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    Govt Sponsored Scheme - MCQ For Bank Promotion Exam

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    The document contains 30 multiple choice questions about various government sponsored schemes in India such as NRLM, PMEGP, NULM, DRI, SRMS, NBCFDC, KrishiSampada, New Swarnima, PM SVANIDHI and PM-KISAN. The questions test knowledge about eligibility criteria, loan amounts, repayment periods, subsidy rates and other key aspects of these schemes aimed at promoting self-employment and entrepreneurship, especially for women, minorities and those engaged in agriculture and allied sectors.

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    Govt Sponsored Scheme - MCQ For Bank Promotion Exam

    Uploaded by

    Classicaver
    789 views4 pages
    The document contains 30 multiple choice questions about various government sponsored schemes in India such as NRLM, PMEGP, NULM, DRI, SRMS, NBCFDC, KrishiSampada, New Swarnima, PM SVANIDHI and PM-KISAN. The questions test knowledge about eligibility criteria, loan amounts, repayment periods, subsidy rates and other key aspects of these schemes aimed at promoting self-employment and entrepreneurship, especially for women, minorities and those engaged in agriculture and allied sectors.

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    Govt sponsored scheme - MCQ for Bank Promotion Exam

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    The document contains 30 multiple choice questions about various government sponsored schemes in India such as NRLM, PMEGP, NULM, DRI, SRMS, NBCFDC, KrishiSampada, New Swarnima, PM SVANIDHI and PM-KISAN. The questions test knowledge about eligibility criteria, loan amounts, repayment periods, subsidy rates and other key aspects of these schemes aimed at promoting self-employment and entrepreneurship, especially for women, minorities and those engaged in agriculture and allied sectors.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    789 views4 pages

    Govt Sponsored Scheme - MCQ For Bank Promotion Exam

    Uploaded by

    Classicaver
    The document contains 30 multiple choice questions about various government sponsored schemes in India such as NRLM, PMEGP, NULM, DRI, SRMS, NBCFDC, KrishiSampada, New Swarnima, PM SVANIDHI and PM-KISAN. The questions test knowledge about eligibility criteria, loan amounts, repayment periods, subsidy rates and other key aspects of these schemes aimed at promoting self-employment and entrepreneurship, especially for women, minorities and those engaged in agriculture and allied sectors.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    of 4

    MCQ - GOVT SPONSORED SCHEMES

    1. Which of the following in general, is eligible as a borrower under NRLM?

    a) SC/ST Women b) SC/ST Men c) Women Self Help Groups d)


    Men & Women in General
    Ans: c. Women Self Help Groups
    2. The repayment period for the Term loan under NRLM for Second dose is:

    a) 36-48 months b) 12-18 months c) 24-36 months d) 3-6 years


    Ans: a. 36-48 months
    3. Loan application for extending credit facility to SHGs under NRLM is
    a) NF964 b) NF950 c) NF761 d) NF951
    Ans: d. NF951
    4. SHGs under NRLM can avail the loan as
    a) Term loan only b) Cash Credit Limit only c) Either CC or TL d)
    Personal loan
    Ans: c. Either CC or TL

    5. Rate of subsidy in Rural areas for Special category beneficiary under PMEGP
    is
    a) 15% b) 25% c) 30% d) 35%
    Ans: d. 35%

    6. Loan quantum under PMEGP for General category borrower is


    a) 95% b) 90% c) 85% d) 75%
    Ans: b. 90%

    7. Fixed Capital Investment per Artisan/worker should not exceed ___in plain
    areas under PMEGP
    a) 1 lakh b) 1.5 lakh c) 10 lakhs d) 5 lakhs
    Ans: a. 1 lakh

    8. Minimum CIR score from any CICs to be obtained to be eligible for a loan
    under PMEGP is
    a) 650 b) 700 c) 750 d) 600
    Ans: a. 650
    9. How many years ITR has to be submitted by the borrower for availing 2nd
    loan under PMEGP?
    a) 3 Yrs b) 1.5 Yrs c) 1 Yr d) 2 Yrs
    Ans: c. 1 Year

    10. Repayment of loan under PMEGP can be made as


    a) 2 to 6 years with 8 months holiday period
    b) 3 to 7 years with 6 months holiday period
    c) 5 to 8 years with 6 months holiday period
    d) 3 to 7 years with 8 months holiday period
    Ans: b. 3 to 7 years with 6 months holiday period

    11. The Project cost under National Urban livelihood mission (NULM) in case of
    individual borrwers is restricted to
    a) Rs. 5 lakh b) Rs. 50000 c) Rs. 3 lakh d) Rs. 2 lakh
    Ans: d. 2 Lakhs

    12. What is the Additional interest subvention provided to all Women SHGs who
    pay their loan in time / prompt repayment is
    a) 2%b) 7% c) 3% d) 5%
    Ans: c. 3%

    13. What is the income criteria in case of DRI loans?


    a) Rs. 24000 in Rural areaS& Rs.18000 in Urban areas
    b) Rs. 18000 in Rural areas &Rs. 24000 in Urban areas
    c) Rs 100000 in Rural areas &Rs. 300000 in Urban areas
    d) Rs. 11800 in urban areas &Rs. 11250 in rural areas
    Ans: b. Rs. 18000 in Rural areas &Rs. 24000 in Urban areas

    14. Repayment period under DRI scheme for solar home lighting system is
    a) 60 months b) 24 months c) 30 months d) 40 months
    Ans: a. 60 months
    15. Under Self employment scheme for rehabilitation of manual scavengers
    (SRMS) micro finance up to a maximum project cost per scavenger given is
    a) Rs. 25000/- b) Rs. 15000/- c) Rs. 50000/- d) Rs. 10000/-
    Ans: a. 25,000/-
    16. The annual income of applicant's family should be below double poverty line
    to be eligible under NBCFDC schemes. What is the income criteria in Rural
    areas
    a) Rs. 120000/- b) Rs. 100000/- c) Rs. 98000/- d) Rs. 95000/-
    Ans: c. 98000
    17. The objective of New Akanksha scheme implemented by NBCFDC is
    a) For setting up MSME units b) For Domestic purpose
    b) To Pursue Education d) For Agriculture purpose
    Ans: c. To Pursue Education

    18. KrishiSampada Scheme is one of the Govt.of India initiative to develop


    a) Finance to Women SHGs b) Micro finance to small farmers for
    agriculture purpose c) Marine processing d) For Pesi culture
    Ans: b. Micro finance to small farmers for agriculture purpose

    19. Maximum loan quantum under New Swarnima for women under MSME self
    employment loan scheme is
    a) Rs. 95000/- b) Rs. 55000/- c) Rs. 85000/- d) Rs. 100000/-
    Ans: d. Rs. 1,00,000/-
    20. Percentage of Beneficiaries to be covered under NRLM is
    a) 30% to SC/ST, 10% to minorities & 5% to disabled persons
    b) 60% to SC/ST, 20% to minorities & 10% to disabled persons
    c) 50% to SC/ST, 10% to minorities & 8% to disabled persons
    d) 50% to SC/ST, 15% to minorities & 3% to disabled persons
    Ans: d. 50% to SC/ST, 15% to minorities & 3% to disabled persons
    21. What is the number of persons to form WSHG group in case of special SHGs
    under NRLM
    a) five to ten persons b) fifteen to twenty persons c) minimum 5
    persons d) Minimum 10 persons
    Ans: c. minimum 5 persons
    22. As per PMEGP scheme, Rural area means population less than
    a) 15000 b) 20000 c) 10000 d) 25000
    Ans: c. 20,000
    23. Finance under PMEGP is Only for
    a) New Projects b) Existing Projects c) Agri Projects d)MSME projects
    Ans: a. New Projects
    24. What is the margin amount under Mahila Samridhi Yojana, a micro finance
    scheme for women
    a) NIL b) 2% c) 3% d) 5%
    Ans: a. NIL
    25. As per PM SVANIDHI scheme, the maximum loan amount can be
    sanctioned__
    a. Rs.10,000/- b. Rs. 20,000/- c. Rs. 25,000/- d. Rs. 50,000/-
    Ans: a. Rs. 10,000/-

    26. Under PM-KISAN scheme, the eligible amount which the formers will get
    a. Rs.5000 per annum per family b. Rs.6000 per annum per family

    c. Rs.7000 per annum per family d. Rs.8000 per annum per family
    Ans: b. Rs.6000 per annum per family
    27. The maximum loan limit under Saksham Scheme is
    a. Rs. 5 lakhs b) 6 lakhsc) 7.5 lakhs d) 10 lakhs
    Ans: d. Rs. 10 lakhs

    28. The maximum loan limit under ShilpaSampada Scheme is


    b. Rs. 5 lakhs b) 6 lakhsc) 7.5 lakhs d) 10 lakhs
    Ans: d. Rs. 10 lakhs

    29. The maximum loan limit under New Swarnima For Women
    Scheme is (per beneficiary)
    c. Rs. 50,000/- b) 1 lakh c) 2 lakhs d) 3 lakhs
    Ans: b. Rs. 1 lakhs

    30. The maximum loan limit under KrishiSampada Scheme is (per


    beneficiary)
    d. Rs. 50,000/- b) 1 lakh c) 2 lakhs d) 3 lakhs
    Ans: a. Rs. 50,000/-

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