• Solutions Overview

Cognizant Banking & Financial Services

Building a Better Business Delivery
Engine, Finely Tuned for Every Client Cognizant: A Recognized
Market Leader
All financial institutions have the same challenge:
Transform technology and operations into a better • For the fifth consecutive year, Cognizant
delivery engine for the business. Respond to new was named to the FinTech 100 ranking of
demands in the global financial markets. Raise the top technology providers to financial
operational efficiency. Lower costs. Increase services companies worldwide by
agility. Comply with changing regulations. And American Banker, Bank Technology News,
continually develop new capabilities that adapt to and IDC Financial Insights.
customer needs while opening new market
opportunities.
• Cognizant is the only company to capture
first-place honors in every category in its
sector in the 2011 All-America Executive
The Partner of Choice for Global
Team by Institutional Investor Magazine.
Financial Services Firms

We help financial services organizations develop

• For two years running, Cognizant has been
named to Fortune magazine’s World’s
business solutions that drive efficiency, effective- Most Admired Companies list, a definitive
ness, innovation and virtualization. When you report card on corporate reputations.
choose Cognizant, you benefit from deep industry Cognizant ranks fourth in the 2010
expertise to help manage risk, comply with regu- Infotech Services industry.
lations, increase competitiveness and manage
your business transformation challenges. It’s
no wonder that nine of the top 15 North initiatives to get closer to your customers, integrate
American financial institutions, as well as eight of your channels, leverage data as a competitive
the top 10 European banks, have chosen Cognizant. advantage and rationalize business processes
and the supporting infrastructure, you benefit
from our significant domain expertise for insightful,
Strategic Counsel: objective analysis, upfront planning and strategy
Driving the CXO’s Agenda development.
We have helped our clients through every con-
ceivable market cycle. Our experience spans A Relationship with Cognizant
across functional areas and sectors of the financial is Different
services spectrum. Cognizant clients tap into our
creative business thinking that extends deep Our banking and financial services clients consis-
inside their domains. As leading financial services tently tell us that the decisive Cognizant difference
firms such as yours undertake transformation is a client-first mindset. We value relationships,

solutions overview | january 2011

above all. Your problems are solved and your global financial markets. With Cognizant, you
changes managed by advisors, managers and gain access to an expanded team of technology
technicians immersed in the financial markets and functional experts who specialize in:
and attuned to your culture. Our people are
empowered to assure satisfaction and accelerate • Investment Banking & Brokerage
results. Accountability is built into every phase of
• Asset & Wealth Management
every project. The evidence is our 90%-plus
repeat revenue rate and client satisfaction scores • Securities Services

consistently above 95%. • Wholesale Banking

• Cards & Payments

Vendors Go, Partners Stay
• Consumer Lending
Change management is easier for Cognizant’s
banking and financial services customers. We • Retail Banking
spend the time and energy to understand how to
customize delivery and technology to ensure
• Governance, Risk & Compliance

your success. We analyze your culture. We put

ourselves in your shoes. We produce quality Services Fully Integrated
outcomes. For those reasons, we have many
excellent long-term relationships with global With Cognizant, all services across the phases of
financial services firms. plan, build and operate are fully integrated, from
consulting, change management and business IT
strategy, to business process optimization, gap
We Know Your Business
analyses and business transformation, as well as
There are generalist consultants, and there are infrastructure and operations support. Our well-
specialist consultants. It makes good sense to defined methodology is focused on addressing
choose a firm organized around specialists -- unique client needs, while leveraging tools and
smart practitioners succeeding every day in the solution accelerators.

BFS Domain Consulting Services

n AML n Benefits Administration

n SOx n Payroll Processing n Institutional & Retail
n Market Risk n Health & Welfare Brokerage
n Credit Risk n Reference Data n Prime Brokerage
n Operational Risk n Exchange Operations
n Branch Banking Corporate
n Deposit Banking Services Investment
Governance
n Online Banking Risk & Banking &
n Mutual Funds
n Customer Care Compliance Brokerage
n Teller Services
n Investment Management
Asset & n Alternative Investments
Retail BFS Wealth n Wealth Management
Banking Practice Management n Investment Product Distribution
n Financial Advisory
Securities
Consumer Services
n Residential Mortgages
Lending
n Commercial Mortgages
n Custody Services
n Cash Management Cards & Wholesale n Securities Lending
n Auto Loans Payments Banking n Clearing Services
n Educational Loans
n Asset Servicing
n Transfer Agency
n Transaction Processing n Commercial Lending n Trust Services
n Application Processing n Trade Finance
n Customer Care n Cash Management
n Collection & Recovery n Treasury Services
n Merchant Processing n Structured Finance
n Back-offfice & Fulfillment

solutions overview 2
World-Class, Product-Led Partnerships Exceptional Delivery Track Record
Our product-agnostic philosophy ensures that we Headquartered in the U.S., we are uniquely
recommend the best solutions for our clients. positioned as a global company that leverages
Cognizant Banking & Financial Services maintains our delivery centers around the world to drive the
a vibrant partner ecosystem with all the key vendors transformation agenda of our financial services
relevant to ensuring best-in-class performance to clients. Our highly successful model is based on
financial institutions today. Adobe. Calypso. deeper relationships with a smaller client base of
Dorado. Eagle. Pegasystems. Systar. Temenos. leading financial services firms and responsive
Teradata. Tibco. And others. We continually delivery excellence.
invest in centers of excellence, solution accelerators
and training to remain at the cutting edge. Start Building Your Better Business
Delivery Engine, Today
Size Advantage:
Capabilities Without Constraints Find out why CXOs rely on Cognizant Banking &
Financial Services for exactly what they need:
Banking & Financial Services is Cognizant’s Higher operational efficiencies, lower costs,
largest vertical practice, with more than 25,500 accelerated innovation and transformative
associates serving a global client base. Unlike capabilities that create opportunities. Contact us
larger providers, we customize our work for every at [email protected] or visit cognizant.com.
client. You have the personal attention of senior
members of our staff. But unlike smaller
providers, we offer every type of resource and the Cognizant by the Numbers
scale needed for complete end-to-end solutions.
• 2010 revenues of $4.59 billion
• 50 development centers, 15 cities,
Cognizant BFS five countries

• 25,500+ associates working for BFS clients • Over 12,000 outsourcing projects delivered
in 40 countries
• 110 leading bank & financial institutions
• Over 104,000 employees, as of Dec. 2010
• 685+ domain consultants
• 712 customers, including 46 of Fortune 100
companies

About Cognizant
Cognizant (NASDAQ: CTSH) is a leading provider of information technology, consulting, and business
process outsourcing services. Cognizant's single-minded passion is to dedicate our global technology
and innovation know-how, our industry expertise and worldwide resources to working together with
clients to make their businesses stronger. With over 50 global delivery centers and more than 104,000
employees as of December 31, 2010, we combine a unique global delivery model infused with a distinct
culture of customer satisfaction. A member of the NASDAQ-100 Index and S&P 500 Index, Cognizant is
a Forbes Global 2000 company and a member of the Fortune 1000 and is ranked among the top infor-
mation technology companies in BusinessWeek's Hot Growth and Top 50 Performers listings.

Visit us online at www.cognizant.com for more information.

World Headquarters European Headquarters India Operations Headquarters

500 Frank W. Burr Blvd. Haymarket House #5/535, Old Mahabalipuram Road
Teaneck, NJ 07666 USA 28-29 Haymarket Okkiyam Pettai, Thoraipakkam
Phone: +1 201 801 0233 London SW1Y 4SP UK Chennai, 600 096 India
Fax: +1 201 801 0243 Phone: +44 (0) 20 7321 4888 Phone: +91 (0) 44 4209 6000
Toll Free: +1 888 937 3277 Fax: +44 (0) 20 7321 4890 Fax: +91 (0) 44 4209 6060
Email: [email protected] Email: [email protected] Email: [email protected]

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