9F10:

Table A.30—Issuer Application Data for M/Chip Select 4

Data Element Length
Key Derivation Index 1
Cryptogram Version Number 1
Card Verification Results 6
DAC/ICC Dynamic Number 2 Bytes 2
Plaintext/Encrypted Counters 8

Table A.31—Issuer Application Data for M/Chip Lite 4

Data Element Length
Key Derivation Index 1
Cryptogram Version Number 1
Card Verification Results 6
DAC 2
Plaintext/Encrypted Counters 8

Samples:
0110A00003240000000000000000000000FF
0110A00003240300000000000000000000FF

Tag 9F10 Split:

01 🡺 key derivation index

10 🡺 Crypto version number (CVN) 10= MC proprietary without AC, 11=same with AC

Card Verification results = A000032403

Byte 1 A0 🡺 10100000

10= 2nd Generate AC not requested

10 = 1st Generate AC = ARQC
0 = RFU
0 = Offline pin generation not performed
0 = Offline Encrytped pin verification not performed
0 = Offline pin verification not successful

Byte 2 00 🡺 000000000

0 = DDA Not Returned

0 = Combined DDA/AC not returned in 1st Generate
0 = …….

And so on
CVR Bytes:
 TVR Tag 95

Tag: '95'
Length: 5
Format: b
Type: Local transient
Description: As in [EMV]
Byte 1
b8 Offline Data Authentication Was Not Performed
b7 SDA Failed
b6 ICC Data Missing
b5 Card Appears On Terminal Exception File
b4 DDA Failed
b3 CDA Failed
b2- RFU
1

Byte 2
b8 ICC And Terminal Have Different Application Versions
b7 Expired Application
b6 Application Not Yet Effective
b5 Requested Service Not Allowed For Card Product
b4 New Card
b3- RFU
1

Byte 3
b8 Cardholder Verification Was Not Successful
b7 Unrecognised CVM
b6 PIN Try Limit Exceeded
b5 PIN Entry Required And PIN Pad Not Present Or Not Working
b4 PIN Entry Required, PIN Pad Present, But PIN Was Not Entered
b3 Online PIN Entered
b2- RFU
1

Byte 4
b8 Transaction Exceeded Floor Limit
b7 Lower Consecutive Offline Limit Exceeded
b6 Upper Consecutive Offline Limit Exceeded
b5 Transaction Selected Randomly For Online
Processing
b4 Merchant Forced Transaction Online
b3- RFU
1

Byte 5
b8 Default TDOL Used
b7 Issuer Authentication Failed
b6 Script Processing Failed Before Final Generate AC
b5 Script Processing Failed After Final Generate AC
b4 Relay Resistance Threshold Exceeded
b3 Relay Resistance Time Limits Exceeded
b2-1 Relay Resistance Performed
00: Relay resistance protocol not supported (not used by this version of the
specification)
01: RRP Not Performed
10: RRP Performed
11: RFU

Sample:

95=0x8000040000

95=0x8000040000

Tag 95 Split: 0x8000040000

80 🡺 10000000
1 = Offline Data Auth was NOT Performed
0 = SDA NOT Failed
0 = ICC Data NOT missing
0 = Card is NOT on Terminal Exception file
0 = DDA NOT Failed
0 = CDA NOT failed
0 = RFU

00 🡺 00000000
0 = ICC and Terminal have NOT different application versions
0 = NOT Expired Application
0 = application is effective
0 = Requested service is allowed for card product
0 = is NOT new card
0 = RFU

And so on
NOTE: 9F34 = Cardholder Verification Method
(NOT SAME AS CVR)
‘9F27’
Purpose: The Cryptogram Information Data is returned in the response to the
GENERATE AC command. M/Chip Select 4 and M/Chip Lite 4 application will
only fill in bits 7 – 8 of CID. The remaining bits are no longer supported.
The CID values are:
‘00’ AAC
‘40’ TC
‘80’ ARQC
Application M/Chip Select 4 and the M/Chip Lite 4
Format: 1 byte, binary