Topics & Rules For Essay Writting

ESSAY AND TECHNICAL PAPER WRITING COMPETITION– 2021
Rules & Topics

Sr. No. Category Prize
1 S.K. Desai Memorial Essay Writing Cash Prize of Rs.30,000/- & Merit Certificate
Competition
2 D. Subrahmaniam Award Essay Writing Cash Prize of Rs.20,000/- & Merit Certificate
Competition
3 Technical Paper Competition (Life, General, Cash Prize of Rs.10,000/- & Merit Certificate
Health, Micro &Pension) in each category.
1. The Competition is open to the members of the Insurance Institute of India. Anyone who wish to
participate in the Competition should enroll as a Member of Insurance Institute of India.
2. D. Subrahmaniam Award Competition - Members below 45 years of age are eligible to participate.
Other Competitions - No age restrictions.
3. Essays/Papers will be accepted from individual members only. Joint contributions will not be accepted.
4. Essays/Papers submitted for consideration should not be previously published or presented elsewhere.
5. The contribution should be original. Participant should make a declaration to that effect while submitting
the essay/papers.
6. The topics for the S. K. Desai Memorial Essay Writing Competition are listed below
(choose any one topic):
a. Risk based Capital Regime for healthy growth of the Insurance Industry
b. Insuretech- Facilitator or Disruptor for insurance industry?
7. The topics for the D. Subrahmaniam Award Essay Writing Competition are listed below
(choose any one topic):
a. Indian Pandemic Pool- Need of the Hour
b. Impact of Covid 19 on insurance customers’ digital journey
8. The topics for the Technical Papers are listed below:

Life Branch (choose any one topic):
a. Term or Whole Life- Which of these could be more relevant for the needs of the millennials?
b. ULIPS- Impact of applicability of capital gain tax rules
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General Branch (choose any one topic):
a. Psychology of insurance frauds

b. Rejuvenating Property insurance market
Health Branch (choose any one topic):
a. Wearables and Health Apps for better medical insurance delivery

b. Medical tourism and Health Insurance
Micro Branch (choose any one topic):
a. Community Insurance Organisations for better serving the needs of micro insurance sector?
b. Micro insurance for crafting sustainable insurance
Pension Branch (choose any one topic):
a. Innovation in Pension Schemes

b. Can NPS be shaped up as 'One Nation - One Pension' Scheme
9. The Essays should not exceed :
For S.K. Desai Memorial Essay Writing Competition & D. Subrahmaniam Award Essay Writing
Competition – Maximum - 15,000 words & Minimum – 4,000 words plus an Abstract of not more than
500 words.
For Technical Paper Competition (Life, General, Health, Micro & Pension) – Maximum - 10,000 words
& Minimum – 3,000 words plus an Abstract of not more than 500 words.
The contribution should be submitted in word format (.doc file) with the following settings:
a) Font Name – “Times New Roman”

b) Font Size -12
c) Space between lines – 1.5
d) Space before paragraph – 6 pt.
10. The essay/paper should be original, well researched and all sources should be duly acknowledged. A
bibliography, a list of references and footnotes, if any, should be attached at the end of essay/paper.
This will not add to the final word count of the Essay/Paper. The participants should avoid using
overbearing words and sentences. Participants should ensure that the essay/paper ideas are well
expressed and in neatly manner.
11. Participants should ensure that their Essay/Paper must be free from plagiarism. Essays/Papers which
are found plagiarized will be disqualified from the competition.
12. The Essays/Papers and abstract must be sent through e-mail on [email protected] and should
reach not later than 15th April, 2021 for all the Competitions.
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13. The contribution should be submitted in the following format:
 Covering Letter containing participation and self-declaration regarding originality of the

Essay/Paper.
 Main Essay/Paper in word format i.e. .doc file only (do not mention author details in this file)
 The below details of Participant / Author in excel format i.e. .xl file is mandatory to be submitted
(such as Participant / Author name, Residential & Office address, Registration Id. Candidate Id.,
Date of Birth, Qualification etc. should be mentioned).
Name of the Participant / Author

Residential Address
Office Name & Address
Contact No. (Mobile/ Landline No.)
Qualification
Date of Birth
Email ID
Membership of which Associated Institutes
Registration ID.
Candidate ID.
In case the author’s name or any identifiable details appear in the main body of essays/papers,
such entries will be disqualified.
14. Essay will be evaluated by distinguished evaluators with industry and academic experience, assessed
generally on following points:
 Content - Clarity and Essay/Paper Contents.

 Originality and Relevance of Essay/Paper
 Structure & Flow of Essay/Paper
 Relevance and Effectiveness to the Insurance Industry
 Presentation and Effectiveness in communicating the message
15. The Institute shall have the copyright of the essays selected for award which shall become the property
of the Institute. The Prize winning essays shall be published in the Journal of the Institute at the
discretion of the Editorial Board. Publications, thereafter elsewhere would need III approval in writing.
16. If any Essay/Paper entry is found to be incompatible with the above Rules and Conditions then, such
entry will not be considered. The Institute reserves its right to accept or reject the contributions received
for the Competition and the decision of the Insurance Institute of India shall be final and binding in this
respect.
17. The result of the Essay Writing Competition will be announced by July 2021 on the website
www.insuranceinstituteofindia.com.
18. For any query regarding submission of the essay/ paper, kindly contact to Ms. Archana Sawant,
Admin Officer (Secretarial Department) - 022-26544221/9870008450, Ms. Poonam Raut on 022-
26544241 or write to us on [email protected].
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ESSAY AND TECHNICAL PAPER WRITING COMPETITION– 2021

Rules & Topics

b. Insuretech- Facilitator or Disruptor for insurance industry?

a. Indian Pandemic Pool- Need of the Hour

b. Impact of Covid 19 on insurance customers’ digital journey

8. The topics for the Technical Papers are listed below:

b. ULIPS- Impact of applicability of capital gain tax rules

a. Psychology of insurance frauds

Health Branch (choose any one topic):

a. Wearables and Health Apps for better medical insurance delivery

Micro Branch (choose any one topic):

Pension Branch (choose any one topic):

a. Innovation in Pension Schemes

9. The Essays should not exceed :

a) Font Name – “Times New Roman”

 Covering Letter containing participation and self-declaration regarding originality of the

Name of the Participant / Author

 Content - Clarity and Essay/Paper Contents.

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