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    بسم الله الرحمن الرحیم اسم : سیدعزیز ولد سیدجمال الدین سکونت اصلی : ولایت وردگ سکونت فعلی: ولایت تخار شهر تالقان سن: 25 ساله حالت معدنی: مجرد جنسیت : مرد دوره ثانویی: لیسه مرکزی کهمرد ولایت بامیان دوره تحصیلات عالی : فارغ پوهنحی اقتصاد دیپارتمنت اداره وتجارت وظیفه فعلی : مسول مالی تهیه وتدارکات سازمان ملل و پروگرام ملی اوزون جمهوری اسلامی افغانستان

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    Insurance Pps

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    49 views13 pages
    بسم الله الرحمن الرحیم اسم : سیدعزیز ولد سیدجمال الدین سکونت اصلی : ولایت وردگ سکونت فعلی: ولایت تخار شهر تالقان سن: 25 ساله حالت معدنی: مجرد جنسیت : مرد دوره ثانویی: لیسه مرکزی کهمرد ولایت بامیان دوره تحصیلات عالی : فارغ پوهنحی اقتصاد دیپارتمنت اداره وتجارت وظیفه فعلی : مسول مالی تهیه وتدارکات سازمان ملل و پروگرام ملی اوزون جمهوری اسلامی افغانستان

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    بسم الله الرحمن الرحیم اسم : سیدعزیز ولد سیدجمال الدین سکونت اصلی : ولایت وردگ سکونت فعلی: ولایت تخار شهر تالقان سن: 25 ساله حالت معدنی: مجرد جنسیت : مرد دوره ثانویی: لیسه مرکزی کهمرد ولایت بامیان دوره تحصیلات عالی : فارغ پوهنحی اقتصاد دیپارتمنت اداره وتجارت وظیفه فعلی : مسول مالی تهیه وتدارکات سازمان ملل و پروگرام ملی اوزون جمهوری اسلامی افغانستان

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    49 views13 pages

    Insurance Pps

    Uploaded by

    aziz_sediqi
    بسم الله الرحمن الرحیم اسم : سیدعزیز ولد سیدجمال الدین سکونت اصلی : ولایت وردگ سکونت فعلی: ولایت تخار شهر تالقان سن: 25 ساله حالت معدنی: مجرد جنسیت : مرد دوره ثانویی: لیسه مرکزی کهمرد ولایت بامیان دوره تحصیلات عالی : فارغ پوهنحی اقتصاد دیپارتمنت اداره وتجارت وظیفه فعلی : مسول مالی تهیه وتدارکات سازمان ملل و پروگرام ملی اوزون جمهوری اسلامی افغانستان

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    You are on page 1of 13

    What is

    insurance?
    Date: 18/8/2009
    Introduction
    The last decade had three major trends in
    the global financial markets which are of
    utmost importance to the emerging
    countries.
    First is the convergence between different
    financial services.
    Second is the significant increase of the role
    of information technology.
    The third is the global reach of these
    instructions and institutions which brings to
    focus the inadequacies of the existing
    Financial conglomerates: are defined
    as the group of companies under
    common control whose exclusive or
    predominant activities consist of
    providing significant services in at least
    two different financial sectors namely
    banking, securities, insurance.
    Changing face of banking

    The banking industry is known in the


    past hundred years, is passing through
    significant changes which will have far
    reaching consequences for the
    financial system.
    The change are forcing the banking
    institutions across countries, electronic
    banking, and entry of banks into the
    security industries and insurance.
    The takeover of
    – Dresdner by deutsche bank in
    Germany.
    – National Westminster bank by
    royal bank of Scotland
    – The merger of UBS and Swiss bank
    corporation.
    ATMs
    Credit cards
    Debit cards
    Bonds
    Certificates
    Trends in the securities industry

    The trends of a global securities


    market is a result of three major
    trends;
    The significant increase in the demand
    for a global security market.
    The second relates to regulation which
    has opened up the worlds economies
    and stock markets. This has increased
    the breadth and depth of investment
    opportunities for investors across the
    The third factor is the changes, which
    have come about in technology. Screen
    based trading system in stock markets.
    Pension funds

    The growth in the global pension fund


    industry is surprising. The global
    pension funds in 1999 was more than
    $11 trillion and in 2004 its $15 trillion.
    The pension funds of Us, Japan and UK
    accounted for more than 80 percent of
    the total pension assets.
    The private western industrial
    economies has raised steadily in the
    line of growing income.
    Diversification: the pensions fund
    assets is growing with the overseas
    diversified pension decisions, and
    enlarging the scope of the global
    market.
    Privatization and equity issues

    The eighties saw the process of


    deregulation, which results In a
    massive dose of privatization and
    international equity offerings.
    in the nineties coupled with the
    success of UK with its privatization
    program me have resulted in state sell-
    off every where in the world.
    The increased in share of privatized
    corporations around the world has
    The expansion of privatization is not
    restricted to the developed markets, but
    also to the developing and
    underdeveloped countries.
    The process of liberalization (free
    thoughts) also played an important role
    in the removal of exchange controls in
    many countries and this has facilitated
    access to global markets by domestic
    companies.
    Thanks

    Sayed Aziz Jamalzai


    Northeast Projects Assistant for HAS-
    Afghanistan
    [email protected]

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