IMPORTANT TAX DOCUMENT

RECIPIENT'S TIN: XXX-XX-9980 Account number: 37198723 Vanguard Brokerage

Contact Info: 800-662-2739
WILLIAM CORMAC REICH 2020 PAYER:
1534 CAMBRIDGE ST # 2 Vanguard Marketing Corporation
CAMBRIDGE MA 02139-1035 TAX INFORMATION STATEMENT P.O. Box 982901
El Paso, TX 79998-2901

Copy B For Recipient PAYER'S TIN: 23-2019846

Form 1099-INT 2020 Interest Income OMB No. 1545-0112 Form 1099-DIV 2020 Dividends and Distributions OMB No. 1545-0110
Box Amount Box Amount
1 Interest income........................................................................... 0.00 1a Total ordinary dividends.................................................... 6,852.64
3 Interest on U.S. Savings Bonds and Treas. obligations.............. 0.00 1b Qualified dividends........................................................... 1,066.79
4 Federal income tax withheld.................................................... 0.00 2a Total capital gain distr....................................................... 14,091.03
5 Investment expenses.................................................................. 0.00 2b Unrecap. Sec. 1250 gain.................................................. 0.00
6 Foreign tax paid.......................................................................... 0.00 2c Section 1202 gain............................................................. 0.00
7 Foreign country or U.S. possession............................................ N/A 2d Collectibles (28%) gain..................................................... 0.00
8 Tax-exempt interest.................................................................... 0.00 3 Nondividend distributions.................................................. 0.00
9 Specified private activity bond interest........................................ 0.00 4 Federal income tax withheld.......................................... 0.00
10 Market discount.......................................................................... 0.00 # 5 Section 199A dividends.................................................... 30.37
11 Bond premium............................................................................ 0.00 # 6 Investment expenses........................................................ 0.00
12 Bond premium on Treasury obligations....................................... 0.00 # 7 Foreign tax paid................................................................ 13.36
13 Bond premium on tax-exempt bond............................................ 0.00 # 8 Foreign country or U.S. possession.................................. N/A
14 Tax-exempt and tax credit bond CUSIP no................................. N/A 9 Cash liquidation distributions............................................ 0.00
15 State........................................................................................... N/A 10 Noncash liquidation distributions....................................... 0.00
16 State identification no................................................................. N/A 11 Exempt-interest dividends................................................. 0.00
17 State tax withheld....................................................................... 0.00 12 Specified private activity bond interest dividends.............. 0.00
13 State................................................................................. N/A
# Box 10, Box 11, Box 12, and Box 13 contain amounts for covered securities only. 14 State identification no....................................................... N/A
15 State tax withheld............................................................. 0.00

Summary of 2020 Proceeds From Broker and Barter Exchange Transactions Summary of 2020 Original Issue Discount
Box Amount Box Amount
1d Proceeds................................................................................... 49,140.00 * 1 Original issue discount for 2020....................................... 0.00 **
1e Cost or other basis.................................................................... 35,763.12 ** 2 Other periodic interest..................................................... 0.00 **
4 Federal income tax withheld.................................................. 0.00 4 Federal income tax withheld........................................ 0.00 **
1f Accrued market discount........................................................... 0.00 ** 5 Market discount............................................................... 0.00 **
1g Wash sale loss disallowed........................................................ 0.00 ** 6 Acquisition premium........................................................ 0.00 **
16 State tax withheld...................................................................... 0.00 8 Original issue discount on U.S. Treasury obligations....... 0.00 **
Regulated Futures Contracts: 9 Investment expenses...................................................... 0.00 **
8 Profit or (loss) realized in 2020 on closed contracts.................. 0.00 10 Bond premium................................................................. 0.00 **
9 Unrealized profit or (loss) on open contracts - 12/31/2019........ 0.00 11 Tax-exempt OID.............................................................. 0.00 **
10 Unrealized profit or (loss) on open contracts - 12/31/2020........ 0.00 ** Amounts of original issue discount are individually reported to the IRS. This summary
11 Aggregate profit or (loss) on contracts...................................... 0.00 contains only reportable amounts. Refer to the 2020 Original Issue Discount section of
*Gross Proceeds from each of your 2020 securities trades are individually reported to the IRS. this statement for all details.
Refer to the 2020 Proceeds From Broker and Barter Exchange Transactions section of this If you invested in a Collateralized Debt Obligation (CDO), Real Estate Mortgage
statement. Investment Conduit (REMIC) or Widely Held Fixed Investment Trust (WHFIT) at any
**Box 1e, Box 1f, and Box 1g contain amounts for covered securities only. time during the year, please note that this statement is incomplete and an
additional written statement will be sent to you by March 15 that will contain
information necessary to accurately file your U.S. federal income tax return.

This is important tax information and is being furnished to the IRS. If you are required to file a return, a negligence penalty or other sanction may be imposed on you if this income is
taxable and the IRS determines that it has not been reported.
(keep for your records) Page 1 of 12
Instructions for Recipient

2020 Form 1099-DIV

Recipient's taxpayer identification number (TIN). For your protection, this form may show Box 7. Shows the foreign tax that you may be able to claim as a deduction or a credit on Form
only the last four digits of your TIN (social security number (SSN), individual taxpayer 1040 or 1040-SR. See the Instructions for Forms 1040 and 1040-SR.
identification number (ITIN), adoption taxpayer identification number (ATIN), or employer
Box 8. This box should be left blank if a RIC reported the foreign tax shown in box 7.
identification number (EIN)). However, the issuer has reported your complete TIN to the IRS.
Boxes 9 and 10. Show cash and noncash liquidation distributions.
Account number. May show an account or other unique number the payer assigned to
distinguish your account. Box 11. Shows exempt-interest dividends from a mutual fund or other RIC paid to you during
the calendar year. See the Instructions for Forms 1040 and 1040-SR for where to report. This
Box 1a. Shows total ordinary dividends that are taxable. Include this amount on the "Ordinary amount may be subject to backup withholding. See Box 4 above.
dividends" line of Form 1040 or 1040-SR. Also, report it on Schedule B (Form 1040 or
1040-SR), if required. Box 12. Shows exempt-interest dividends subject to the alternative minimum tax. This amount
is included in box 11 . See the Instructions for Form 6251.
Box 1b. Shows the portion of the amount in box 1a that may be eligible for reduced capital
gains rates. See the Instructions for Forms 1040 and 1040-SR for how to determine this Boxes 13-15. State income tax withheld reporting boxes.
amount and where to report.
Nominees. If this form includes amounts belonging to another person, you are considered a
nominee recipient. You must file Form 1099-DIV (with a Form 1096) with the IRS for each of
The amount shown may be dividends a corporation paid directly to you as a participant (or
the other owners to show their share of the income, and you must furnish a Form 1099-DIV to
beneficiary of a participant) in an employee stock ownership plan (ESOP). Report it as a
each. A spouse is not required to file a nominee return to show amounts owned by the other
dividend on your Form 1040 or 1040-SR but treat it as a plan distribution, not as investment
spouse. See the 2020 General Instructions for Certain Information Returns.
income, for any other purpose.
Future developments. For the latest information about developments related to Form
Box 2a. Shows total capital gain distributions from a regulated investment company (RIC) or 1099-DIV and its instructions, such as legislation enacted after they were published, go to
real estate investment trust (REIT). See How To Report in the Instructions for Schedule D www.irs.gov/Form1099DIV.
(Form 1040 or 1040-SR). But, if no amount is shown in boxes 2c and 2d and your only capital
gains and losses are capital gain distributions, you may be able to report the amounts shown
in box 2a on your Form 1040 or 1040-SR rather than Schedule D. See the Instructions for
Forms 1040 and 1040-SR. 2020 Form 1099-INT
The information provided may be different for covered and noncovered securities. For a
Box 2b. Shows the portion of the amount in box 2a that is unrecaptured section 1250 gain description of covered securities, see the Instructions for Form 8949. For a taxable
from certain depreciable real property. See the Unrecaptured Section 1250 Gain Worksheet in covered security acquired at a premium, unless you notified the payer in writing in
the Instructions for Schedule D (Form 1040 or 1040-SR). accordance with Regulations section 1.6045-1(n)(5) that you did not want to amortize the
premium under section 171, or for a tax-exempt covered security acquired at a premium,
Box 2c. Shows the portion of the amount in box 2a that is section 1202 gain from certain your payer generally must report either (1) a net amount of interest that reflects the offset
small business stock that may be subject to an exclusion. See the Schedule D (Form 1040 or
of the amount of interest paid to you by the amount of premium amortization allocable to
1040-SR) instructions.
the payment(s), or (2) a gross amount for both the interest paid to you and the premium
amortization allocable to the payment(s). If you did notify your payer that you did not
Box 2d. Shows 28% rate gain from sales or exchanges of collectibles. If required, use this
amount when completing the 28% Rate Gain Worksheet in the Instructions for Schedule D
want to amortize the premium on a taxable covered security, then your payer will only
(Form 1040 or 1040-SR). report the gross amount of interest paid to you. For a noncovered security acquired at a
premium, your payer is only required to report the gross amount of interest paid to you.
Box 3. Shows a return of capital. To the extent of your cost (or other basis) in the stock, the
distribution reduces your basis and is not taxable. Any amount received in excess of your Recipient's taxpayer identification number (TIN). For your protection, this form may
basis is taxable to you as capital gain. See Pub. 550. show only the last four digits of your TIN (social security number (SSN), individual
taxpayer identification number (ITIN), adoption taxpayer identification number (ATIN), or
Box 4. Shows backup withholding. A payer must backup withhold on certain payments if you employer identification number (EIN)). However, the issuer has reported your complete
did not give your TIN to the payer. See Form W-9, Request for Taxpayer Identification TIN to the IRS.
Number and Certification, for information on backup withholding. Include this amount on your
income tax return as tax withheld. Account number. May show an account or other unique number the payer assigned to
distinguish your account.
Box 5. Shows the portion of the amount in box 1a that may be eligible for the 20% qualified
business income deduction under section 199A. See the instructions for Form 8995 and Form
8995-A.
(Instructions continued on next page)
Box 6. Shows your share of expenses of a nonpublicly offered RIC, generally a nonpublicly
offered mutual fund. This amount is included in box 1a.

Page 2 of 12
Instructions for Recipient (continued from previous page) Box 11. For a taxable covered security (other than a U.S. Treasury obligation), shows
the amount of premium amortization allocable to the interest payment(s), unless you
notified the payer in writing in accordance with Regulations section 1.6045-1(n)(5) that
Box 1. Shows taxable interest paid to you during the calendar year by the payer. This
you did not want to amortize bond premium under section 171. If an amount is reported
does not include interest shown in box 3. May also show the total amount of the credits
in this box, see the Instructions for Schedule B (Form 1040 or 1040-SR) to determine
from clean renewable energy bonds, new clean renewable energy bonds, qualified energy
the net amount of interest includible in income on Form 1040 or 1040-SR with respect
conservation bonds, qualified zone academy bonds, qualified school construction bonds,
to the security. If an amount is not reported in this box for a taxable covered security
and build America bonds that must be included in your interest income. These amounts
acquired at a premium and the payer is reporting premium amortization, the payer has
were treated as paid to you during 2020 on the credit allowance dates (March 15, June 15,
reported a net amount of interest in box 1. If the amount in box 11 is greater than the
September 15, and December 15). For more information, see Form 8912. See the
amount of interest paid on the covered security, see Regulations section 1.171-2(a)(4).
instructions above for a taxable covered security acquired at a premium.
Box 12. For a U.S. Treasury obligation that is a covered security, shows the amount of
Box 2. Shows interest or principal forfeited because of early withdrawal of time savings.
premium amortization allocable to the interest payment(s), unless you notified the payer
You may deduct this amount to figure your adjusted gross income on your income tax
in writing in accordance with Regulations section 1.6045-1(n)(5) that you did not want to
return. See the Instructions for Forms 1040 and 1040-SR to see where to take the
amortize bond premium under section 171. If an amount is reported in this box, see the
deduction.
Instructions for Schedule B (Form 1040 or 1040-SR) to determine the net amount of
interest includible in income on Form 1040 or 1040-SR with respect to the U.S.
Box 3. Shows interest on U.S. Savings Bonds, Treasury bills, Treasury bonds, and
Treasury obligation. If an amount is not reported in this box for a U.S. Treasury
Treasury notes. This may or may not all be taxable. See Pub. 550. This interest is exempt obligation that is a covered security acquired at a premium and the payer is reporting
from state and local income taxes. This interest is not included in box 1. See the premium amortization, the payer has reported a net amount of interest in box 3. If the
instructions above for a taxable covered security acquired at a premium. amount in box 12 is greater than the amount of interest paid on the U.S. Treasury
obligation, see Regulations section 1.171-2(a)(4).
Box 4. Shows backup withholding. Generally, a payer must backup withhold if you did not
furnish your TIN or you did not furnish the correct TIN to the payer. See Form W-9. Box 13. For a tax-exempt covered security, shows the amount of premium amortization
Include this amount on your income tax return as tax withheld. allocable to the interest payment(s). If an amount is reported in this box, see Pub. 550
to determine the net amount of tax-exempt interest reportable on Form 1040 or
Box 5. Any amount shown is your share of investment expenses of a single-class REMIC. 1040-SR. If an amount is not reported in this box for a tax-exempt covered security
This amount is included in box 1. Note: This amount is not deductible. acquired at a premium, the payer has reported a net amount of interest in box 8 or 9,
whichever is applicable. If the amount in box 13 is greater than the amount of interest
Box 6. Shows foreign tax paid. You may be able to claim this tax as a deduction or a paid on the tax-exempt covered security, the excess is a nondeductible loss. See
credit on your Form 1040 or 1040-SR. See your tax return instructions. Regulations section 1.171-2(a)(4)(ii).
Box 7. Shows the country or U.S. possession to which the foreign tax was paid. Box 14. Shows CUSIP number(s) for tax-exempt bond(s) on which tax-exempt interest
was paid, or tax credit bond(s) on which taxable interest was paid or tax credit was
Box 8. Shows tax-exempt interest paid to you during the calendar year by the payer. See allowed, to you during the calendar year. If blank, no CUSIP number was issued for the
how to report this amount in the Instructions for Forms 1040 and 1040-SR. This amount bond(s).
may be subject to backup withholding. See Box 4 above. See the instructions above for a
Boxes 15–17. State tax withheld reporting boxes.
tax-exempt covered security acquired at a premium.
Nominees. If this form includes amounts belonging to another person(s), you are
Box 9. Shows tax-exempt interest subject to the alternative minimum tax. This amount is considered a nominee recipient. Complete a Form 1099-INT for each of the other
included in box 8. See the Instructions for Form 6251. See the instructions above for a owners showing the income allocable to each. File Copy A of the form with the IRS.
tax-exempt covered security acquired at a premium. Furnish Copy B to each owner. List yourself as the “payer” and the other owner(s) as
the “recipient.” File Form(s) 1099-INT with Form 1096 with the Internal Revenue
Box 10. For a taxable or tax-exempt covered security, if you made an election under Service Center for your area. On Form 1096, list yourself as the “filer.” A spouse is not
section 1278(b) to include market discount in income as it accrues and you notified your required to file a nominee return to show amounts owned by the other spouse.
payer of the election in writing in accordance with Regulations section 1.6045-1(n)(5),
shows the market discount that accrued on the debt instrument during the year while held Future developments. For the latest information about developments related to Form
by you, unless it was reported on Form 1099-OID. For a taxable or tax-exempt covered 1099-INT and its instructions, such as legislation enacted after they were published, go
security acquired on or after January 1, 2015, accrued market discount will be calculated to www.irs.gov/Form1099INT.
on a constant yield basis unless you notified your payer in writing in accordance with
Regulations section 1.6045-1(n)(5) that you did not want to make a constant yield election
for market discount under section 1276(b). Report the accrued market discount on your
income tax return as directed in the Instructions for Forms 1040 and 1040-SR. Market (Instructions continued on next page)
discount on a tax-exempt security is includible in taxable income as interest income.

Page 3 of 12
Instructions for Recipient (continued from previous page)
Report this amount on Form 8949 or on Schedule D (Form 1040 or 1040-SR) (whichever
is applicable) as explained in the Instructions for Schedule D (Form 1040 or 1040-SR).
2020 Form 1099-B
Brokers and barter exchanges must report proceeds from (and in some cases, basis for) Box 1e. Shows the cost or other basis of securities sold. If the securities were acquired
transactions to you and the IRS on Form 1099-B. Reporting is also required when your through the exercise of a noncompensatory option granted or acquired on or after
broker knows or has reason to know that a corporation in which you own stock has had a January 1, 2014, the basis has been adjusted to reflect your option premium. If the
reportable change in control or capital structure. You may be required to recognize gain securities were acquired through the exercise of a noncompensatory option granted or
from the receipt of cash, stock, or other property that was exchanged for the acquired before January 1, 2014, your broker is permitted, but not required, to adjust the
corporation’s stock. If your broker reported this type of transaction to you, the corporation basis to reflect your option premium. If the securities were acquired through the exercise
is identified in box 1a. of a compensatory option, the basis has not been adjusted to include any amount related
to the option that was reported to you on a Form W-2. If box 5 is checked, box 1e may
Recipient's taxpayer identification number (TIN). For your protection, this form may be blank. See the Instructions for Form 8949, the Instructions for Schedule D (Form
show only the last four digits of your TIN (social security number (SSN), individual 1040 or 1040-SR), or Pub. 550 for details.
taxpayer identification number (ITIN), adoption taxpayer identification number (ATIN), or
employer identification number (EIN)). However, the issuer has reported your complete Box 1f. Shows the amount of accrued market discount. For details on market discount,
TIN to the IRS. see the Schedule D (Form 1040 or 1040-SR) instructions, the Instructions for Form
8949, and Pub. 550. If box 5 is checked, box 1f may be blank.
Account number. May show an account or other unique number the payer assigned to
distinguish your account. Box 1g. Shows the amount of nondeductible loss in a wash sale transaction. For details
on wash sales, see the Schedule D (Form 1040 or 1040-SR) instructions, the
CUSIP number. Shows the CUSIP (Committee on Uniform Security Identification Instructions for Form 8949, and Pub. 550. If box 5 is checked, box 1g may be blank.
Procedures) number or other applicable identifying number.
Box 2. The short-term and long-term boxes pertain to short-term gain or loss and
Applicable checkbox on Form 8949. Indicates where to report this transaction on Form long-term gain or loss. If the "Ordinary" box is checked, your security may be subject to
8949 and Schedule D (Form 1040 or 1040-SR), and which checkbox is applicable. See special rules. For example, gain on a contingent payment debt instrument subject to the
the instructions for your Schedule D (Form 1040 or 1040-SR) and/or Form 8949. noncontingent bond method generally is treated as ordinary interest income rather than
as capital gain. See the Instructions for Form 8949, Pub. 550, or Pub. 1212 for more
Box 1a. Shows a brief description of the item or service for which amounts are being details on whether there are any special rules or adjustments that might apply to your
reported. For regulated futures contracts and forward contracts, “RFC” or other security. If box 5 is checked, box 2 may be blank.
appropriate description may be shown. For Section 1256 option contracts, "Section 1256
option" or other appropriate description may be shown. For a corporation that had a Box 3. If checked, proceeds are from a transaction involving collectibles or from a
reportable change in control or capital structure, this box may show the class of stock as Qualified Opportunity Fund (QOF).
C (common), P (preferred), or O (other).
Box 4. Shows backup withholding. Generally, a payer must backup withhold if you did
Box 1b. This box may be blank if box 5 is checked or if the securities sold were acquired not furnish your TIN to the payer. See Form W-9 for information on backup withholding.
on a variety of dates. For short sales, the date shown is the date you acquired the Include this amount on your income tax return as tax withheld.
security delivered to close the short sale.
Box 5. If checked, the securities sold were noncovered securities and boxes 1b, 1e, 1f,
Box 1c. Shows the trade date of the sale or exchange. For short sales, the date shown 1g, and 2 may be blank. Generally, a noncovered security means: stock purchased
is the date the security was delivered to close the short sale. For aggregate reporting in before 2011, stock in most mutual funds purchased before 2012, stock purchased in or
boxes 8 through 11, no entry will be present. transferred to a dividend reinvestment plan before 2012, debt acquired before 2014,
options granted or acquired before 2014, and securities futures contracts entered into
Box 1d. Shows the cash proceeds, reduced by any commissions or transfer taxes before 2014.
related to the sale, for transactions involving stocks, debt, commodities, forward
contracts, non-Section 1256 option contracts, or securities futures contracts. May show Box 6. If the exercise of a noncompensatory option resulted in a sale of a security, a
the proceeds from the disposition of your interest(s) in a widely held fixed investment checked “net proceeds” box indicates whether the amount in box 1d was adjusted for
trust. May also show the aggregate amount of cash and the fair market value of any option premium.
stock or other property received in a reportable change in control or capital structure
arising from the corporate transfer of property to a foreign corporation. Losses on forward
contracts or non-Section 1256 option contracts are shown in parentheses. This box does (Instructions continued on next page)
not include proceeds from regulated futures contracts or Section 1256 option contracts.

Page 4 of 12
Instructions for Recipient (continued from previous page)
If, as the record holder, you receive Form 1099-OID showing amounts belonging to
another person, you are considered a nominee recipient. Complete a Form 1099-OID for
Box 7. If checked, you cannot take a loss on your tax return based on gross proceeds
each of the other owners showing the amounts allocable to each. File Copy A of the form
from a reportable change in control or capital structure reported in box 1d. See the Form with the IRS. Furnish Copy B to each owner. List yourself as the “payer” and the other
8949 and Schedule D (Form 1040 or 1040-SR) instructions. The broker should advise owner as the “recipient.” File Form(s) 1099-OID with Form 1096 with the Internal
you of any losses on a separate statement. Revenue Service Center for your area. On Form 1096, list yourself as the “filer.” A
spouse is not required to file a nominee return to show amounts owned by the other
Regulated Futures Contracts, Foreign Currency Contracts, and Section 1256 spouse. If you bought or sold an obligation during the year and you are not a nominee,
Option Contracts (Boxes 8 Through 11) you are not required to issue or file Form 1099-OID showing the OID or stated interest
allocable to the seller/buyer of the obligation.
Box 8. Shows the profit or (loss) realized on regulated futures, foreign currency, or
Section 1256 option contracts closed during 2020. The information provided may be different for covered and noncovered securities. For
a description of covered securities, see the Instructions for Form 8949. For a covered
Box 9. Shows any year-end adjustment to the profit or (loss) shown in box 8 due to open security acquired with acquisition premium, your payer generally must report either (1) a
contracts on December 31, 2019. net amount of OID that reflects the offset of OID by the amount of acquisition premium
amortization for the year, or (2) a gross amount for both the OID and the acquisition
Box 10. Shows the unrealized profit or (loss) on open contracts held in your account on premium amortization for the year. For a noncovered security acquired with acquisition
December 31, 2020. These are considered closed out as of that date. This will become premium, your payer is only required to report the gross amount of OID.
an adjustment reported as unrealized profit or (loss) on open contracts–12/31/2020 in
2021. Recipient's taxpayer identification number (TIN). For your protection, this form may
show only the last four digits of your TIN (social security number (SSN), individual
Box 11. Boxes 8, 9, and 10 are all used to figure the aggregate profit or (loss) on taxpayer identification number (ITIN), adoption taxpayer identification number (ATIN), or
regulated futures, foreign currency, or Section 1256 option contracts for the year. Include employer identification number (EIN)). However, the issuer has reported your complete
this amount on your 2020 Form 6781. TIN to the IRS.

Box 12. If checked, the basis in box 1e has been reported to the IRS and either the Account number. May show an account or other unique number the payer assigned to
short-term or the long-term gain or loss box in box 2 will be checked. If box 12 is distinguish your account.
checked on Form(s) 1099-B and NO adjustment is required, see the instructions for your
Schedule D (Form 1040 or 1040-SR) as you may be able to report your transaction Box 1. Shows the OID on a taxable obligation for the part of the year you owned it.
directly on Schedule D (Form 1040 or 1040-SR). If the "Ordinary" box in box 2 is Report the amount in box 1 as interest income on your income tax return. However,
checked, an adjustment may be required. depending on the type of debt instrument, the issue or acquisition date, and other factors
(for example, if you paid acquisition or bond premium, or the obligation is a stripped bond
Box 13. Shows the cash you received, the fair market value of any property or services or coupon), you may have to figure the correct amount of OID to report on your return.
you received, and the fair market value of any trade credits or scrip credited to your See Pub. 1212 for details on how to figure the correct OID. See the instructions above
account by a barter exchange. See Pub. 525. for a covered security acquired with acquisition premium.
Boxes 14-16. Show state(s)/local income tax information. Box 2. Shows qualified stated interest on this obligation for the year, which is an amount
separate from the OID. If you held the obligation the entire year, report this amount as
Future developments. For the latest information about any developments related to interest income on your tax return. If you disposed of the obligation or acquired it from
Form 1099-B and its instructions, such as legislation enacted after they were published, another holder during the year, see Pub. 550 for reporting instructions. If there is an
go to www.irs.gov/Form1099B. amount in both boxes 2 and 8, the amount in box 2 is interest on a U.S. Treasury
obligation and is exempt from state and local income taxes. If there is an amount in both
2020 Form 1099-OID boxes 2 and 11, the amount in box 2 is tax-exempt interest and is not included in interest
Original issue discount (OID) is the excess of an obligation’s stated redemption price at income on your tax return. In general, see how to report tax-exempt interest in the
maturity over its issue price (acquisition price for a stripped bond or coupon). OID on a Instructions for Forms 1040 and 1040-SR.
taxable obligation is taxable as interest over the life of the obligation. If you are the holder
of a taxable OID obligation, you generally must include an amount of OID in your gross Box 3. Shows interest or principal forfeited if you withdrew the money before the maturity
income each year you hold the obligation. Obligations that may have OID include a date of the obligation, such as from a CD. You may deduct this amount to figure your
bond, debenture, note, certificate, or other evidence of indebtedness having a term of adjusted gross income on your income tax return. See the Instructions for Forms 1040
more than 1 year. For example, the OID rules may apply to certificates of deposit (CDs), and 1040-SR to see where to take the deduction.
time deposits, bonus savings plans, and other deposit arrangements, especially if the
payment of interest is deferred until maturity. In addition, the OID rules apply to Treasury
inflation-protected securities. See Pub. 550 for more information. (Instructions continued on next page)

Page 5 of 12
Instructions for Recipient (continued from previous page)
a covered security acquired with acquisition premium. If the number in this box is
Box 4. Shows backup withholding. Generally, a payer must backup withhold if you did
negative, it represents a deflation adjustment. See Pub. 550 for further information on
not furnish your TIN or you did not furnish the correct TIN to the payer. See Form W-9
accounting for this adjustment.
for information on backup withholding. Include this amount on your income tax return as
tax withheld.
Box 9. Any amount shown is your share of investment expenses of a single-class
Box 5. For a covered security acquired with OID, if you made an election under section REMIC. This amount is included in box 2. Note: This amount is not deductible.
1278(b) to include market discount in income as it accrues and you notified your payer of
the election in writing in accordance with Regulations section 1.6045-1(n)(5), shows the Box 10. For a taxable covered security, including a Treasury inflation-protected security,
market discount that accrued on the debt instrument during the year while held by you. shows the amount of premium amortization allocable to the interest payment(s), unless
For a tax-exempt obligation that is a covered security acquired on or after January 1, you notified the payer in writing in accordance with Regulations section 1.6045-1(n)(5)
2017, and issued with OID, shows the market discount that accrued on the obligation that you did not want to amortize bond premium under section 171. If an amount is
during the year while held by you. For a covered security acquired on or after January 1, reported in this box, see the Instructions for Schedule B (Form 1040 or 1040-SR). If an
2015, market discount will be calculated on a constant yield basis unless you notified amount is not reported in this box for a taxable covered security acquired at a premium
your payer in writing in accordance with Regulations section 1.6045-1(n)(5) that you did and the payer is reporting premium amortization, the payer has reported a net amount of
not want to make a constant yield election for market discount under section 1276(b). interest in box 2. If the amount in this box is greater than the amount of interest paid on
The payer may, but is not required to, report the market discount for a tax-exempt the covered security, see Regulations section 1.171-2(a)(4).
obligation that is a covered security acquired before January 1, 2017. Report the accrued
market discount on your income tax return as directed in the Instructions for Forms 1040 If there is an amount in both boxes 10 and 11, for a tax-exempt obligation that is a
and 1040-SR. Market discount on a tax-exempt security is includible in taxable income covered security acquired on or after January 1, 2017, and issued with OID, the amount
as interest income. in box 10 shows the amount of premium amortization for the year that reduces the
amount of your tax-exempt interest for the year. The payer may, but is not required to,
Box 6. For a taxable covered security, shows the amount of acquisition premium report the premium amortization for a tax-exempt obligation that is a covered security
amortization for the year that reduces the amount of OID that is included as interest on acquired before January 1, 2017, and issued with OID.
your income tax return. If an amount is reported in this box, see the Instructions for
Schedule B (Form 1040 or 1040-SR). If an amount is not reported in this box for a Box 11. For a tax-exempt obligation that is a covered security acquired on or after
covered security acquired with acquisition premium, the payer has reported a net amount January 1, 2017, shows the tax-exempt OID on the obligation for the part of the year you
of OID that reflects the offset of OID that is included in income. If the payer has reported owned it. The payer may, but is not required to, report the OID for a tax-exempt
a net amount of OID in box 1 or box 8, you must report the net amount of OID on obligation that is a covered security acquired before January 1, 2017. In general, report
Schedule B (Form 1040 or 1040-SR) and you must not make an adjustment to this the amount of tax-exempt OID on Form 1040 or 1040-SR. See the instructions above for
amount for acquisition premium on Schedule B (Form 1040 or 1040-SR). a covered security acquired with acquisition premium.

If there is an amount in both boxes 6 and 11, for a tax-exempt obligation that is a Boxes 12–14. State income tax withheld reporting.
covered security acquired on or after January 1, 2017, and is issued with OID, the
amount in box 6 shows the amount of acquisition premium amortization for the year that Future developments. For the latest information about developments related to
reduces the amount of your tax-exempt OID for the year. The payer may, but is not Form 1099-OID and its instructions, such as legislation enacted after they were
required to, report the acquisition premium for a tax-exempt obligation that is a covered published, go to www.irs.gov/Form1099OID.
security acquired before January 1, 2017, and issued with OID. See the instructions
above for a covered security acquired with acquisition premium.

Box 7. Shows the identification (CUSIP) number or description of the obligation (may
include the stock exchange, issuer, coupon rate, and year of maturity).

Box 8. Shows OID on a U.S. Treasury obligation for the part of the year you owned it.
Report this amount as interest income on your federal income tax return and see Pub.
1212 to figure any appropriate adjustments to this amount. This OID is exempt from
state and local income taxes and is not included in box 1. See the instructions above for

Page 6 of 12
 IMPORTANT TAX DOCUMENT
RECIPIENT'S TIN: XXX-XX-9980 Account number: 37198723 Vanguard Brokerage
2020 Form 1099-B
Proceeds From Broker and Barter Exchange Transactions

Copy B For Recipient

OMB No. 1545-0715

Description of property CUSIP Stock or other

(Box 1a) number symbol

Accrued Wash sale Federal State

Date sold or Date Cost or other market loss income tax State identification State tax
Quantity sold disposed acquired Proceeds basis discount disallowed withheld name no. withheld
(Box 1c) (Box 1b) (Box 1d) (Box 1e) (Box 1f) (Box 1g) Gain / Loss (Box 4) (Box 14) (Box 15) (Box 16)
Long-term transactions for which basis is reported to the IRS -- Report on Form 8949, Part II, with Box D checked. Applicable checkbox on Form 8949: D
Type of gain or loss (Box 2): Long-term Basis reported to IRS (Box 12) X Reported to IRS: Net proceeds (Box 6)

VNGRD EQ INC INVS 921921102 VEIPX

58.19000 08/18/2020 06/20/2016 2,000.00 1,808.79 0.00 0.00 191.21 0.00 0.00
58.32600 11/04/2020 06/20/2016 2,000.00 1,814.11 0.00 0.00 185.89 0.00 0.00
27.44200 11/10/2020 06/20/2016 1,000.00 853.53 0.00 0.00 146.47 0.00 0.00
22.73300 11/17/2020 06/20/2016 840.00 707.06 0.00 0.00 132.94 0.00 0.00
39.49400 12/04/2020 1,500.00 1,228.39 0.00 0.00 271.61 0.00 0.00
__________________ __________________ ______________ _______________ _________________ _______________ ____________
Security Total 7,340.00 6,411.88 0.00 0.00 928.12 0.00 0.00
VNGRD HLTH CARE INVS 921908307 VGHCX
11.69800 07/06/2020 2,500.00 2,262.62 0.00 0.00 237.38 0.00 0.00
6.79800 10/05/2020 1,500.00 1,314.87 0.00 0.00 185.13 0.00 0.00
9.14500 10/19/2020 2,000.00 1,768.83 0.00 0.00 231.17 0.00 0.00
6.66200 11/04/2020 1,500.00 1,288.56 0.00 0.00 211.44 0.00 0.00
4.45700 11/10/2020 1,000.00 862.07 0.00 0.00 137.93 0.00 0.00
3.56700 11/17/2020 12/24/2015 800.00 689.92 0.00 0.00 110.08 0.00 0.00
6.64200 12/04/2020 1,500.00 1,284.70 0.00 0.00 215.30 0.00 0.00
__________________ __________________ ______________ _______________ _________________ _______________ ____________
Security Total 10,800.00 9,471.57 0.00 0.00 1,328.43 0.00 0.00
VNGRD PRIMECAP ADML 921936209 VPMAX
20.58900 01/24/2020 02/09/2017 3,000.00 2,235.73 0.00 0.00 764.27 0.00 0.00
14.74900 03/02/2020 02/09/2017 2,000.00 1,601.57 0.00 0.00 398.43 0.00 0.00
11.33800 06/02/2020 02/09/2017 1,500.00 1,231.18 0.00 0.00 268.82 0.00 0.00
8.66100 06/05/2020 02/09/2017 1,200.00 940.49 0.00 0.00 259.51 0.00 0.00
11.32300 06/24/2020 02/09/2017 1,500.00 1,229.55 0.00 0.00 270.45 0.00 0.00
21.43000 07/10/2020 3,000.00 2,327.05 0.00 0.00 672.95 0.00 0.00
7.13500 07/28/2020 12/18/2017 1,000.00 774.78 0.00 0.00 225.22 0.00 0.00
20.47500 08/18/2020 12/18/2017 3,000.00 2,223.36 0.00 0.00 776.64 0.00 0.00
6.88200 09/21/2020 12/18/2017 1,000.00 747.31 0.00 0.00 252.69 0.00 0.00
13.53900 09/28/2020 12/18/2017 2,000.00 1,470.18 0.00 0.00 529.82 0.00 0.00
(Continued on next page)

For securities sold that were acquired on a variety of dates, Box 1b may be blank.

This is important tax information and is being furnished to the IRS (except as indicated). If you are required to file a return, a negligence penalty or other sanction may be imposed on you
if this income is taxable and the IRS determines that it has not been reported. You are ultimately responsible for the accuracy of your tax return.
(Keep for your records)
Page 7 of 12
 IMPORTANT TAX DOCUMENT
RECIPIENT'S TIN: XXX-XX-9980 Account number: 37198723 Vanguard Brokerage
2020 Form 1099-B
Proceeds From Broker and Barter Exchange Transactions

Copy B For Recipient

OMB No. 1545-0715

Description of property CUSIP Stock or other

(Box 1a) number symbol

Accrued Wash sale Federal State

Date sold or Date Cost or other market loss income tax State identification State tax
Quantity sold disposed acquired Proceeds basis discount disallowed withheld name no. withheld
(Box 1c) (Box 1b) (Box 1d) (Box 1e) (Box 1f) (Box 1g) Gain / Loss (Box 4) (Box 14) (Box 15) (Box 16)
Long-term transactions for which basis is reported to the IRS -- Report on Form 8949, Part II, with Box D checked. Applicable checkbox on Form 8949: D
Type of gain or loss (Box 2): Long-term Basis reported to IRS (Box 12) X Reported to IRS: Net proceeds (Box 6)
13.40500 10/26/2020 12/18/2017 2,000.00 1,455.63 0.00 0.00 544.37 0.00 0.00
13.03000 11/04/2020 12/18/2017 2,000.00 1,414.91 0.00 0.00 585.09 0.00 0.00
6.44500 11/10/2020 12/18/2017 1,000.00 699.85 0.00 0.00 300.15 0.00 0.00
5.05800 11/17/2020 800.00 549.24 0.00 0.00 250.76 0.00 0.00
__________________ __________________ ______________ _______________ _________________ _______________ ____________
Security Total 25,000.00 18,900.83 0.00 0.00 6,099.17 0.00 0.00
VNGRD PRIMECAP INVS 921936100 VPMCX
9.34700 12/04/2020 12/18/2018 1,500.00 978.84 0.00 0.00 521.16 0.00 0.00
Total 44,640.00 35,763.12 0.00 0.00 8,876.88 0.00 0.00

For securities sold that were acquired on a variety of dates, Box 1b may be blank.

This is important tax information and is being furnished to the IRS (except as indicated). If you are required to file a return, a negligence penalty or other sanction may be imposed on you
if this income is taxable and the IRS determines that it has not been reported. You are ultimately responsible for the accuracy of your tax return.
(Keep for your records)
Page 8 of 12
 IMPORTANT TAX DOCUMENT
RECIPIENT'S TIN: XXX-XX-9980 Account number: 37198723 Vanguard Brokerage
2020 Form 1099-B
Proceeds From Broker and Barter Exchange Transactions

Copy B For Recipient

OMB No. 1545-0715

Description of property CUSIP Stock or other

(Box 1a) number symbol

Accrued Wash sale Federal State

Date sold or Date Cost or other market loss income tax State identification State tax
Quantity sold disposed acquired Proceeds basis discount disallowed withheld name no. withheld
(Box 1c) (Box 1b) (Box 1d) (Box 1e) (Box 1f) (Box 1g) Gain / Loss (Box 4) (Box 14) (Box 15) (Box 16)
Long-term transactions for which basis is not reported to the IRS -- Report on Form 8949, Part II, with Box E checked. Applicable checkbox on Form 8949: E
Type of gain or loss (Box 2): Long-term Noncovered security (Box 5) X Reported to IRS: Net proceeds (Box 6)

VNGRD SMCP VAL IDX ADML 921937686 VSIAX

40.19600 11/17/2020 04/05/2010 2,300.00 1,115.01 0.00 0.00 1,184.99 0.00 0.00
21.23500 11/18/2020 04/05/2010 1,200.00 589.04 0.00 0.00 610.96 0.00 0.00
16.72000 12/14/2020 1,000.00 463.80 0.00 0.00 536.20 0.00 0.00
__________________ __________________ ______________ _______________ _________________ _______________ ____________
Security Total 4,500.00 2,167.85 0.00 0.00 2,332.15 0.00 0.00
Total 4,500.00 2,167.85 0.00 0.00 2,332.15 0.00 0.00

For securities sold that were acquired on a variety of dates, Box 1b may be blank.

This is important tax information and is being furnished to the IRS (except as indicated). If you are required to file a return, a negligence penalty or other sanction may be imposed on you
if this income is taxable and the IRS determines that it has not been reported. You are ultimately responsible for the accuracy of your tax return.
(Keep for your records)
Page 9 of 12
 IMPORTANT TAX DOCUMENT
RECIPIENT'S TIN: XXX-XX-9980 Account number: 37198723 Vanguard Brokerage
2020 Form 1099-DIV
Dividends and Distributions

Copy B For Recipient

Description CUSIP

Federal Foreign Specified

income country private activity
Total ordinary Qualified Total capital Nondividend tax Section 199A Investment Foreign tax or U.S. Exempt-interest bond interest
Date dividends dividends gain distr. distributions withheld dividends expenses paid possession dividends dividends
paid (Box 1a) (Box 1b) (Box 2a) (Box 3) (Box 4) (Box 5) (Box 6) (Box 7) (Box 8) (Box 11) (Box 12)
T ROWE INTL DSCV INVS 77956H302
12/17/2020 315.89 121.87 598.13 13.36
T ROWE NEW HORZN 779562107
12/16/2020 5,746.86 232.17 12,084.38
VNGRD CSH RSRV MM INVS 922906201
01/31/2020 6.83
02/28/2020 6.16
03/31/2020 5.52
04/30/2020 3.14
05/29/2020 1.68
06/30/2020 0.92
07/31/2020 0.53
08/31/2020 0.25
09/30/2020 0.06
10/30/2020 0.04
11/30/2020 0.04
12/31/2020 0.04
___________________
Security Total 25.21
VNGRD EQ INC INVS 921921102
03/20/2020 100.18 100.18
06/26/2020 106.85 106.85
09/28/2020 91.51 91.51
12/18/2020 60.17 60.17 14.00
___________________ ___________________ __________________
Security Total 358.71 358.71 14.00
VNGRD HLTH CARE INVS 921908307
03/27/2020 38.87 27.69 371.68
12/18/2020 93.06 82.68 345.76
___________________ ___________________ __________________
Security Total 131.93 110.37 717.44
(Continued on next page)

U.S. mutual funds that invest in foreign securities may elect to pass certain foreign taxes paid by the fund on to their shareholders on IRS Form 1099-DIV; however, because the funds are U.S.
corporations, the dividends paid by the funds are considered U.S. source dividends.

(keep for your records)

Page 10 of 12
 IMPORTANT TAX DOCUMENT
RECIPIENT'S TIN: XXX-XX-9980 Account number: 37198723 Vanguard Brokerage
2020 Form 1099-DIV
Dividends and Distributions

Copy B For Recipient

Description CUSIP
Federal Foreign Specified
income country private activity
Total ordinary Qualified Total capital Nondividend tax Section 199A Investment Foreign tax or U.S. Exempt-interest bond interest
Date dividends dividends gain distr. distributions withheld dividends expenses paid possession dividends dividends
paid (Box 1a) (Box 1b) (Box 2a) (Box 3) (Box 4) (Box 5) (Box 6) (Box 7) (Box 8) (Box 11) (Box 12)
VNGRD PRIMECAP INVS 921936100
12/21/2020 82.17 82.17 677.08
VNGRD SMCP VAL IDX ADML 921937686
03/09/2020 36.75 30.93 5.82
06/24/2020 45.43 38.24 7.19
09/24/2020 57.45 48.36 9.09
12/23/2020 52.24 43.97 8.27
___________________ ___________________ _______________
Security Total 191.87 161.50 30.37
Total 6,852.64 1,066.79 14,091.03 0.00 0.00 30.37 0.00 13.36 0.00 0.00
Dividends – U.S. Corporations 6,852.64
Dividends – Foreign Corporations 0.00
Total ordinary dividends 6,852.64

U.S. mutual funds that invest in foreign securities may elect to pass certain foreign taxes paid by the fund on to their shareholders on IRS Form 1099-DIV; however, because the funds are U.S.
corporations, the dividends paid by the funds are considered U.S. source dividends.

(keep for your records)

Page 11 of 12
 IMPORTANT TAX DOCUMENT
RECIPIENT'S TIN: XXX-XX-9980 Account number: 37198723 Vanguard Brokerage
2020 Form 1099-DIV
Capital Gain Distributions

Copy B For Recipient

Description CUSIP

Unrecap.
Total capital Sec. 1250 Section 1202 Collectibles Long term
Date gain distr. gain gain (28%) gain capital gain
paid (Box 2a) (Box 2b) (Box 2c) (Box 2d) distributions
T ROWE INTL DSCV INVS 77956H302
12/17/2020 598.13 598.13
T ROWE NEW HORZN 779562107
12/16/2020 12,084.38 12,084.38
VNGRD EQ INC INVS 921921102
12/18/2020 14.00 14.00
VNGRD HLTH CARE INVS 921908307
03/27/2020 371.68 371.68
12/18/2020 345.76 345.76
_____________________ _____________________
Security Total 717.44 717.44
VNGRD PRIMECAP INVS 921936100
12/21/2020 677.08 677.08
Total 14,091.03 0.00 0.00 0.00 14,091.03

(keep for your records)

Page 12 of 12