Cash Flow of ICICI Bank - in Rs. Cr.
Cash Flow of ICICI Bank - in Rs. Cr.
Cash Flow of ICICI Bank - in Rs. Cr.
-------------------
Mar '06 Mar '07 Mar '08 Mar '09 Mar '10
Income
Interest Earned 13,784.50 22,994.29 30,788.34 31,092.55 25,706.93
Other Income 5,036.62 6,962.95 8,878.85 8,117.76 7,292.43
Total Income 18,821.12 29,957.24 39,667.19 39,210.31 32,999.36
Expenditure
Interest expended 9,597.45 16,358.50 23,484.24 22,725.93 17,592.57
Employee Cost 1,082.29 1,616.75 2,078.90 1,971.70 1,925.79
Selling and Admin Expenses 2,360.72 4,900.67 5,834.95 5,977.72 6,056.48
Depreciation 623.79 544.78 578.35 678.60 619.50
Miscellaneous Expenses 2,616.78 3,426.32 3,533.03 4,098.22 2,780.03
Preoperative Exp Capitalised 0.00 0.00 0.00 0.00 0.00
Operating Expenses 5,274.23 8,849.86 10,855.18 10,795.14 10,221.99
Provisions & Contingencies 1,409.35 1,638.66 1,170.05 1,931.10 1,159.81
Total Expenses 16,281.03 26,847.02 35,509.47 35,452.17 28,974.37
Mar '06 Mar '07 Mar '08 Mar '09 Mar '10
119,895.7
Contingent Liabilities 177,054.18 371,737.36 803,991.92 694,948.84
8
Bills for collection 15,025.21 22,717.23 29,377.55 36,678.71 38,597.36
Book Value (Rs) 249.55 270.37 417.64 444.94 463.01
Mar
Mar '07 Mar '08 Mar '09 Mar '10
'06
Mar
Mar '07 Mar '08 Mar '09 Mar '10
'06
Mar '06 Mar '07 Mar '08 Mar '09 Mar '10
Assets
Cash & Balances with RBI 3,077.96 4,686.11 9,124.23 5,940.44 7,666.45
Balance with Banks, Money
629.28 4,293.19 1,217.09 4,981.46 2,158.19
at Call
Advances 34,756.20 47,060.29 60,423.84 74,885.27 79,003.93
Investments 18,952.28 23,974.47 28,474.71 31,215.44 37,650.56
Gross Block 865.33 1,000.13 1,102.80 2,352.74 2,460.53
Accumulated Depreciation 419.40 509.20 569.11 655.95 768.63
Net Block 445.93 490.93 533.69 1,696.79 1,691.90
Capital Work In Progress 11.80 19.73 24.88 13.07 7.67
Other Assets 1,484.35 1,732.11 2,061.29 2,340.93 2,917.70
Total Assets 59,357.80 82,256.83 101,859.73 121,073.40 131,096.40
Income
4,406.2
Interest Earned 5,832.07 7,968.25 9,641.40 10,245.77
8
Other Income 728.21 862.76 1,075.46 1,713.07 1,196.59
5,134.4
Total Income 6,694.83 9,043.71 11,354.47 11,442.36
9
Expenditure
2,339.1
Interest expended 3,271.27 5,288.79 6,771.81 7,077.91
0
Employee Cost 893.57 931.07 949.68 1,271.84 1,734.75
Selling and Admin Expenses 390.63 465.80 419.34 737.99 1,320.98
Depreciation 55.34 61.12 75.10 100.94 111.76
Miscellaneous Expenses 672.52 957.14 1,108.46 1,146.10 490.00
Preoperative Exp Capitalised 0.00 0.00 0.00 0.00 0.00
1,455.4
Operating Expenses 1,604.61 1,610.73 2,307.20 3,385.96
0
Provisions & Contingencies 556.66 810.52 941.85 949.67 271.53
4,351.1
Total Expenses 5,686.40 7,841.37 10,028.68 10,735.40
6
Mar '06 Mar '07 Mar '08 Mar '09 Mar '10
Net Profit for the Year 783.34 1,008.43 1,202.34 1,325.79 706.96
Extraordionary Items 0.00 0.00 0.00 0.00 0.00
Profit brought forward 0.00 0.00 0.00 0.00 0.00
Total 783.34 1,008.43 1,202.34 1,325.79 706.96
Preference Dividend 0.00 0.00 0.00 0.00 0.00
Equity Dividend 161.51 191.22 203.96 286.82 223.09
Corporate Dividend Tax 0.00 0.00 0.00 0.00 0.00
Per share data (annualised)
Earning Per Share (Rs) 14.38 18.51 22.07 24.34 12.98
Equity Dividend (%) 26.00 30.00 32.00 45.00 35.00
Book Value (Rs) 56.08 71.08 87.05 109.06 116.54
Appropriations
Transfer to Statutory Reserves 621.83 371.65 409.16 1,029.30 356.29
Transfer to Other Reserves 0.00 445.56 589.22 9.67 127.58
Proposed Dividend/Transfer to Govt 161.51 191.22 203.96 286.82 223.09
Balance c/f to Balance Sheet 0.00 0.00 0.00 0.00 0.00
Total 783.34 1,008.43 1,202.34 1,325.79 706.96
Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06
Profitability ratios
Operating margin (%) 8.46 17.71 18.35 20.83 20.33
Gross profit margin (%) 7.47 16.78 17.45 19.83 19.15
Net profit margin (%) 6.14 11.87 13.94 16.18 16.44
Adjusted cash margin (%) 7.10 12.16 14.79 17.12 16.69
Adjusted return on net worth (%) 11.10 21.16 25.31 25.97 24.21
Reported return on net worth (%) 11.13 22.31 25.35 26.04 25.64
Return on long term funds (%) 126.87 145.71 146.37 119.88 107.40
Leverage ratios
Long term debt / Equity - - - - -
Total debt/equity 17.45 16.85 17.78 17.75 16.54
Owners fund as % of total source 5.41 5.60 5.32 5.33 5.70
Fixed assets turnover ratio 4.60 4.64 7.58 6.08 5.42
Liquidity ratios
Current ratio 0.76 0.32 0.32 0.26 0.30
Current ratio (inc. st loans) 0.02 0.02 0.02 0.02 0.02
Quick ratio 23.61 11.46 11.32 8.07 8.00
Inventory turnover ratio - - - - -
Payout ratios
Dividend payout ratio (net profit) 31.55 21.63 16.96 18.96 20.61
Mar ' 10 Mar ' 09 Mar ' 08 Mar ' 07 Mar ' 06
Dividend payout ratio (cash profit) 27.24 20.10 15.96 17.87 19.25
Earning retention ratio 68.38 77.19 83.02 81.00 78.17
Cash earnings retention ratio 72.70 78.89 84.02 82.09 79.69
Coverage ratios
Adjusted cash flow time total debt 135.59 73.71 66.09 64.41 63.55
Financial charges coverage ratio 1.16 1.32 1.34 1.43 1.44
Fin. charges cov.ratio (post tax) 1.12 1.21 1.24 1.33 1.36
Component ratios
Material cost component (% earnings) - - - - -
Selling cost Component 0.31 0.24 0.14 0.22 0.18
Exports as percent of total sales - - - - -
Import comp. in raw mat. consumed - - - - -
Long term assets / total Assets 0.92 0.93 0.93 0.93 0.92
Bonus component in equity capital (%)