Bonus Information FY 19-20 - v2 - tcm47-73104

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BONUS INFORMATION

Regular Bonus Terminal Bonus


Plan Name Declared Declared
Type Start Year
Bonus rate# Bonus rate **
Met 100 Gold Par Regular; Met 100 Platinum Par; Met Gold
Endowment Par; Met Platinum Endowment Par; Met Junior Par Compound 3.00% 10 0%
Endowment
Met Suvidha Par SP (Issued up to 31.5.2010) Compound 3.00% 10 30%
Met Suvidha Par 10P, 5P (Issued up to 31.5.2010) Compound 3.00% 10 0%
Met Suvidha Par RP (Issued up to 31.5.2010) Compound 3.00% 10 0%
Met Suvidha Par SP, 5P (Issued after 31.5.2010) Compound 2.50% 10 15%
Met Suvidha Par 10P, RP (Issued after 31.5.2010) Compound 2.50% 10 10%
Met Pension Par SP, RP, 3P, 5P Compound 4.00% 10 40%
Met Group Savings Plan - Term 10 Simple 1.45% 25%
At
Met Group Savings Plan - Term 15 Simple 1.60% NA
maturity
Met Group Savings Plan - Term 20 Simple 1.80% NA
Met Monthly Income Plan 5 pay Simple 2.60% At last NA
Met Monthly Income Plan 7 Pay Simple 1.70% income 10%
Met Monthly Income Plan 10 pay Simple 2.80% pay out NA
Met Monthly Income Plan 15 Pay Simple 3.30% NA
Met Deferred Monthly Income Plan Simple 1.95% 10 NA
Met Deferred Monthly Income Plan-7 Simple 1.20% 10 NA
Endowment Savings Plan – 5 Pay Simple 2.60% 10 NA
Endowment Savings Plan – 10 Pay Simple 2.40% 10 NA
Endowment Savings Plan – Regular Pay (Policy term <=14) Simple 2.40% 10 NA
Endowment Savings Plan – Regular Pay (Policy term >=15) Simple 2.30% 10 NA
MetLife Monthly Income Plan – 10 Pay (New) Simple 4.20% 10 NA
Endowment Savings Plan Plus - 5Pay - Up to Term 15 Simple 3.20% 10 NA
Endowment Savings Plan Plus - 5Pay - Above Term 15 Simple 2.75% 10 NA
Endowment Savings Plan Plus - 7Pay - Up to Term 15 Simple 2.70% 10 NA
Endowment Savings Plan Plus - 7Pay - Above Term 15 Simple 2.80% 10 NA
Endowment Savings Plan Plus - 10Pay - Up to Term 20 Simple 2.90% 10 NA
Endowment Savings Plan Plus - 10Pay - Above Term 20 Simple 2.90% 10 NA
Endowment Savings Plan Plus - RP - Up to Term 15 Simple 3.10% 10 NA
Endowment Savings Plan Plus - RP - Above Term 15 Simple 2.90% 10 NA
Bachat Yojana Simple 2.10% 10 NA
College Plan Up to Term 18 Simple 2.10% 10 NA
College Plan Up to Above 18 Simple 2.50% 10 NA
Bhavishya Plus Up to Term 18 Simple 2.10% 10 NA
Bhavishya Plus Above Term 18 Simple 2.50% 10 NA
Retirement Savings Plan-SP-Policy Term Upto 10 Simple 3.30% 10 NA
Retirement Savings Plan-SP-Policy Term Above 10 Simple 2.70% 10 NA
Retirement Savings Plan-RP-Policy Term Upto 20 Simple 1.90% 10 NA
Retirement Savings Plan-RP-Policy Term Above 20 Simple 2.00% 10 NA
Retirement Savings Plan-5-Pay Policy Term Upto 15 Simple 2.40% 10 NA
Retirement Savings Plan-5-Pay Policy Term 16-22 Simple 2.50% 10 NA
Retirement Savings Plan-5-Pay Policy Term Above 22 Simple 2.60% 10 NA
Retirement Savings Plan-10-Pay Policy Term Upto 15 Simple 2.00% 10 NA
Retirement Savings Plan-10-Pay Policy Term 16-22 Simple 2.10% 10 NA
Retirement Savings Plan-10-Pay Policy Term Above 22 Simple 2.20% 10 NA
Super Saver Plan (Accumulation Option)- 5Pay - Term 10 Simple 4.70% NA
Super Saver Plan (Accumulation Option)- 5Pay - Term 11 to
Simple 4.60% NA
Term 14
Super Saver Plan (Accumulation Option)- 5Pay - Above Term
Simple 4.40% NA
14
Super Saver Plan (Accumulation Option)- 7Pay - Term 10 to
Simple 3.75% minimum NA
Term 11
of (Policy
Super Saver Plan (Accumulation Option)- 7Pay - Term 12 to
Simple 3.70% term minus NA
Term 14
3 or 10)
Super Saver Plan (Accumulation Option)- 7Pay - Above Term
Simple 4.50% NA
14
Super Saver Plan (Accumulation Option)- 10Pay- Up to Term
Simple 3.70% NA
14
Super Saver Plan (Accumulation Option)- 10Pay - Term 15 to
Simple 4.30% NA
Term 19
Super Saver Plan (Accumulation Option)- 10Pay - Term 20 Simple 4.60% NA
Super Saver Plan (Accumulation Option)- 12Pay- Up to Term NA
Simple 3.90%
14
Super Saver Plan (Accumulation Option)- 12Pay - Above Term Simple NA
4.00%
14
Super Saver Plan (Accumulation Option)- 15Pay incl. 15 RP Simple 4.25% NA
Super Saver Plan (Liquidity Option)- 5Pay & 10Pay Simple 4.10% NA
Super Saver Plan (Liquidity Option)- 7Pay Simple 4.20% NA
Super Saver Plan (Liquidity Option)- 12Pay Simple 3.70% NA

For Met Ultimate Plan a one-time special bonus of 0.5% of SA for policies claiming (deaths/maturities/surrenders)
from premium paying or fully paid up status in FY 2020-21 has been declared.

# In case of compound reversionary bonus, the rates are expressed as a % of “Sum assured” plus “accrued bonus”
(i.e. bonus already credited to the policy till date). In case of Simple reversionary bonus, the rates are expressed as
% of “Sum assured” only.

** Terminal Bonus is expressed as % of “accrued reversionary bonus” only.

The above bonus rates have to be credited to all eligible policies (refer the respective policy terms & conditions) on
the policy anniversary falling during the FY 2020-21 (1st April 2020 to 31st March 2021, both dates inclusive),
provided the policy is in-force. It may also be noted that the same rates will be used for calculating the interim
bonus during the inter-valuation period (i.e. time period during the next financial year but before the bonus
declaration).

All other terms & conditions for the bonus eligibility shall remain same.

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