Dispute Letter Aggressive Credit Repair Letters Section 609 Letter Round 1

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The letter disputes multiple accounts listed on the recipient's credit report and asks the credit bureau to verify and validate all data for each account.

The letter is disputing errors on the recipient's credit report and demanding that several accounts be removed immediately.

The letter asks for 4 accounts to be removed - 3 with account names and numbers listed, along with a reason for each asking the credit bureau to verify and validate all data. It also asks for removal of an inquiry without the recipient's consent.

Dispute Letter Aggressive Credit Repair

Letters Section 609 letter Round 1

FULL NAME

ADDRESS

CITY, STATE ZIP

CREDIT BUREAU NAME

ADDRESS

CITY, STATE ZIP

Equifax, I just looked at my credit report and was shocked to see the numerous
amounts of errors you have listed. I am writing to have you remove them
immediately.

The following account needs to be removed immediately: Account Name: ABC


COMPANY. Account Number: 12345XXXX. Reason: pls verify and validate all
data for this account, every notation, dates and balances, whether reported or
not

The following account needs to be removed immediately:


Account Name: Judgement/ COURT HOUSE NAME. Case Number: 123456-DSP0.
Reason: pls verify and validate all data for this account, every notation, dates
and balances, whether reported or not

The following account needs to be removed immediately: Account Name: DEF


COMPANY. Account Number: 54321XXXX. Reason: pls verify and validate all
data for this account, every notation, dates and balances, whether reported or
not

The following account needs to be removed immediately: Account Name: GHI


COMPANY. Account Number: 6789XXXX. Reason: pls verify and validate all data
for this account, every notation, dates and balances, whether reported or not

Creditor Name: XYZ COMPANY Date of Inquiry: 1/01/2015 Reason: this inquiry
was made without my knowledge or consent and I would like to be provided
proof that I consented to this inquiry via FCRA section 609 and 605 as well as
the accuracy of this inquiry via FCRA section 623. If you have no proof of any or
one, I would like it removed immediately. (This Only Works for Experian &
TransUnion)
By provisions of the Fair Credit Reporting Act, I demand that these items
be investigated and removed from my credit report. It is my understanding
that you will recheck these items with the creditor who posted them.
Please send an updated copy of my report to the above address.

Sincerely,

Name

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