Activity Sheets: Quarter 2 - MELC 2
Activity Sheets: Quarter 2 - MELC 2
Activity Sheets: Quarter 2 - MELC 2
General Mathematics
Activity Sheets
Quarter 2 – MELC 2
Distinguishing Between Simple and
Compound interest
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Introductory Message
Welcome to General Mathematics 11!
The General Mathematics Activity Sheet will help you facilitate the
teaching-learning activities specified in each Most Essential Learning Competency
(MELC) with minimal or no face-to-face encounter between you and learner. This
will be made available to the learners with the references/links to ease the
independent learning.
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Quarter 2, Week 1
1
Comparison Table between Simple and Compound Interest
Parameter Simple Interest Compound Interest
Change in The principal P does The principal P undergoes a
Principal P not change. continuous change during the
entire borrowing period.
Base of Interest is strictly Interest is calculated on the initial
calculating calculated on the initial principal P for the first period and
interest principal P. thereafter on a summation of the
initial principal P and
accumulates interest.
Growth The growth remains The growth sees a substantial
uniform and steady increase.
Returns The returns are The returns are dynamic and
constant and comparative higher than simple
comparatively low. interest.
2
Exercise 1: Multiple Choices. Read each item carefully and write the letter
that corresponds to your answer.
1. Which of the following does not undergo any change in computing for
simple interest?
a. maturity value b. principal c. period d. interest
2. Using the characteristics of both simple and compound interest on
accounts with the same interest rate (r) and time (t) which of the
following statement is correctly stated?
a. Borrowers are benefited by simple interest whereas lender benefited
in compound interest.
b. Lenders are benefited by simple interest whereas borrowers
benefited in compound interest.
c. Computing for compound interest is comparatively easy than its
counterpart.
d. Computing for simple interest requires complicated process
because of its changing principal.
3. Which of the following can described the flow of graph of compound
interest?
a. straight line b. parabolic line c. broken line d. curve line
4. To earn as much interest as possible, you should open a savings
account that earns _____ interest and has the _____ interest rate.
a. compound; lowest c. simple; lowest
b. compound; highest d. simple; highest
5. The younger you are when you invest in an account with compounded
interest, the younger you are likely to retire.
a. sometimes true b. maybe true c. always true d. never true
Exercise 2: Study Table 1 and Table 2 below, distinguish which of the
following table
Given: is simple
Principal: or compound and
₱25,500 fill 4%
Rate: in the blanks with the correct
data.
Table 1
Table 2
3
Guide Questions:
1. How can you find the maturity value after t years or the balance at the
end of year in an account that uses simple interest?
2. How can you find the maturity value after t years or the balance at the
end of year in an account that uses compound interest?
3. What is the difference in terms of computation of simple interest from
compound interest?
Exercise 3: In your own word and understanding, briefly differentiate
simple interest from compound interest. You can give your own example to
elaborate your understanding of the content. A rubric was provided below
as your guide.
Rubrics for scoring:
Criteria Beginning Developing Accomplished Exemplary
(2 pts) (3 pts) (4 pts) (5 pts)
Content & - Major points are - Major points are - Major points are - Major points are
Development not clear. addressed, but not well stated. stated clearly and are
-Specific supported. - Content is clear. well supported.
examples are not -Specific examples do -Specific examples - Content is clear.
used. not support topic. are used. -Specific examples
are used.
Organization & - Organization - Structure of the - Structure is mostly -Structure of the
Structure and structure answer is not easy to clear and easy to answer is clear and
detract from the follow. follow. easy to follow.
answer. - Transitions need - Transitions are - Transitions are
- Writing is improvement. present. logical and maintain
disjointed and the flow of thought
lacks transition of throughout the
thoughts. answer.
Grammar, - Answer - Answer contains few - Rules of grammar, - Rules of grammar,
Punctuation & contains grammatical, usage, and usage, and
Spelling numerous punctuation and punctuation are punctuation are
grammatical, spelling errors. followed with minor followed; spelling is
punctuation, and errors. correct.
spelling errors. Spelling is correct.
Retrieved and modified from https://www.rcampus.com/rubricshowc.cfm?sp=yes&code=N4AA82&
V. Reflection
Instruction. Reflect on the following questions and write your response on
your journal.
1. What important idea/s have you learned from the learning activity
sheet?
2. What important value/s has been embedded to you by the lesson?
3. In what way it will benefit you after knowing the distinction between
simple interest and compound interest?
Exercise 1:
1. b ; 2. a ; 3.d ; 4. b ; 5. c