Loan Annexure Workings

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Case 1

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201288 Raju Maharjan 2077/11/12 44,471,174.00 2078/11/12 41,932,674.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No Valuation No Valuation No Valuation Photocopy No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
Yes No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
Yes Yes Yes No
Remarks: It was found that loanee was witness in the guarantee letter.

Case 2
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201671 MIRA THAPA 2078/03/31 20,031,000.00 2078/04/31 20,031,000.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No Valuation No Valuation No Valuation Photocopy Yes 4,800,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No
Remarks: No thumbprint of loanee in loan agreement.
Photo of guarantor is not kept in the file.
Dristibandhak amount is lower than loan amount.
Case 3
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201683 DHANA KRISHNA MAHARJAN 2078/03/31 9,541,400.00 2079/03/31 9,541,400.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Share+Saving No Valuation No Valuation No Valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No
Remarks: No signature in loan agreement & guarantee letter.
Photo and citizenship of guarantor is not kept in the loan file.

Case 4
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201366 Krishna Prasad Dotel 2078/01/15 4,741,899.00 2079/01/15 4,741,899.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land Yes 12,156,000 Yes Photocopy Yes 2,500,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
Yes No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
Yes No No No
Remarks: Photo of loanee is not kept in the loan file.
Dristibandhak amount is lesser than the loan amount.
Case 5
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201116 MIRA THAPA 2077/04/15 5,767,121.00 2078/04/15 5,767,121.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation Photocopy Yes 4,800,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No Yea No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
Yes No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
Yes No Yes No
Remarks: Photo of guarantor is not kept in the loan file.

Case 6
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201344 SUMAN MAHARJAN 2077/12/30 5,958,041.00 2079/12/30 5,958,041.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Savings+Share No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No
Remarks: Loan agreement has not been signed by the loanee.

Case 7
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201089 Bisweshwor Aacharya 2077/03/28 6,884,775.00 2079/03/28 6,884,775.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Savings+Share No valuation No valuation No valuation No Yes -
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No
Remarks: Loan agreement has not been signed by the loanee.
Dristibandhak amount is 0.

Case 8
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201562 SAMIR ADHIKARI 2078/03/25 14,907,970.00 2079/03/25 14,907,970.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation Photocopy Yes Not clear
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No Business Registration and PAN
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes No No
Remarks: Loan agreement has not been signed by the loanee.

Case 9
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201349 ASTA MAYA MAHARJAN 2077/12/31 8,891,562.00 2079/01/01 8,891,562.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation No Yes 2,950,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No Yes No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No
Remarks: Loan agreement has not been signed by the loanee.
Dristibandhak amount is less than loan amount.

Case 10
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010500106 AMRIT KAPALI 2078/03/11 3,020,548.00 2078/04/22 3,020,548.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Dristibandhak
Type of Collateral FD Amount Adequacy of FD Lalpurja Dristibandhak
and above) Amount
FD NA 3,368,200 Yes NA NA NA
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
NA NA NA No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No

Case 11
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201668 NARESH TANDUKAR 2078/03/31 7,704,228.00 2078/06/31 7,704,228.00 Business Loan
Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land+Saving+Share No valuation No valuation No valuation Photocopy Yes 990,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No
Remarks: Loan agreement has not been signed by the loanee.

Case 12
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201159 LAXMI SHRESTHA 2077/07/03 2,729,390.00 2079/07/03 2,575,070.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Savings+ Share+Land No valuation No valuation No valuation Photocopy Yes 2,000,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No Yes No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
Yes No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
Yes Yes No No
Remarks: Photo of guarantor is not kept in the loan file.
Dristibandhak amount is lesser than the loan amount.
Details regarding savings and share is not kept in loan file.

Case 13
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201392 KANCHHA MAHARJAN 2078/03/08 11,126,652.00 2080/03/08 11,126,652.00 Business Loan
Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land & Building No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
Yes No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No

Case 14
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201217 RATNA MANI PATHAK 2077/08/23 2,552,158.00 2078/08/23 2,552,158.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No
Remarks: Loan agreement is not signed by the loanee.
Case 15
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201546 RAJENDRA MAHARJAN 2078/03/20 4,092,000.00 2080/03/20 4,092,000.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
No No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No Yes No
Remarks: Loan agreement is not signed by the loanee.

Case 16
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010200774 SHREE KRISHNA MAHARJAN 2076/09/29 3,509,302.00 2077/09/29 3,509,302.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Share+Savings+Land No valuation No valuation No valuation Photocopy Yes 2,000,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No Yes No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No
Remarks: Photo of loanee is not kept in the loan file.
Loan agreement is not signed by the loanee.
Case 17
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201297 NARAYAN KRISHNA MAHARJAN 2077/11/20 5,076,397.00 2079/11/20 5,076,397.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Share+Saving No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes No No
Remarks: Loan has been given to chairman of the cooperative.
There is no guarantee letter.

Case 18
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201670 DIL BAHADUR THAPA 2078/03/31 20,038,000.00 2078/04/31 20,038,000.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation Photocopy Yes 4,800,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes No No
Remarks: Loan agreement is not signed by the loanee.
Photo of guarantor is not kept in the loan file.
Dristibandhak amount is less than loan amount.
Case 19
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201359 Bhim kumar Maharjan 2078/01/07 2,585,746.00 2079/01/07 2,585,746.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
No No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No
Remarks: Loan agreement is not signed by the loanee.
Photo of guarantor is not kept in the loan file.
There is no collateral.

Case 20
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201345 A TO Z MULTIPURPOSE PVT LTD 2077/12/30 18,682,454.00 2078/12/30 18,682,454.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Saving+Share+Land No valuation No valuation No valuation Photocopy
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No Business Registration & PAN
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No NA NA No
Remarks: Loan has been given to the company.
Photo of guarantor is not kept in the loan file.
Loan file has not been signed by any person.
Case 21
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010200804 Dharmendra Maharjan 2076/10/24 2,685,892.00 2078/10/24 2,685,892.00 Business Loan
\
Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
Yes No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
Yes Yes No No

Remarks: Photo of guarantor is not kept in the loan file.

Case 22
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201604 PUTALI SEDHAI 2078/03/29 2,831,500.00 2079/03/29 2,831,500.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land+House No valuation No valuation No valuation No Yes 750,000
Field Visit Signature Of LoanSignature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No Yes No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No No No No
Remarks: Loan agreement is not signed by the loanee.
Dristibandhak amount is lesser than the loan amount.
Case 23
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201560 SHANTI MAHARJAN 2078/03/25 2,907,032.00 2079/03/25 2,907,032.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No Valuation No Valuation No Valuation No Yes 2,950,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No Yes No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
Yes No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
Yes Yes Yes No

Case 24
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010200936 Bikash Shrestha 2077/03/07 3,148,000.00 2079/03/07 3,148,000.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Saving+Share No valuation No valuation No valuation No No No
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes No
Remarks: Loan agreement is not signed by the loanee. No
Case 25
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010200770 MAHESH JUNG PANDEY 2076/09/21 3,702,000.00 2078/09/21 3,702,000.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation Photocopy Yes 1,500,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No
Remarks: Dristibandhak amount is less than loan amount.

Case 26
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201309 Dinesh Maharjan 2077/12/02 4,188,286.00 2078/12/02 4,188,286.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation Photocopy Yes 2,500,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No Yes No Yes No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No
Remarks: Loan agreement has not been signed by loanee.
Photo of guarantor is not kept in the loan file.
Dristibandhak amount is less than the loan amount.
Case 27
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201355 Abishek Shrestha 2078/01/06 4,045,600.00 2080/01/06 4,045,600.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Land No valuation No valuation No valuation Photocopy Yes 2,000,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No
Remarks: Dristibandhak amount is less than the loan amount.

Case 28
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
3010201083 Krishna Prasad Dotel 2077/03/28 3,761,367.00 2079/03/28 3,761,367.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
and above) Valuation Amount
Savings+Share No valuation No valuation No valuation Photocopy Yes 2,100,000
Field Visit Signature Of Loan Signature of
Photo of Property Charkilla Signature of Approver
Report File Preparer Checker
No No No No No No
Signature of Witness / Projection of
Family Consent Business Documents
Sakshi Business
No No No No
Signature of Photo of
Citizenship of the Loanee Income Documentation
Guarantor / Jamani Loanee
No Yes Yes No
Remarks: Loan agreement is not signed by the loanee.
Photo of guarantor is not kept in the loan file.
Dristibandhak amount is less than the loan amount.
Case 1
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1878 Thaman Bahadur Hitang 2021.05.02 500,000.00 2022.05.02 453,902.00 Business Loan

Observation: Signature of Loan


Name, Citizenship & Signature &
Signature of Loan Signature of Loan File 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker Approver/Recomma MEMBERSHIP
Jamani Loanee
YES Not Locked No NO NO ned
YES NO
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES No self declared No
Remarks : Lacks Business Document
Management Reply :

Case 2
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1883 Raju pandey 2021.06.30 400,000.00 2022.06.30 222,191.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
No Citizenship YES YES NO NO YES YES
Name & Signature of
Not Locked Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared NO
Remarks :
Management Reply :
Case 3
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1879 Rabi Ratna Ranjitka 2021.06.14 500,000.00 2022.06.14 500,000.00 Home Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES NO YES NO NO NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared NO
Remarks : Photo copy of Lalpurja
Management Reply :

Case 4
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1877 Karna Bahadur Shahi 2021.05.02 500,000.00 2022.05.02 453,902.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES YES NO
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared NO
Remarks : No all Business Document
Management Reply :
Case 5
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1880 Ratna Shova Ranjit 2021.06.14 500000 2022.06.14 370,000.00 Home Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO NO NO
Remarks : Photo Copy of Lalpurja of Guarantor
Management Reply :

Case 6
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1882 Sangam Thapa 2021.06.29 230000 2022.06.29 229,691.00 Home Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared NO
Remarks :
Management Reply :
Case 7
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1885 Rajan Budhathoki 2021.07.04 500000 2023.07.04 493,148.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
Not complete not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO NO NO
Remarks :
Management Reply :

Case 8
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1877 Karna Bahadur Shahi 2021.05.02 500000 2022.05.02 453,902.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES YES NO
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared NO
Remarks :
Management Reply :
Case 9
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1892 Roshan Kumar Yadav 2021.07.20 2,050,000.00 2022.04.20 1,576,388.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO Not in all Not in all YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared NO
Remarks :
Management Reply :

Case 10
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1889 Ramila Raut 2021.07.09 4,000,000.00 2023.07.09 331,999.00 Housing Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared YES
Remarks :
Management Reply :
Case 11
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1888 Gyanta Adhikari 2021.07.07 550,000.00 2023.07.07 550,000.00 Housing Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO YES NO
Remarks :
Management Reply :

Case 12
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1316 Gyanta Adhikari 2018.06.14 930,000.00 2022.07.14 543,635.00 Housing Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO Not in all Not in all YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO YES NO
Remarks : 1857 account numb
er is missing
Management Reply :
Case 13
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1910 Bishnu Kumar Shrestha 2021.08.10 200,000.00 2022.08.10 196,685.00 Housing Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO NO NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES NO NO
Remarks :
Management Reply :

Case 14
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1870 Nischal Kumar Lama 2021.04.19 500,000.00 2022.04.19 259,447.00 Housing Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO NO YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO YES NO
Remarks :
Management Reply :
Case 15
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1868 Komal Thapa 2021.04.19 300,000.00 2022.04.19 299,800.00 House Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES YES NO
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declared NO
Remarks :
Management Reply :

Case 16
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1919 Suichchha Ghimire 2021.08.17 235,000.00 2023.02.17 156,763.00 House Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO Not in all Not in all YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO YES NO
Remarks : date is not up to date
Management Reply :
Case 17
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1923 Radhe Shyam Duwal 2021.08.19 250,000.00 2022.02.19 147,515.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS FOF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO Not in all Not in all YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
Not Sign YES YES NO YES NO
Remarks :
Management Reply :

Case 18
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1896 Sudip Dotel 2021.07.23 500,000.00 2022.07.23 430,970.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO YES Not all
Remarks : Not all Business Document
Management Reply :
Case 19
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1743 Binod Chudal 2020.08.13 560,593.00 2022.08.16 461,859.00 House Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
Not sign not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Delcare Not both photo
Remarks : No Application Form of Rs 60593
Management Reply :

Case 20
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1839 Harisaran Dangol 2021.03.01 240,000.00 2022.03.01 240,000.00 House Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
Not sign, citizenship in all not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Declear NO
Remarks :
Management Reply :
Case 21
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1956 Gayatri Lamichhane 2021.10.25 3,500,000.00 2023.10.25 1,911,096.00 Housing loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES not locked YES NA NA NA YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Declear NO
Remarks : No loan applicatio form of rs 3500000
Management Reply :

Case 22
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1953 Manohara Mainali 2021.10.06 300,000.00 2024.10.06 275,939.00 House Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
NO sign not locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES NO NO Self Declear NO
Remarks :
Management Reply :
Case 23
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1968 Manohara Mainali 2021.11.14 1,500,000.00 2022.06.14 1,500,000.00 Housing Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
No Sign not locked YES NO NO NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES NO NO Self Declear NO
Remarks :
Management Reply :

Case 24
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1805 Khemraj Pokharel 2021.01.19 1,000,000.00 2022.01.19 1,000,000.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
No Citizenship not locked YES NO NO YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Declear NO
Remarks : No Guarantee amount , not all business document
Management Reply :
Case 25
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1908 Rajan Prasad Mainali 2021.08.06 1,500,000.00 2022.08.06 1,492,885.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
NO not locked YES NO NO NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Declear NA
Remarks : Not all Business Document, No Gurantee amount
Management Reply :

Case 26
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1955 Damail Si Bal 2021.10.22 1,000,000.00 2022.04.22 1,000,000.00 Housing Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
No Sign not locked YES NO NO YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES NO NO NO Self Declear NO
Remarks :
Management Reply :
Case 27
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1963 Uttam Kumar Pathak 2021.11.03 1,000,000.00 2022.11.03 1,000,000.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
NO not locked YES NO NO YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Declear NO
Remarks :
Management Reply :

Case 28
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1262 Posindar Das Tatma 2018.05.30 2,242,017.00 2022.02.28 1,333,847.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver APPROVAL
Jamani Loanee
Not citizenship Not Locked YES NO YES YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Decleared NO
Remarks : Not Gurantor amount
Management Reply :
Case 29
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1285 Chitra Bdr. Dahal 2018.05.31 2,856,787.00 2023.07.31 1,914,344.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
Only Name Not Locked YES NO NO NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Decleared NO
Remarks :
Management Reply :

Case 30
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1328 Prabin Kumar Bohora 2018.07.02 481,087.00 2022.04.02 427,982.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
YES Not Locked YES NO YES Not YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO self declaredd YES
Remarks : No Loan applicati form of rs 417000
Management Reply :
Case 31
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1321 Anit Adhikari 2018.06.21 1,616,555.00 2022.07.02 1,316,049.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
No sign and Citizenship Not Locked YES NO NO NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES NO YES NO Self Decleared Not all
Remarks :loanee has mention his name in Gurantor
Management Reply :

Case 32
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1320 Yamuna Adhikari 2018.06.21 1,624,585.00 2022.07.02 1,316,049.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
No Citizenship Not Locked YES NO YES NO YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
YES YES YES NO Self Decleared YES
Remarks : Guranteed amount not enough
Management Reply :
Case 33
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1395 Gateway Academy 2018.09.17 4,266,979.00 2022.01.17 1,751,534.00 Business Loan

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan 3 MONTHS OF
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver MEMBERSHIP
Jamani Loanee
Not Sign in all Not Locked YES NO NO YES YES
Name & Signature of
Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness
NO NA NA NA NO YES
Remarks : No income Statement and Company is in loss
Management Reply :

Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type

Observation:
Name, Citizenship & Signature &
Signature of Loan Signature of Loan Signature of Loan
Signature of Guarantor / Sufficiency of Guarantee Amount Thumb of
File Preparer File Checker File Approver
Jamani Loanee

Name & Signature of


Citizenship of the Loanee Photo of Loanee Family Consent Income DocumentatioPhoto of guarantor
Witness

Remarks :
Management Reply :
Case 1
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1757 Bekha lal Shrestha 2020.10.15 10,000,000.00 2022.10.15 65,808.00 Land Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 26,352,000 YES YES YES 10,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 Month of
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver Membership ?
YES YES NO NO YES YES No
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
2 Witness/YES NO

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO YES YES YES NO


Remarks :
Management Reply :

Case 2
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1939 Sita Bhattarai 2021.09.20 36820239 2022.03.20 35,951,730.00 Land Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 40,346,880 YES YES YES 30,000,000
Signature of Loan File Signature of Loan File Signature of Loan
Photo of Property Charkilla Field Visit Report 3 month of membership
Preparer Checker File Approver
YES YES NO NO NO NO NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES YES NO


Remarks :
Management Reply :
Case 3
Account No Customer Name Opening Date Granted Principal Maturity Date Loan Balance Loan Type
1966 Arjun Prasad Shiwakoti 2021.11.12 9,000,000.00 2023.11.12 9,000,000.00 Land Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land and Building YES 17,293,000 YES YES YES 9,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTH OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO NO NO NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES YES YES NO


Remarks:
Management Reply :

Case 4
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1971 Salikram Pudasaini 2021.11.22 5,000,000.00 2022.11.22 5,000,000.00 Land Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 9,555,000.00 YES YES YES 9,500,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTH OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO Not in all Not in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

Not sign in all YES YES YES NO


Remarks :
Management Reply :
Case 5
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
Ambika Adhikari 2078.10.09 15,000,000.00 2080.10.09 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 18,624,000 YES YES YES 15,000,000
Signature of Loan File Signature of Loan File
Photo of Property Charkilla Field Visit Report Signature of Loan File Approver
Preparer Checker
YES YES NO NO NO NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Not all Document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES NO NA
Remarks : No account number in file
Management Reply :

Case 6
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1684 Samjhana Dhungana 2020.02.17 20,000,000.00 2022.02.17 468,963.00 Land Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 15,189,399 NO YES YES 15,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO Not in all NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

not update all/Not sign YES YES YES NO


Remarks : Granted loan not equal with File and Ledger report post as a file, Not signed by tin puste, Double Loan, Name is different in Lalpurja and other fillup document,Property owner and name of
lalpurja owner is different
Management Reply :
Case 7
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1045 Mukunda Karki 2017.08.27 2,689,569.00 2022.08.27 2,310,142.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO NO YES YES 2,900,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTH OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver APROVAL
NO NO NO NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO YES YES YES NO


Remarks : Multiple loan, NO date written in loan firm
Management Reply :

Case 8
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1115 Uttam Raj Bhandari 2017.12.12 same 5,995,884.00 2022.04.12 5,516,924.00 home loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NA NA YES YES 4,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO Not in all Not in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

Not in all YES YES Self Declare NO

Remarks : 1117 Account no doesnot matches with Summary account number and Amount Figure is mistaken in Pratigha Patra and date is not updated in loan application firm

Management Reply :
Case 9
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1115/1116 Uttam Raj Bhandari 2017.12.12 same 8,129,856.00 2022.10.12 7,808,360.00 Land loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NA NA YES YES 4,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO Not in all Not in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

Not in all YES YES Self Declare NO


Remarks : 1117 Account no doesnot matches with Summary account number and Amount Figure is mistaken in Pratigha Patra and date is not updated in loan application firm
Management Reply :

Case 10
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1556 Bhim Prasad Paudel 2019.07.16 6,751,384.00 2022.10.16 6,598,672.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NA NA YES YES 1,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Nat all Document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES Self Declare NO


Remarks : Many Loan
Management Reply :
Case 11
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1766 Mukunda Karki 2017.08.27 3,074,356.00 2022.08.27 2,738,227.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO YES YES YES 2,900,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO YES YES YES NO


Remarks :
Management Reply :

Case 12
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1065 Shiva Pd. Neupane 2017.09.20 34,263,803.00 2022.01.20 33,763,801.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO NO YES YES 1,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Not all document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO YES YES Self Declear NO


Remarks :
Management Reply :
Case 13
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1931 Nitu Shrestha 2021.09.02 47,612,871.00 2022.09.02 47,612,871.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 41,748,480 NO YES YES NO
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES NO Not in all


Remarks : Date is not updated and no Sign in loan application firm
Management Reply :

Case 14
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1909 Chabi Raman Niraula 2021.08.08 10,265,368.00 2022.02.08 9,999,028.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NO NO NO NO NO NO
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NO NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES but not both sign YES NO Self Declear NO


Remarks :
Management Reply :
Case 15
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1902 Pramod Basnet 2021.07.27 10,000,000.00 2023.07.27 10,000,000.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 4,435,000 NO YES YES 2,450,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO NO Not all NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES NO Self Declear


Remarks : Loan Double, some application firm has no Sign
Management Reply :

Case 16
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1842 Raj Kumar Koirala 2021.03.07 11,015,000.00 2026.03.07 9,978,446.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 9,088,000 NO YES YES 10,000,000
Signature of Loan File Signature of Loan File
Photo of Property Charkilla Field Visit Report Signature of Loan File Approver
Preparer Checker
YES YES NO NO YES YES
Projection of Business Documents ( Registration, PAN, MOA
YES Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES NO Self Declear NA


Remarks :
Management Reply :
Case 17
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
501 Yadav Raj Ghimire 2015.03.11 5,986,048.00 2020.02.05 5,776,064.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NA NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NA NO Registration, PAN, AOA,MOA, Share Lagat YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES not citizenship YES NA Self Declear NO


Remarks : Not update Financial
Management Reply :

Case 18
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1890 Gore Tamang 2021.07.15 12,317,056.00 2024.08.15 12,113,905.00 Business loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO NA YES NO NO
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO Not in all Not in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO OLD Document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES Self Declear NA


Remarks : No sign of Sakshi in Tamashuk
Management Reply :
Case 19
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1958 Munu Tamang 2021.10.26 1,000,000.00 2021.12.28 1,000,000.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO NA YES NO NO
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO NO YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA NO

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES Self Declear NA


Remarks : Account Number mistaken
Management Reply :

Case 20
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1616 Dipak Raj Aryal 2019.11.21 6,566,784.00 2021.12.21 6,566,784.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO NO YES YES 4,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO CITIZENSHIP YES YES YES NO


Remarks : Mixture of Mortgage and Guarantee, No sign of Sakshi
Management Reply :
Case 21
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1622 Shambhu Kumar Karki 2019.11.26 8,620,556.00 2023.11.26 8,261,820.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land/ Building YES 6,076,000 NO Photocopy NO NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES NO NO NO NO in all NOT in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES YES NA


Remarks :
Management Reply :

Case 22
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1641 Kalpana Dhakal Poudel 2019.12.25 5,344,258.00 2022.02.25 5,320,397.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 7,088,640 YES YES YES 4,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES NO NO NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES YES NA


Remarks : Shaksi no name and sign
Management Reply :
Case 23
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1666 Janaki Rajbhandari 2020.01.29 10,105,744.00 2023.03.29 9,707,367.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land/ Building YES 7,988,000 NO PHOTOCOPY NO NA
Signature of Loan File Signature of Loan File Signature of Loan File 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker Approver MEMBERSHIP
YES YES YES YES NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES YES NA


Remarks :
Management Reply :

Case 24
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1692 Radha Kadariya 2020.02.25 7,000,000.00 2022.02.25 6,995,205.00 Home Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NA NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES NO YES NO


Remarks :
Management Reply :
Case 25
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1705 Sanu Kanchha Shrestha 2020.03.15 7,910,388.00 2025.03.15 7,827,900.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land and Building YES 7,368,000 NO YES YES 4,950,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO Not in all Not in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES YES NO


Remarks :
Management Reply :

Case 26
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1703 Khagendra Budhamager 2020.03.11 142,301,748.00 2025.09.11 142,301,748.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 48,868,000 NO YES YES 55,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO Not in all Not in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO FS YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

No Sign YES but not clear YES YES NO


Remarks : Tamashuk of Rs 20000000 is not in file
Management Reply :
Case 27
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1922 Usha Bishta 2021.08.19 1,500,000.00 2025.08.19 1,405,389.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 1,442,448 YES YES YES 900,000
Signature of Loan File Signature of Loan File
Photo of Property Charkilla Field Visit Report Signature of Loan File Approver
Preparer Checker
NO YES NO NO NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NA YES YES YES NO


Remarks :
Management Reply :

Case 28
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1972 Yadu Shankhar B.K 2021.11.22 1,000,000.00 2022.05.22 1,000,000.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 2,170,000 YES YES YES 1,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO NO NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES NO Self Declare NO


Remarks :
Management Reply :
Case 29
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1973 Netra Prasad Dhamala 2021.11.23 1,000,000.00 2022.05.23 519,569.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 2,170,000 YES YES YES 1,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO NO NO YES NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES YRS Self Declare NO


Remarks : 2 people has taken loan by same Collateral ,
Management Reply :

Case 30
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1995 Amrit Aryal 2022.01.07 2,000,000.00 2023.01.07 1,955,658.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NO NA NA Photocopy NO NO
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NA NA NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani
NO NO YES Self Declear NA
Remarks : Account Number is mistake
Management Reply :
Case 31
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1749 Ranjita Shrestha 2020.09.10 1,629,772.00 2022.10.10 1,629,772.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver APROVAL
NO NO NO NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES YES Self Declear NO


Remarks :
Management Reply :

Case 32
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1802 Kamalesh Khadka 2021.01.13 2,650,000.00 2022.01.13 2,584,848.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Not all YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO NO YES Self Declear NA


Remarks :
Management Reply :
Case 33
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1833 Navina Bajgain 2021.02.18 3,500,000.00 2022.11.18 3,484,792.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Fixed Deposit NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NA NA NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES NO YES NO


Remarks :FD deposit not Found
Management Reply :

Case 34
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1874 Jayanti Nepal 2021.04.27 1,500,000.00 2023.04.27 1,500,000.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land YES 7,868,762 YES Photocopy NO NO
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
YES YES NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

Not citizenship both YES YES Self Declear NO


Remarks :
Management Reply :
Case 35
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1936 Hari Prasad Lamsal 2021.09.13 1,710,000.00 2022.04.23 1,500,000.00 FD againest

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Fixed Deposit NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO NO NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

FD YES NO Self Declear NO


Remarks :
Management Reply :

Case 36
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1680 Haribansa Kadariya 2020.02.09 4,446,831.00 2022.03.09 4,314,912.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO NO Photocopy NO NO
Signature of Loan File Signature of Loan File Signature of Loan 3 months of
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO YES YES NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Not all YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

No Sign YES NO Self Declear YES


Remarks :
Management Reply :
Case 37
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1575 Rama Nath Shrestha 2019.09.10 2,266,468.00 2023.12.10 2,094,803.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NA NA NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO NO NO Self Declear NO
Remarks : No Document in File
Management Reply :

Case 38
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1853 Rama Nath Shrestha 2021.03.19 3,000,000.00 2024.06.19 3,000,000.00 Housing Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NA NA NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

NO NO NO Self Declear NO
NO
Management Reply :
Case 39
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1120 Nirmala Devi Neupane 2017.12.15 5,678,777.00 2022.07.15 3,768,951.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land and Building YES 7,924,000 YES YES 4,000,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO YES YES NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES YES NO Not all Document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES but not clear YES Self Declear YES


Remarks :
Management Reply :

Case 40
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1186 Gori Maya Tamang 2018.03.07 2,733,743.00 2022.09.07 1,200,000.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land and Building YES 8,038,395 YES YES YES 3,900,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO YES YES NO
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA Not all Document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES YES Self Declear YES


Remarks :
Management Reply :
Case 41
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1195 Lochanhari Prasain 2018.03.21 2,550,000.00 2022.09.21 2,455,422.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO YES YES YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Not all Document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

Not in all YES YES Self Declear YES


Remarks : Not Gurantee amount
Management Reply :

Case 42
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1283 Saraswati Kumari Chaudhari 2018.05.30 1,860,000.00 2022.06.30 1,136,909.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
Land NO NO NA YES YES 1,500,000
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NO NO NO NO Not in all Not in all YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO NO YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES YES Self Declear YES


Remarks :
Management Reply :
Case 43
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1296 Manamohan Shrestha 2018.06.01 2,700,000.00 2023.11.14 2,692,283.00 FD Againest

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
FD NA NA YES NA NO NO
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO YES NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NA NA YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

self YES YES Self Declear YES


Remarks : no Sakshi
Management Reply :
Case 44
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1404 Kamal Prasad Pokharel 2018.09.28 1,561,050.00 2022.12.28 1,369,896.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO YRS NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Not all document YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES YES Self Declear YES


Remarks :
Management Reply :

CASE 45
Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type
1405 Saroj Pokharel 2018.09.28 1,456,199.00 2022.12.28 1,264,996.00 Business Loan

Observation:
Engineering Valuation(for 10 Lakhs and
Type of Collateral Distress Value Adequacy of Valuation Original Lalpurja ? Dristibandhak Dristibandhak Amount
above)
NO NA NA NA NA NA NA
Signature of Loan File Signature of Loan File Signature of Loan 3 MONTHS OF
Photo of Property Charkilla Field Visit Report
Preparer Checker File Approver MEMBERSHIP
NA NA NA NO YES NO YES
Projection of Business Documents ( Registration, PAN, MOA
Tamashuk Family Consent Signature & Thumb of Loanee
Business & AOA and Latest Audited Financials)
YES NO NO Not all documents YES

Name, Citizenship & Signature


Citizenship of the Loanee Photo of Loanee Income Documentation Photo of guarantor
of Guarantor / Jamani

YES YES YES Self Declear YES


Remarks :
Management Reply :
No Yellow shading on non compliance on Mortgage after case 12

Also Print Preview to be arranged so that 2 cases could be printed in a Landscape page
Replace Sakshi with Tamashuk
dhan jamani ?
ONLY AMOUNT MAINSEN
granted amount more than tamshuk amount ?

Figure in Loan Application and Tamasuk must be equal


1,516,000.00 1600000
7,000,000.00 1500000
320,000.00
1,500,000.00
1,600,000.00
11,936,000.00

10105744
280715.1 6,737,162.67
CASE -- 1

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

695 HPLV-00132 2074/12/29 2,560,300.00 2076/12/29 2,496,000.00 Hire Purchase Loan

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative

Yes 1,600,000 Not renewed No No Yes Yes

Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer

No No No Yes Yes Yes No

Remarks: There is no thumb print of loanee in tamashuk.

Branch Loan

CASE -- 2

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

3012000097 Krishna pokharel 2077/03/02 1,465,000.00 2078/03/02 1,465,000.00 Hire Purchase Loan

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative
No Document In
Not Available No No No No No
the file
Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer
Yes Yes Yes No No No No

Remarks: Most of forms in the loan file are incomplete and unsigned(no thumb print).

CASE -- 3

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

3012000106 DEPENDRA POKHAREL 2077/03/15 2,230,000.00 2078/03/15 2,230,000.00 Hire Purchase Loan

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative
No Document In
Not Available No No No No No
the file
Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer

Yes Yes No No No No No

Remarks: Most of the forms in the loan file are incomplete and unsigned(no thumb print), no documents related to vehicle has been kept in
the file.
CASE -- 4

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

3012000107 DEPENDRA POKHAREL 2077/03/15 2,152,000.00 2078/03/15 2,152,000.00 Hire Purchase Loan

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative
No Document In
Not Available No No No No No
the file

Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer

Yes Yes No No No No No

Remarks: Most of the forms in the loan file are incomplete and unsigned(no thumb print), no documents related to vehicle has been kept in
the file.

CASE -- 5

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

3012000108 DEPENDRA POKHAREL 2077/03/15 2,020,000.00 2078/03/15 2,020,000.00 Hire Purchase Loan

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative
No Document In
Not Available No No No No No
the file
Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer

Yes Yes No No No No No

Remarks: Most of the forms in the loan file are incomplete and unsigned(no thumb print), no documents related to vehicle has been kept in
the file.

CASE -- 6

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

3012000085 JAY RAM POKHAREL 2076/03/30 2,045,000.00 2077/03/30 2,036,008.00 Hire Purchase Loan

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative
No Document In
Not Available No No No No Yes
the file
Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer
Yes Yes Yes No No No No
CASE -- 7

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

DEV KRISHNA
3012000109 2077/03/24 3,548,000.00 2078/03/24 3,548,000.00 Hire Purchase
MAHARJAN

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative
No Document In
Not Available No No No Yes Yes
the file
Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer

Yes Yes No Yes Yes Yes No

Remarks: Documents related to vehicle has not been kept in the loan file.

CASE -- 8

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

3012000095 AANANDA RAJ THALA 2076/08/29 1,410,000.00 2077/08/29 1,407,896.00 Hire Purchase Loan

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative

No Document In
Not Available No No No No No
the file

Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer

Yes Yes Yes No No No No

Remarks: Documents related to vehicle has not been kept in the loan file.

CASE -- 9

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

LILA PRASAD
3012000099 2077/03/02 2,155,000.00 2078/03/02 2,155,000.00 Hire Purchase Loan
ADHIKARI

Observation:
Vehicle in Extra key of
Value of Vehicle/Purchase Citizenship of the
Cooperative's Insurance Photo of Vehicle vehicle with Photo of Loanee
Price Loanee
Name Cooperative

No Document In
Not Available No No No No No
the file

Signature Of
Signature of Signature of Family Signature of Income
Loan File Signature of Checker
Approver Witness / Sakshi Consent Guarantor / Jamani Documentation
Preparer
Yes Yes Yes No No No No

Remarks: Most of the forms in the loan file are incomplete and unsigned(no thumb print), no documents related to vehicle has been kept in
the file.
Branch Loan
CASE -- 1

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

Personal Loan
3011800342 Keshab Lal Shrestha 2076/03/30 3,770,000.00 2077/03/30 3,756,859.00

Observation:

Engineering Valuation(for 10 Adequacy of Dristibandhak


Type of Collateral Distress Value Lalpurja Dristibandhak
Lakhs and above) Valuation Amount

Rajinama
Land No No Valuation No Valuation No No
Patra

Signature Of
Field Visit Signature of
Photo of Property Charkilla Loan File Signature of Approver
Report Checker
Preparer

No No No Yes Yes Yes

Signature of Witness / Projection of


Family Consent Business Documents
Sakshi Business

No No No No

Signature of Guarantor / Photo of


Citizenship of the Loanee Income Documentation
Jamani Loanee

No Yes No
No
Remarks: Most of the documents in the loan form are incomplet and not signed(No Thumb Print).

CASE -- 2

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

Personal Loan
3011800436 BIDHYA DEVI AMATYA 2077/03/29 2,079,000.00 2078/03/29 2,070,823.00

Observation:
Engineering Valuation(for 10 Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
Lakhs and above) Valuation Amount

Land No No Valuation No Valuation Original No No

Signature Of
Field Visit Signature of
Photo of Property Charkilla Loan File Signature of Approver
Report Checker
Preparer

No No No Yes Yes Yes

Signature of Witness / Projection of


Family Consent Business Documents
Sakshi Business

No No No No

Signature of Guarantor / Photo of


Citizenship of the Loanee Income Documentation
Jamani Loanee

Yes(but no thumb print) No No No


CASE -- 3

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

Personal Loan
3011800440 HIRA KAJI MAHARJAN 2077/03/30 6,887,000.00 2078/03/30 6,887,000.00

Observation:
Engineering Valuation(for 10 Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
Lakhs and above) Valuation Amount

Not mentioned No No Valuation No Valuation No No No

Signature Of
Field Visit Signature of
Photo of Property Charkilla Loan File Signature of Approver
Report Checker
Preparer

No No No Yes Yes Yes

Signature of Witness / Projection of


Family Consent Business Documents
Sakshi Business

No No No No

Signature of Guarantor / Photo of


Citizenship of the Loanee Income Documentation
Jamani Loanee

No No No
No
Remarks: Most of the documents in the loan form are incomplet and not signed(No Thumb Print).

CASE -- 4

Account No Customer Name Opening Date Granted Principal Maturity Loan Balance Loan Type

JANATA PRASHARAN Personal loan


3011800441 TATHA PRAKASHAN 2077/03/31 3,509,000.00 2078/03/31 3,509,000.00
LIMITED

Observation:
Engineering Valuation(for 10 Adequacy of Dristibandhak
Type of Collateral Distress Value Lalpurja Dristibandhak
Lakhs and above) Valuation Amount

Not mentioned No No Valuation No Valuation No No No

Signature Of
Field Visit Signature of
Photo of Property Charkilla Loan File Signature of Approver
Report Checker
Preparer

No No No Yes No No

Signature of Witness / Projection of


Family Consent Business Documents
Sakshi Business

No No No No

Signature of Guarantor / Photo of


Citizenship of the Loanee Income Documentation
Jamani Loanee

No No No No

Remarks: Most of the documents in the loan form are incomplet and not signed(No Thumb Print).

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