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Group Assignment B&F

This document provides instructions for a group assignment on banking and finance. It is due on April 15, 2022. The assignment is worth 55% of the total grade and includes a written report worth 35% and an oral presentation worth 20%. Students must complete the assignment in groups. The written report must be at least 15 pages and follow standard formatting guidelines. It must address various issues related to deposit products and a case study involving a loan application. Students are advised about penalties for late submission.

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117 views4 pages

Group Assignment B&F

This document provides instructions for a group assignment on banking and finance. It is due on April 15, 2022. The assignment is worth 55% of the total grade and includes a written report worth 35% and an oral presentation worth 20%. Students must complete the assignment in groups. The written report must be at least 15 pages and follow standard formatting guidelines. It must address various issues related to deposit products and a case study involving a loan application. Students are advised about penalties for late submission.

Uploaded by

min xin
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOC, PDF, TXT or read online on Scribd
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COURSEWORK / GROUP ASSIGNMENT

Module Code : MPU 3312 (VU)


Module Title : BANKING AND FINANCE
Semester : February 2022 to June 2022
Due Date : 15 April 2022 ( Group A, B & C)
Lecturer : John Ng Tuan Peng

INSTRUCTIONS

1. There are 3 pages in this assignment including the cover page.


2. This Group Assignment will contribute 55% to your final grade. (35% Written
Report and 20% Oral Presentation)
3. This Assignment must be completed in groups. The written report is to be submitted in
soft copy on the due date of the Assignment. A 10 minutes oral presentation together
with the necessary soft copy of the power point presentation slides must be submitted
on the due date. (10 slides 10min)
4. The written report is to have a minimum of 15 pages . (Does not include Cover
page, acknowledgement, table of content, appendix and reference)
5. All coursework must be typewritten with font type Times New Roman sized 12 and 1.5
line spacing.
6. References must be acknowledged accordingly.
7. Plagiarism will result in the assignment being marked FAIL.

IMPORTANT

Coursework must be submitted on their due dates. If it is submitted after its due date, the following
penalty will be imposed:-
● One to two days late 20% deducted from the total Coursework marks.
● Three to five days late 40% deducted from the total Coursework marks.
● More than five days late Assignment will not be marked.

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ASSIGNMENT QUESTION

PART ONE
1) Your group is required to choose ONE DEPOSIT product from the following:-

i)Savings Account
ii)Current Account
iii)Fixed Deposit Account

In your paper you are to address the following issues:-


a)What are its product features? You are to clearly specify what are the criteria involved in
the placement/opening of this product with the Bank that you have selected. In your
presentation, you have to state the comparative advantages that the bank possesses if
compared to its competitors? (3.5 marks)
b) What are the interest rates quoted for this products Is the Bank offering a single tier or
multi- tier interest rates for this product? What is the minimum amount to be deposited to
enjoy the interest rates and is there any minimum period imposed? (3.5 marks)
c) How does your group rate the Bank’s customer service and after sales service with
regards to the product that your group have chosen? How can the Bank’s customer service
and after sales service be further improved? (3.5 marks)
d)What preventive or security measures (no KYC) would your group recommend to the
bank in order to ensure that the deposit product that your group have selected is not used by
the customer for the purposes of fraud or money laundering ? (3.5 marks)
e) What strategies would your group recommend to the Branch Manager of the bank that
your group have selected in order to increase its branch’s deposits? (3.5 marks)
f) What are the business sectors that your group would recommend to the Branch Managers
to focus in his lending due to the current Covid 19 global pandemic that is affecting the
Malaysian banking industry? Provide reasons for your recommendations. (3.5 marks)

PART TWO

CASE No:1

Datuk Boh Hong is presently enjoying a term loan facility of RM470,000-00 from Triple Ace
Bank Bhd. He has now applied for an additional overdraft facility of RM1.2 million.
Ms Liang Looi is the credit officer processing the application for Datuk Boh Hong.
On her 26th birthday on 5 February 2000, Datuk Boh Hong presented Ms Liang Looi with a
24 carat gold bracelet and a birthday card printed with the following words:-

“To my most beautiful and efficient banker, Ms Liang Looi,

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This little gift is given to you in appreciation for all the help and
charming attention that you have given my staff and me over
the years. I have always looked forward to that delightful

smile of yours every time I am in the bank. You are indeed God’s gift to all bank customers in
Malaysia.

Sincerely Yours,

Datuk Boh Hong

P/S I look forward to your favourable recommendation for my revolving credit facility.
It is rather urgent. Thanking You in advance.

Ms Liang Looi was estatic over the gift. However, Hup Choe, her colleague has strongly
advised Ms Liang Looi to return the gift.

Ms Liang Looi is now confused. Advise her.

Your group has to address the following issues:-


(section 115)

a) What is your group’s advice to Ms Liang Looi? Provide reasons to support your
answers (3.5
marks)
b) If Datuk Boh Hong did not present Ms Liang Looi a 24 carat gold bracelet, but instead
bought her a sumptuous lunch or dinner, what would be your group’s
recommendations ? Provide reasons to support your recommendation.
(3.5 marks)
c) If the CCRIS check on Datuk Boh Hong had shown that he had issued cheques from
Harimau Bank Bhd which were subsequently returned due to technical reasons ( eg: post
dated, words and figures differ, signature not according to specimen), what would be
your group’s recommendations. (3.5
marks)
d) What form of security or collateral would Triple Ace Bank Bhd request from Datuk Boh
Hong in order to protect its interest pertaining to the additional overdraft facility of RM
1.2 million? (3.5
marks)

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