Date: 5th April 2018

NEPAL SBI BANK Ltd.

Bardibas Branch,Mahottari

Subject: Submission of Re-Valuation Report

We are pleased to submit the property valuation report based on the present market value of the property,
intended to be mortgaged to the Nepal SBI Bank Ltd. by:
Owner : Mr. Samser Bahadur Thapa
Citizenship No./ Issue from : 04924049 02/03/2039, Mahottari
Present Address : Bardibas VDC-01, Mahottari-District
Permanent Address : 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
a) Plot No. : 936
Land Address : 25 No. Bahadurgunj VDC,Mahottari-District
Access Road : 14 ft. wide Gravel road on West side (on site)
b) Plot No. : 937
Land Address : 25 No. Bahadurgunj VDC,Mahottari-District
Access Road : 14 ft. wide Gravel road on West side (on site)
For :
Client : Mr. Samser Bahadur Thapa
Citizenship No./ Issue from : 04924049 02/03/2039, Mahottari
Present Address : Bardibas VDC-01, Mahottari-District
Permanent Address : 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
Father : Mr. Ganga Bahadur Thapa
Phone Number : 9803541635
We hereby declare:
We have visited the site physically, inspected, inquired, verified with provided document and measured
1) the properties in detail on 3rd April,2018.
We have no direct or indirect interest in the said property to be mortgaged to the best of our knowledge
2) and belief.
3) The information and related documents furnished by the client/owner is true and correct .

We certify that:
The Commercial Value of the Property:-
Total Rs. 13,527,572.02
The Distressed Value of the Property :-
Value of Land Rs. 8,503,045.27
Total Rs. 8,503,045.27 Say 8,503,000.00

Valuators Comment:-

We hope you will find this in order. Thanking you for entrusting us with this assignment and assuring you of our
best professional service.

Yours Faithfully

Er. Raj Kishor Sah …………………………..

Managing Director (Signature)
 REVALUATION REPORT
OF
FIXED ASSETS
At
25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District

Owner:
Mr. Samser Bahadur Thapa
25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District

Client/Borrower:
Mr. Samser Bahadur Thapa/Mrs. Sani Maiya
25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District

Submitted To:-

Nepal SBI Bank Ltd.

Bardibas Branch, Mahottari

SUBMITED BY:
SHAH Global Engineering Consultancy (P). Ltd.
Gaushala,Ward No.02,Mahottari Nepal
Ph. No: 044-556012, Fax:044-556012
Mob.No.: +977-9851188626
Email: [email protected]

Date: 5th April 2018

 Date: 5th April 2018
Nepal SBI Bank Ltd .
Bardibas Branch,Mahottari

Subject: Submission of Preliminary Valuation Report

We are pleased to submit the property valuation report based on the present market value of the
property, intended to be mortgaged to the Nepal SBI Bank Ltd by:

CLIENT: : Mr. Samser Bahadur Thapa

Address : 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District

The Property Consist of Land only.

1)Owner:
Type of
Location Plot No. Area (in B-K-D-K)
SN Properties
1 Land #REF! 936 0-0-10-0
2 Land #REF! #REF! 0-3-8-12

We hereby declare:
1) We have visited the site physically, inspected, inquired, verified with provided document and
measured the property in detail on 1st April,2018.
2) We have no direct or indirect interest in the said property to be mortgaged.
3) The information and related documents furnished by the client/ower is true and correct
to the best of our knowledge and belief.
Valuation Report.

The Commercial Value of the Property:-

The Fair Market Valu Of the Property Rs. 13,527,572.02
The Distress Valu Of the Property Rs. 8,503,045.27

All necessary calculation and ducoments enclosed herewith for the reference.

Yours Faithfully

Er. Rajkishor Sah …………………………..

Managing Director (Signature)
SUMMARY OF VALUATION REPORT
Name: Mr. Samser Bahadur Thapa
Information of Client Permanent Address: 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
Contact no: 9803541635
1.0 Name: Mr. Samser Bahadur Thapa
Property Owner
Address: 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
Name: Mr. Samser Bahadur Thapa/Mrs. Sani Maiya
Name of Borrower
Address: 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
2.0 Property Evaluated Land only

3.0 Particulars of Land (Area in Katha)

Area as per Area Considered for

Owner of the Plot No./Sheet Area as per Actual
S.No. Location of the Property Lalpurja in B-K-D- Valuation (as per
Property No. Measurement
K lesser)

Mr. Samser
25 No. Bahadurgunj
1.0 Bahadur 936 0-0-10-0
VDC,Mahottari-District
Thapa 0-1-1-8 3522.0
Mr. Samser
25 No. Bahadurgunj
2.0 Bahadur 937 0-0-10-0
VDC,Mahottari-District
Thapa
Kattha 0-1-0-0 0-1-1-8 0-0-19-5.2
Total
Sq.ft. 3645.0 3922.47 3522.0
Note:- 123 sq.ft. is deducted from total lesser area for considering 20 ft. (6M) road.

4.0 Accessibility and other Misc. Particulars of Land

Importance
Access in the Access at the
S.No. Plot No. (Commercial,Residential,et Remarks
Blue Print Site
c.)
1.0 936 Residential Yes Yes
All Plots are combined.
2.0 937 Residential Yes Yes

5.0 Rate of Land(In Nrs)

Fair Market Rate(Per Government Weighted Rate (60% of Market Rate &
S.No. Plot No
Kattaha) Rate 40% of Government Rate)

1.0 936
14,000,000.00 1,000,000.00 8,800,000.00
2.0 937

6.0 Boundary of Land

S.No. Plot No. East West North South Remarks

1.0 936 &937 Kesab Bhattarai Road Kumar Giri Madhusudhan Poudel As per char killa
document.

7.0 Value of Land (Amount in Nrs.)

Plot
Weighted Rate Commercial Distress value(100%
S.No. No./Sheet Area(Considered)(in Sq.ft.) Weighted Value
per sq.ft. Value of weighted)
no.
1.0 936 &937 3522.0 2,414.27 13,527,572.02 8,503,045.27 8,503,045.27
Total 13,527,572.02 8,503,045.27 8,503,045.27

8.0 Total Value of the Properties

Fair Market Value
S.No. Description Weighted value (Rs) Distress Value(Rs.)
(Rs)
1.0 Land 13,527,572.02 8,503,045.27 8,503,045.27
Total value of the Properties 13,527,572.02 8,503,045.27 8,503,045.27

4
 Comments on the importance,acceptability and odds of the property (Nearness to River,Monument area,High Tension Line
9.0
and other hazzards etc):
a Importance of the property: For Residential
b Nearness to River: No
Nearness to High Tension Line: No
c
d Possibility of land Slide/Flood: No
e Monument area: No

f Other Major Comments: No

REMARKS
i. The opinions of value stated are based upon facts and assumptions identified by us during our valuation
work and furnished in this report.
ii. The stated opinions of value are effective as of the date of value based upon information that was
available to the valuer at the time the valuation analysis was conducted.
iii. To the best of our knowledge, all matters of factual nature discussed in this report are true and correct.
No important factors have been intentionally overlooked or withheld.
iv. It has been physically checked to ascertian whether the builidng is under constructed or not on the
same plot of lad as described.
v. The client has submitted necessary documents to us and we found all the documents to be in ordour
and adequate.

OPINION
In our opinion this property may be taken as mortgage for the amount recommended in the valuation
certificate, however all the remarks made above shall be taken into consideration.

DETAILED REPORT ON PROPERTY VALUATION

A. General Information:
1. Purpose of Valuation: To be mortagaged at Nepal SBI Bank Ltd.
2. List of Property Evaluated: land
3. Information about Client
3.1 Name: Mr. Samser Bahadur Thapa
3.6 Citizenship No.: 04924049
3.7 Date of Issued and Place: 02/03/2039, Mahottari
3.9 Name of the Father: Mr. Ganga Bahadur Thapa
4.0 Name of the GrandFather:
Mr. Kahadag Bahadur Thapa

4.1 Address: 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District

4. Information about Owner and Land:

Property
General Information
a. 4.1 Name of the Owner: Mr. Samser Bahadur Thapa
Father's name: Mr. Ganga Bahadur Thapa
Grand Father's name: Mr. Kahadag Bahadur Thapa
Citizenship no.: 04924049
Date of Issue 02/03/2039, Mahottari
Address: 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
Clafication of Area "Doyam"
Shape Rectangular
Facing West
Frontage 41 ft.
Width & Type of road 14 ft. wide Gravel road on West side (on site)
Boundary Clearly Marked
Topography Plain

5
B. Information Of Location
1 Importance of Location: Residential Purpose
2 Facilities avilability: Electricity, Water Supply, Drainage, Hospital
3 Future prospective: To be Increased as commercial

Comments to the accessibility to the property if any: Considered 20 ft. wide road.

D. Details Of Land Area

Owner: Mr. Samser Bahadur Thapa
Land Area as per Lal Purja
S.No. Plot No. Area(Sq.ft.) Bigha kattaha Dhur kanwa
1 936 1822.50 0 0 10 0
2 937 1822.50 0 0 10 0
Total 3645.00 0 1 0 0

E. Land Value Calculation

Rate Of Land
Plot No.:-936 & 937
Desprictions Rate per unit of area Remarks
Commercial Rate 14,000,000.00
Government Rate 1,000,000.00
Weighted Rate 8,800,000.00
Distress Rate 8,800,000.00

Value of Land
Plot No. :- 936 & 937
Desprictions Value Remarks
Commercial Value 13,527,572.02
Fairmarket Value 13,527,572.02
Distress Value 8,503,045.27

Total fairmarket Value Nrs. 13,527,572.02

Total Distress Value Nrs. 8,503,045.27

In Words:

Fairmarket Value Thirteen Million Five Hundred Twenty Seven Thousand Five Hundred Seventy
Two And Two Paisa Only.

Distress Rate Eight Million Five Hundred Three Thousand Fourty Five Rupees And Twenty
Seven Paisa Only.

G. Land Value:

In the evaluation, the area of land according to the Lalpurja and measured actual area is considered and
between these two, the area which ever is less is being adopted . Following method has been used for
estimating the value of the land.

Land Ownership Document (Lalpurja)

a) Types of Ownership single
b) Availability of Tiller Yes

Land Revenue (Malpot)

a) Whether the Current/ Land Revenue has been paid Yes
b) Comment, If any

6
 Land Registration Paper
a) Whether Normal sale/Gift/Bakaspatra/Ansabanda Normal sale
b) Date of Registration 19/10/2057
Whether 1 year 35 days In case of Normal sale (as per Muluki
c) Act Chap 17, Clause 20 and 2 years 35days in case of Gift (as Yes
per Muluki Act Chap 19 Clause 5) has elapsed)
d) Comment if any …………………

Right of Property
a) Source from which the property has been acquired. Business
b) Is there any claim to the property? No
c) Relation between Client and the Owner of the property Self

d) Whether the property was previously mortgaged to any other Not known
institution?
Has whole or part of the land been notified or acquistion for
e) any other purpose by the government or any other statutory No
body?
f) Comments, if any No

H. LIST OF DOCUMENTS USED AND ATTACHED IN THIS VALUATION

Obtained Remarks
S.No. Particulars of the documents Yes No
1 Registration Certificate of Firm/ Company No
2 Income Tax Registration Of Firm Company No
3 Citizenship certificate of proprietor/partner/ promotes of the Firm/Company No
4 Citizenship certificate
Letter of consent fromofimmediate
the owners of themembers
family propertyfor mortgage of the yes
5 property No
6 Copy of land ownership certificate (Lalpurja) yes
7 Land ownership Transfer deed (Rajinama, Paper, Gift Ansabanda) No
8 Land revenue receipt (Malpot Tireko Rasid) yes
9 Certificate of four Boundry Pillar(Char killa) yes
10 Blue Print of the Land (original,autheniticated and survey area). yes
11 Trace map/File map of the plots of the land yes
12 Copy of booklet page depicting minimum Gov. Rate of land yes

13 Location plan and Site plan of the property drawn by the valuator himself/ yes
herself showing length of each side of the site

14 Invoice, Pragyapanpatra and custom bills, transportation bills, installation bills No

etc. for plant purchasing
15 Photos of property showing access road and all side views yes

16 Details of the Field Measurement and enlarged Blue print measurement . (The yes
lower area which comes should be taken into consideration)

7
 Contents
1) Purpose of valuation
2) Executive Summary
2.1) Valuator's Opinion
2.2) Fair Market Value
2.3) Distress Value
2.4) Remarks & Observation
3) Valuation theory & methodology
4) Sources of information
4.1) Information utilized in the report
4.2) Reliance and limitations
4.3) Adherance to guidelines to valuation furnished by the bank
5) Qualification and Declaration
6) Acceptance

Appendix
A. Details of Assets
B. Legal Aspects
C. Description of Land
D. Land revenue (Malpot)
E. Value of land in tabular form
F. Method of valuation of building
G. Area of Main Building
Documents Enclosed or not
Registration of the Company/Firm : N.A
PAN of the Company/Firm : N.A
Copy of Land Ownership certificate (Lalpurja) : Attached
Copy of Land Revenue (Tiro Rasid)/House Tax : Attached
Citizenship of the Managing Director/Proprietor/Client : Attached
Citizenship of the Owner of the Property : Attached
Copy of Four Boundaries (Char Killa) Approval Letter : Attached
Location Plan : Attached
Malpot Rate : Attached
Affidavit : Attached
Construction Approval Certificate : Attached
Copy of Registration Paper (Namsari/Rajinama) : Attached
Terrace Map : Attached
Photograph : Attached
Map of the plot prepared by survey department : Attached
 13th Oct, 2017
NEPAL SBI BANK Ltd.
Bardibas Branch,Mahottari
Subject: Submission of Valuation Report
We are pleased to submit the property valuation report based on the present market value of the property,
intended to be mortgaged to the Lumbini Bank Ltd. by:
Owner : Mr. Samser Bahadur Thapa/Mrs. Sani Maiya
Citizenship No/Issiue from : #REF! #REF! #REF!
Citizenship No/Issiue from 04924049 02/03/2039, Mahottari 0
Present Address : Bardibas VDC-01, Mahottari-District
Permanent Address : 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
Property : Location of the Property
a) Property Address : 25 No. Bahadurgunj VDC,Mahottari-District
b) Property Address 25 No. Bahadurgunj VDC,Mahottari-District
For :
Client : Mr. Samser Bahadur Thapa
Permanent Address : 25 no. Bahadurgunj VDC, Bardibas-9, Mahottari- District
Present Address : Bardibas VDC-01, Mahottari-District

We have fulfill all necesary steps to ascertain the value of the property ,prepared the valuation report as per your
format and requirements and enclosed herewith the Valuation Report, for your necessary procedure. The valuation
report includes the measurement and drawing works of the land and valuation of the same. The property assessment has
been carried out on the basis of the prevailing market price. The commercial value, Fair market value and distress value
of the property are as follows:

We hereby declare:
1) We have visited the site physically, inspected, inquired, verified with provided document and measured the
property in detail on 1st April,2018.
2) We have no direct or indirect interest in the said property to be mortgaged.
3) The information and related documents furnished by the client/ower is true and correct
to the best of our knowledge and belief.
We certify that:

The Commercial Value of the Property:-

Value of Land Rs. 13,527,572.02
Total Rs. 13,527,572.02

The Distressed Value of the Property:-

Value of Land Rs. 8,503,045.27
Total Rs. 8,503,045.27 Say 8,503,000.00

Valuators Comment:-

We hope you will find this in order. Thanking you for entrusting us with this assignment and assuring you of our
best professional service.

Yours Faithfully
Er. Raj Kishor Sah ……………………………..
Managing Director (Signature)