myCBSEguide

Class 12 - Economics
Sample Paper 04

Maximum Marks: 40
Time Allowed: 90 minutes

General Instructions:

1. There are a total 60 questions in this paper out of which 50 questions are to be attempted.
2. This paper is divided into three Sections:
a. Section A – Contains 24 questions. Attempt any 20 questions.
b. Section B – Contains 24 questions. Attempt any 20 questions.
c. Section C – Contains 12 questions. Attempt any 10 questions.
3. All questions carry equal marks.
4. There is no negative marking.

Section A
1. Revenue Receipts:
a. Create any reduction in assets for the private sector
b. Do not create any reduction in assets for the government
c. Do not create any reduction in assets for the private sector
d. Create any reduction in assets for the government
2. Who issues a ten-rupee note in India?
a. State Bank of India
b. Central Bank of India
c. Reserve Bank of India
d. Govt of India
3. The non-tax revenue in the following is ________.
a. Excise
b. Export duty
c. Import duty
d. Dividends
4. Borrowing in government budget is ________.
a. Primary deficit
b. Fiscal deficit
c. Deficit in taxes
d. Revenue deficit
5. Exports = ₹ 1,000 lakh, imports = ₹ 1,650 lakh, balance of trade shows:
a. deficit of ₹ 650 lakh
b. None of these
c. surplus of ₹ 650 lakh
d. balance of ₹ 2,650 lakh
6. What was India's growth of real output during the first half of the 20th century?
a. < 2%
b. < 4%

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 1 / 14

 myCBSEguide

c. < 3%
d. < 1%
7. The objective of social justice in economic planning is
a. A reduction in inequalities in asset distribution
b. Both
c. An improvement in the living standards of the poorest groups in the society
d. None
8. When was New Economic Policy introduced in India?
a. 1981
b. 1991
c. 1995
d. 2000
9. Which of the following is a self-employment programme initiated by the Government of India?
a. Sampooma Grameen Rozgar Yojana
b. National Food for Work
c. Prime Minister Rozgar Yojana
d. National Social Assistance Programme
10. Which of the following is an indicator of health attainments?

a. Maternal Mortality Rate
b. Life expectancy
c. All of these
d. Infant Mortality rate
11. Golden Revolution is concerned with:
a. horticulture
b. poultry faming
c. farm Production
d. fish Production
12. Which of the following is capital expenditure?
a. Purchase of shares
b. Payment of subsidies
c. Grants given to state governments
d. Payment of pension
13. One of the various quantitative instruments used by the central bank in during deflation is:
a. Block government securities
b. Export government securities
c. Sell government securities
d. Buy government securities
14. Another Implication of Fiscal deficit is
a. it decreases financial burden for future generation
b. it increases financial burden for future generation
c. it does not affect financial burden for future generation.
d. it maintains financial burden for future generation
To practice more questions & prepare well for exams, download myCBSEguide App. It provides
complete study material for CBSE, NCERT, JEE (main), NEET-UG and NDA exams.
15. Who made significant estimates about calculating national income in India during the British period?
a. V.K.R.V. Rao

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 2 / 14

 myCBSEguide

b. William Digby
c. Dadabhai Naoroji
d. Findlay Sierras
16. Official reserves transactions are relevant under:
a. Managed floating exchange rate system
b. Fixed exchange rate system
c. Floating exchange rate system
d. Both fixed exchange rate system and managed floating exchange rate system
17. What was the growth rate of GDP during British rule?
a. 2 per cent
b. 3 per cent
c. 4 per cent
d. 0.5 per cent
18. The basic problem the Indian economy is facing is shortage of
a. Entrepreneurial abilities
b. Natural resources
c. Human resources
d. Man made resources
19. Name the Finance Minister who took a decision to introduce reforms in India.

a. Dr. Manmohan Singh
b. Arun Jetli
c. P. Chidambaram
d. Narsimha Rao
20. A person in urban India is considered below the poverty line if his daily intake of calories is less than
a. 2000
b. 2400
c. 2100
d. 2500
21. Which is the problem of human capital formation in India?
a. Decreasing population
b. High academic level
c. Brain drain
d. Gender equality
22. The growth rate of agriculture has ________ during the reform period.
a. kept fluctuating
b. decelerated
c. has remained stable
d. accelerated
23. The scheme provides a healthy urban environment through community toilets:
a. SGSY
b. VAMBAY
c. SJRY
d. AAY
24. The movement started by the national literacy mission is:
a. Education literacy
b. Education of children

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 3 / 14

 myCBSEguide

c. Education for all

d. Education for life
Section B
25. Assertion (A): If total receipts are ₹ 500 crores and total payments are also ₹ 500 crores, then in the
accounting sense balance of payments balances.
Reason (R): Total receipts are equal to total payments.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
26. External Factors responsible for industrial sickness
a. Lack of management
b. Government policies related with production, distribution and prices
c. Excessive overhead expenses
d. Diversion of funds
27. Assertion (A): The problem of unemployment is assuming alarming proportions.
Reason (R): There is a growing gulf between the supply of job seekers with higher education and their
demand.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
28. Opening up the Indian economy to foreign investors and allowing Indian investors to invest abroad
a. None
b. Privatisation
c. Liberalisation
d. Globalisation
29. Assertion (A): A discriminatory tariff policy was removed in the Indian economy.
Reason (R): The British found India as the best source of raw material as well as the best market for
their industrial products.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
30. Infant mortality rate fall due to
a. Poor health facilities
b. No change in health facilities
c. Better health facilities
d. All of these
31. LQP stands for:

a. License, quality and Production
b. Liberalisation, Quota and Permit
c. License, Quota and Permit
d. Liberalisation, Quality Improvement and Production
32. One of the other two components of Capital budget are:
a. Budget Expenditure

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 4 / 14

 myCBSEguide

b. Investment Expenditure
c. Capital expenditure
d. Income budget
33. Assertion (A): Lack of production capital points to low production capacity.
Reason (R): Low production capacity leads to a high level of employment.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
34. _____ is/are an important factor of human capital formation as it results in enhanced labour
productivity.
a. On-the-job training
b. All of these
c. Education
d. Migration
35. When was NABARD set up?
a. 1991
b. 1965
c. 1981
d. 1982
36. Green revolution resulting from
a. HYV seeds
b. None
c. Use of manures
d. Traditional Irrigation facilities
37. Assertion (A): Indian markets are now increasingly shedding their monopolistic character, and
becoming more and more competitive in nature.
Reason (R): The launch of LPG policies has caused a significant shift.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
38. Disinvestment is a
a. Revenue Expenditure
b. Revenue Receipts
c. Capital Receipts
d. Capital Expenditure
39. Assertion (A): Central bank accepts deposits from commercial banks and advances loans to them.
Reason (R): Central banks deals with the general public.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
40. Assertion (A): Fee is not a payment for commercial services.
Reason (R): Fee is a payment for administrative and judicial services provided to the people.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 5 / 14

 myCBSEguide

c. A is true but R is false.

d. A is false but R is true.
41. Assertion (A): Indian farmer continues to consider farming as a means of subsistence and less an as a
business venture.
Reason (R): Indian farmers continues to focus on crops that offer them food security rather than those
which yield high profits.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
42. The difference between the amount of loan and market value of the security offered by a borrower
against the loan is called ________.
a. cash reserve ratio
b. margin requirement
c. statutory liquidity ratio
d. bank rate
43. When was Taskforce on Projections of Minimum Needs and Effective Consumption Demand formed?
a. 2012
b. 1989
c. 1962
d. 1979
44. The most important sources of plan finance to cover up gap between intended expenditure and
available resource is in:
a. Foreign aid
b. Deficit financing
c. Direct taxes
d. Indirect taxes
45. How the infant mortality rate is calculated?
a.

b.

c.

d.
46. Assertion (A): The need for short-term credit arises to farmers.
Reason (R): Short-term credit needs relate to the construction of fences, digging of wells, besides
making payments of electricity bills. Small and marginal farmers hardly save enough to self-manage
their short-term credit needs.
a. Both A and R are true and R is the correct explanation of A.
b. Both A and R are true but R is not the correct explanation of A.
c. A is true but R is false.
d. A is false but R is true.
47. Fiscal deficit is that part of total government expenditure which is met by
a. Borrowings
b. All
c. Imposing more taxes
d. Selling shares held by government

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 6 / 14

 myCBSEguide

48. Final balance of payments of a country is:

a. Always balanced
b. Fluctuates
c. Always deficit
d. Always surplus
Section C

Question No. 49 to 54 are based on the given text. Read the text carefully and answer the
questions:

Barter is an act of trading goods or services between two or more parties without the use of money (or
a monetary medium, such as a credit card). In essence, bartering involves the provision of one good or
service by one party in return for another good or service from another party. Bartering allows
individuals to trade items that they own but is not using for items that they need, while keeping their
cash on hand for expenses that cannot be paid through bartering, such as a mortgage medical bills, and
utilities. Bartering can also have a psychological benefit because it can create a deeper personal
relationship between trading partners than a typical monetized transaction. Bartering can also help
people build professional networks and market their businesses.
On a broader level, bartering can result in the optimal allocation of resources by exchanging goods in
quantities that represent similar values. Bartering can also help economies achieve equilibrium, which
occurs when demand equals supply. When two people each have items the other wants, both people
can determine the values of the items and provide the amount that results in an optimal allocation of
resources. A person can also exchange an item for something that the individual does not need because
there is a ready market to dispose of that item.

49. ________ system of exchange is based on the concept of C-C economy.

a. barter
b. monetary
c. all of these
d. alternative currencies
50. ________ is a sign of interdependence.
a. supply
b. exchange
c. purchase
d. none of these
51. Lack of a system for future payments or contractual payments is a drawback of ________ system of
exchange.
a. monetary
b. all of these
c. barter
d. alternative currencies
52. Double coincidence of wants is a requirement of ________ system of exchange.
a. monetary
b. none of these
c. barter
d. alternative currencies
53. There develops a personal relationship between ________ in barter system which has a ________ benefit.

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 7 / 14

 myCBSEguide

a. companies, mutual
b. trading partners, psychological
c. people, personal
d. partners, professional
54. Bartering can help in building ________ networks.
a. Psychological
b. Professional
c. Business
d. Personal

Question No. 55 to 60 are based on the given text. Read the text carefully and answer the
questions:

The exchange rate is said to be fixed when it is set and maintained by the government at a particular
level. The government may set it at a level higher or lower than the equilibrium exchange rate as
determined by the market forces of supply and demand.
Excess supply would lead to a fall in the exchange rate. In this situation, the very purpose of
devaluation would be lost. It, therefore, becomes essential for the government to absorb the excess
supply by way of its own purchase of foreign currency in the international money market. Accordingly,
the government reserves of forex (foreign exchange) must rise. It may be noted that in India, RBI is
engaged in the sale and purchase of foreign currency in the international money market.

55. The exchange rate at which demand for foreign currency becomes equal to its supply is called:
a. equilibrium exchange rate
b. equal rate of exchange
c. all of these
d. mint parity
To practice more questions & prepare well for exams, download myCBSEguide App. It provides
complete study material for CBSE, NCERT, JEE (main), NEET-UG and NDA exams.
56. ________ leads to a rise in supply of foreign currency.
a. Devaluation
b. Revaluation
c. decrease
d. increase
57. When the supply of foreign exchange increases, the equilibrium exchange rate will ________.
a. rise
b. fall
c. decreases
d. remains same
58. ________ is the most rigid exchange rate system, which does not allow any adjustment in the exchange
rate.
a. Gold standard system of Exchange Rate
b. Flexible system of exchange rate
c. Spot rate system of exchange
d. Bretton Woods System of Exchange Rate
59. In a fixed exchange rate system, when the Government makes the domestic currency costlier, it means
the government has ________ the exchange rate. It is called ________.

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 8 / 14

 myCBSEguide

a. lifted; equilibrium
b. fixed; revaluation
c. decreased; revaluation
d. increased; devaluation
60. If the demand curve for a country's currency shifts to the left and the supply curve to the right. What
does it imply about its currency?
a. depreciation of its currency
b. devaluation of its currency
c. appreciation of its currency
d. revaluation of its currency

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 9 / 14

 myCBSEguide

Class 12 - Economics
Sample Paper 04

Solution

Section A
1. (b) Do not create any reduction in assets for the government
Explanation: The revenue receipts do not cause any reduction in the assets of the government. For
e.g. tax receipts and non-tax receipts.
2. (c) Reserve Bank of India
Explanation: All the notes and coins except one rupee note are issued by Reserve Bank of India. One
rupee notes are issued by the Ministry of finance.
3. (d) Dividends
Explanation: Non-tax receipts are those receipts which arise from sources other than Taxes.
4. (b) Fiscal deficit
Explanation: Gross fiscal deficit shows estimated borrowing by the government to cope with its
expenditures during the year. Often it is expressed as a percentage of GDP.
5. (a) deficit of ₹ 650 lakh
Explanation: balance of trade shows a deficit of ₹ 650 lakh because export is less than imports of that
country.
6. (a) < 2%
Explanation: < 2% was India's growth of real output during the first half of the 20th century.
7. (b) Both
Explanation: The objective of social justice in economic planning includes both a reduction in
inequalities in asset distribution and an improvement in the living standardds of the poorest groups in
the society.
8. (b) 1991
Explanation: New Economic Policy of India,1991 refers to ongoing economic liberalization or
relaxation started in 1991 of the countries economic policies. It was introduced with the goal of making
the economy more market-oriented and expanding the role of private and foreign investment.
To practice more questions & prepare well for exams, download myCBSEguide App. It provides
complete study material for CBSE, NCERT, JEE (main), NEET-UG and NDA exams.
9. (c) Prime Minister Rozgar Yojana
Explanation: The scheme is for providing employment to educated unemployed. The scheme provides
a loan of ₹ 1 lakh for opening his own enterprise and ₹ 2 lakhs for other activities.
10. (c) All of these
Explanation: All three are the indicators of health attainments. Lower value of maternal mortality rate
and infant mortality rate, and higher value of life expectancy is desired for a country.
11. (a) horticulture
Explanation: The rapid growth in the production of horticulture crops such as fruits, vegetables,
flowers etc is known as the Golden revolution.
12. (a) Purchase of shares
Explanation: Purchase of shares is a capital expenditure because it creates assets for the government.
13. (d) Buy government securities
Explanation: Buying securities by government cause a rise in money supply into the economy
that indirectly cause an increase in demand of people which cause demand-pull inflation.
14. (b) it increases financial burden for future generation

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 10 / 14

 myCBSEguide

Explanation: Future generations inherit a laggard economy where GDP growth is low because a
significant percentage of national income is used to pay the past debts.
15. (a) V.K.R.V. Rao
Explanation: Out of Dadabhai Naoroji, William Digby, Findlay Shirras, V.K.R.V. Rao it was V.K.R.V. Rao
who made significant estimates about calculating national income in India during the British period.
16. (d) Both fixed exchange rate system and managed floating exchange rate system
Explanation: Both fixed exchange rate system and managed floating exchange rate system.
17. (a) 2 per cent
Explanation: All raw materials were exported to Britain and the share of primary sector to GDP was
maximum .Hence, productivity of labour was low as maximum labour was absorbed in primary sector.
18. (d) Man made resources
Explanation: Scarcity of resources is one of the basic problems faced by Indian economy. Man made
resources is the basic problem faced by economy.
19. (a) Dr. Manmohan Singh
Explanation: In 1991, Dr. Manmohan Singh as Finance Minister, freed India from the Licence Raj,
source of slow economic growth and corruption in the Indian economy for decades. He liberalised the
Indian economy, allowing it to speed up development dramatically.
20. (c) 2100
Explanation: The calorie intake criteria were given by a commission in 1993. According to them, any
person who consumes less than 2100 calories in urban India will be regarded as below the poverty line.
21. (c) Brain drain
Explanation: Migration of persons to developed countries is a serious threat to the process of human
capital formation in the country. Those who decide to migrate are persons of high calibre such as
scientists, administrators, executives, engineers etc. Brain drain slows down the process of human
capital formation in the domestic economy.
22. (b) decelerated
Explanation: The decline is due to the reason that land under agriculture has reduced as land has been
acquired from farmers for building factories and industries. People working in farms have moved over
to towns and cities in search of other jobs. The government's policies are more suitable for industries
and villages and farmers are neglected as compared to urban cities and industrialisation.
23. (b) VAMBAY
Explanation: VAMBAY stands for “Valmiki Ambedkar Aawas Yojna”. It is a central govt. sponsored
programme for the slum dwellers living in different towns and cities all over the country. Also, it
attempts to provide a healthy urban environment through community toilets under Nirmal Bharat
Abhiyan, a component of the scheme.
24. (c) Education for all
Explanation: The National Literacy Mission was started by the Government of India in 1988 with
an aim to educate all Indians and make India a 100 percent literate country.
Section B
25. (a) Both A and R are true and R is the correct explanation of A.
Explanation: If total receipts are ₹ 500 crores and total payments are also ₹ 500 crores, then in the
accounting sense balance of payments balances because total receipts are equal to total payments.
26. (b) Government policies related with production, distribution and prices
Explanation: Excessive government control and restrictions on capacity utilisation, location, product
mix, product quality, prices, distribution etc. come in the way of smooth functioning of the firms and
often result in sickness of the firm.
27. (a) Both A and R are true and R is the correct explanation of A.

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 11 / 14

 myCBSEguide

Explanation: The problem of unemployment is assuming alarming proportions. There is a growing

gulf between the supply of job seekers with higher education and their demand.
28. (d) Globalisation
Explanation: Globalisation is the integration of the domestic economy with the rest of the world
through trade and capital (investment) flows.
29. (d) A is false but R is true.
Explanation: A discriminatory tariff policy was pursued in the Indian economy. The British found
India as the best source of raw material as well as the best market for their industrial products.
30. (c) Better health facilities
Explanation: Infant mortality refers to deaths of young children, typically those less than one year of
age. Governments can reduce the mortality rates by addressing the combined need for education,
nutrition, and access to basic maternal and infant health services.
31. (c) License, Quota and Permit
Explanation: LQP stands for License, Quota ,Permit . The system was prevailing upto 1991 when
financial and economic reforms were introduced in 1991
32. (c) Capital expenditure
Explanation: Capital expenditure refers to the estimated expenditure of the government in a fiscal
year which creates assets or causes a reduction in liabilities.
33. (c) A is true but R is false.
Explanation: Lack of production capital points to low production capacity. In turn, low production
capacity leads to a low level of employment.
34. (b) All of these
Explanation: Investment in education is considered as one of the most important sources of human
capital formation. There are several other sources as well. Investment in health, on-the-job training,
migration and information are the other sources of human capital formation.
35. (d) 1982
Explanation: National Bank for Agricultural and Rural Development (NABARD) was set up in 1982 as
an apex body to coordinate the activities of all the institutions involved in the rural financing system.
36. (a) HYV seeds
Explanation: The Green Revolution in India was a period when agricultire in India increased its yields
due to improved agronomic technology. To increase agricultural production it introduced high-yielding
varieties of seeds. HYV refers to increased use of chemical fertilisers and irrigation to increase the
production needed to make the country self-sufficient in food grains.
37. (a) Both A and R are true and R is the correct explanation of A.
Explanation: The launch of LPG policies has caused a significant shift in the structure of Indian
markets. Indian markets are now increasingly shedding their monopolistic character, and becoming
more and more competitive in nature.
38. (c) Capital Receipts
Explanation: Disinvestment is a capital receipt since it causes reduction in the assets of the govt. For
eg. the money received by the govt by selling its shares (say of Maruti Udyog) causes reduction in the
assets of the govt.
39. (c) A is true but R is false.
Explanation: The central bank accepts deposits from commercial banks and advances loans to
them. Central banks does not deal with the general public.
40. (b) Both A and R are true but R is not the correct explanation of A.
Explanation: The fee is not a payment for commercial services. The fee is a payment for
administrative and judicial services provided to the people.

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 12 / 14

 myCBSEguide

41. (a) Both A and R are true and R is the correct explanation of A.
Explanation: Indian farmer continues to consider farming as a means of subsistence and less an as a
business venture. Indian farmers continue to focus on crops that offer them food security rather than
those which yield high profits. The typical Indian farmer is reluctant to grow as an entrepreneur: he
avoids undertaking risks for profits.
42. (b) margin requirement
Explanation: Margin requirement refers to the difference between the current value of the security
offered for a loan and the value of loan granted. It is a qualitative method of credit control adopted by
the central bank in order to stabilize the economy from inflation or deflation.
43. (d) 1979
Explanation: In 1979, a task force constituted by the Planning Commission for the purpose of poverty
estimation, chaired by YK Alagh, constructed a poverty line for rural and urban areas on the basis of
nutritional requirements. According to the report of "Task Force on projections of Minimum Needs and
Effective Consumption Demand", people consuming less than 2100 calories in the urban areas and less
than 2400 calories in the rural areas were considered poor.
44. (b) Deficit financing
Explanation: Deficit financing
45. (c)
Explanation:

Infant mortality rate (IMR) is the number of deaths per 1,000 live births of children under one year of
age. The rate for a given region is the number of children dying under one year of age, divided by the
number of live births during the year, multiplied by 1,000.
46. (c) A is true but R is false.
Explanation: The need for short-term credit arises to farmers. Short-term credit needs relate to the
purchase of inputs like seeds, fertilizers, etc, besides making payments of electricity bills. Small and
marginal farmers hardly save enough to self-manage their short-term credit needs.
47. (a) Borrowings
Explanation: Fiscal deficit arises when government expenditure is more than government
revenue and therefore the balance is met through borrowings.
48. (a) Always balanced
Explanation: Always balanced
Section C
49. (a) barter
Explanation: barter
50. (b) exchange
Explanation: exchange
51. (c) barter
Explanation: barter
52. (c) barter
Explanation: barter
53. (b) trading partners, psychological
Explanation: trading partners, psychological
To practice more questions & prepare well for exams, download myCBSEguide App. It provides
complete study material for CBSE, NCERT, JEE (main), NEET-UG and NDA exams.
54. (b) Professional
Explanation: Bartering can also help people build professional networks and market their businesses.

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 13 / 14

 myCBSEguide

55. (a) equilibrium exchange rate

Explanation: equilibrium exchange rate
56. (a) Devaluation
Explanation: Devaluation
57. (b) fall
Explanation: fall
58. (a) Gold standard system of Exchange Rate
Explanation: Gold standard system of Exchange Rate
59. (c) decreased; revaluation
Explanation: A Revaluation is said to occur, when the Government decreases the exchange rate
(thereby, making domestic currency costlier) in a fixed exchange rate system.
60. (a) depreciation of its currency
Explanation: depreciation of its currency

Copyright © myCBSEguide.com. Mass distribution in any mode is strictly prohibited. 14 / 14