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NMP Rate Chart - 0

This document contains the rate chart for a National Mediclaim Policy offered by National Insurance Company Limited. The rate chart lists annual premium prices for different sum insured amounts ranging from Rs. 50,000 to Rs. 10,00,000 for various age bands. It also provides details on instalment payments, discounts available and additional charges like GST or TPA charges.

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abhishek basak
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0% found this document useful (0 votes)
337 views1 page

NMP Rate Chart - 0

This document contains the rate chart for a National Mediclaim Policy offered by National Insurance Company Limited. The rate chart lists annual premium prices for different sum insured amounts ranging from Rs. 50,000 to Rs. 10,00,000 for various age bands. It also provides details on instalment payments, discounts available and additional charges like GST or TPA charges.

Uploaded by

abhishek basak
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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National Insurance Company Limited

CIN - U10200WB1906GOI001713 IRDAI Regn. No. - 58

National Mediclaim Policy


Rate Chart

Rate Chart (in ₹ per Individual, without TPA Charges)


Age band /
SI 50,000* 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 6,00,000 7,00,000 8,00,000 9,00,000 10,00,000
3m-5y 1,270 2,392 3,386 4,350 4,974 5,674 6,347 6,810 7,273 7,739 8,206
6-17 1,233 2,124 3,180 3,836 4,578 5,152 5,758 6,174 6,589 7,007 7,425
18-25 1,233 2,411 3,315 4,263 5,429 5,620 6,080 6,564 6,988 7,416 7,844
26-30 1,480 2,718 3,390 4,550 6,033 6,486 7,021 7,583 8,077 8,574 9,072
31-35 1,480 2,901 3,507 4,993 6,535 6,569 7,179 7,678 8,178 8,764 9,272
36-40 2,086 3,295 4,139 5,834 6,561 7,278 7,880 8,432 9,069 9,629 10,189
41-45 2,086 3,509 5,367 5,971 6,714 7,422 8,035 8,597 9,158 9,723 10,287
46-50 3,021 4,779 7,294 9,757 10,307 10,508 11,496 12,309 13,121 13,943 14,764
51-55 3,021 6,015 10,011 12,932 14,987 16,872 18,477 19,798 21,119 22,675 24,027
56-60 4,162 8,111 13,701 16,503 21,121 23,277 25,479 27,293 29,386 31,261 33,136
61-65 4,409 10,700 17,457 21,129 28,384 31,289 34,274 36,738 39,577 42,137 44,698
66-70 5,762 14,251 21,959 28,092 33,621 38,513 42,232 45,308 48,383 52,012 55,174
71-75 6,175 15,676 24,154 30,059 36,983 42,364 46,456 49,841 53,226 57,218 60,698
76-80 7,620 17,244 26,570 32,163 40,286 44,482 48,311 52,334 55,888 60,081 63,736
81-85 8,382 18,968 29,227 34,414 42,715 46,706 50,727 54,952 58,685 63,087 66,926
86+ 9,145 20,865 32,149 36,823 44,415 51,377 55,801 60,450 64,557 68,741 73,625
GST extra
* SI of 50,000 shall be available only to existing policyholders, for one year. Thereafter the minimum SI will be 1 L.

Rate with TPA charge – 6% loading on the premiums tabulated above.

Instalment Premium
Half yearly:
1st instalment: 52% of annual premium
2nd instalment: 50% of annual premium
Quarterly:
1st instalment: 28% of annual premium
2nd, 3rd and 4th instalments: 25% of annual premium.

Discounts
Discount for Optional Co-payment – 15% discount on policy premium (if opted for 20% Co-payment) or 10% discount on policy
premium (if opted for 15% Co-payment)
Discount for Direct Sale – 10% on total premium
Pandemic Discount – 5% of total premium; additional 5% discount for age 51 and above with SI between ₹1L to ₹5L only

National Insurance Co. Ltd. National Mediclaim Policy


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Regd. Office 3, Middleton Street, Post Box 9229, Kolkata 700 071 UIN: NICHLIP21558V062021

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