Axis Bank Campus Hiring 2022

1
 About Us
Incorporated in 1994, Axis Bank is one of
India’s most trusted banks & the third
largest in the private sector. At Axis Bank,
customer centricity has always been the
foundation of our business. Our efforts to
address the requirements of a diverse
customer cross- section are powered by
robust infrastructure, advanced technology,
a comprehensive monitoring & control
framework & a large talent pool.

We are a strong and young workforce with

more than 75,000 employees driven to
inspire 1 billion Indians in their progress
journey. We leverage technology and our
deep understanding of India’s financial
markets to make banking for our customers
faster, simpler and more secure.

2
Vision & Core- Values
Vision :
To be the preferred financial solutions provider excelling in customer delivery through insight, empowered employees
and smart use of technology.

Core-Values :
Customer Centricity

Ownership Ethics

Transparency
Teamwork
Axis Bank Document Classification | Confidential
Agenda

Eligibility Criteria

Axis Virtual Centre (AVC)

Retail Lending (RL)

Compensation & Benefits

Axis Bank Document Classification | Confidential

Eligibility Criteria:

Retail Lending roles AVC: VAM & VRM roles

Male & Female Female candidates

candidates can apply only to apply

Min 50% marks in 10th , Min 50% marks in 10th ,

12th & graduation 12th & graduation

Candidate pursuing an Candidate pursuing an

MBA/PGDM in any
MBA/PGDM in any specialization
specialization

Candidate should be an Candidate should be an

Indian Citizen Indian Citizen

Flexible to relocate Flexible to relocate

anywhere in India anywhere in India

Axis Bank Document Classification | Confidential

Axis Virtual Centre (AVC)
6
 Axis Virtual Centre
(AVC)
The endeavor of Axis Virtual Centre
Centre (AVC) is to create the best in class
customer experience through effective
use of innovative technology for a
sustainable mutually beneficial
relationship. As a part of AVC, he/she
would have to support the respective
Line of Business to achieve and exceed
dial targets through effective use of
communication skills.

The Axis Virtual Contact Channel focuses

on new age technology to provide the
customer with a unique banking
experience in terms of customer service.

Axis Virtual Centre envisages to provide

differential customer experience.
Axis Bank Document Classification | Confidential
 VAM Domestic & VAM NRI- (Female candidates only)
About the Role:
Virtual Acquisition Manager (VAM) is situated in the Axis Virtual Centre.
Responsible to understand banking products and services, understand the customer portfolio mapped to the VAM and understand the customer’s needs
and requirements and cater select banking products and services accordingly thereby garnering revenue for the bank.
Exploring business opportunities through acquisition of new customers for the bank through remote digital media viz. phone call,
email
Needs to be proficient in the core New to Bank (NTB) liability product being offered and possess working knowledge of
Retail Asset products, Banking operations, Investment options and Card products.
Responsibilities:
To achieve the set target of revenue through:
➢ Client Outreach: Manage the liability product acquisition through leads from digital channel and propensity database.
➢ Revenue Targets: Achieve the monthly assigned revenue targets through effective conversion ratio, right product mix, defined average sourcing value
and cross-sales, generating fee income across Investment products, Cards, Assets – loans, Liability products - current and savings accounts (CASA),
fixed deposits and other cross-sell banking products. To work on CASA deepening and New to Bank (NTB) lead generation.
➢ Technical Skills: Effectively utilizes all applications, tools, and databases used to process transparent end-to-end client support. Proficient with
systems related to Banking transactions and services.
➢ Controls: Strictly adheres to internal control policies. Ensures that the organization's activities are carried out in accordance with all regulatory, legal,
and government regulations and guidelines.
➢ Customer Service and Sales: Provide superior customer service up selling, cross-selling, providing regular market information and updates to the
customers. Act as the Single Point of Contact for customer’s Banking Requirements.
*This is a target based sales role and is a calling job. It is an incentive based role.
*Locations: Bangalore, Hyderabad, Mumbai, Ahmedabad, Noida & Kolkata
Axis Bank Document Classification | Confidential
VRM Priority & VRM NRI- (Female candidates only)
About the Role:
Virtual RM is situated in the Axis Virtual Centre. They are responsible for handling queries to ensure
customer satisfaction and carry out responsibilities through remote digital media viz. phone call, email
Responsible to understand banking products and services, understand the customer portfolio mapped to the VRM and understand the customer’s
needs and requirements and cater banking products and services accordingly thereby garnering revenue for the bank. Exploring business
opportunities with existing customers of the Bank
Responsibilities:
To achieve the set target of revenue through:
➢ Client Outreach: Manage the portfolio through client outreach and continuous monitoring of client relationship including product, portfolio and
banking needs.
➢ Revenue Targets: Achieve the monthly assigned revenue targets through effective upselling, cross- sales generating Fee income across Investment
products, Cards, Assets – loans, Liability products - current and savings accounts (CASA), fixed deposits and other cross-sell banking products. To
work on CASA deepening and New to Bank (NTB) lead generation.
➢ Technical Skills: Effectively utilizes all applications, tools, and databases used to process transparent end-to-end client support. Proficient with
systems related to Banking transactions and services.
➢ Controls: Strictly adheres to internal control policies. Ensures that the organization's activities are carried out in accordance with all regulatory,
legal, and government regulations and guidelines.
➢ Customer Service and Sales: Provide superior customer service up selling, cross-selling, providing regular market information and updates to the
customers. Act as the Single Point of Contact for customer’s Banking Requirements.

*This is a target based sales role and is a calling job. It is an incentive based role.
*Locations: Bangalore, Hyderabad, Mumbai, Ahmedabad, Noida & Kolkata Axis Bank Document Classification | Confidential
Compensation & Benefits- AVC

COMPENSATION T1 T2 T3 T4 T5 T6
Fixed Cash (Basic + BOA) 259,681 259,681 259,681 259,681 259,681 259,681
Basic 90,888 90,888 90,888 90,888 90,888 90,888
Basket of Allowances 151,993 151,993 151,993 151,993 151,993 151,993
Provident Fund 21,600 21,600 21,600 21,600 21,600 21,600
Gratuity 4,368 4,368 4,368 4,368 4,368 4,368
Statutory Bonus 16,800 16,800 16,800 16,800 16,800 16,800
Fixed Cash + Retiral 285,649 285,649 285,649 285,649 285,649 285,649
Location Pay 31,811 22,722 13,633 4,544 4,544 0
Total Fixed Pay 317,460 308,371 299,282 290,193 290,193 285,649
Value of Insurance Benefit 9,475 9,475 9,475 9,475 9,475 9,475
Loan Benefits 69,084 69,084 69,084 69,084 69,084 69,084

Total Pay + Value of Benefits 396,019 386,930 377,841 368,752 368,752 364,208

*Please note that Total Pay includes both cashable & non cashable benefits.
*This is an incentive based role. On achieving of targets employees get the opportunity of
earning incentives.
*CTC varies based on tiering of locations: T1- Mumbai, T2- Noida & Bangalore, T3-
Axis Bank Document Classification | Confidential
Hyderabad & Kolkata, T4- Ahmedabad
Retail Lending (RL)
11
 Retail Lending
(RL)

The Retail Lending Department focuses

on the lending business of the bank by
offering various loan products like Home
Loans, Car Loans and Personal Loans,
among others.

They also offer working capital loans and

Business Loans for Small Businesses and
is also responsible for the Rural Lending
business of the bank.

Axis Bank Document Classification | Confidential

Retail Lending – Sales Manager

About the Role:

The Rural lending Sales Manager leads a team of executives is responsible for sourcing of loan proposals in the rural
lending space. The Sales Manager attends the service requests of customers and assists in documentation/
disbursement formalities. The Job holder is also responsible for driving the business through other channel
partners
Key Responsibilities:
Achieve the disbursement targets as assigned by the organization and ensure maintenance of quality of the portfolio
Process transactions efficiently and accurately while maintaining high service standards
Handle customer queries and provide appropriate solutions
Engage with customers and generate revenue by promoting and cross-selling other products
Manage relationships with customers to increase the depth of existing relationships
Responsible for the soft recovery of loans in existing portfolio
Comply with KYC/SEBI rules, regulations, and legislation governing the bank
This role will have various products: SBB, Rural lending, Bharat Banking, Mortgages, Wheels, Consumer)

*This is a target based sales role and also demands travelling.

*Locations shall be PAN India Axis Bank Document Classification | Confidential
Compensation & Benefits- Retail Lending

COMPENSATION T1 T2 T3 T4 T5 T6
Fixed Cash (Basic + BOA) 259,681 259,681 259,681 259,681 259,681 259,681
Basic 90,888 90,888 90,888 90,888 90,888 90,888
Basket of Allowances 151,993 151,993 151,993 151,993 151,993 151,993
Provident Fund 21,600 21,600 21,600 21,600 21,600 21,600
Gratuity 4,368 4,368 4,368 4,368 4,368 4,368
Statutory Bonus 16,800 16,800 16,800 16,800 16,800 16,800
Fixed Cash + Retiral 285,649 285,649 285,649 285,649 285,649 285,649
Location Pay 31,811 22,722 13,633 4,544 4,544 0
Fixed Pay 317,460 308,371 299,282 290,193 290,193 285,649
Target Variable Pay 30,000 30,000 30,000 30,000 30,000 30,000
Total Pay 347,460 338,371 329,282 320,193 320,193 315,649
Value of Insurance Benefit 9,475 9,475 9,475 9,475 9,475 9,475
Loan Benefits 69,084 69,084 69,084 69,084 69,084 69,084
Total Pay + Value of Benefits 426,019 416,930 407,841 398,752 398,752 394,208

*Please note that Total Pay includes both cashable & non cashable benefits
*Variable pay refers to the maximum annual bonus amount that can be earned based on one’s performance ratings
Axis Bank Document Classification | Confidential
Important Information:

➢ Grade – Assistant Manager (AM)

➢ Location shall be PAN India. Location once allotted cannot be changed.

➢ All the roles are Sales roles

➢ CTC mentioned involves both cashable and non- cashable benefits.

➢ The offers for all the roles shall be released in the month of April- June 2022

Axis Bank Document Classification | Confidential

Success Stories

It’s a great experience being part of Axis Bank family and in

terms of career, I have grown from AM To Manager by enriching
good banking knowledge and skills.

Rajeevranjan Singh- Affluent Business-

Manager- Joined in July 2015

Totally a performance-oriented organization . Our performance

decides the career growth in the organization.

Rahul Shah- Outbound Contact Centre-

Manager- Joined in July 2017
It is a wonderful experience working with Axis Bank. There are many
career growth opportunities available which we can make best of to
accelerate our career.

Neha Agarwal- Branch Banking-

Manager- Joined in July 2015 Axis Bank Document Classification | Confidential
Thank You

17