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    Asuransi Lingkungan

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    Patrari Jaya Utama
    The document discusses online training about environmental insurance. It introduces the topic of environmental issues caused by rapid industrial growth and the need for companies to budget large sums of money to remediate environmental damage. It explains that environmental insurance functions similarly to general insurance by transferring risk from companies to insurance agencies. This helps control moral and physical hazards by giving all parties incentives to minimize environmental losses. The training will provide more details on the importance of environmental insurance, existing regulations and mechanisms, and its implementation in Indonesia.

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    Asuransi Lingkungan

    Uploaded by

    Patrari Jaya Utama
    42 views1 page
    The document discusses online training about environmental insurance. It introduces the topic of environmental issues caused by rapid industrial growth and the need for companies to budget large sums of money to remediate environmental damage. It explains that environmental insurance functions similarly to general insurance by transferring risk from companies to insurance agencies. This helps control moral and physical hazards by giving all parties incentives to minimize environmental losses. The training will provide more details on the importance of environmental insurance, existing regulations and mechanisms, and its implementation in Indonesia.

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    Contact Us : bit.ly/infopatrarijaya

    Original Title

    ASURANSI LINGKUNGAN

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    The document discusses online training about environmental insurance. It introduces the topic of environmental issues caused by rapid industrial growth and the need for companies to budget large sums of money to remediate environmental damage. It explains that environmental insurance functions similarly to general insurance by transferring risk from companies to insurance agencies. This helps control moral and physical hazards by giving all parties incentives to minimize environmental losses. The training will provide more details on the importance of environmental insurance, existing regulations and mechanisms, and its implementation in Indonesia.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    42 views1 page

    Asuransi Lingkungan

    Uploaded by

    Patrari Jaya Utama
    The document discusses online training about environmental insurance. It introduces the topic of environmental issues caused by rapid industrial growth and the need for companies to budget large sums of money to remediate environmental damage. It explains that environmental insurance functions similarly to general insurance by transferring risk from companies to insurance agencies. This helps control moral and physical hazards by giving all parties incentives to minimize environmental losses. The training will provide more details on the importance of environmental insurance, existing regulations and mechanisms, and its implementation in Indonesia.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    Online Training

    ASURANSI LINGKUNGAN

    PENDAHULUAN MATERI
    Perkembangan bidang industri yang meningkat 1. Pendahuluan : Isu masalah lingkungan
    dengan pesat mengakibatkan timbulnya hidup karena adanya ekploitasi
    pencemaran dan atau perusakan terhadap sumberdaya alam
    lingkungan hidup yang akhirnya sangat merugikan 2. ……………….
    bagi lingkungan dan masyarakat. Terjadinya
    pencemaran dan/atau perusakan lingkungan
    hidup memerlukan biaya atau dana pemulihan KONTAK
    yang cukup besar, terkadang pihak pelaku usaha bit.ly/infopatrarijaya
    tidak mencadangkannya. Kerugian yang
    diakibatkan eksploitasi lingkungan oleh
    perusahaaan ataupun industri menyebabkan
    kerugian yang cukup besar, baik secara langsung
    maupun tidak langsung ataupun perlahan-lahan.
    Seiring dengan semakin tingginya resiko
    kerusakan alam maupun tingginya bahaya limbah
    yang dihasilkan oleh industri saat ini, semakin
    gencar pula lembaga pemerhati lingkungan
    menyerukan isu Go Green. Perusahaan harus
    menyediakan dana yang cukup besar atau tidak
    sedikit untuk menanggulangi kerusakan yang
    diakibatkan oleh kegiatan industri perusahaan
    tersebut. Untuk hal ini diperlukan mekanisme jasa
    asuransi sebagai lembaga yang mampu berperan
    mengalihkan jaminan pemenuhan risiko dari yang
    ditimbulkan tersebut untuk melakukan
    pengelolaan risiko lingkungan hidup.
    Asuransi lingkungan pada dasarnya sama dengan
    asuransi umumnya yaitu pengalihan resiko
    perusahaan ke jasa asuransi. Pada prinsipnya,
    keberadaan asuransi lingkungan dapat berfungsi
    sebagai upaya untuk mengontrol physical hazard,
    moral hazard, dan morale hazard karena setiap
    pihak yang terlibat dalam perjanjian ini memiliki
    kepentingan untuk mengontrol kinerja pihak lain
    guna mengurangi kemungkinan terjadinya
    kerugian lingkungan. Dengan begitu, beban
    pemerintah untuk mengawasi ketaatan
    penanggung jawab usaha juga turut berkurang,
    karena dibantu oleh perusahaan asuransi.
    Dampak komulatifnya adalah meningkatnya
    kinerja perlindungan dan pengelolaan lingkungan
    hidup. Pelatihan ini akan membahas lebih dalam
    tentang pentingnya asuransi lingkungan, aturan,
    mekanismenya yang sudah ada serta
    implementasinya di Indonesia.

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