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    A Thesis Proposal: Risk and Return Analysis Nic Asia Bank Limited

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    Suman Shrestha
    This thesis proposal analyzes the risk and return of NIC Asia Bank Limited. It will focus on analyzing the bank's risk and return over a 5 year period using its annual reports. The objectives are to help shareholders analyze how deposits are utilized, fulfill a project requirement, compare financial statements over 5 years, and analyze the bank's profitability and risk/return. The study methodology will collect secondary data from the bank's annual reports. The proposal outlines limitations such as only analyzing one bank and using secondary data. A literature review and bibliography are also provided.

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    A Thesis Proposal: Risk and Return Analysis Nic Asia Bank Limited

    Uploaded by

    Suman Shrestha
    134 views7 pages
    This thesis proposal analyzes the risk and return of NIC Asia Bank Limited. It will focus on analyzing the bank's risk and return over a 5 year period using its annual reports. The objectives are to help shareholders analyze how deposits are utilized, fulfill a project requirement, compare financial statements over 5 years, and analyze the bank's profitability and risk/return. The study methodology will collect secondary data from the bank's annual reports. The proposal outlines limitations such as only analyzing one bank and using secondary data. A literature review and bibliography are also provided.

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    Arjun

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    This thesis proposal analyzes the risk and return of NIC Asia Bank Limited. It will focus on analyzing the bank's risk and return over a 5 year period using its annual reports. The objectives are to help shareholders analyze how deposits are utilized, fulfill a project requirement, compare financial statements over 5 years, and analyze the bank's profitability and risk/return. The study methodology will collect secondary data from the bank's annual reports. The proposal outlines limitations such as only analyzing one bank and using secondary data. A literature review and bibliography are also provided.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    134 views7 pages

    A Thesis Proposal: Risk and Return Analysis Nic Asia Bank Limited

    Uploaded by

    Suman Shrestha
    This thesis proposal analyzes the risk and return of NIC Asia Bank Limited. It will focus on analyzing the bank's risk and return over a 5 year period using its annual reports. The objectives are to help shareholders analyze how deposits are utilized, fulfill a project requirement, compare financial statements over 5 years, and analyze the bank's profitability and risk/return. The study methodology will collect secondary data from the bank's annual reports. The proposal outlines limitations such as only analyzing one bank and using secondary data. A literature review and bibliography are also provided.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 7

    A THESIS PROPOSAL

    on

    Risk and Return Analysis


    of
    NIC ASIA BANK LIMITED

    SUBMITED TO

    FAUCLTY OF MANAGEMENT TRIVHUVAN UNUVERSITY


    NEPAL

    By

    ARJUN MAHATO
    APPLIED COLLEGE OF MANAGEMENT & EDUCATION
    BIRATNAGAR

    ROLL NO. : 3
    TU REGD. NO. : 7-2-0934-0006-2013

    i
    CHAPTER 1
    INTRODUCTION

    1.1 General Background of the study

    During the phase of development in banking concept in Nepal,


    the first banking institution was established in 30th Karthik 1994 B.S. in the
    name of Nepal Bank Limited (NBL). It was the first banking history of Nepal.
    The term bank is derived from the French word 'Banco' which
    mean a beach or money exchanging table.
    Bank is defined as a financial institution licensed to receive
    deposits and make loan. Bank is essential to make the financial and
    economical position strong. Bank is an institution that provides a great
    variety of financial services. At their basic, bank hold money on behalf of
    customers, which is payable to the customer on demand either by
    appearing at the bank for a withdrawal or by writing check to a third party.
    Oxford dictionary defines a bank as "An establishment for
    custody of money, which it pays out on customers order."
    Nepal Bank Ltd. is the first modern bank of Nepal. It is taken as
    the milestone of modern banking of the country. Nepal Bank Limited
    established by King Tribhuvan Birr Bikram Shah Dev on 30th Karthik 1994
    B.S. the Nepal Astray Bank was established as central bank in 2013 B.S. for
    the development of banijya bank was established was fully government
    owned commercial bank.

    Bank plays an importance role in the development of the economic


    role in the development of the economic position of country. Bank is
    essential to make financial position strong of all financial institution. It also
    plays a vital role to develop the ruler area of the country. The banking

    ii
    activities are most essential and valuable function for the development of
    nation. The bank provides much information to us, such as financial service,
    currency exchange, wealth management and saving deposits. Nowadays
    bank is ready to provide different kind of services to public, so the bank
    becomes essential part of economy to make financial position strong.

    1.2 Focus Of The Study

    a. This study is focuses in analysis of risk and return of the NIC ASIA
    Bank Ltd.

    1.3 Problem Of The Study

    There are various problems, which are faced by NIC ASIA bank limited. This
    study attempt to analyze the risk and return of the following issues:

    i. There is lack of knowledge regarding banking sector and large


    population over there.
    ii. Problem in ruler area
    iii. Lack of social obligation
    iv. Political influences
    v. Lack of adequate banking transaction
    vi. Lack of good relationship between top level management and low
    level manage

    1.4 Objective Of The Study

    iii
    NIC ASIA Bank has played great role in sector of national economy.
    Shareholders, investors, customers, use an analytical financial statement
    decision maker of management to form judgments about the smoothness
    of the operating efficiency and financial position of firm. The primary
    objectives of the project work report are to analyze risk and return of NIC
    ASIA bank. The main objectives of this project work report are as below.

    i. To help shareholders to analyses whether the deposit are being


    properly utilized or not
    ii. To fulfill a partial requirement of the project work for B.B.S. 4th year
    iii. To compare the financial statement of 5 year data
    iv. To show the risk and return analysis of the NIC ASIA Bank
    v. To analyze profitability position of the NIC ASIA Bank

    1.5 Significant Of The Study

    This study will be helpful of various matters. Management will be able to


    scan their weak area and gaps and take correct action for its improvement.
    Shareholders of the bank will know how their fund is being utilized. The
    study helps to the shareholder to decide how much and where to invest
    their fund in near future.

    The significant of the study are as below:


    i. Manger can increase net profit ratio
    ii. The finding and conclusion of study will be significant to NIC
    ASIA Bank in making their financial decision
    iii. The study is concern with the financial position of the NIC ASIA
    Bank
    iv. It helps to know weakness of the bank

    iv
    1.6 Limitation Of The Study

    No analysis can be perfect and complete without some limitation. Some


    limitation of the study given as below:

    i. Only NIC ASIA bank is selected for the study


    ii. Data are collected by secondary method foe the study
    iii. The study is done by using annual report of 5 years period of NIC
    ASIA Bank.
    iv. Every tools is not taken to analyzing the study

    1. 7 Methodology of the Study


    Research methodology is a way to find result of a given problem on a
    specific matter. In methodology, researcher uses different criteria for
    solving or searching the given research problem. In methodology,
    researcher always tries to search the given question systematically in our
    one way and find out all the answers till conclusion. If research does not
    work systematically on problem, there would be less possibility to find out
    the result.

    Generally, for solving of research problem, data are collect by


    two types of sources. Primary data is information obtained directly from
    first – hand source, while secondary data is information obtained indirectly
    which collected by another person for other studies. One of differences
    between the two types of data is that secondary data takes less time to
    obtain, while primary data takes more time because the information has to
    be gathered from scratch.

    v
    1.7 literatures Review
    way to evaluate risk. In the theory and practice of investing, a widely used
    Risk and return is a complex topic. There are many types of risk and much
    definition of risk is

    vi
    1.9 Bibliography

    B. B. Bajracharya. (2005). Monetary policy and Deposit Mobilization in Nepal.


    Kathmandu: Bhudda Academic Enterprises Pvt. Ltd.

    C. P. Joner. (2008). Fundamentals of Investment. Kathmandu: Asmita Books


    Publishers and Distributors Pvt. Ltd.

    J. M. Pandey. (2008). Financial Management. 9 th Editing. New Delhi: Vikash


    Publishing House Pvt. Ltd.

    K. Thapa. (2008). Fundamentals of Investment. Kathmandu: Asmita Books


    Publishers and Distributors Pvt. Ltd.

    D .M. Chance. (2006). An Introduction to Derivatives Risk Management. Singapur:


    Thomos South – Western.

    D. R. Adhikari. & D. L. Pandey. (2067). Anusandhan Paddati. Kathmandu: Sunrise


    Publishers. Pvt. Ltd.

    Pandey Raj Joshi. (2004). Fundamentals of Financial Management. Kathmandu:


    Asmita Books Publishers and Distributors Pvt. Ltd.

    R. A. Haugen. (1997). Modern Investment Theory. New Jersey: Prentice – Hall Inc.

    R.B. Poudel. (2007). Corporate Finance Management. Kathmandu: Asmita Books


    Publishers and Distributors Pvt. Ltd.

    R.S. Pradhan. (2004). Financial Management. Kathmandu: Bhudha Academic


    Publishers and Distributors Pvt. Ltd.

    W. sharpe., G. Alexander., & J. bailer. (2008). Investment. New Delhi : Pretice Hall
    of India Limited.

    vii

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