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Internship Report On Bank of Khyber Jinnah Road Branch ABBOTTABAD (0113)

This internship report summarizes Faizan Ali Abbasi's 8-week internship at the Bank of Khyber Jinnah Road branch in Abbottabad. It covers an overview of the bank, including its history, organizational structure, departments, and financial analysis. The report is submitted in partial fulfillment of the requirements for a BBA degree from Hazara University. Key sections include an analysis of the branch's deposit, cash, remittances, bills, and clearing departments, as well as its microfinance unit. Financial ratios are also used to analyze the bank's performance over time.

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1K views10 pages

Internship Report On Bank of Khyber Jinnah Road Branch ABBOTTABAD (0113)

This internship report summarizes Faizan Ali Abbasi's 8-week internship at the Bank of Khyber Jinnah Road branch in Abbottabad. It covers an overview of the bank, including its history, organizational structure, departments, and financial analysis. The report is submitted in partial fulfillment of the requirements for a BBA degree from Hazara University. Key sections include an analysis of the branch's deposit, cash, remittances, bills, and clearing departments, as well as its microfinance unit. Financial ratios are also used to analyze the bank's performance over time.

Uploaded by

fr.faisal8265
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© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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INTERNSHIP REPORT ON

BANK OF KHYBER JINNAH ROAD BRANCH


ABBOTTABAD (0113)

Submitted by: Faizan Ali Abbasi

Roll # F-10-017

Supervised by: Sardar Ejaz Ahmed

Government College of Management Sciences Abbottabad


SESSION
2010-2014
INTERNSHIP REPORT ON
BANK OF KHYBER JINNAH ROAD BRANCH
ABBOTTABAD (0113)

Submitted by: Faizan Ali Abbasi

Roll # F-10-017

Supervised by: Sardar Ejaz Ahmed

This internship report is submitted in partial fulfillment of the


requirements for the degree of Bachelors of Business
Administration awarded by the Hazara University
Mansehra

Government College of Management Sciences Abbottabad


SESSION
2012-2014
Government College of Management Sciences
Abbottabad

Approval Sheet

Approval Committee

1. External Examiner

Mr.________________________ Signature_______________

2. Supervisor

Sardar Ejaz Ahmed Signature_______________


Assistant Professor

3. Head of Department

Mr.Mushtaq Ahmed_________ Signature_______________


Principal
DEDICATION

I dedicated this report to my parents who have continuously given me moral


support and encouraged me though my four years of Bachelor studies. They
gave me mental strength to fight and deal with the hurdles of the daily routine
I faced during my study. At this stage I can say that today what I am where I
stand is just because of them. Secondly I would like to dedicate this report to
my supervisor who guided me through out my internship and even in the
making of report.
ABSTRACT
All praises and thanks to Almighty ALLAH. The lord and creator of this universe
by shoes power and glory all goods and things are accomplished. He is also the most
merciful, who gave me the ability and opportunity to work on this report.

It is an academic requirement for the student of BBA (Hons) to undergo an


internship program of eight weeks duration. This opportunity provides to the students to
apply theoretical knowledge and gain practical experience about the organization. The
purpose of internship report is to evaluate the performance of organization and give
concrete recommendation for further improvements.

Another aspect of this internship is that it makes of a student imaginative and be


dynamic and takes him away from bookish and impractical philosophy. So it makes the
student a practical man and helps him to face difficulties of practical life and the solution of
problems. Through internship a student can judge his qualities and expertise, whish he
gained from books.

As a compulsory requirement of Professional Degree BBA (Hons), I opted to join


Habib Bank Limited, to fulfill my degree requirement. My reason for choosing BOK was to
enhance my skills in Management Finance and Accounts, so that to provide myself the
opportunity to cope with real life situation.

To better understand the report my recommendation would be to look into different


parts mainly covering the overview of BOK, overall management of Finance and Accounts.
TABLE OF CONTENTS

CHAPTER 1
INTRODUCTION 01
1.1 Background of the study 01
1.2 Purpose of the Study 02
1.3 Scope of the study 02
1.4 Research Methodology 02
1.5 Scheme of the study 03

CHAPTER 2
THE BANK OF KHYBER 04
2.1 DEFINITION OF BANK 04
2.2 FUNCTIONS OF BANK 04
2.3 ESTABLISHMENT OF BANKING SECTOR IN PAKISTAN 05
2.4 Historical Background Of The Bank of Khyber 07
2.5 MISSION STSTEMENT 09
2.6 PURPOSE 09
2.7 SCHEDULED BANK STATUS 10
2.8 Computerization of branches: 26
2.9 Employees of the bank 26

CHAPTER 3
ORGANIZATIONAL AND FUNCTIONAL SETUP OF BOK 28
3.1 ORGANIZATIONAL STRUCTURE 28
3.2 ORGANIZATION HIERARCHY 29
3.3 Board of directors 29
3.4 DEPARTMENTATION 30
3.5 Network of Foreign correspondent Banks 39

CHAPTER 4
REVIEW OF BANK OF KHYBER, “JINNAH ROAD “BRANCH” 40
4.1 Branch hierarchy 40
4.2 Deposit deptt 40
4.3 cash deptt: 41
4.4 Remittances deptt 41
4.5 Bills deptt 42
4.6 CLEARING DEPTT 42
4.7 micro finance unit (mfu) 42

CHAPTER 5
FINANCIAL ANALYSIS 44
5.1 Financial statement analysis 44
5.2 The financial data of BANK OF KHYBER is analyzed in the following ways 44
5.2.1 Vertical analysis 44
5.2.2 Horizontal analysis 47
5.2.4 Ratio Analysis 51

CHAPTER 6
CONCLUSION AND RECOMMENDATION 56

REFERENCES 61
ACKNOWLEDGEMENT

I have great sense of gratitude for the most Beneficent and Merciful Allah who has always
helped me in all matters of life. I tried but He rewarded me more than the tried. Billions of
Darood-o-Salam upon Muhammad (PBUH) Last Prophet of Allah who is the savior of
humanity.

I am thankful to my parents and to their blessings and support and allowing me to


intern where I wanted. They have always soothed me, elevated me and their words and du’a
has floated me in the deep seas of troubles. All of my successes are due to my family. Great
tributes to my beloved parents who taught me to strive for Rizq-e-Hilal and always trust in
Almighty Allah! My father is my all times mentor.

I would also like to my supervisor Sardar Ejaz Ahmed and thank all the staff of
Bank of Khyber who gave me the confidence and guided me at every step of my internship
period. It was great fun to write this report due to the fact that it was an explanation of what
I experienced and learnt during my internship. It gave me a better idea of how things work
practically and how important it is to deal with all aspects of FINANCE. This report gave
me the opportunity to put into practice of what I had learnt during my internship.

I am thankful to all my teachers and friends whom cheerfulness and guidance is an asset for
me.

Faizan Ali Abbasi


LIST OF ABBREVIATIONS

BOK Bank of Khyber


IDBP Industrial Development Bank of Pakistan
SBP State Bank of Pakistan
MNCs Multi-National Companies
ADBP Agricultural Development Bank of Pakistan
L/C Letter of Credit
L/G Letter of Guarantee
ATM Auto Teller Machine
APD Assets Product Division
IPD Investment Product Division
IT Information Technology
BTF Balance Transferred Facility
NIT National Investment Trust
FC Foreign Currency
PLS Profit & Loss Sharing
HRM Human Resource Management
SBU Strategic business unit
NDFC National Development Finance Corporation
RTCs Rupee Travelers Cheques
AIGP American International Group Pakistan
MT Mail Transfer
ETD Electronic Technology Department
MIS Management Information System
FDD Foreign Demand Draft
FS Financial Statement
ETD Electronic Technology Department
EXECUTIVE SUMMARY

Bank play significant role in mobilizing saving thus taking great part in capital formation
process. Their role in development of a country has increased, with the advent of modern
technology. The intense competition, among banks, the privatization of the financial
institution and financial liberalization in general are gradually and continuously making the
bank sector efficient and effective.
Because of the reason mentioned above banking has always been the main field of interest
for most of the students of business administration. It is also an academic requirement to
undergo internship therefore the min purpose behind this report is partial fulfillment of
requirement or the degree of BBA (Hons). I decided to take up Bank of Khyber for my
internship because it’s competing bank now a day and gives a good training to the internees.
So in order to learn more this was my choice.
This report is about my internship that I have undergone at Bank of Khyber Jinnah Road
Abbottabad. During my internship I am able to learn practical aspect of business, and get
good working experience.

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