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QUESTION BANK For Banking and Insurance MBA Sem IV-Finance

This document contains a question bank for banking and insurance courses. It includes 35 questions on banking that cover topics such as the role of banks, types of banks, bank deposits, advances provided by banks, bank accounts, fund transfers, e-banking, credit and debit cards, lending parameters, non-performing assets, and risk management. It also includes 14 detailed questions and short notes on insurance that cover the definition of insurance, its history and purposes, types of insurance policies, and fundamental insurance principles.

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Agnya Patel
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3K views2 pages

QUESTION BANK For Banking and Insurance MBA Sem IV-Finance

This document contains a question bank for banking and insurance courses. It includes 35 questions on banking that cover topics such as the role of banks, types of banks, bank deposits, advances provided by banks, bank accounts, fund transfers, e-banking, credit and debit cards, lending parameters, non-performing assets, and risk management. It also includes 14 detailed questions and short notes on insurance that cover the definition of insurance, its history and purposes, types of insurance policies, and fundamental insurance principles.

Uploaded by

Agnya Patel
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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QUESTION BANK for Banking and Insurance

MBA Sem IV- Finance

1. Define Banking. What is the role of Banking in the economy?


2. Explain the role of banking in the Indian financial system.
3. Explain in detail, how banking helps in the growth of economy.
4. What are the functions of Banks?
5. Draw and Explain the Indian banking structure.
6. What are the different types of banks? What roles do they play?
7. Write a note on Deposits.
8. Define- FD, RD, Overdraft, Cash credit, Bills discounting, Letter of credit.
9. Write a note on Advances provided by banks.
10. Explain fund based advances.
11. Explain fee based advances.
12. Explain different types of Deposits.
13. Explain different types of Deposits
14. Illustrate how to open a bank account in India.
15. Explain the types of charges created by banks on assets..
16. Write a note on modes of creating charge on assets.
17. Define – Pledge, Hypothecation, Mortgage, Lien
18. Classify the following items into Assets and Liabilities for the banks.
19. Draw the balance sheet of a Bank.
20. What are the different ways of transferring funds from one bank account to another?
21. Explain NEFT and RTGS.
22. Define and explain IMPS.
23. Write a note on e-banking.
24. Explain the concept of Plastic money with reference to Credit card and Debit card.
25. Write a note on Credit card.
26. Define and explain debit card.
27. Explain the parameters banks should consider while lending.
28. What are the aspects of loan appraisal in the banks?
29. Define NPA, Standard assets , Sub-standard assets, loss assets.
30. What are the different strategies adopted by the banks to reduce NPA?
31. Write a note on NPA Management.
32. Write a note on SARFAISI Act.
33. Define Risk management. What are the different types of risks faced by the banking sector?
34. How do banks manage the risk?
35. What are the different risk management tools available with the banks?
36. Define retail banking. What are the various products offered by banks under retail banking?
37. Give a brief overview of retail products of banks.

Detailed question-

1. What is Insurance? Explain its history in brief.


2. “Insurance is a subject matter of solicitation.” Elaborate.
3. What is insurance? What are needs and characteristics of insurance?
4. Explain different purposes of insurance.
5. What is insurance? Explain various advantages and disadvantages of insurance along with
examples.
6. Explain classification of insurance in detail.
7. What is General Insurance policy? What does it cover?
8. What is life Insurance policy? What does it cover?
9. What is the different type of Life Insurance?
10. Differentiate life insurance and general insurance. Give examples.
11. Explain different types of insurance policies along with examples.
12. Discuss various issues and challenges in Insurance sector.
13. Define insurance and explain main elements of insurance.
14. Which are fundamental principles of insurance? How they affect insurer as well as insured?
15. Discuss the difference between insurance contract and wagering contract.
16. What is premium? Explain various elements of calculation of premium.

Short Notes-

1. Evolution of insurance
2. Insurance reforms
3. Insurance as a Transfer System
4. Wagering contracts
5. Over insurance
6. Double insurance
7. Re-insurance

Short Questions-

1. Explain “Transfer of risks from the individual to the group or association- as an advantage of
insurance.”
2. Explain Tax advantage as an advantage of insurance.
3. What is a premium’? What do you mean by term ‘Insurer’ and ‘Insured’?
4. What does ‘Indemnity’ term means?
5. What is subrogation?
6. What is an ‘Endowment Policy’?
7. Cash back policy
8. ULIP
9. Term policy
10. Permanent policy
11. Health policy
12. Motor vehicle insurance
13. Travel insurance
14. Insurance as a Contract

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