Cur

CICP Current Business

Initial Investment RM1,000,000.00
Loan form SME (%) 10%
Repayment Period 3
Marr(%) 15%
Business Statement
FY2018 FY2019
Year 0 1
Revenue
Power sales RM0.00 RM1,200,000.00
Take-away RM0.00
Total revenue RM0.00 RM1,200,000.00
Cumulative Total Total Revenue RM0.00 RM1,200,000.00
Direct Cost (Materials)
Diesel RM0.00 RM360,000.00
Take-away RM0.00
Total Direct Cost RM0.00 RM360,000.00
Operating cost (Annually)
Shop Rental RM0.00 RM24,000.00
Utilities & Transportation RM0.00 RM24,000.00
Repair & Maintenance RM0.00 RM6,000.00
IT Services RM0.00 RM3,600.00
Staff Salary RM0.00 RM79,200.00
Owner Salary RM0.00 RM52,800.00
Miscellaneous (tax, legal, etc.) RM0.00 RM800.00
Loan repayment RM0.00 RM402,114.80
Total operating cost RM0.00 RM592,514.80
Summarisation
Total cost (operating + direct +
initial investment) RM1,000,000.00 RM952,515
Cumulative total cost RM1,000,000.00 RM1,952,515
Profit RM840,000.00
Gross margin 70.00%
Cash Flow Statement
NCF (Total rev-total cost) -RM1,000,000 RM247,485
Cumulative NCF -RM1,000,000.00 -RM752,515

Cumulative NCF
EOY Net Cash Flow Simple (PW=10%) Discounted (PW=20%)
0 -RM1,000,000 -RM1,000,000 -RM1,000,000.00
1 RM247,485 -RM752,515 -RM784,795.48
2 RM259,685 -RM492,830 -RM588,436.16
3 RM271,748 -RM221,081 -RM409,757.18
 Simple Payback Period 2 years Present Worth
Discounted Payback Period 3 years Future Worth
IRR -11% Annual Worth

EOY Capital Investment Operating Cost Total PW(2018)

0 -RM1,000,000.00 (1,000,000.00)
1 -RM592,514.80 (1,515,230.26)
2 -RM597,314.80 (1,966,886.07)
3 -RM602,251.60 (2,362,876.28)

PW Revenue PW Direct Cost

RM2,789,578.37 -RM836,459.28

Percentage Change Change in Revenue Change in Direct Cost

-50.00% -RM1,804,546.37 RM8,472.45

-40.00% -RM1,525,588.53 -RM75,173.47
-30.00% -RM1,246,630.69 -RM158,819.40
-20.00% -RM967,672.86 -RM242,465.33
-10.00% -RM688,715.02 -RM326,111.26
0.00% -RM409,757.18 -RM409,757.18
10.00% -RM130,799.35 -RM493,403.11
20.00% RM148,158.49 -RM577,049.04
30.00% RM427,116.33 -RM660,694.97
40.00% RM706,074.16 -RM744,340.89
50.00% RM985,032.00 -RM827,986.82

For 2018 PW revenue PW direct cost

RM1,043,478 -RM313,043

Percentage Change Direct Cost Utilities and Transport

-70.00% -RM565,665.05 -RM770,186.79
-60.00% -RM596,969.39 -RM772,273.74
-50.00% -RM628,273.74 -RM774,360.70
-40.00% -RM659,578.09 -RM776,447.66
-30.00% -RM690,882.44 -RM778,534.61
 -20.00% -RM722,186.79 -RM780,621.57
-10.00% -RM753,491.13 -RM782,708.52 S
0.00% -RM784,795.48 -RM784,795.48
RM0.00
10.00% -RM816,099.83 -RM786,882.44
0% 0% 0% 0%
20.00% -RM847,404.18 -RM788,969.39 0.0 0.0 0.0 0.0
-7
(RM200,000.00) -6 -5 -4 -3
30.00% -RM878,708.52 -RM791,056.35
40.00% -RM910,012.87 (RM400,000.00)
-RM793,143.31
50.00% -RM941,317.22 -RM795,230.26
(RM600,000.00)
60.00% -RM972,621.57 -RM797,317.22
70.00% -RM1,003,925.92 -RM799,404.18
(RM800,000.00)

For 2019 PW revenue PW direct cost (RM1,000,000.00)

RM1,968,998.11 -RM590,548
(RM1,200,000.00)

Direct

Percentage Change Direct Cost Utilities and Transport

-70.00% -RM175,052.42 -RM560,870.19
-60.00% -RM234,107.24 -RM564,808.19
-50.00% -RM293,162.06 -RM568,746.18
-40.00% -RM352,216.88 -RM572,684.18
-30.00% -RM411,271.70 -RM576,622.18
-20.00% -RM470,326.52 -RM580,560.17
-10.00% -RM529,381.34 -RM584,498.17 Sp
0.00% -RM588,436.16 -RM588,436.16
10.00% -RM647,490.99 -80.00%
-RM592,374.16 -60.00% -40.00% -20.00
20.00% -RM706,545.81 -RM596,312.16 (RM20
30.00% -RM765,600.63 -RM600,250.15
(RM40
40.00% -RM824,655.45 -RM604,188.15
50.00% -RM883,710.27 -RM608,126.15 (RM60
60.00% -RM942,765.09 -RM612,064.14
70.00% -RM1,001,819.91 -RM616,002.14 (RM80

(RM1,00

(RM1,20

Direct C
 Current Business Report
usiness
Bank loan repayment
Cash Flow
RM402,115
RM2,500,000.00

RM2,000,000.00

FY2020 FY2021
RM1,500,000.00
2 3
RM1,000,000.00
RM1,224,000.00 RM1,248,000.00
RM500,000.00

RM1,224,000.00 RM1,248,000.00
RM0.00
RM2,424,000.00 0
RM3,672,000.00 1 2 3

Total revenue
RM367,000.00 RM374,000.00
Total cost (operating + direct + initial investment)

RM367,000.00 RM374,000.00
Net Cash Flow)
RM25,200.00 RM26,460.00
RM400,000
RM24,480.00 RM24,960.00
RM6,300.00 RM200,000 RM6,615.00
RM3,780.00 RM0
RM3,969.00
RM80,784.00 0
RM82,399.68 1 2 3
RM53,856.00 -RM200,000RM54,933.12

RM800.00 -RM400,000 RM800.00

RM402,114.80 RM402,114.80
-RM600,000
RM597,314.80 RM602,251.60
-RM800,000

-RM1,000,000
RM964,315 RM976,252
-RM1,200,000
RM2,916,830 RM3,893,081
RM857,000.00 RM874,000.00
70.02% 70.03%

RM259,685 RM271,748
-RM492,830 -RM221,081

Breakeven
AW of Current Business
PW (2018) Cash Flow FW (2021) Cash Flow
-RM1,000,000.00 RM4,500,000.00
-RM1,520,875.00
RM215,204.52 RM4,000,000.00
RM327,299.17
RM196,359.32 RM3,500,000.00
RM298,637.98
RM178,678.98 RM3,000,000.00
RM271,748.40
RM2,500,000.00
RM2,000,000.00
RM1,500,000.00
RM1,000,000.00
 RM4,500,000.00
RM4,000,000.00
RM3,500,000.00
RM3,000,000.00

-RM409,757.18 RM2,500,000.00
-RM623,189.46 -RM179,464.21
RM2,000,000.00
-RM409,757.18 RM1,500,000.00
-RM623,189.46 RM1,000,000.00
-RM179,464.21 RM500,000.00
RM0.00
0 1 2 3
AEC
Cumulative Total Total Revenue Cumulative total cost
-RM1,742,514.80
-RM1,209,863.64
-RM1,034,885.37
Breakeven
PW Operating Cost RM0.00
PW Capital Investment Total PW
0 1 2 3
-RM1,362,876.28 -RM1,000,000.00 -RM409,757.18
-RM200,000.00

-RM400,000.00

-RM600,000.00
Change in Capital
Change in Operating Cost
Investment
-RM800,000.00
RM271,680.95 RM90,242.82
RM135,393.33 -RM9,757.18
-RM1,000,000.00
-RM894.30 -RM109,757.18
-RM137,181.93 -RM209,757.18
-RM1,200,000.00
-RM273,469.56 -RM309,757.18
-RM409,757.18 -RM409,757.18
-RM546,044.81 -RM509,757.18 Spider Web
-RM682,332.44 -RM609,757.18
1500000
-RM818,620.07 -RM709,757.18
-RM954,907.69 -RM809,757.18 1000000

-RM1,091,195.32 -RM909,757.18 500000

0
PW Capital Investment -0.6
PW (OC-U&T) -0.4 -0.2
PW U&T 0 0.2 0.4 0.6
-500000
-RM1,000,000 -RM494,361 -RM20,870
-1000000

-1500000

-2000000

Change in Revenue Change in Direct Cost

Change in Operating Cost Change in Capital Investment
 Spider Web 2018
RM0.00
0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
-7
(RM200,000.00) -6 -5 -4 -3 -2 -1 1 2 3 4 5 6 7

(RM400,000.00)

(RM600,000.00)

(RM800,000.00)

(RM1,000,000.00)
PW Capital Investment PW (OC-U&T) PW U&T
-RM1,000,000.00 -RM927,506 -RM39,379.96
(RM1,200,000.00)

Direct Cost Utilities and Transport

Spider Web 2019

RM0.00
-80.00% -60.00% -40.00% -20.00% 0.00% 20.00% 40.00% 60.00% 80.00%
(RM200,000.00)

(RM400,000.00)

(RM600,000.00)

(RM800,000.00)

(RM1,000,000.00)

(RM1,200,000.00)

Direct Cost Utilities and Transport

3

3
 3

total cost

0.4 0.6

Cost
Investment
 Bu

CICP Current Business

Initial Investment RM1,200,000.00
Loan form SME (%) 10%
Repayment Period 3
Marr(%) 15%
Business Statement
FY2020 FY2021
Year 0 1
Revenue
Catering RM0.00 RM1,000,000.00
Bakery RM0.00 RM500,000.00
Total revenue RM0.00 RM1,500,000.00
Cumulative Total Total Revenue RM0.00 RM1,500,000.00
Direct Cost (Materials)
Catering RM0.00 RM300,000.00
Bakery RM0.00 RM150,000.00
Total Direct Cost RM0.00 RM450,000.00
Operating cost (Annually)
Shop Rental 0.00 60,000.00
Utilities & Transportation 0.00 45,000.00
Repair & Maintenance 0.00 6,000.00
IT Services 0.00 6,000.00
Staff Salary 0.00 87,120.00
Owner Salary 0.00 79,200.00
Miscellaneous (tax, legal, etc.) 0.00 1,000.00
Loan repayment 0.00 482,537.76
Total operating cost 0.00 766,857.76
Summarisation
Total cost (operating + direct + RM1,200,000.00 RM1,216,857.76
initial investment)
Cumulative total cost RM1,200,000.00 RM2,416,857.76
Profit RM1,050,000.00
Gross margin 70.00%
Cash Flow Statement
NCF (Total rev-total cost) -RM1,200,000.00 RM283,142.24
Cumulative NCF -RM1,200,000.00 -RM916,857.76

Cumulative NCF
EOY Net Cash Flow Simple (PW=10%) Discounted (PW=20%)
0 -RM1,200,000.00 -RM1,200,000.00 -RM1,200,000.00
1 RM283,142.24 -RM916,857.76 -RM953,789.36
2 RM442,326.24 -RM474,531.53 -RM619,327.18
3 RM593,894.44 RM119,362.91 -RM228,831.95
 Simple Payback Period 1 years Present Worth
Discounted Payback Period 1 years Future Worth
IRR 4.36% Annual Worth

EOY Capital Investment Operating Cost Total PW(2017)

0 -RM1,200,000.00 -RM1,200,000.00
1 -RM766,857.76 -RM1,866,832.84
2 -RM782,673.76 -RM2,458,646.65
3 -RM806,105.56 -RM2,988,674.14
 Business Expansion Plan

Bank loan repayment

RM482,538

FY2023 FY2024
2 3

RM1,200,000.00 RM1,400,000.00
RM550,000.00 RM600,000.00
RM1,750,000.00 RM2,000,000.00
RM3,250,000.00 RM5,250,000.00

RM360,000.00 RM400,000.00
RM165,000.00 RM200,000.00
RM525,000.00 RM600,000.00

60,000.00 66,000.00
52,500.00 60,000.00
6,000.00 6,600.00
6,000.00 6,600.00
91,476.00 96,049.80
83,160.00 87,318.00
1,000.00 1,000.00
482,537.76 482,537.76
782,673.76 806,105.56

RM1,307,673.76 RM1,406,105.56

RM3,724,531.53 RM5,130,637.09
RM1,225,000.00 RM1,400,000.00
70.00% 70.00%

RM442,326.24 RM593,894.44
-RM474,531.53 RM119,362.91

AW of Current Business
PW (2017) Cash Flow FW (2020) Cash Flow
-RM1,200,000.00 -RM1,825,050.00
RM246,210.64 RM374,455.61
RM334,462.18 RM508,675.17
RM390,495.23 RM593,894.44
 -RM228,831.95 -RM348,024.79 -RM100,223.12

-RM228,831.95
-RM348,024.79
-RM100,223.12

AEC

-RM2,146,857.76
-RM1,512,353.58
-RM1,308,970.42
MARR 15% Current Business Plan Projection
FY2019 FY2020 FY2021
Year 0 1 2 3
Loan & Investment
Investment RM 1,000,000.00
Interest rate 10%
Repayment Period 3
Loan Repayment RM402,114.80 RM402,114.80 RM402,114.80
Revenue (Annual)
Power Sales RM 1,200,000.00 RM 1,224,000.00 RM 1,248,000.00
Total Revenue RM - RM 1,200,000.00 RM 1,224,000.00 RM 1,248,000.00
Cumulated Total
Revenue RM - RM 1,200,000.00 RM 2,424,000.00 RM 3,672,000.00

Direct Cost (Annual)

Diesel RM 360,000.00 RM 367,000.00 RM 374,000.00
Total Direct Cost RM - RM 360,000.00 RM 367,000.00 RM 374,000.00
Operating Cost (Annual) - Current Business
Shop Rental RM 24,000.00 RM 25,200.00 RM 26,460.00
Utilities & Transport RM 24,000.00 RM 24,480.00 RM 24,960.00
Repair & Maintenance RM 6,000.00 RM 6,300.00 RM 6,615.00
IT Services RM 3,600.00 RM 3,780.00 RM 3,969.00
Staff Salary RM 79,200.00 RM 80,784.00 RM 82,399.68
Owner Salary RM 52,800.00 RM 53,856.00 RM 54,933.12
Miscellaneous RM 800.00 RM 800.00 RM 800.00
Total Operating Cost RM - RM 190,400.00 RM 195,200.00 RM 200,136.80
Cost And Profit Summary

Total Cost (Loan

repayment+Direct
RM 1,000,000.00 RM 952,514.80 RM 964,314.80 RM 976,251.60
cost+operating
cost+initial investment)

Cumulated Total Cost RM 1,000,000.00 RM 1,952,514.80 RM 2,916,829.61 RM 3,893,081.21

Profit (Revenue - Direct
RM - RM 840,000.00 RM 857,000.00 RM 874,000.00
cost)
Profit Margin 70% 70% 70%
Summary Table
Capital Investment RM 1,000,000.00
Total Revenue RM - RM 1,200,000.00 RM 1,224,000.00 RM 1,248,000.00
Total Direct Cost RM - RM 360,000.00 RM 367,000.00 RM 374,000.00
Total Operating Cost RM - RM 190,400.00 RM 195,200.00 RM 200,136.80
Cash Flow
Net Cash Flow -RM 1,000,000.00 RM 247,485.20 RM 259,685.20 RM 271,748.40
Cumulated Net Cash
-RM 1,000,000.00 -RM 752,514.80 -RM 492,829.61 -RM 221,081.21
Flow
PW -RM409,757.18
AW -RM179,464.21
IRR -11%
 Breakeven
RM5,000,000.00

RM4,000,000.00

RM3,000,000.00

RM2,000,000.00

RM1,000,000.00

RM-
0 1 2 3
RM(1,000,000.00)

RM(2,000,000.00)

Revenue Cost Net Cash Flow

Cash Flow Diagram

RM400,000.00

RM200,000.00

RM-
1 2 3 4

RM(200,000.00)

RM(400,000.00)
 RM-
1 2 3 4

RM(200,000.00)

RM(400,000.00)

RM(600,000.00)

RM(800,000.00)

RM(1,000,000.00)

RM(1,200,000.00)
MARR 15% Current Business Plan Projection
FY2022 FY2023 FY2024
Year 0 1 2 3
Loan & Investment
Investment RM 1,200,000.00
Interest rate 10%
Repayment Period 3
Loan Repayment RM482,537.76 RM482,537.76 RM482,537.76
Revenue (Annual)
Power Sales (Current) RM 1,273,000.00 RM 1,300,000.00 RM 1,325,000.00
Total Revenue RM - RM 1,273,000.00 RM 1,300,000.00 RM 1,325,000.00
Cumulated Total
Revenue RM - RM 1,273,000.00 RM 2,573,000.00 RM 3,898,000.00

Direct Cost (Annual)

Diesel (Present) RM 381,900.00 RM 390,000.00 RM 397,500.00
Total Direct Cost RM - RM 381,900.00 RM 390,000.00 RM 397,500.00
Operating Cost (Annual) - Current Business
Shop Rental RM 27,600.00 RM 28,980.00 RM 30,429.00
Utilities & Transport RM 38,190.00 RM 39,000.00 RM 39,750.00
Repair & Maintenance RM 6,960.00 RM 7,308.00 RM 7,673.40
IT Services RM 4,200.00 RM 4,410.00 RM 4,630.50
Staff Salary RM 91,080.00 RM 92,901.60 RM 94,759.63
Owner Salary RM 60,720.00 RM 61,934.40 RM 63,173.09
Miscellaneous RM 1,000.00 RM 1,000.00 RM 1,000.00
Total Operating Cost RM - RM 229,750.00 RM 235,534.00 RM 241,415.62
Cost and Profit Summary

Total Cost (Loan

repayment+Direct
RM 1,200,000.00 RM 1,094,187.76 RM 1,108,071.76 RM 1,121,453.38
cost+operating
cost+initial investment)

Cumulated Total Cost RM 1,200,000.00 RM 2,294,187.76 RM 3,402,259.53 RM 4,523,712.91

Profit (Revenue - Direct
RM - RM 891,100.00 RM 910,000.00 RM 927,500.00
cost)
Profit Margin 70% 70% 70%
Summary Table
Capital Investment RM 1,000,000.00
Total Revenue RM - RM 1,273,000.00 RM 1,300,000.00 RM 1,325,000.00
Total Direct Cost RM - RM 381,900.00 RM 390,000.00 RM 397,500.00
Total Operating Cost RM - RM 229,750.00 RM 235,534.00 RM 241,415.62
Cash Flow
Net Cash Flow -RM 1,200,000.00 RM 178,812.24 RM 191,928.24 RM 203,546.62
Cumulated Net Cash
-RM 1,200,000.00 -RM 1,021,187.76 -RM 829,259.53 -RM 625,712.91
Flow
PW -RM765,550.58
AW -RM335,293.52
IRR -29%

Breakeven
RM5,000,000.00
RM4,000,000.00
RM3,000,000.00
RM2,000,000.00
RM

RM1,000,000.00
RM-
0 1 2 3
RM(1,000,000.00) f(x) = 191478.949649547 x − 1397737.42564955
RM(2,000,000.00)
EOY

Revenue Linear (Revenue)

Cost Net Cash Flow
Linear (Net Cash Flow)
 Net Cash Flow
RM400,000.00

RM200,000.00

RM-
0 1 2 3
RM(200,000.00)

RM(400,000.00)

RM(600,000.00)

RM(800,000.00)

RM(1,000,000.00)

RM(1,200,000.00)

RM(1,400,000.00)
y=0 when
x= 7.3 year