
BD5.25 BD5.50 + Correspondence Charges
Over the
Percentage Counter Cash Withdrawal (for less than BD500) 1.05
Internationalof
Local
Cancellation original Order
Standing Terms Before
Elapsed Percentage of Due Profits
Transmission for the Elapsed
BD0.105
BD5 BD5.50 Period to be Paid
+ Correspondence Charges
Withdrawal
Between 99% andto Deposit
67% ofinTerm Foreign Currency Accounts Free
80%
GCC BD5.25 + Correspondence
BD5.50 Charges
Closing
Between Account
66% toFee50%Order of Term Free
53.33%
Fawri+ (BD100
International
Cancellation or
Standing less) Before Transmission Free
BD5.25 + Correspondence
Free Charges
Investment Deposits
Between 49% to 33% of Term 40%
Fawri+ (BD100
Fawri+ (above BD100
or less)and up to BD1,000) BD0.105
BD5.25
Free
Minimum Opening
Less (salary)
than 33% Balance
ofrecord
Term (Normal Deposit) 1,000 26.66%
Fawri
Cancellation
Fawri+ (above per
Standing
BD100 Order
and upBefore Transmission
to BD1,000) BD0.005
BD5
BD0.105
Minimum
Debit Opening Balance (Special Deposit)
Cards 50,000
Fawri (salary)
Fawri (other) per
per transaction
record BD0.105
BD0.005
Premature
Fawri+
First Issue
Fawateer
Fawri
Breakage
(BD100
of
(other) ATM
per
Profit
Card andCompensation
or transaction
less) PIN Transfers
Free
Free
BD0.105
Percentage
Fawri+
ATM Card of original
(above BD100
Replacement Terms
andonup Elapsed
to BD1,000)
Customer’s Percentage
Request of Due Profits for the Elapsed Period to be Paid
BD0.105
5.25
Swift
Fawri+ Transfer
Fawateer (BD100 within Bahrain
or less) BD0.105
Free Free
Between
Fawri 99% toFee
(salary) 67%on ofCustomer’s
Term 80%
PIN
Swift
Fawri+
Swift (aboveper
Replacement
Transfer
Transfer record
outside
BD100
within Bahrain
and
Bahrain Request
up to BD1,000) BD0.005
2.10 + Correspondence
BD5.250
BD0.105 BD0.11 Charges
Between
Fawri
Transaction 66%
(other) totransaction
per
Copy 50% of Term
Request Fee 53.33%
BD0.105 + Correspondence
5.25
Swift
Fawri
Swift Confirmation
(salary)
Transfer per record
outside Bahrain BD2.100
BD5.250 BD0.01 Charges
Between
Fawateer
ATM 49% Fees
Utilization to 33% of Term 40%
Free
Fawri
Swift (other) per
Confirmation transaction BD2.100 BD0.11
LessTransfer
Swift than 33%
Transaction of Term
within Bahrain 26.66%
BD0.105
Fawateer Free
Debit Cards outside Bahrain Benefit GCC International
Swift Transfer
Withdrawal
Swift Transfer within Bahrain - BD BD5.250 + Foreign CurrencyCharges
Correspondence
BD0.11
Transaction Fees
First Issue of ATM Card and FreePIN 1 2.10 Free US Dollar 2.25% (4)
Swift
Swift Confirmation
Balance Enquiry
Transfer within Bahrain - (Foreign Currency) BD2.100 BD5.50 + Correspondence Charges
ATM Card Replacement on Free 1.05
Customer’s Request 1.05 5.25 Other 2.75% (4)
Swift Transfer outside Bahrain BD5.50 + Correspondence Charges
PIN Replacement Fee on Free 1
Customer’s Request - 2.10
Swift Confirmation BD2.200
Transaction
Cheque Copy Request Fee
Charges 5.25
ATM
*All
25 Utilization
internal
Leaves transfers
Cheque Fees
are Book
free of charge. BD2.625
Transaction
50 Leaves Cheque Book BD5.25
Benefit GCC International Foreign Currency Transaction Fees
Withdrawal BD14
Free 1 2.10 US Dollar 2.25% (4)
Balance Enquiry
Demand Draft BD3.15
Free 1.05 1.05 Other 2.75% (4)
Cancellation of Draft Free
Free 1 -
Manager Cheque BD2.10
Cheque Charges
Cancellation of Manager Cheque Free
25 Leaves
Stop ChequeCheque Book
(Per Cheque) BD2.625
BD5.25
50 Leaves
Copy Cheque Book
of Statement, Cheque or Voucher BD5.25

Copy of Statement Up to 2 Times a Year Free BD14

Demand
Copy Draft
of Statement More Than 2 Times a Year (1) BD3.15
Cancellation
BD0.300 Perof Draft
Page Maximum of BD5 Free
BD0.315
Manager
Copy Cheque Voucher or Other Documents
of Cheque, BD2.10
BD5.25
GCC BD5.25 + Correspondence Charges
Copy of Cheque, Voucher or Other Documents
International BD5.25
BD5.25 + Correspondence Charges
Audit Confirmation Letter BD21
BD5.25
Certificate ofStanding
Cancellation Balance and Other
Order Confirmations
Before Transmission BD10.50
BD5
Standing Order
Transfers
Internal(BD100 or less)
Fawri+ Free
Free
Local (above BD100 and up to BD1,000)
Fawri+ BD0.105
BD0.105
GCC (salary) per record
Fawri BD5.25 + Correspondence Charges
BD0.005
International
Fawri (other) per transaction BD5.25 + Correspondence Charges
BD0.105
FEES AND SERVICE CHARGES
Fawateer BD5.25
Free
Cancellation
Swift TransferStanding Order Before Transmission
within Bahrain BD5
BD0.105
Transfers
Swift Transfer outside Bahrain BD5.250 + Correspondence Charges
Fawri+
Swift (BD100 or less)
Confirmation Free
BD2.100
Fawri+ (above BD100 and up to BD1,000) BD0.105
Fawri (salary)
Consumer per record
Finance BD0.005
BD126
FawriFinance
Auto (other) per transaction BD0.105
BD105
FEES DETAILS
Fees
Fawateer Details Free
Mortgage Finance 0.75% BD0.788% of Amount Financed
Swift Transfer
Mazaya Financewithin Bahrain BD0.105
BD315
SwiftPassu
Pari Transfer outside Bahrain
Finance BD5.250 (Minimum
BD1.05% + Correspondence
BD 525) Charges
Swift Confirmation
Finance Outstanding Letter (2) BD2.100
Free Once a Year
Finance Processing Fees
BD10.50 (More Than Once)
Auto Finance*
Finance Release Letter BD110Within 6 Months of Settlement
Free
Consumer Finance* BD110 (After 6 Months)
BD5.25
Mortgage Residential*
Postponement of Installments on Customer’s Request BD10.50
Below BD150,0000
Valuation, Insurance, Registration, BD220
Notarization and All
Above BD150,000 andOther Governmental
Below BD250,000Fees Identical
BD330 fees will be charged without any increase
Early
AboveSettlement
BD250,000 Penalty (Personal and Auto Finance) 1% of the outstanding amount with a maximum of BD100
BD550
Early
SocialSettlement Penalty (Residential Housing Finance)
Housing (Mazaya) 0.75% of the outstanding amount with a maximum of BD200
Second Mortgage for Mazaya BD220
Pari Passu
Mortgage
PayPal Investment
Account Top Up 0.825%
1.05% ofof finance
amount amount
with a minimum of $2.68 and maximum of $26.81
FinanceWithdrawl
PayPal Outstanding Letter (2) Free Once
1.05% a Yearwith a minimum of $2.68 and maximum of $26.81
of amount
BD11 (More Than Once)
Finance Release Letter Free Within 6 Months of Settlement
BD5.50 (After 6 Months)
Postponement of Installments on Customer’s Request BD11
Valuation, Insurance, Registration,
Notarization and All Other Governmental Fees Identical fees will be charged without any increase
Early Settlement Penalty (Personal and Auto Finance) 1% of the outstanding amount with a maximum of BD100
Early Settlement Penalty (Residential Housing Finance) 0.75% of the outstanding amount with a maximum of BD200
Early Settlement Penalty (Investment Housing Finance)

*Personal Auto Finance and Tas’heel Personal Finance are covered under the group Takaful Policy. Life Takaful for Residential Mortgages are not covered in the group Takaful
policy. Group Life Takaful policy terms and conditions apply for all applications.

*Consumer Finance: The fees excludes the commodity cost (third party). International Commodities cost BD12, while Domestic Commodities cost BD26.

PayPal Services
PayPal Account Top Up 1.1% of amount with a minimum of $2.68 and maximum of $26.81
PayPal Withdrawl 1.1% of amount with a minimum of $2.68 and maximum of $26.81

(1) Orphans, widows, disabled customers, pensioners, individuals receiving social subsides from the Ministry of Labour and Social Development, students and any
customer with monthly salary below BD250 to be exempted from such fee.

(2) Finance outstanding letter addressed to Supreme Coucil for Women, Ministry of Labour and Social Development or for social housing purposes are waived the fee.

(3) The minimum balance will be calculated on a weighted average monthly balance.

(4) Inclusive of International Payment Schemes charges.

 CREDIT CARDS’ FEES AND CHARGES

FEESFees
DETAILS
Details

Black &
Description Gold Titanium Platinum Infinite Corporate
Signature
1 Card Maximum Service Fees - Annually BD1,080 BD2,040 BD3,060 BD6,000 BD14,510 ** BD12,000

2 Monthly Maximum Service Fee BD90 BD170 BD255 BD500 BD1,200 BD1,000

3 Supplementary Annual Membership/Subscription Fee Nil Nil Nil Nil BD55 Nil

4 Fee Charged in Case of Full Settlement of Nil Nil Nil Nil Nil Nil
Outstanding Balance

5 Cash Advance Fee (Regardless of Amount 4.4% (subject to a Min. of BD4.4)

Withdrawn Per Transaction)

6 Late Payment Fee - Goes to Charity BD5 BD5 BD5 BD5 BD5 BD5

7 Over Limit Fee - Goes to Charity BD5 BD5 BD5 BD5 BD5 BD5

8 Copy of Statement Up 2 Times a Year Nil Nil Nil Nil Nil Nil
Copy of Statement More Than 2 Times a Year BD0.33 Per Page Maximum of BD5.5

9 Card Replacement Fee BD5.5 BD5.5 BD5.5 BD5.5 BD5.5 BD5.5

10 Credit Card Outstanding Letter - Once a Year Nil Nil Nil Nil Nil Nil
Credit Card Outstanding Letter - More than Once a Year BD11 BD11 BD11 BD11 BD11 BD11

11 Credit Card Release Letter - Within 6 Months of Settlement Nil Nil Nil Nil Nil Nil
Credit Card Release Letter - After 6 Months of Settlement BD5.5 BD5.5 BD5.5 BD5.5 BD5.5 BD5.5

12* Card Transaction Foreign Exchange Mark-Up:

• US Dollar 2.48% 2.48% 2.48% 2.48% 2.48% 2.48%
• All Other Currencies 3.03% 3.03% 3.03% 3.03% 3.03% 3.03%

13 Temporary Limit Increase Request Fee BD11 BD11 BD11 BD11 BD11 BD11

14 PIN Replacement BD2.2 BD2.2 BD2.2 BD2.2 BD2.2 BD2.2

15 Transaction Copy Request Fee BD5.5 BD5.5 BD5.5 BD5.5 BD5.5 BD5.5

16 Balance Enquiry on ATMs (Free on BisB ATMs) BD1.1 BD1.1 BD1.1 BD1.1 BD1.1 BD1.1

17 Transfer of Credit Balance:

• Manager's Cheque Issued of Credit Balance BD2.2 BD2.2 BD2.2 BD2.2 BD2.2 BD2.2
• Transfer Credit Balance to BisB Account Free Free Free Free Free Free

18 Charge Back Fee (rejected claims) Free Free Free Free Free Free

(***) Credit Cards are covered under the group Takaful Policy. Group Life Takaful policy terms and conditions apply for all applications
(**) BD110 non refundable, charged once every year.
(*) Including International Payment Scheme Charges.
 PREPAID FEES AND CHARGES

FEESFees
DETAILS
Details

Fees and Charges Regular Prepaid BisB Arcade Prepaid BisB Future Leader

1 Annual Fee Nil BD11 BD5.5

2 Card Issuance BD3.3* BD3.3* BD3.3*

3 Card Renewal Nil Nil Nil

4 Card Replacement BD3.3 BD3.3 BD3.3

5 Pin Replacement BD2.2 BD2.2 BD2.2

6 Card Transaction Foreign Exchange Mark-Up:

• US Dollar 2.48% 2.48% 2.48%
• All Other Currencies 3.03% 3.03% 3.03%
7 Non-Utilization Nil Nil Nil

8 Cash Withdrawal on BisB ATMs Free Free Free

9 Cash Withdrawal on Local and International ATMs 1% of minimum of BD1.1 1% of minimum of BD1.1 1% of minimum of BD1.1

10 Balance transfer to any other BisB account Free Free Free

11 Balance transfer to a managerial cheque BD2.2 BD2.2 BD2.2

12 Transactions Copy Request fee BD5.5 BD5.5 BD5.5

13 Charge back fee (rejected claims) Free Free Free

14 Wearable Issuance Fee - - BD16.5

*Card issuance through kiosk: Free of charge