JARALBIO, ESTEVIN RYAN P.

July 2, 2021 (7:27PM)

SBENTREP-2B GROUP 3

A. Future Value with a Single Amount or Future Value of P1.00

Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas

Financing Company. Aqua Ventures would like to find out what would be the worth of
their P100,000 investment after 5 years having an interest rate pegged at 8%.
Compute the future value by making a table of computation of yearly future value of
its P100,000 investment.

ITEMIZED METHOD
UNIQAS FINANCING COMPANY

Year Computation Investment Amount

1 year P100,000 X 1.08 P108,000

2 year P108,000 X 1.08 P116,640

3 year P116,640 X 1.08 P125,971.2

4 year P125,971.2 X 1.08 P136,048.90

5 year P136,048.90 X 1.08 P146,932.81

Conclusion:
As shown in the table of computation, the amount of investment of Uniqas financing
company after 5 years is P146, 932.81
 B. Present Value with a Single Amounts or Present Value of P1.00

  Assume that Vida’s Dress Shop would like to know the amount of investment
it will make in order to yield an amount of P50,000 which it will receive three years
from now. Assume that the discount rate for this type of investment is 25%.

LONG METHOD

FUTURE VALUE
OF P1.0
PERIOD COMPUTATION
After 1st year P 1.0 x 1.25 P 1.25

After 2nd year P 1.25 x 1.25 P 1.5625

After 3rd year P 1.5625 x 1.25 P 1.9531

PVF = Present value / Future value

= P 1.0 / P 1.9531

PVF = 0.512

Computation:

PV of an amount = amount to be received or paid x PVF

 PV of P 50,000 = P 50,000 x 0.512

= P 25,600

Or

PV of an amount = FV

PV of 50,000 = P 25,600

Conclusion:
The future value of P1.0 investment in three-year periods with a 25 percent interest
would amount, as shown in the present table of computation, to 25.600 for the
current value of 50.000.

MYKA ELLA JIMENEZ JULY 3, 2021 (6:42

PM)
SBENT -2B GROUP 3

A. Future Value with a Single Amount or Future Value of P1.00

Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas

Financing Company. Aqua Ventures would like to find out what would be the worth of
their P100,000 investment after 5 years having an interest rate pegged at 8%.
Compute the future value by making a table of computation of yearly future value of
its P100,000 investment.

UNIQAS FINANCING COMPANY

YEAR COMPUTATION INVESTMENT
January 19,2019 100,000 x 1.08 108,000
2020 108,000 x 1.08 116,640
2021 116,640 x 1.08 125,971
2022 125,971 x 1.08 136,049
2023 136,049 x 1.08 146,933

- Based on the computation above Aqua Ventures 100,000 is worth 146,933 after 5
years
B. Present Value with a Single Amount or Present Value of P1.00

Assume that Vida’s Dress Shop would like to know the amount of investment it will
make in order to yield an amount of P50,000 which it will receive three years from
now. Assume that the discount rate for this type of investment is 25%.
Period Computation Future Value of P 1.0
After 1st year 1.0 x 1.25 1.25
nd
2 year 1.25 x 1.25 1.5625
3rd year 1.5625 x 1.25 1.9531

PVF = 1.0 / 1.9531 = 0.512

PV of 50,000 = 50,000 x 0.512
= 25,600

KATIPUNAN, JAMIL JULY 2,2021 (10:57 PM)

SBENT-2B GROUP 3

Problem Solving
A. Future Value with a single amount or Future Value of P1.00

Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas

Financing Company. Aqua Ventures would like to find out what would be the
worth of their P100,000 investment after 5 years having an interest rate
pegged at 8%. Compute the future value by making a table of computation of
yearly future value of its P100,000 investment.

Solution:
FV = 100,000 x (1+(.08 x 5))
= 100,000 x (1.4)
= 140, 000

Formula:
FV = PV (1 + i)ⁿ
 Where:
PV = Present value of an amount
n = Number of years
i = Interest
Solution:
FV = 100,000 x (1+.08)
= 100,000 x (1.08)
= 108,000
December 31, 2019 P100,000 x 1.08 P108,000
December 31, 2020 P108,000 x 1.08 P116,640
December 31, 2021 P116,640 x 1.08 P125,971
December 31, 2022 P125,971 x 1.08 P136,049
December 31, 2023 P136,049 x 1 .08 P146,933

 Based on the computation above Aqua Ventures P100,000 is worth P146,933

after 5years

B. Present Value with a Single Amount or Present Value of P1.00

Assume that Vida’s Dress Shop would like to know the amount of
investment it will make in order to yield an amount of P50,000 which it will
receive three years from now. Assume that the discount rate for this type of
investment is 25%.
For both problem-solving exercises, make a table of computations to show the
solutions.

Period Computation Future Value of

P1.00
After 1st Year P1.00 x 1.25 P1.25
After 2nd Year P1.25 x 1.25 P1.5625
After 3rd Year P1.5625 x 1.25 P1.953

 Based on the computations, we can see that the future value of P1.0
investment in three years with an interest of 25% would be P1.9531.

Formula: PVF = Present Value / Future Value

= P1.0 / P1.9531
 = 0.512
Formula: Present Value of an amount = Amount to be received or paid x
PVF
PV of P50,000 = P50,000 x 0.512
= P25,600
OR
PV of an amount = FV
PV of P10,000 = P25,600

Lacson, Pauline R. July 2, 2021 (5:03 PM)

SB-ENT - 2B GROUP #3

Problem Solving:

A. Future Value with a Single Amount or Future Value of P1.00

ITEMIZED METHOD

INVESTMENT AMOUNT
YEAR END COMPUTATION
December 31, 2019 P100,000  x  1.08 P 108,000.00

December 31, 2020 P108,000  x  1.08 P  116,640.00

December 31, 2021 P116,640  x  1.08 P  125,971.20

December 31, 2022 P125,971.2  x  1.08 P  136,049.00

December 31, 2023 P136,049  x  1.08 P  146,933.00

 Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas
Financing Company.  Aqua Ventures would like to find out what would be the worth
of their P100,000 investment after 5 years having an interest rate pegged at 8%. 
Compute the future value by making a table of computation of yearly future value of
its P100,000 investment.

 Based on the computation above Aqua Vantures P 100,00 is worth P

146,933.00 after 5 years
B. Present Vaue with a Single Amounts or Present Value of P1.00

LONG METHOD

PVF = Present value / Future value

FUTURE VALUE
OF P1.0
PERIOD COMPUTATION
After 1st year P 1.0 x 1.25 P 1.25

After 2nd year P 1.25 x 1.25 P 1.5625

After 3rd year P 1.5625 x 1.25 P  1.9531

= P 1.0 / P 1.9531

PVF = 0.512

Computation:

PV of an amount = amount to be received or paid x PVF

PV of P 50,000 = P 50,000 x 0.512

= P 25,600

Or

PV of an amount = FV

PV of 50,000 = P 25,600

Assume that Vida’s Dress Shop would like to know the amount of investment
it will make in order to yield an amount of P50,000 which it will receive three years
from now. Assume that the discount rate for this type of investment is 25%.
Lanaria, May-Ann O. July 3, 2021 (8:03 AM)
SBENTREP-2B Group 3

Problem Solving
A. Future Value with a single amount or Future Value of P1.00
Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas
Financing Company. Aqua Ventures would like to find out what would be the
worth of their P100,000 investment after 5 years having an interest rate
pegged at 8%. Compute the future value by making a table of computation of
yearly future value of its P100,000 investment.

ITEMIZED METHOD

YEAR END COMPUTATION INVESTMENT

AMOUNT
Decembre 31,2019 P100,000 x 1.08 P108,000.00
Decembre 31,2020 P108,000 x 1.08 P116,640.00
Decembre 31,2021 P116,640 x 1.08 P125,971.20
Decembre 31,2022 P125,971.2 x 1.08 P136,049.00
Decembre 31,2023 P136,049 x 1.08 P146,533.00

 Based on the computation above Aqua Ventures P100,000 is worth P146,933

after 5years
 B. Present Value with a Single Amount or Present Value of P1.00

Assume that Vida’s Dress Shop would like to know the amount of
investment it will make in order to yield an amount of P50,000 which it will
receive three years from now. Assume that the discount rate for this type of
investment is 25%.
For both problem-solving exercises, make a table of computations to show the
solutions.
LONG METHOD

PERIOD COMPUTATION FUTURE VALUE

OF P1.00
After 1st Year P1.00 x 1.25 P1.25
After 2nd Year P1.25 x 1.25 P1.5625
After 3rd Year P1.5625 x 1.25 P1.953

PVF = Present Value / Future Value

= P1.0 / P1.9531
PVF = 0.512

COMPUTATION
Formula: PV of an amount = Amount to be received or paid x PVF
PV of P50,000 = P50,000 x 0.512
= P25,600
OR
PV of an amount = FV
PV of P10,000 = P25,600
LATUMBO,CARMELA NICOLE JUNE 30,2021 (8:57 PM)
SBENT 2B GROUP # 3

A. Future Value with a Single Amount or Future Value of P1.00

Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas

Financing Company. Aqua Ventures would like to find out what would be the worth of
their P100,000 investment after 5 years having an interest rate pegged at 8%.
Compute the future value by making a table of computation of yearly future value of
its P100,000 investment.

UNIQAS FINANCING COMPANY

YEAR COMPUTATION INVESTMENT AMOUNT
1 YEAR P100,000 X 1.08 P108,000
2 YEAR P108,000 X 1.08 P116,640
3 YEAR P116,640 X 1.08 P125,971.2
4 YEAR P125,971.2 X 1.08 P136,048.90
5 YEAR P136,048.90 X 1.08 P146,932.81

Based on the table computation, UNIQAS FINANCING COMPANY P100,000

investment is worth P146,932.81 after 5 years.
B. Present Value with a Single Amount or Present Value of P1.00

Assume that Vida’s Dress Shop would like to know the amount of investment it will
make in order to yield an amount of P50,000 which it will receive three years from
now. Assume that the discount rate for this type of investment is 25%.
VIDA'S DRESS SHOP

COMPUTATION COMPUTATION FORMULA

FV OF P
PERIOD PVF AMOUNT x
FV = PV (1 + I)^ P1 PVF = PV/FV 50
PVF
After 1st Year P1.0 X 1.25 P1.25 P1.0 / P1.25 0.8 P50,000 X 0.8 P4
After 2nd
P1.25 X 1.25 P1.5625 P1.0 / P1.5625 0.64 P50,000 X 0.64 P3
Year
After 3rd P50,000 X
P1.5625 X 1.25 P1.9531 P1.0 / P1.9531 0.512 P2
Year 0.512

Based on the computations, we can see that the future value of P1.0 investment in
three years with an interest of 25% would be P1.9531 and for the Present value of
50,000 would be 25,600
Lorilla, Avan M. JULY 02, 2021 (11:17
PM)
Sbent 2B GROUP 3

A Future Value with a Single Amount or Future Value of P1.00

Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas

Financing Company. Aqua Ventures would like to find out what would be the worth of
their P100,000 investment after 5 years having an interest rate pegged at 8%.
Compute the future value by making a table of computation of yearly future value of
its P100,000 investment.

UNIQAS FINANCING COMPANY

YEAR COMPUTATION INVESMENT AMOUNT

Year 1 P100,000 x 1.08 P108,000

Year 2 P108,000 x 1.08 P116,640

Year 3 P116,640 x 1.08 P125,971.2

Year 4 P125,971.2 x 1.08 P136,048.90

Year 5 P136,048.90 x 1.08 P146,932.81

Based on the table above, the worth of the investment of Uniqas Financing
Company after 5 years is P146,932.81
 B. Present Value with a Single Amount or Present Value of P1.00

Assume that Vida’s Dress Shop would like to know the amount of investment it will
make in order to yield an amount of P50,000 which it will receive three years from
now. Assume that the discount rate for this type of investment is 25%.
Vida’s Dress Shop
PERIOD COMPUTATIO FV OF COMPUTATIO PVF FORMULA PV OF
N P1 N AMOUNT 50,000
FV= PV (1+I)^ PVF = PV/FV x PVF
st
After 1 P1 x 1.25 P1.25 P1 / P1.25 0.8 P50,000 x P40,000
Year 0.8

After 2nd P1.25 x 1.25 P1.5625 P1 / P1.5625 0.64 P50,000 x P32,000

Year 0.64

After 3rd P1.5625 x 1.25 P1.9531 P1 / 1.9531 0.512 P50,000 x P25,600

Year 0.512

Based on the computation above, the present value of P50,000 will be P25,600 after
3 years.
Maeffe J. Mangubat July 2, 2021 (6:59 PM)

SBENT 2B Group 3

A. Future Value with a Single Amount or Future Value of P1.00

Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas

Financing Company. Aqua Ventures would like to find out what would be the worth of
their P100,000 investment after 5 years having an interest rate pegged at 8%.
Compute the future value by making a table of computation of yearly future value of
its P100,000 investment.

UNIQAS FINANCING COMPANY

Year Computation Investment Amount

1 year P100,000 X 1.08 P108,000

2 year P108,000 X 1.08 P116,640

3 year P116,640 X 1.08 P125,971.2

4 year P125,971.2 X 1.08 P136,048.90

5 year P136,048.90 X 1.08 P146,932.81

As shown in the tabular presentation of data, the amount of investment of Uniqas

financing company will worth P146,932.81 after 5 years.
 B. Present Value with a Single Amount or Present Value of P1.00

Assume that Vida’s Dress Shop would like to know the amount of investment it will
make in order to yield an amount of P50,000 which it will receive three years from
now. Assume that the discount rate for this type of investment is 25%.

VIDA'S DRESS SHOP

COMPUTATION COMPUTATION FORMULA

FV OF PV OF
PERIOD PVF
P1 AMOUNT x 50,00
FV = PV (1 + I)^ PVF = PV/FV
PVF

After 1st
P1.0 X 1.25 P1.25 P1.0 / P1.25 0.8 P50,000 X 0.8 P4000
Year

After 2nd
P1.25 X 1.25 P1.5625 P1.0 / P1.5625 0.64 P50,000 X 0.64 P32,00
Year

After 3rd P50,000 X

P1.5625 X 1.25 P1.9531 P1.0 / P1.9531 0.512 P25,60
Year 0.512

As shown in the tabular presentation of data, the future value of P1.0 investment in
three years with an interest of 25% would be P1.9531 and for the present value of
50,000 would be 25,600

MARASIGAN, PAULEAN L. July 1, 2021 (8:35 PM)

SBENT-2B Group 3

Problem Solving:

A. Future Value with a Single Amount or Future Value of P1.00

Assume that on January 2019, Aqua Ventures invested P 100,000 in Uniqas

Financing Company.  Aqua Ventures would like to find out what would be the worth
of their P100,000 investment after 5 years having an interest rate pegged at 8%. 
Compute the future value by making a table of computation of yearly future value of
its P100,000 investment.

ITEMIZED METHOD

INVESTMENT AMOUNT
YEAR END COMPUTATION

December 31, 2019 P100,000 x 1.08 P 108,000.00

December 31, 2020 P108,000 x 1.08 P 116,640.00

December 31, 2021 P116,640 x 1.08 P 125,971.20

December 31, 2022 P125,971. x 1.08 P 136,049.00

December 31, 2023 P136,04 x 1.08 P 146,933.00

 Based on the computation above Aqua Ventures P 100,00 is worth P

146,933.00 after 5 year
 B. Present Value with a Single Amounts or Present Value of P1.00

  Assume that Vida’s Dress Shop would like to know the amount of investment
it will make in order to yield an amount of P50,000 which it will receive three years
from now. Assume that the discount rate for this type of investment is 25%.

LONG METHOD

FUTURE VALUE
OF P1.0
PERIOD COMPUTATION

After 1st year P 1.0 x 1.25 P 1.25

After 2nd year P 1.25 x 1.25 P 1.5625

After 3rd year P 1.5625 x 1.25 P 1.9531

PVF = Present value / Future value

= P 1.0 / P 1.9531

PVF = 0.512

Computation:

PV of an amount = amount to be received or paid x PVF

PV of P 50,000 = P 50,000 x 0.512

= P 25,600

Or

PV of an amount = FV
PV of 50,000 = P 25,600