Privacy Policy

Updated at 2022-06-01

Berar Finance Collection Agent App (“we,” “our,” or “us”) is committed to

protecting your privacy. This Privacy Policy explains how your personal information
is collected, used, and disclosed by Berar Finance Collection Agent App.

This Privacy Policy applies to our website, and its associated subdomains
(collectively, our “Service”) alongside our application, Berar Finance Collection
Agent App. By accessing or using our Service, you signify that you have read,
understood, and agree to our collection, storage, use, and disclosure of your
personal information as described in this Privacy Policy and our Terms of Service.

Definitions and key terms

To help explain things as clearly as possible in this Privacy Policy, every time
any of these terms are referenced, are strictly defined as:

-Cookie: small amount of data generated by a website and saved by your web

browser. It is used to identify your browser, provide analytics, remember
information about you such as your language preference or login information.
-Company: when this policy mentions “Company,” “we,” “us,” or “our,” it refers to
Berar Finance Limited, (Avinisha Tower, Abhyankar Marg, Mehadia Square, Dhantoli,
Nagpur, Maharashtra 440012) that is responsible for your information under this
Privacy Policy.
-Country: where Berar Finance Collection Agent App or the owners/founders of
Berar Finance Collection Agent App are based, in this case is India
-Customer: refers to the company, organization or person that signs up to use the
Berar Finance Collection Agent App Service to manage the relationships with your
consumers or service users.
-Device: any internet connected device such as a phone, tablet, computer or any
other device that can be used to visit Berar Finance Collection Agent App and use
the services.
-IP address: Every device connected to the Internet is assigned a number known as
an Internet protocol (IP) address. These numbers are usually assigned in geographic
blocks. An IP address can often be used to identify the location from which a
device is connecting to the Internet.
-Personnel: refers to those individuals who are employed by Berar Finance
Collection Agent App or are under contract to perform a service on behalf of one of
the parties.
-Personal Data: any information that directly, indirectly, or in connection with
other information — including a personal identification number — allows for the
identification or identifiability of a natural person.
-Service: refers to the service provided by Berar Finance Collection Agent App as
described in the relative terms (if available) and on this platform.
-Third-party service: refers to advertisers, contest sponsors, promotional and
marketing partners, and others who provide our content or whose products or
services we think may interest you.
-Website: Berar Finance Collection Agent App."’s" site, which can be accessed via
this URL:
-You: a person or entity that is registered with Berar Finance Collection Agent
App to use the Services.

What Information Do We Collect?

We collect information from you when you visit our app, register on our site, place
an order, subscribe to our newsletter, respond to a survey or fill out a form.

-Name / Username
-Phone Numbers
-Email Addresses
-Mailing Addresses
-Billing Addresses
-Age

How Do We Use The Information We Collect?

Any of the information we collect from you may be used in one of the following
ways:

-To personalize your experience (your information helps us to better respond to

your individual needs)
-To improve our app (we continually strive to improve our app offerings based on
the information and feedback we receive from you)
-To improve customer service (your information helps us to more effectively
respond to your customer service requests and support needs)
-To process transactions
-To administer a contest, promotion, survey or other site feature
-To send periodic emails

When does Berar Finance Collection Agent App use end user information from third
parties?

Berar Finance Collection Agent App will collect End User Data necessary to provide
the Berar Finance Collection Agent App services to our customers.

End users may voluntarily provide us with information they have made available on
social media websites. If you provide us with any such information, we may collect
publicly available information from the social media websites you have indicated.
You can control how much of your information social media websites make public by
visiting these websites and changing your privacy settings.

When does Berar Finance Collection Agent App use customer information from third
parties?

We receive some information from the third parties when you contact us. For
example, when you submit your email address to us to show interest in becoming a
Berar Finance Collection Agent App customer, we receive information from a third
party that provides automated fraud detection services to Berar Finance Collection
Agent App. We also occasionally collect information that is made publicly available
on social media websites. You can control how much of your information social media
websites make public by visiting these websites and changing your privacy settings.

Do we share the information we collect with third parties?

We may share the information that we collect, both personal and non-personal, with
third parties such as advertisers, contest sponsors, promotional and marketing
partners, and others who provide our content or whose products or services we think
may interest you. We may also share it with our current and future affiliated
companies and business partners, and if we are involved in a merger, asset sale or
other business reorganization, we may also share or transfer your personal and non-
personal information to our successors-in-interest.

We may engage trusted third party service providers to perform functions and
provide services to us, such as hosting and maintaining our servers and the app,
database storage and management, e-mail management, storage marketing, credit card
processing, customer service and fulfilling orders for products and services you
may purchase through the app. We will likely share your personal information, and
possibly some non-personal information, with these third parties to enable them to
perform these services for us and for you.

We may share portions of our log file data, including IP addresses, for analytics
purposes with third parties such as web analytics partners, application developers,
and ad networks. If your IP address is shared, it may be used to estimate general
location and other technographics such as connection speed, whether you have
visited the app in a shared location, and type of the device used to visit the app.
They may aggregate information about our advertising and what you see on the app
and then provide auditing, research and reporting for us and our advertisers. 

We may also disclose personal and non-personal information about you to government
or law enforcement officials or private parties as we, in our sole discretion,
believe necessary or appropriate in order to respond to claims, legal process
(including subpoenas), to protect our rights and interests or those of a third
party, the safety of the public or any person, to prevent or stop any illegal,
unethical, or legally actionable activity, or to otherwise comply with applicable
court orders, laws, rules and regulations. 

Where and when is information collected from customers and end users?

Berar Finance Collection Agent App will collect personal information that you
submit to us. We may also receive personal information about you from third parties
as described above.

How Do We Use Your Email Address?

By submitting your email address on this app, you agree to receive emails from us.
You can cancel your participation in any of these email lists at any time by
clicking on the opt-out link or other unsubscribe option that is included in the
respective email. We only send emails to people who have authorized us to contact
them, either directly, or through a third party. We do not send unsolicited
commercial emails, because we hate spam as much as you do. By submitting your email
address, you also agree to allow us to use your email address for customer audience
targeting on sites like Facebook, where we display custom advertising to specific
people who have opted-in to receive communications from us. Email addresses
submitted only through the order processing page will be used for the sole purpose
of sending you information and updates pertaining to your order. If, however, you
have provided the same email to us through another method, we may use it for any of
the purposes stated in this Policy. Note: If at any time you would like to
unsubscribe from receiving future emails, we include detailed unsubscribe
instructions at the bottom of each email.

How Long Do We Keep Your Information?

We keep your information only so long as we need it to provide Berar Finance

Collection Agent App to you and fulfill the purposes described in this policy. This
is also the case for anyone that we share your information with and who carries out
services on our behalf. When we no longer need to use your information and there is
no need for us to keep it to comply with our legal or regulatory obligations, we’ll
either remove it from our systems or depersonalize it so that we can't identify
you.

How Do We Protect Your Information?

We implement a variety of security measures to maintain the safety of your personal

information when you place an order or enter, submit, or access your personal
information. We offer the use of a secure server. All supplied sensitive/credit
information is transmitted via Secure Socket Layer (SSL) technology and then
encrypted into our Payment gateway providers database only to be accessible by
those authorized with special access rights to such systems, and are required to
keep the information confidential. After a transaction, your private information
(credit cards, social security numbers, financials, etc.) is never kept on file. We
cannot, however, ensure or warrant the absolute security of any information you
transmit to Berar Finance Collection Agent App or guarantee that your information
on the Service may not be accessed, disclosed, altered, or destroyed by a breach of
any of our physical, technical, or managerial safeguards.

Could my information be transferred to other countries?

Berar Finance Collection Agent App is incorporated in India. Information collected

via our website, through direct interactions with you, or from use of our help
services may be transferred from time to time to our offices or personnel, or to
third parties, located throughout the world, and may be viewed and hosted anywhere
in the world, including countries that may not have laws of general applicability
regulating the use and transfer of such data. To the fullest extent allowed by
applicable law, by using any of the above, you voluntarily consent to the trans-
border transfer and hosting of such information.

Is the information collected through the Berar Finance Collection Agent App Service
secure?

We take precautions to protect the security of your information. We have physical,

electronic, and managerial procedures to help safeguard, prevent unauthorized
access, maintain data security, and correctly use your information. However,
neither people nor security systems are foolproof, including encryption systems. In
addition, people can commit intentional crimes, make mistakes or fail to follow
policies. Therefore, while we use reasonable efforts to protect your personal
information, we cannot guarantee its absolute security. If applicable law imposes
any non-disclaimable duty to protect your personal information, you agree that
intentional misconduct will be the standards used to measure our compliance with
that duty.

Can I update or correct my information?

The rights you have to request updates or corrections to the information Berar
Finance Collection Agent App collects depend on your relationship with Berar
Finance Collection Agent App. Personnel may update or correct their information as
detailed in our internal company employment policies.

Customers have the right to request the restriction of certain uses and disclosures
of personally identifiable information as follows. You can contact us in order to
(1) update or correct your personally identifiable information, (2) change your
preferences with respect to communications and other information you receive from
us, or (3) delete the personally identifiable information maintained about you on
our systems (subject to the following paragraph), by cancelling your account. Such
updates, corrections, changes and deletions will have no effect on other
information that we maintain, or information that we have provided to third parties
in accordance with this Privacy Policy prior to such update, correction, change or
deletion. To protect your privacy and security, we may take reasonable steps (such
as requesting a unique password) to verify your identity before granting you
profile access or making corrections. You are responsible for maintaining the
secrecy of your unique password and account information at all times.

You should be aware that it is not technologically possible to remove each and
every record of the information you have provided to us from our system. The need
to back up our systems to protect information from inadvertent loss means that a
copy of your information may exist in a non-erasable form that will be difficult or
impossible for us to locate. Promptly after receiving your request, all personal
information stored in databases we actively use, and other readily searchable media
will be updated, corrected, changed or deleted, as appropriate, as soon as and to
the extent reasonably and technically practicable.

If you are an end user and wish to update, delete, or receive any information we
have about you, you may do so by contacting the organization of which you are a
customer.

Personnel

If you are a Berar Finance Collection Agent App worker or applicant, we collect
information you voluntarily provide to us. We use the information collected for
Human Resources purposes in order to administer benefits to workers and screen
applicants.

You may contact us in order to (1) update or correct your information, (2) change
your preferences with respect to communications and other information you receive
from us, or (3) receive a record of the information we have relating to you. Such
updates, corrections, changes and deletions will have no effect on other
information that we maintain, or information that we have provided to third parties
in accordance with this Privacy Policy prior to such update, correction, change or
deletion.

Sale of Business

We reserve the right to transfer information to a third party in the event of a

sale, merger or other transfer of all or substantially all of the assets of Berar
Finance Collection Agent App or any of its Corporate Affiliates (as defined
herein), or that portion of Berar Finance Collection Agent App or any of its
Corporate Affiliates to which the Service relates, or in the event that we
discontinue our business or file a petition or have filed against us a petition in
bankruptcy, reorganization or similar proceeding, provided that the third party
agrees to adhere to the terms of this Privacy Policy.

Affiliates

We may disclose information (including personal information) about you to our

Corporate Affiliates. For purposes of this Privacy Policy, "Corporate Affiliate"
means any person or entity which directly or indirectly controls, is controlled by
or is under common control with Berar Finance Collection Agent App, whether by
ownership or otherwise. Any information relating to you that we provide to our
Corporate Affiliates will be treated by those Corporate Affiliates in accordance
with the terms of this Privacy Policy.

Governing Law

This Privacy Policy is governed by the laws of India without regard to its conflict
of laws provision. You consent to the exclusive jurisdiction of the courts in
connection with any action or dispute arising between the parties under or in
connection with this Privacy Policy except for those individuals who may have
rights to make claims under Privacy Shield, or the Swiss-US framework.

The laws of India, excluding its conflicts of law rules, shall govern this
Agreement and your use of the app. Your use of the app may also be subject to other
local, state, national, or international laws.

By using Berar Finance Collection Agent App or contacting us directly, you signify
your acceptance of this Privacy Policy. If you do not agree to this Privacy Policy,
you should not engage with our website, or use our services. Continued use of the
website, direct engagement with us, or following the posting of changes to this
Privacy Policy that do not significantly affect the use or disclosure of your
personal information will mean that you accept those changes.

Your Consent

We've updated our Privacy Policy to provide you with complete transparency into
what is being set when you visit our site and how it's being used. By using our
app, registering an account, or making a purchase, you hereby consent to our
Privacy Policy and agree to its terms.

Links to Other Websites

This Privacy Policy applies only to the Services. The Services may contain links to
other websites not operated or controlled by Berar Finance Collection Agent App. We
are not responsible for the content, accuracy or opinions expressed in such
websites, and such websites are not investigated, monitored or checked for accuracy
or completeness by us. Please remember that when you use a link to go from the
Services to another website, our Privacy Policy is no longer in effect. Your
browsing and interaction on any other website, including those that have a link on
our platform, is subject to that website’s own rules and policies. Such third
parties may use their own cookies or other methods to collect information about
you.

Cookies

Berar Finance Collection Agent App uses "Cookies" to identify the areas of our
website that you have visited. A Cookie is a small piece of data stored on your
computer or mobile device by your web browser. We use Cookies to enhance the
performance and functionality of our app but are non-essential to their use.
However, without these cookies, certain functionality like videos may become
unavailable or you would be required to enter your login details every time you
visit the app as we would not be able to remember that you had logged in
previously. Most web browsers can be set to disable the use of Cookies. However, if
you disable Cookies, you may not be able to access functionality on our website
correctly or at all. We never place Personally Identifiable Information in Cookies.
Blocking and disabling cookies and similar technologies

Wherever you're located you may also set your browser to block cookies and similar
technologies, but this action may block our essential cookies and prevent our
website from functioning properly, and you may not be able to fully utilize all of
its features and services. You should also be aware that you may also lose some
saved information (e.g. saved login details, site preferences) if you block cookies
on your browser. Different browsers make different controls available to you.
Disabling a cookie or category of cookie does not delete the cookie from your
browser, you will need to do this yourself from within your browser, you should
visit your browser's help menu for more information.

Kids' Privacy

We do not address anyone under the age of 13. We do not knowingly collect
personally identifiable information from anyone under the age of 13. If You are a
parent or guardian and You are aware that Your child has provided Us with Personal
Data, please contact Us. If We become aware that We have collected Personal Data
from anyone under the age of 13 without verification of parental consent, We take
steps to remove that information from Our servers.

Changes To Our Privacy Policy

We may change our Service and policies, and we may need to make changes to this
Privacy Policy so that they accurately reflect our Service and policies. Unless
otherwise required by law, we will notify you (for example, through our Service)
before we make changes to this Privacy Policy and give you an opportunity to review
them before they go into effect. Then, if you continue to use the Service, you will
be bound by the updated Privacy Policy. If you do not want to agree to this or any
updated Privacy Policy, you can delete your account.

Third-Party Services

We may display, include or make available third-party content (including data,

information, applications and other products services) or provide links to third-
party websites or services ("Third- Party Services").
You acknowledge and agree that Berar Finance Collection Agent App shall not be
responsible for any Third-Party Services, including their accuracy, completeness,
timeliness, validity, copyright compliance, legality, decency, quality or any other
aspect thereof. Berar Finance Collection Agent App does not assume and shall not
have any liability or responsibility to you or any other person or entity for any
Third-Party Services.
Third-Party Services and links thereto are provided solely as a convenience to you
and you access and use them entirely at your own risk and subject to such third
parties' terms and conditions.

Tracking Technologies

-Sessions

Berar Finance Collection Agent App uses "Sessions" to identify the areas of our
website that you have visited. A Session is a small piece of data stored on your
computer or mobile device by your web browser.
Information about General Data Protection Regulation (GDPR)

We may be collecting and using information from you if you are from the European
Economic Area (EEA), and in this section of our Privacy Policy we are going to
explain exactly how and why is this data collected, and how we maintain this data
under protection from being replicated or used in the wrong way.

What is GDPR?

GDPR is an EU-wide privacy and data protection law that regulates how EU residents'
data is protected by companies and enhances the control the EU residents have, over
their personal data.

The GDPR is relevant to any globally operating company and not just the EU-based
businesses and EU residents. Our customers’ data is important irrespective of where
they are located, which is why we have implemented GDPR controls as our baseline
standard for all our operations worldwide.

What is personal data?

Any data that relates to an identifiable or identified individual. GDPR covers a

broad spectrum of information that could be used on its own, or in combination with
other pieces of information, to identify a person. Personal data extends beyond a
person’s name or email address. Some examples include financial information,
political opinions, genetic data, biometric data, IP addresses, physical address,
sexual orientation, and ethnicity.

The Data Protection Principles include requirements such as:

-Personal data collected must be processed in a fair, legal, and transparent way
and should only be used in a way that a person would reasonably expect.
-Personal data should only be collected to fulfil a specific purpose and it
should only be used for that purpose. Organizations must specify why they need the
personal data when they collect it.
-Personal data should be held no longer than necessary to fulfil its purpose.
-People covered by the GDPR have the right to access their own personal data.
They can also request a copy of their data, and that their data be updated,
deleted, restricted, or moved to another organization.

Why is GDPR important?

GDPR adds some new requirements regarding how companies should protect individuals'
personal data that they collect and process. It also raises the stakes for
compliance by increasing enforcement and imposing greater fines for breach. Beyond
these facts it's simply the right thing to do. At Berar Finance Collection Agent
App we strongly believe that your data privacy is very important and we already
have solid security and privacy practices in place that go beyond the requirements
of this new regulation.

Individual Data Subject's Rights - Data Access, Portability and Deletion

We are committed to helping our customers meet the data subject rights requirements
of GDPR. Berar Finance Collection Agent App processes or stores all personal data
in fully vetted, DPA compliant vendors. We do store all conversation and personal
data for up to 6 years unless your account is deleted. In which case, we dispose of
all data in accordance with our Terms of Service and Privacy Policy, but we will
not hold it longer than 60 days.

We are aware that if you are working with EU customers, you need to be able to
provide them with the ability to access, update, retrieve and remove personal data.
We got you! We've been set up as self service from the start and have always given
you access to your data and your customers data. Our customer support team is here
for you to answer any questions you might have about working with the API.

Contact Us

Don't hesitate to contact us if you have any questions.

-Via this Address: Avinisha Tower, Abhyankar Marg, Mehadia Square, Dhantoli,
Nagpur, Maharashtra 440012