Section F

Group-6

Roll No. Name

PGP/25/311 Aadit Aggarwal
PGP/25/339 Lokesh
PGP/25/334 Khushbu Dawar
PGP/25/340 Madhurakshi Pramanik
PGP/25/345 Prajwal Udupa V
PGP/25/348 Rajat Raj

Note: Entire team discusssed and collobarated to reach the final conclusion
 Contributions
Defined and created new fields from existing data-set, Created pivot tables for Ethnicity and Education by Ethnicity, Worked o
Created Box plots for Limit, Income, Rating and Credit usage
Created Summary statistics for Limit, Income, Rating and Credit usage
Created Histograms for Limit, Income, Rating and Credit usage
Created pivot tables and bar charts for Marital Status by Gender and Rating by Gender, Worked on formatting
Created Pie-charts and Bar charts for Ethnicity and Education by Ethnicity

sed and collobarated to reach the final conclusion

 Original Data
Sl Income Limit Rating Cards Age Education Gender Student
1 14.891 3606 283 2 34 11 Male No
2 106.025 6645 483 3 82 15 Female Yes
3 104.593 7075 514 4 71 11 Male No
4 148.924 9504 681 3 36 11 Female No
5 55.882 4897 357 2 68 16 Male No
6 80.18 8047 569 4 77 10 Male No
7 20.996 3388 259 2 37 12 Female No
8 71.408 7114 512 2 87 9 Male No
9 15.125 3300 266 5 66 13 Female No
10 71.061 6819 491 3 41 19 Female Yes
11 63.095 8117 589 4 30 14 Male No
12 15.045 1311 138 3 64 16 Male No
13 80.616 5308 394 1 57 7 Female No
14 43.682 6922 511 1 49 9 Male No
15 19.144 3291 269 2 75 13 Female No
16 20.089 2525 200 3 57 15 Female No
17 53.598 3714 286 3 73 17 Female No
18 36.496 4378 339 3 69 15 Female No
19 49.57 6384 448 1 28 9 Female No
20 42.079 6626 479 2 44 9 Male No
21 17.7 2860 235 4 63 16 Female No
22 37.348 6378 458 1 72 17 Female No
23 20.103 2631 213 3 61 10 Male No
24 64.027 5179 398 5 48 8 Male No
25 10.742 1757 156 3 57 15 Female No
26 14.09 4323 326 5 25 16 Female No
27 42.471 3625 289 6 44 12 Female Yes
28 32.793 4534 333 2 44 16 Male No
29 186.634 13414 949 2 41 14 Female No
30 26.813 5611 411 4 55 16 Female No
31 34.142 5666 413 4 47 5 Female No
32 28.941 2733 210 5 43 16 Male No
33 134.181 7838 563 2 48 13 Female No
34 31.367 1829 162 4 30 10 Male No
35 20.15 2646 199 2 25 14 Female No
36 23.35 2558 220 3 49 12 Female Yes
37 62.413 6457 455 2 71 11 Female No
38 30.007 6481 462 2 69 9 Female No
39 11.795 3899 300 4 25 10 Female No
40 13.647 3461 264 4 47 14 Male No
41 34.95 3327 253 3 54 14 Female No
42 113.659 7659 538 2 66 15 Male Yes
43 44.158 4763 351 2 66 13 Female No
44 36.929 6257 445 1 24 14 Female No
45 31.861 6375 469 3 25 16 Female No
46 77.38 7569 564 3 50 12 Female No
47 19.531 5043 376 2 64 16 Female Yes
48 44.646 4431 320 2 49 15 Male Yes
49 44.522 2252 205 6 72 15 Male No
50 43.479 4569 354 4 49 13 Male Yes
51 36.362 5183 376 3 49 15 Male No
52 39.705 3969 301 2 27 20 Male No
53 44.205 5441 394 1 32 12 Male No
54 16.304 5466 413 4 66 10 Male No
55 15.333 1499 138 2 47 9 Female No
56 32.916 1786 154 2 60 8 Female No
57 57.1 4742 372 7 79 18 Female No
58 76.273 4779 367 4 65 14 Female No
59 10.354 3480 281 2 70 17 Male No
60 51.872 5294 390 4 81 17 Female No
61 35.51 5198 364 2 35 20 Female No
62 21.238 3089 254 3 59 10 Female No
63 30.682 1671 160 2 77 7 Female No
64 14.132 2998 251 4 75 17 Male No
65 32.164 2937 223 2 79 15 Female No
66 12 4160 320 4 28 14 Female No
67 113.829 9704 694 4 38 13 Female No
68 11.187 5099 380 4 69 16 Female No
69 27.847 5619 418 2 78 15 Female No
70 49.502 6819 505 4 55 14 Male No
71 24.889 3954 318 4 75 12 Male No
72 58.781 7402 538 2 81 12 Female No
73 22.939 4923 355 1 47 18 Female No
74 23.989 4523 338 4 31 15 Male No
75 16.103 5390 418 4 45 10 Female No
76 33.017 3180 224 2 28 16 Male No
77 30.622 3293 251 1 68 16 Male Yes
78 20.936 3254 253 1 30 15 Female No
79 110.968 6662 468 3 45 11 Female No
80 15.354 2101 171 2 65 14 Male No
81 27.369 3449 288 3 40 9 Female No
82 53.48 4263 317 1 83 15 Male No
83 23.672 4433 344 3 63 11 Male No
84 19.225 1433 122 3 38 14 Female No
85 43.54 2906 232 4 69 11 Male No
86 152.298 12066 828 4 41 12 Female No
87 55.367 6340 448 1 33 15 Male No
88 11.741 2271 182 4 59 12 Female No
89 15.56 4307 352 4 57 8 Male No
90 59.53 7518 543 3 52 9 Female No
91 20.191 5767 431 4 42 16 Male No
92 48.498 6040 456 3 47 16 Male No
93 30.733 2832 249 4 51 13 Male No
94 16.479 5435 388 2 26 16 Male No
 95 38.009 3075 245 3 45 15 Female No
96 14.084 855 120 5 46 17 Female No
97 14.312 5382 367 1 59 17 Male Yes
98 26.067 3388 266 4 74 17 Female No
99 36.295 2963 241 2 68 14 Female Yes
100 83.851 8494 607 5 47 18 Male No
101 21.153 3736 256 1 41 11 Male No
102 17.976 2433 190 3 70 16 Female Yes
103 68.713 7582 531 2 56 16 Male Yes
104 146.183 9540 682 6 66 15 Male No
105 15.846 4768 365 4 53 12 Female No
106 12.031 3182 259 2 58 18 Female No
107 16.819 1337 115 2 74 15 Male No
108 39.11 3189 263 3 72 12 Male No
109 107.986 6033 449 4 64 14 Male No
110 13.561 3261 279 5 37 19 Male No
111 34.537 3271 250 3 57 17 Female No
112 28.575 2959 231 2 60 11 Female No
113 46.007 6637 491 4 42 14 Male No
114 69.251 6386 474 4 30 12 Female No
115 16.482 3326 268 4 41 15 Male No
116 40.442 4828 369 5 81 8 Female No
117 35.177 2117 186 3 62 16 Female No
118 91.362 9113 626 1 47 17 Male No
119 27.039 2161 173 3 40 17 Female No
120 23.012 1410 137 3 81 16 Male No
121 27.241 1402 128 2 67 15 Female No
122 148.08 8157 599 2 83 13 Male No
123 62.602 7056 481 1 84 11 Female No
124 11.808 1300 117 3 77 14 Female No
125 29.564 2529 192 1 30 12 Female No
126 27.578 2531 195 1 34 15 Female No
127 26.427 5533 433 5 50 15 Female Yes
128 57.202 3411 259 3 72 11 Female No
129 123.299 8376 610 2 89 17 Male Yes
130 18.145 3461 279 3 56 15 Male No
131 23.793 3821 281 4 56 12 Female Yes
132 10.726 1568 162 5 46 19 Male No
133 23.283 5443 407 4 49 13 Male No
134 21.455 5829 427 4 80 12 Female No
135 34.664 5835 452 3 77 15 Female No
136 44.473 3500 257 3 81 16 Female No
137 54.663 4116 314 2 70 8 Female No
138 36.355 3613 278 4 35 9 Male No
139 21.374 2073 175 2 74 11 Female No
140 107.841 10384 728 3 87 7 Male No
141 39.831 6045 459 3 32 12 Female Yes
142 91.876 6754 483 2 33 10 Male No
143 103.893 7416 549 3 84 17 Male No
144 19.636 4896 387 3 64 10 Female No
145 17.392 2748 228 3 32 14 Male No
146 19.529 4673 341 2 51 14 Male No
147 17.055 5110 371 3 55 15 Female No
148 23.857 1501 150 3 56 16 Male No
149 15.184 2420 192 2 69 11 Female No
150 13.444 886 121 5 44 10 Male No
151 63.931 5728 435 3 28 14 Female No
152 35.864 4831 353 3 66 13 Female No
153 41.419 2120 184 4 24 11 Female Yes
154 92.112 4612 344 3 32 17 Male No
155 55.056 3155 235 2 31 16 Male No
156 19.537 1362 143 4 34 9 Female No
157 31.811 4284 338 5 75 13 Female No
158 56.256 5521 406 2 72 16 Female Yes
159 42.357 5550 406 2 83 12 Female No
160 53.319 3000 235 3 53 13 Male No
161 12.238 4865 381 5 67 11 Female No
162 31.353 1705 160 3 81 14 Male No
163 63.809 7530 515 1 56 12 Male No
164 13.676 2330 203 5 80 16 Female No
165 76.782 5977 429 4 44 12 Male No
166 25.383 4527 367 4 46 11 Male No
167 35.691 2880 214 2 35 15 Male No
168 29.403 2327 178 1 37 14 Female No
169 27.47 2820 219 1 32 11 Female No
170 27.33 6179 459 4 36 12 Female No
171 34.772 2021 167 3 57 9 Male No
172 36.934 4270 299 1 63 9 Female No
173 76.348 4697 344 4 60 18 Male No
174 14.887 4745 339 3 58 12 Male No
175 121.834 10673 750 3 54 16 Male No
176 30.132 2168 206 3 52 17 Male No
177 24.05 2607 221 4 32 18 Male No
178 22.379 3965 292 2 34 14 Female No
179 28.316 4391 316 2 29 10 Female No
180 58.026 7499 560 5 67 11 Female No
181 10.635 3584 294 5 69 16 Male No
182 46.102 5180 382 3 81 12 Male No
183 58.929 6420 459 2 66 9 Female No
184 80.861 4090 335 3 29 15 Female No
185 158.889 11589 805 1 62 17 Female No
186 30.42 4442 316 1 30 14 Female No
187 36.472 3806 309 2 52 13 Male No
188 23.365 2179 167 2 75 15 Male No
189 83.869 7667 554 2 83 11 Male No
190 58.351 4411 326 2 85 16 Female No
191 55.187 5352 385 4 50 17 Female No
192 124.29 9560 701 3 52 17 Female Yes
193 28.508 3933 287 4 56 14 Male No
194 130.209 10088 730 7 39 19 Female No
195 30.406 2120 181 2 79 14 Male No
196 23.883 5384 398 2 73 16 Female No
197 93.039 7398 517 1 67 12 Male No
198 50.699 3977 304 2 84 17 Female No
199 27.349 2000 169 4 51 16 Female No
200 10.403 4159 310 3 43 7 Male No
201 23.949 5343 383 2 40 18 Male No
202 73.914 7333 529 6 67 15 Female No
203 21.038 1448 145 2 58 13 Female No
204 68.206 6784 499 5 40 16 Female Yes
205 57.337 5310 392 2 45 7 Female No
206 10.793 3878 321 8 29 13 Male No
207 23.45 2450 180 2 78 13 Male No
208 10.842 4391 358 5 37 10 Female Yes
209 51.345 4327 320 3 46 15 Male No
210 151.947 9156 642 2 91 11 Female No
211 24.543 3206 243 2 62 12 Female No
212 29.567 5309 397 3 25 15 Male No
213 39.145 4351 323 2 66 13 Male No
214 39.422 5245 383 2 44 19 Male No
215 34.909 5289 410 2 62 16 Female No
216 41.025 4229 337 3 79 19 Female No
217 15.476 2762 215 3 60 18 Male No
218 12.456 5395 392 3 65 14 Male No
219 10.627 1647 149 2 71 10 Female Yes
220 38.954 5222 370 4 76 13 Female No
221 44.847 5765 437 3 53 13 Female Yes
222 98.515 8760 633 5 78 11 Female No
223 33.437 6207 451 4 44 9 Male Yes
224 27.512 4613 344 5 72 17 Male No
225 121.709 7818 584 4 50 6 Male No
226 15.079 5673 411 4 28 15 Female No
227 59.879 6906 527 6 78 15 Female No
228 66.989 5614 430 3 47 14 Female No
229 69.165 4668 341 2 34 11 Female No
230 69.943 7555 547 3 76 9 Male No
231 33.214 5137 387 3 59 9 Male No
232 25.124 4776 378 4 29 12 Male No
233 15.741 4788 360 1 39 14 Male No
234 11.603 2278 187 3 71 11 Male No
235 69.656 8244 579 3 41 14 Male No
236 10.503 2923 232 3 25 18 Female No
237 42.529 4986 369 2 37 11 Male No
238 60.579 5149 388 5 38 15 Male No
239 26.532 2910 236 6 58 19 Female No
240 27.952 3557 263 1 35 13 Female No
241 29.705 3351 262 5 71 14 Female No
242 15.602 906 103 2 36 11 Male No
243 20.918 1233 128 3 47 18 Female Yes
244 58.165 6617 460 1 56 12 Female No
245 22.561 1787 147 4 66 15 Female No
246 34.509 2001 189 5 80 18 Female No
247 19.588 3211 265 4 59 14 Female No
248 36.364 2220 188 3 50 19 Male No
249 15.717 905 93 1 38 16 Male Yes
250 22.574 1551 134 3 43 13 Female Yes
251 10.363 2430 191 2 47 18 Female No
252 28.474 3202 267 5 66 12 Male No
253 72.945 8603 621 3 64 8 Female No
254 85.425 5182 402 6 60 12 Male No
255 36.508 6386 469 4 79 6 Female No
256 58.063 4221 304 3 50 8 Male No
257 25.936 1774 135 2 71 14 Female No
258 15.629 2493 186 1 60 14 Male No
259 41.4 2561 215 2 36 14 Male No
260 33.657 6196 450 6 55 9 Female No
261 67.937 5184 383 4 63 12 Male No
262 180.379 9310 665 3 67 8 Female Yes
263 10.588 4049 296 1 66 13 Female No
264 29.725 3536 270 2 52 15 Female No
265 27.999 5107 380 1 55 10 Male No
266 40.885 5013 379 3 46 13 Female No
267 88.83 4952 360 4 86 16 Female No
268 29.638 5833 433 3 29 15 Female No
269 25.988 1349 142 4 82 12 Male No
270 39.055 5565 410 4 48 18 Female No
271 15.866 3085 217 1 39 13 Male No
272 44.978 4866 347 1 30 10 Female No
273 30.413 3690 299 2 25 15 Female Yes
274 16.751 4706 353 6 48 14 Male Yes
275 30.55 5869 439 5 81 9 Female No
276 163.329 8732 636 3 50 14 Male No
277 23.106 3476 257 2 50 15 Female No
278 41.532 5000 353 2 50 12 Male No
279 128.04 6982 518 2 78 11 Female No
280 54.319 3063 248 3 59 8 Female Yes
281 53.401 5319 377 3 35 12 Female No
282 36.142 1852 183 3 33 13 Female No
283 63.534 8100 581 2 50 17 Female No
284 49.927 6396 485 3 75 17 Female No
285 14.711 2047 167 2 67 6 Male No
286 18.967 1626 156 2 41 11 Female No
287 18.036 1552 142 2 48 15 Female No
288 60.449 3098 272 4 69 8 Male No
289 16.711 5274 387 3 42 16 Female No
290 10.852 3907 296 2 30 9 Male No
291 26.37 3235 268 5 78 11 Male No
292 24.088 3665 287 4 56 13 Female No
293 51.532 5096 380 2 31 15 Male No
294 140.672 11200 817 7 46 9 Male No
295 42.915 2532 205 4 42 13 Male No
296 27.272 1389 149 5 67 10 Female No
297 65.896 5140 370 1 49 17 Female No
298 55.054 4381 321 3 74 17 Male No
299 20.791 2672 204 1 70 18 Female No
300 24.919 5051 372 3 76 11 Female No
301 21.786 4632 355 1 50 17 Male No
302 31.335 3526 289 3 38 7 Female No
303 59.855 4964 365 1 46 13 Female No
304 44.061 4970 352 1 79 11 Male No
305 82.706 7506 536 2 64 13 Female No
306 24.46 1924 165 2 50 14 Female No
307 45.12 3762 287 3 80 8 Male No
308 75.406 3874 298 3 41 14 Female No
309 14.956 4640 332 2 33 6 Male No
310 75.257 7010 494 3 34 18 Female No
311 33.694 4891 369 1 52 16 Male Yes
312 23.375 5429 396 3 57 15 Female No
313 27.825 5227 386 6 63 11 Male No
314 92.386 7685 534 2 75 18 Female No
315 115.52 9272 656 2 69 14 Male No
316 14.479 3907 296 3 43 16 Male No
317 52.179 7306 522 2 57 14 Male No
318 68.462 4712 340 2 71 16 Male No
319 18.951 1485 129 3 82 13 Female No
320 27.59 2586 229 5 54 16 Male No
321 16.279 1160 126 3 78 13 Male Yes
322 25.078 3096 236 2 27 15 Female No
323 27.229 3484 282 6 51 11 Male No
324 182.728 13913 982 4 98 17 Male No
325 31.029 2863 223 2 66 17 Male Yes
326 17.765 5072 364 1 66 12 Female No
327 125.48 10230 721 3 82 16 Male No
328 49.166 6662 508 3 68 14 Female No
329 41.192 3673 297 3 54 16 Female No
330 94.193 7576 527 2 44 16 Female No
331 20.405 4543 329 2 72 17 Male Yes
332 12.581 3976 291 2 48 16 Male No
333 62.328 5228 377 3 83 15 Male No
334 21.011 3402 261 2 68 17 Male No
335 24.23 4756 351 2 64 15 Female No
336 24.314 3409 270 2 23 7 Female No
337 32.856 5884 438 4 68 13 Male No
338 12.414 855 119 3 32 12 Male No
339 41.365 5303 377 1 45 14 Male No
340 149.316 10278 707 1 80 16 Male No
341 27.794 3807 301 4 35 8 Female No
342 13.234 3922 299 2 77 17 Female No
343 14.595 2955 260 5 37 9 Male No
344 10.735 3746 280 2 44 17 Female No
345 48.218 5199 401 7 39 10 Male No
346 30.012 1511 137 2 33 17 Male No
347 21.551 5380 420 5 51 18 Male No
348 160.231 10748 754 2 69 17 Male No
349 13.433 1134 112 3 70 14 Male No
350 48.577 5145 389 3 71 13 Female No
351 30.002 1561 155 4 70 13 Female No
352 61.62 5140 374 1 71 9 Male No
353 104.483 7140 507 2 41 14 Male No
354 41.868 4716 342 2 47 18 Male No
355 12.068 3873 292 1 44 18 Female No
356 180.682 11966 832 2 58 8 Female No
357 34.48 6090 442 3 36 14 Male No
358 39.609 2539 188 1 40 14 Male No
359 30.111 4336 339 1 81 18 Male No
360 12.335 4471 344 3 79 12 Male No
361 53.566 5891 434 4 82 10 Female No
362 53.217 4943 362 2 46 16 Female No
363 26.162 5101 382 3 62 19 Female No
364 64.173 6127 433 1 80 10 Male No
365 128.669 9824 685 3 67 16 Male No
366 113.772 6442 489 4 69 15 Male Yes
367 61.069 7871 564 3 56 14 Male No
368 23.793 3615 263 2 70 14 Male No
369 89 5759 440 3 37 6 Female No
370 71.682 8028 599 3 57 16 Male No
371 35.61 6135 466 4 40 12 Male No
372 39.116 2150 173 4 75 15 Male No
373 19.782 3782 293 2 46 16 Female Yes
374 55.412 5354 383 2 37 16 Female Yes
375 29.4 4840 368 3 76 18 Female No
376 20.974 5673 413 5 44 16 Female No
377 87.625 7167 515 2 46 10 Female No
378 28.144 1567 142 3 51 10 Male No
379 19.349 4941 366 1 33 19 Male No
380 53.308 2860 214 1 84 10 Male No
381 115.123 7760 538 3 83 14 Female No
382 101.788 8029 574 2 84 11 Male No
383 24.824 5495 409 1 33 9 Male Yes
384 14.292 3274 282 9 64 9 Male No
385 20.088 1870 180 3 76 16 Male No
386 26.4 5640 398 3 58 15 Female No
387 19.253 3683 287 4 57 10 Male No
388 16.529 1357 126 3 62 9 Male No
389 37.878 6827 482 2 80 13 Female No
390 83.948 7100 503 2 44 18 Male No
391 135.118 10578 747 3 81 15 Female No
392 73.327 6555 472 2 43 15 Female No
393 25.974 2308 196 2 24 10 Male No
394 17.316 1335 138 2 65 13 Male No
395 49.794 5758 410 4 40 8 Male No
396 12.096 4100 307 3 32 13 Male No
397 13.364 3838 296 5 65 17 Male No
398 57.872 4171 321 5 67 12 Female No
399 37.728 2525 192 1 44 13 Male No
400 18.701 5524 415 5 64 7 Female No
 New Fields Defined using Orginia
Married Ethnicity Balance Credit Usage (CU) Age Group Education Bracket
Yes Caucasian 333 90.77% 30-40 Between 10 and 15
Yes Asian 903 86.41% 80-90 Between 15 and 20
No Asian 580 91.80% 70-80 Between 10 and 15
No Asian 964 89.86% 30-40 Between 10 and 15
Yes Caucasian 331 93.24% 60-70 Between 15 and 20
No Caucasian 1151 85.70% 70-80 Between 10 and 15
No African Am 203 94.01% 30-40 Between 10 and 15
No Asian 872 87.74% 80-90 Upto 10
No Caucasian 279 91.55% 60-70 Between 10 and 15
Yes African Am 1350 80.20% 40-50 Between 15 and 20
Yes Caucasian 1407 82.67% 30-40 Between 10 and 15
No Caucasian 0 100.00% 60-70 Between 15 and 20
Yes Asian 204 96.16% 50-60 Upto 10
Yes Caucasian 1081 84.38% 40-50 Upto 10
No African Am 148 95.50% 70-80 Between 10 and 15
Yes African Am 0 100.00% 50-60 Between 15 and 20
Yes African Am 0 100.00% 70-80 Between 15 and 20
Yes Asian 368 91.59% 60-70 Between 15 and 20
Yes Asian 891 86.04% 20-30 Upto 10
No Asian 1048 84.18% 40-50 Upto 10
No Asian 89 96.89% 60-70 Between 15 and 20
No Caucasian 968 84.82% 70-80 Between 15 and 20
Yes African Am 0 100.00% 60-70 Between 10 and 15
Yes African Am 411 92.06% 40-50 Upto 10
No Caucasian 0 100.00% 50-60 Between 15 and 20
Yes African Am 671 84.48% 20-30 Between 15 and 20
No Caucasian 654 81.96% 40-50 Between 10 and 15
No African Am 467 89.70% 40-50 Between 15 and 20
Yes African Am 1809 86.51% 40-50 Between 10 and 15
No Caucasian 915 83.69% 50-60 Between 15 and 20
Yes Caucasian 863 84.77% 40-50 Upto 10
Yes Asian 0 100.00% 40-50 Between 15 and 20
No Caucasian 526 93.29% 40-50 Between 10 and 15
Yes Caucasian 0 100.00% 30-40 Between 10 and 15
Yes Asian 0 100.00% 20-30 Between 10 and 15
No Caucasian 419 83.62% 40-50 Between 10 and 15
Yes Caucasian 762 88.20% 70-80 Between 10 and 15
Yes Caucasian 1093 83.14% 60-70 Upto 10
No Caucasian 531 86.38% 20-30 Between 10 and 15
Yes Caucasian 344 90.06% 40-50 Between 10 and 15
No African Am 50 98.50% 50-60 Between 10 and 15
Yes African Am 1155 84.92% 60-70 Between 15 and 20
Yes Asian 385 91.92% 60-70 Between 10 and 15
Yes Asian 976 84.40% 20-30 Between 10 and 15
Yes Caucasian 1120 82.43% 20-30 Between 15 and 20
Yes Caucasian 997 86.83% 50-60 Between 10 and 15
Yes Asian 1241 75.39% 60-70 Between 15 and 20
Yes Caucasian 797 82.01% 40-50 Between 15 and 20
Yes Asian 0 100.00% 70-80 Between 15 and 20
Yes African Am 902 80.26% 40-50 Between 10 and 15
Yes African Am 654 87.38% 40-50 Between 15 and 20
Yes African Am 211 94.68% 20-30 20 and above
Yes Caucasian 607 88.84% 30-40 Between 10 and 15
Yes Asian 957 82.49% 60-70 Between 10 and 15
Yes Asian 0 100.00% 40-50 Upto 10
Yes Asian 0 100.00% 60-70 Upto 10
Yes Asian 379 92.01% 70-80 Between 15 and 20
Yes Caucasian 133 97.22% 60-70 Between 10 and 15
Yes Caucasian 333 90.43% 70-80 Between 15 and 20
No Caucasian 531 89.97% 80-90 Between 15 and 20
No Asian 631 87.86% 30-40 20 and above
No Caucasian 108 96.50% 50-60 Between 10 and 15
No Caucasian 0 100.00% 70-80 Upto 10
No Caucasian 133 95.56% 70-80 Between 15 and 20
Yes African Am 0 100.00% 70-80 Between 15 and 20
Yes Caucasian 602 85.53% 20-30 Between 10 and 15
Yes Asian 1388 85.70% 30-40 Between 10 and 15
No African Am 889 82.57% 60-70 Between 15 and 20
Yes Caucasian 822 85.37% 70-80 Between 15 and 20
Yes Caucasian 1084 84.10% 50-60 Between 10 and 15
Yes Caucasian 357 90.97% 70-80 Between 10 and 15
Yes Asian 1103 85.10% 80-90 Between 10 and 15
Yes Asian 663 86.53% 40-50 Between 15 and 20
No Caucasian 601 86.71% 30-40 Between 15 and 20
Yes Caucasian 945 82.47% 40-50 Between 10 and 15
Yes African Am 29 99.09% 20-30 Between 15 and 20
No Caucasian 532 83.84% 60-70 Between 15 and 20
No Asian 145 95.54% 30-40 Between 15 and 20
Yes Caucasian 391 94.13% 40-50 Between 10 and 15
No Asian 0 100.00% 60-70 Between 10 and 15
Yes Caucasian 162 95.30% 40-50 Upto 10
No Caucasian 99 97.68% 80-90 Between 15 and 20
No Caucasian 503 88.65% 60-70 Between 10 and 15
No Caucasian 0 100.00% 30-40 Between 10 and 15
No Caucasian 0 100.00% 60-70 Between 10 and 15
Yes Asian 1779 85.26% 40-50 Between 10 and 15
Yes Caucasian 815 87.15% 30-40 Between 15 and 20
No Asian 0 100.00% 50-60 Between 10 and 15
Yes African Am 579 86.56% 50-60 Upto 10
No African Am 1176 84.36% 50-60 Upto 10
Yes African Am 1023 82.26% 40-50 Between 15 and 20
Yes Caucasian 812 86.56% 40-50 Between 15 and 20
No Caucasian 0 100.00% 50-60 Between 10 and 15
No African Am 937 82.76% 20-30 Between 15 and 20
No African Am 0 100.00% 40-50 Between 15 and 20
Yes African Am 0 100.00% 40-50 Between 15 and 20
No Asian 1380 74.36% 50-60 Between 15 and 20
Yes African Am 155 95.43% 70-80 Between 15 and 20
No African Am 375 87.34% 60-70 Between 10 and 15
No Caucasian 1311 84.57% 40-50 Between 15 and 20
No Caucasian 298 92.02% 40-50 Between 10 and 15
No Caucasian 431 82.29% 70-80 Between 15 and 20
No Caucasian 1587 79.07% 50-60 Between 15 and 20
No Caucasian 1050 88.99% 60-70 Between 15 and 20
No Caucasian 745 84.38% 50-60 Between 10 and 15
Yes Caucasian 210 93.40% 50-60 Between 15 and 20
Yes Asian 0 100.00% 70-80 Between 15 and 20
No Asian 0 100.00% 70-80 Between 10 and 15
Yes Caucasian 227 96.24% 60-70 Between 10 and 15
Yes Asian 297 90.89% 30-40 Between 15 and 20
Yes Asian 47 98.56% 50-60 Between 15 and 20
No African Am 0 100.00% 60-70 Between 10 and 15
Yes Caucasian 1046 84.24% 40-50 Between 10 and 15
Yes Asian 768 87.97% 30-40 Between 10 and 15
No Caucasian 271 91.85% 40-50 Between 15 and 20
No African Am 510 89.44% 80-90 Upto 10
No Caucasian 0 100.00% 60-70 Between 15 and 20
Yes Asian 1341 85.28% 40-50 Between 15 and 20
No Caucasian 0 100.00% 40-50 Between 15 and 20
No Caucasian 0 100.00% 80-90 Between 15 and 20
Yes Asian 0 100.00% 60-70 Between 15 and 20
Yes Caucasian 454 94.43% 80-90 Between 10 and 15
No Caucasian 904 87.19% 80-90 Between 10 and 15
No African Am 0 100.00% 70-80 Between 10 and 15
Yes Caucasian 0 100.00% 30-40 Between 10 and 15
Yes Caucasian 0 100.00% 30-40 Between 15 and 20
Yes Asian 1404 74.62% 50-60 Between 15 and 20
No Caucasian 0 100.00% 70-80 Between 10 and 15
No African Am 1259 84.97% 80-90 Between 15 and 20
Yes African Am 255 92.63% 50-60 Between 15 and 20
Yes African Am 868 77.28% 50-60 Between 10 and 15
Yes Asian 0 100.00% 40-50 Between 15 and 20
Yes African Am 912 83.24% 40-50 Between 10 and 15
Yes African Am 1018 82.54% 80-90 Between 10 and 15
Yes African Am 835 85.69% 70-80 Between 15 and 20
No African Am 8 99.77% 80-90 Between 15 and 20
No African Am 75 98.18% 70-80 Upto 10
Yes Asian 187 94.82% 30-40 Upto 10
Yes Caucasian 0 100.00% 70-80 Between 10 and 15
No African Am 1597 84.62% 80-90 Upto 10
Yes African Am 1425 76.43% 30-40 Between 10 and 15
Yes Caucasian 605 91.04% 30-40 Between 10 and 15
No Asian 669 90.98% 80-90 Between 15 and 20
No African Am 710 85.50% 60-70 Between 10 and 15
Yes Caucasian 68 97.53% 30-40 Between 10 and 15
No Asian 642 86.26% 50-60 Between 10 and 15
Yes Caucasian 805 84.25% 50-60 Between 15 and 20
Yes Caucasian 0 100.00% 50-60 Between 15 and 20
Yes Caucasian 0 100.00% 60-70 Between 10 and 15
Yes Asian 0 100.00% 40-50 Between 10 and 15
Yes African Am 581 89.86% 20-30 Between 10 and 15
Yes Caucasian 534 88.95% 60-70 Between 10 and 15
No Caucasian 156 92.64% 20-30 Between 10 and 15
No Caucasian 0 100.00% 30-40 Between 15 and 20
Yes African Am 0 100.00% 30-40 Between 15 and 20
Yes Asian 0 100.00% 30-40 Upto 10
Yes Caucasian 429 89.99% 70-80 Between 10 and 15
Yes Caucasian 1020 81.53% 70-80 Between 15 and 20
Yes Asian 653 88.23% 80-90 Between 10 and 15
No Asian 0 100.00% 50-60 Between 10 and 15
No Caucasian 836 82.82% 60-70 Between 10 and 15
Yes Caucasian 0 100.00% 80-90 Between 10 and 15
Yes Caucasian 1086 85.58% 50-60 Between 10 and 15
No African Am 0 100.00% 80-90 Between 15 and 20
Yes Asian 548 90.83% 40-50 Between 10 and 15
Yes Caucasian 570 87.41% 40-50 Between 10 and 15
No African Am 0 100.00% 30-40 Between 15 and 20
Yes Caucasian 0 100.00% 30-40 Between 10 and 15
Yes Asian 0 100.00% 30-40 Between 10 and 15
Yes Caucasian 1099 82.21% 30-40 Between 10 and 15
No Asian 0 100.00% 50-60 Upto 10
Yes Caucasian 283 93.37% 60-70 Upto 10
No Asian 108 97.70% 60-70 Between 15 and 20
Yes African Am 724 84.74% 50-60 Between 10 and 15
No African Am 1573 85.26% 50-60 Between 15 and 20
No Caucasian 0 100.00% 50-60 Between 15 and 20
Yes Caucasian 0 100.00% 30-40 Between 15 and 20
Yes Asian 384 90.32% 30-40 Between 10 and 15
No Caucasian 453 89.68% 20-30 Between 10 and 15
No Caucasian 1237 83.50% 60-70 Between 10 and 15
Yes Asian 423 88.20% 60-70 Between 15 and 20
Yes African Am 516 90.04% 80-90 Between 10 and 15
Yes African Am 789 87.71% 60-70 Upto 10
Yes Asian 0 100.00% 20-30 Between 15 and 20
Yes Caucasian 1448 87.51% 60-70 Between 15 and 20
No African Am 450 89.87% 30-40 Between 10 and 15
No African Am 188 95.06% 50-60 Between 10 and 15
No Asian 0 100.00% 70-80 Between 15 and 20
No African Am 930 87.87% 80-90 Between 10 and 15
Yes Caucasian 126 97.14% 80-90 Between 15 and 20
Yes Caucasian 538 89.95% 50-60 Between 15 and 20
No Asian 1687 82.35% 50-60 Between 15 and 20
Yes Asian 336 91.46% 50-60 Between 10 and 15
Yes Caucasian 1426 85.86% 30-40 Between 15 and 20
Yes African Am 0 100.00% 70-80 Between 10 and 15
Yes African Am 802 85.10% 70-80 Between 15 and 20
Yes African Am 749 89.88% 60-70 Between 10 and 15
No African Am 69 98.27% 80-90 Between 15 and 20
Yes African Am 0 100.00% 50-60 Between 15 and 20
Yes Asian 571 86.27% 40-50 Upto 10
Yes African Am 829 84.48% 40-50 Between 15 and 20
Yes Caucasian 1048 85.71% 60-70 Between 15 and 20
Yes Caucasian 0 100.00% 50-60 Between 10 and 15
No African Am 1411 79.20% 40-50 Between 15 and 20
No Caucasian 456 91.41% 40-50 Upto 10
No Caucasian 638 83.55% 20-30 Between 10 and 15
No Caucasian 0 100.00% 70-80 Between 10 and 15
Yes Caucasian 1216 72.31% 30-40 Between 10 and 15
No African Am 230 94.68% 40-50 Between 15 and 20
Yes African Am 732 92.01% 90-100 Between 10 and 15
Yes Caucasian 95 97.04% 60-70 Between 10 and 15
No Caucasian 799 84.95% 20-30 Between 15 and 20
Yes Caucasian 308 92.92% 60-70 Between 10 and 15
No African Am 637 87.86% 40-50 Between 15 and 20
Yes Caucasian 681 87.12% 60-70 Between 15 and 20
Yes Caucasian 246 94.18% 70-80 Between 15 and 20
No Asian 52 98.12% 60-70 Between 15 and 20
Yes Caucasian 955 82.30% 60-70 Between 10 and 15
Yes Asian 195 88.16% 70-80 Between 10 and 15
No Caucasian 653 87.50% 70-80 Between 10 and 15
No Asian 1246 78.39% 50-60 Between 10 and 15
No African Am 1230 85.96% 70-80 Between 10 and 15
No Caucasian 1549 75.04% 40-50 Upto 10
Yes Asian 573 87.58% 70-80 Between 15 and 20
Yes Caucasian 701 91.03% 50-60 Upto 10
Yes Asian 1075 81.05% 20-30 Between 15 and 20
No Caucasian 1032 85.06% 70-80 Between 15 and 20
Yes Caucasian 482 91.41% 40-50 Between 10 and 15
No African Am 156 96.66% 30-40 Between 10 and 15
Yes Asian 1058 86.00% 70-80 Upto 10
No African Am 661 87.13% 50-60 Upto 10
Yes Caucasian 657 86.24% 20-30 Between 10 and 15
Yes Asian 689 85.61% 30-40 Between 10 and 15
Yes Caucasian 0 100.00% 70-80 Between 10 and 15
Yes African Am 1329 83.88% 40-50 Between 10 and 15
Yes African Am 191 93.47% 20-30 Between 15 and 20
Yes Asian 489 90.19% 30-40 Between 10 and 15
Yes Asian 443 91.40% 30-40 Between 15 and 20
Yes Caucasian 52 98.21% 50-60 Between 15 and 20
Yes Asian 163 95.42% 30-40 Between 10 and 15
Yes Asian 148 95.58% 70-80 Between 10 and 15
Yes African Am 0 100.00% 30-40 Between 10 and 15
Yes Asian 16 98.70% 40-50 Between 15 and 20
Yes Caucasian 856 87.06% 50-60 Between 10 and 15
No Caucasian 0 100.00% 60-70 Between 15 and 20
Yes African Am 0 100.00% 80-90 Between 15 and 20
No Asian 199 93.80% 50-60 Between 10 and 15
No Caucasian 0 100.00% 50-60 Between 15 and 20
Yes Caucasian 0 100.00% 30-40 Between 15 and 20
Yes Caucasian 98 93.68% 40-50 Between 10 and 15
Yes Asian 0 100.00% 40-50 Between 15 and 20
Yes Caucasian 132 95.88% 60-70 Between 10 and 15
No Caucasian 1355 84.25% 60-70 Upto 10
Yes African Am 218 95.79% 60-70 Between 10 and 15
Yes Caucasian 1048 83.59% 70-80 Upto 10
No African Am 118 97.20% 50-60 Upto 10
No Asian 0 100.00% 70-80 Between 10 and 15
Yes Asian 0 100.00% 60-70 Between 10 and 15
Yes Caucasian 0 100.00% 30-40 Between 10 and 15
No Caucasian 1092 82.38% 50-60 Upto 10
Yes Asian 345 93.34% 60-70 Between 10 and 15
Yes Asian 1050 88.72% 60-70 Upto 10
Yes Caucasian 465 88.52% 60-70 Between 10 and 15
No African Am 133 96.24% 50-60 Between 15 and 20
Yes Caucasian 651 87.25% 50-60 Between 10 and 15
Yes African Am 549 89.05% 40-50 Between 10 and 15
Yes Caucasian 15 99.70% 80-90 Between 15 and 20
Yes Asian 942 83.85% 20-30 Between 15 and 20
No Caucasian 0 100.00% 80-90 Between 10 and 15
Yes Caucasian 772 86.13% 40-50 Between 15 and 20
No Caucasian 136 95.59% 30-40 Between 10 and 15
No Caucasian 436 91.04% 30-40 Between 10 and 15
No Asian 728 80.27% 20-30 Between 15 and 20
No Asian 1255 73.33% 40-50 Between 10 and 15
No African Am 967 83.52% 80-90 Upto 10
Yes Caucasian 529 93.94% 50-60 Between 10 and 15
No Caucasian 209 93.99% 50-60 Between 15 and 20
Yes Caucasian 531 89.38% 50-60 Between 10 and 15
Yes Caucasian 250 96.42% 70-80 Between 10 and 15
No Caucasian 269 91.22% 50-60 Upto 10
No African Am 541 89.83% 30-40 Between 10 and 15
No African Am 0 100.00% 30-40 Between 10 and 15
Yes Caucasian 1298 83.98% 50-60 Between 15 and 20
Yes Caucasian 890 86.09% 70-80 Between 15 and 20
Yes Caucasian 0 100.00% 60-70 Upto 10
Yes Asian 0 100.00% 40-50 Between 10 and 15
No Caucasian 0 100.00% 40-50 Between 15 and 20
Yes Caucasian 0 100.00% 60-70 Upto 10
Yes Asian 863 83.64% 40-50 Between 15 and 20
No Caucasian 485 87.59% 30-40 Upto 10
Yes Asian 159 95.09% 70-80 Between 10 and 15
Yes Caucasian 309 91.57% 50-60 Between 10 and 15
Yes Caucasian 481 90.56% 30-40 Between 15 and 20
Yes African Am 1677 85.03% 40-50 Upto 10
Yes Asian 0 100.00% 40-50 Between 10 and 15
Yes Caucasian 0 100.00% 60-70 Between 10 and 15
Yes Caucasian 293 94.30% 40-50 Between 15 and 20
Yes Asian 188 95.71% 70-80 Between 15 and 20
No African Am 0 100.00% 70-80 Between 15 and 20
Yes African Am 711 85.92% 70-80 Between 10 and 15
Yes Caucasian 580 87.48% 50-60 Between 15 and 20
No Caucasian 172 95.12% 30-40 Upto 10
Yes Caucasian 295 94.06% 40-50 Between 10 and 15
Yes African Am 414 91.67% 70-80 Between 10 and 15
Yes Asian 905 87.94% 60-70 Between 10 and 15
Yes Asian 0 100.00% 50-60 Between 10 and 15
Yes Caucasian 70 98.14% 80-90 Upto 10
Yes Asian 0 100.00% 40-50 Between 10 and 15
No Asian 681 85.32% 30-40 Upto 10
Yes Caucasian 885 87.38% 30-40 Between 15 and 20
No African Am 1036 78.82% 50-60 Between 15 and 20
Yes Caucasian 844 84.45% 50-60 Between 15 and 20
Yes Caucasian 823 84.25% 60-70 Between 10 and 15
Yes Asian 843 89.03% 70-80 Between 15 and 20
No African Am 1140 87.70% 60-70 Between 10 and 15
Yes Caucasian 463 88.15% 40-50 Between 15 and 20
No Asian 1142 84.37% 50-60 Between 10 and 15
Yes Caucasian 136 97.11% 70-80 Between 15 and 20
No Caucasian 0 100.00% 80-90 Between 10 and 15
Yes African Am 0 100.00% 50-60 Between 15 and 20
Yes African Am 5 99.57% 70-80 Between 10 and 15
Yes Caucasian 81 97.38% 20-30 Between 15 and 20
No Caucasian 265 92.39% 50-60 Between 10 and 15
Yes Caucasian 1999 85.63% 90-100 Between 15 and 20
Yes Asian 415 85.50% 60-70 Between 15 and 20
Yes Caucasian 732 85.57% 60-70 Between 10 and 15
Yes Caucasian 1361 86.70% 80-90 Between 15 and 20
No Asian 984 85.23% 60-70 Between 10 and 15
Yes Caucasian 121 96.71% 50-60 Between 15 and 20
Yes Caucasian 846 88.83% 40-50 Between 15 and 20
No Asian 1054 76.80% 70-80 Between 15 and 20
Yes Caucasian 474 88.08% 40-50 Between 15 and 20
No Caucasian 380 92.73% 80-90 Between 15 and 20
Yes African Am 182 94.65% 60-70 Between 15 and 20
Yes Caucasian 594 87.51% 60-70 Between 15 and 20
Yes Caucasian 194 94.31% 20-30 Upto 10
No Caucasian 926 84.26% 60-70 Between 10 and 15
Yes African Am 0 100.00% 30-40 Between 10 and 15
No Caucasian 606 88.57% 40-50 Between 10 and 15
No African Am 1107 89.23% 80-90 Between 15 and 20
Yes African Am 320 91.59% 30-40 Upto 10
Yes Caucasian 426 89.14% 70-80 Between 15 and 20
Yes African Am 204 93.10% 30-40 Upto 10
Yes Caucasian 410 89.05% 40-50 Between 15 and 20
Yes Asian 633 87.82% 30-40 Between 10 and 15
Yes Caucasian 0 100.00% 30-40 Between 15 and 20
Yes Asian 907 83.14% 50-60 Between 15 and 20
No Caucasian 1192 88.91% 60-70 Between 15 and 20
Yes Caucasian 0 100.00% 70-80 Between 10 and 15
Yes Asian 503 90.22% 70-80 Between 10 and 15
Yes Caucasian 0 100.00% 70-80 Between 10 and 15
Yes Caucasian 302 94.12% 70-80 Upto 10
Yes African Am 583 91.83% 40-50 Between 10 and 15
No Caucasian 425 90.99% 40-50 Between 15 and 20
Yes Asian 413 89.34% 40-50 Between 15 and 20
Yes African Am 1405 88.26% 50-60 Upto 10
No Caucasian 962 84.20% 30-40 Between 10 and 15
Yes Asian 0 100.00% 40-50 Between 10 and 15
Yes Caucasian 347 92.00% 80-90 Between 15 and 20
Yes African Am 611 86.33% 70-80 Between 10 and 15
No Caucasian 712 87.91% 80-90 Between 10 and 15
Yes Asian 382 92.27% 40-50 Between 15 and 20
No African Am 710 86.08% 60-70 Between 15 and 20
Yes Caucasian 578 90.57% 80-90 Between 10 and 15
Yes Asian 1243 87.35% 60-70 Between 15 and 20
Yes Caucasian 790 87.74% 60-70 Between 15 and 20
Yes Caucasian 1264 83.94% 50-60 Between 10 and 15
No African Am 216 94.02% 70-80 Between 10 and 15
No Caucasian 345 94.01% 30-40 Upto 10
Yes Caucasian 1208 84.95% 50-60 Between 15 and 20
No Caucasian 992 83.83% 40-50 Between 10 and 15
No Caucasian 0 100.00% 70-80 Between 15 and 20
No Caucasian 840 77.79% 40-50 Between 15 and 20
Yes Caucasian 1003 81.27% 30-40 Between 15 and 20
Yes Caucasian 588 87.85% 70-80 Between 15 and 20
Yes Caucasian 1000 82.37% 40-50 Between 15 and 20
No African Am 767 89.30% 40-50 Between 10 and 15
Yes Caucasian 0 100.00% 50-60 Between 10 and 15
Yes Caucasian 717 85.49% 30-40 Between 15 and 20
Yes Caucasian 0 100.00% 80-90 Between 10 and 15
No African Am 661 91.48% 80-90 Between 10 and 15
Yes Caucasian 849 89.43% 80-90 Between 10 and 15
No Caucasian 1352 75.40% 30-40 Upto 10
Yes Caucasian 382 88.33% 60-70 Upto 10
No African Am 0 100.00% 70-80 Between 15 and 20
No Asian 905 83.95% 50-60 Between 15 and 20
No African Am 371 89.93% 50-60 Between 10 and 15
No Asian 0 100.00% 60-70 Upto 10
No Caucasian 1129 83.46% 80-90 Between 10 and 15
No Caucasian 806 88.65% 40-50 Between 15 and 20
Yes Asian 1393 86.83% 80-90 Between 15 and 20
No Caucasian 721 89.00% 40-50 Between 15 and 20
No Asian 0 100.00% 20-30 Between 10 and 15
No African Am 0 100.00% 60-70 Between 10 and 15
No Caucasian 734 87.25% 40-50 Upto 10
Yes Caucasian 560 86.34% 30-40 Between 10 and 15
No African Am 480 87.49% 60-70 Between 15 and 20
Yes Caucasian 138 96.69% 60-70 Between 10 and 15
Yes Caucasian 0 100.00% 40-50 Between 10 and 15
No Asian 966 82.51% 60-70 Upto 10
New Fields Defined using Orginial Data
Count Gender
193 Male
207 Female

Count Ethinicity
199 Caucasian
102 Asian
99 African American
 Income Limit Rating

Mean 45.21889 Mean 4735.6 Mean

Median 33.1155 Median 4622.5 Median
Mode 23.793 Mode 3388 Mode
Standard Deviation 35.24427 Standard Deviation 2308.199 Standard Deviation
Sample Variance 1242.159 Sample Variance 5327782 Sample Variance
Kurtosis 2.947476 Kurtosis 1.004247 Kurtosis
Skewness 1.742117 Skewness 0.837493 Skewness
Range 176.28 Range 13058 Range
Minimum 10.354 Minimum 855 Minimum
Maximum 186.634 Maximum 13913 Maximum
1st Quartile 20.99975 1st Quartile 3086 1st Quartile
3rd Quartile 57.73825 3rd Quartile 5880.25 3rd Quartile
Inter-Quartile Range 36.7385 Inter-Quartile Range 2794.25 Inter-Quartile Range
Rating Credit Usage

354.94 Mean 0.910419

344 Median 0.901266
344 Mode 1
154.7241 Standard Deviation 0.067578
23939.56 Sample Variance 0.004567
1.060947 Kurtosis -0.874366
0.865394 Skewness -0.129793
889 Range 0.27693
93 Minimum 0.72307
982 Maximum 1
245.75 1st Quartile 0.856466
437.75 3rd Quartile 0.981682
192 Inter-Quartile Range 0.125216
 Gender Diversity Eth

Male
48.25%
Female
51.75%

This chart isn't available in your version of Excel. This chart isn't available in your v

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permanently break the chart. permanently break the chart.

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permanently break the chart.
10

0
African American
 This chart isn't available in your
Credit Balance
12 Editing this shape or saving this
permanently break the chart.
10

6 Married

0
Male Female Total
Result

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 12
Ethnic Diversity
10

African 8
American
24.75%
Caucasian 6
49.75%

Asian 4
25.50%
2

0
African American Asian Caucasian To

rt isn't available in your version of Excel. This chart isn't available in your version of E

his shape or saving this workbook into a different file format will Editing this shape or saving this workbook i
ntly break the chart. permanently break the chart.

Total Total
12

10

8
Age Group
6

0
merican Asian African American Asian Cau
rt isn't available in your version of Excel. This chart isn't available in your version of E

his shape or saving this workbook into a different file format will Editing this shape or saving this workbook i
ntly break the chart. permanently break the chart.

rt isn't available in your version of Excel.

this shape or saving this workbook into a different file format will
ntly break the chart.
 Credit Usage (CU) 72.31%
73.33%
74.36%
74.62%
75.04%
75.39%
75.40%
76.43%

Asian Caucasian Total Result

able in your version of Excel.

r saving this workbook into a different file format will

he chart.

Total

Gender

Asian Caucasian Total Result

able in your version of Excel.

r saving this workbook into a different file format will

he chart.
1. The sample comprises of 51.75% females and 48.25% males.

2. A majority of the sample is Caucasian (49.75%), followed by 25.5% Asians and 24.75% African
Americans.

3. Using the 'balance' and the 'limit' from the given data, we have defined a new quantitative variable - 'Cr
Usage'. On an average, married males have a higher credit usage than unmarried males, while it is vice ver
for females, where unmarried users have a higher credit usage.

4. On an average, males have a higher credit rating than females in Caucasian and African American group
while females have a higher credit rating in Asain group.

5. We defined 4 education brackets, starting from Less than 10 years of education, to more than 20 years of
education, with an interval of 5. In these, people falling in the bracket of 10-15 years have a higher credit
usage on an average.

6. We defined the 7 age brackets, starting with 20-30, till 80-90. In these, people falling in the 70-80 age
bracket had the highest credit usage on an average.

7. The mean income across the sample is 45.22, with a standard deviation of 35.24. A skewness of 1.74
suggests that the income is positively skewed. This is validated by the Box and Whiskers plot, which also
shows some outliers.

8. The mean rating across the sample is 354.94, with a standard devaition of 154.72. A skewness of 0.87
suggests that the ratings are positively skewed. This is validated by the Box and Whiskers plot, which also
shows some outliers.

9. The mean limit across the sample is 4735.6, with a standard deviation of 2308.2. A skewness of 0.84
suggests that the data is positively skewed. This is validated by the Box and Whiskers plot, which also sho
some outliers.

10. The average credit usage in the sample is 91.04%. A skewness of -0.13 suggests that the data is negativ
skewed. This is validated by the Box and Whiskers plot. Unlike other quantitative variables, credit usage
doesn't have any outliers.

11. Using all the above points, we can conclude that "Credit usage" data point can be a good input to predi
default rate among different groups. We can futher work on above conclusions and find out the reasons for
high/low credit usage using techniques like surveys and questionnaires.
d 24.75% African

uantitative variable - 'Credit

males, while it is vice versa

African American groups,

to more than 20 years of

ars have a higher credit

lling in the 70-80 age

. A skewness of 1.74
hiskers plot, which also

2. A skewness of 0.87
hiskers plot, which also

. A skewness of 0.84
kers plot, which also shows

s that the data is negatively

variables, credit usage

be a good input to predict

find out the reasons for a
Credit Usage by Ethinicity

Average of Credit Usage Credit Usage (CU)

Ethnicity 72.31% 73.33% 74.36% 74.62% 75.04%
African American
Asian
Caucasian
Total Result
75.39% 75.40% 76.43% 76.80% 77.28% 77.79% 78.39%
78.82% 79.07% 79.20% 80.20% 80.26% 80.27% 81.05%
81.27% 81.53% 81.96% 82.01% 82.21% 82.26% 82.29%
82.30% 82.35% 82.37% 82.38% 82.43% 82.47% 82.49% 82.51% 82.54%
82.57% 82.67% 82.76% 82.82% 83.14% 83.14% 83.24% 83.46% 83.50% 83.52%
83.55% 83.59% 83.62% 83.64% 83.69% 83.83% 83.84% 83.85% 83.88% 83.94%
83.95% 83.98% 84.10% 84.18% 84.20% 84.24% 84.25% 84.25% 84.25% 84.26%
84.36% 84.37% 84.38% 84.38% 84.40% 84.45% 84.48% 84.48% 84.57% 84.62%
84.74% 84.77% 84.82% 84.92% 84.95% 84.95% 84.97% 85.03% 85.06% 85.10%
85.10% 85.23% 85.26% 85.26% 85.28% 85.32% 85.37% 85.49% 85.50% 85.50%
85.53% 85.57% 85.58% 85.61% 85.63% 85.69% 85.70% 85.70% 85.71% 85.86%
85.92% 85.96% 86.00% 86.04% 86.08% 86.09% 86.13% 86.24% 86.26% 86.27%
86.33% 86.34% 86.38% 86.41% 86.51% 86.53% 86.56% 86.56% 86.70% 86.71%
86.83% 86.83% 87.06% 87.12% 87.13% 87.15% 87.19% 87.25% 87.25% 87.34%
87.35% 87.38% 87.38% 87.41% 87.48% 87.49% 87.50% 87.51% 87.51% 87.58%
87.59% 87.70% 87.71% 87.74% 87.74% 87.82% 87.85% 87.86% 87.86% 87.87%
87.91% 87.94% 87.97% 88.08% 88.15% 88.16% 88.20% 88.20% 88.23% 88.26%
88.33% 88.52% 88.57% 88.65% 88.65% 88.72% 88.83% 88.84% 88.91% 88.95%
88.99% 89.00% 89.03% 89.05% 89.05% 89.14% 89.23% 89.30% 89.34% 89.38%
89.43% 89.44% 89.68% 89.70% 89.83% 89.86% 89.86% 89.87% 89.88% 89.93%
89.95% 89.97% 89.99% 90.04% 90.06% 90.19% 90.22% 90.32% 90.43% 90.56%
90.57% 90.77% 90.83% 90.89% 90.97% 90.98% 90.99% 91.03% 91.04% 91.04%
91.22% 91.40% 91.41% 91.41% 91.46% 91.48% 91.55% 91.57% 91.59% 91.59%
91.67% 91.80% 91.83% 91.85% 91.92% 92.00% 92.01% 92.01% 92.02% 92.06%
92.27% 92.39% 92.63% 92.64% 92.73% 92.92% 93.10% 93.24% 93.29% 93.34%
93.37% 93.40% 93.47% 93.68% 93.80% 93.94% 93.99% 94.01% 94.01% 94.02%
94.06% 94.12% 94.13% 94.18% 94.30% 94.31% 94.43% 94.65% 94.68% 94.68%
94.82% 95.06% 95.09% 95.12% 95.30% 95.42% 95.43% 95.50% 95.54% 95.56%
95.58% 95.59% 95.71% 95.79% 95.88% 96.16% 96.24% 96.24% 96.42% 96.50%
96.66% 96.69% 96.71% 96.89% 97.04% 97.11% 97.14% 97.20% 97.22% 97.38%
97.53% 97.68% 97.70% 98.12% 98.14% 98.18% 98.21% 98.27% 98.50% 98.56%
98.70% 99.09% 99.57% 99.70% 99.77% 100.00% Total Result
Credit Usage by Education by Ethinicity

Ethnicity Age Group Average of Credit Usage

African American
20-30
30-40
40-50
50-60
60-70
70-80
80-90
90-100
Asian
20-30
30-40
40-50
50-60
60-70
70-80
80-90
Caucasian
20-30
30-40
40-50
50-60
60-70
70-80
80-90
90-100
Total Result
Credit Usage by Marital Status by Gender

Gender Married Average of Credit Usage

Male
No
Yes
Female
No
Yes
Total Result
Rating by Gender by Ethinicity

Ethnicity Gender Average of Rating

African American 365.070707070707
Male 371.122448979592
Female 359.14
Asian 345.43137254902
Male 323.382978723404
Female 364.272727272727
Caucasian 354.773869346734
Male 359.226804123711
Female 350.539215686275
Total Result 354.94