Nice to meet you!

My name is Chanel, I'm a serial

My goal is to learn as much as I can and
entrepreneur with over 15 years of
teach others to do the same. And
experience in the beauty and ecommerce
hopefully through these business and
industries. I specialize in business and
financial strategies we can all secure
marketing strategies that work! Over the
wealth for ourselves and our families.
last few years I've helped people launch,
scale, and grow their businesses to 6
What I ask from you is that you focus,
figures with my courses and 1 on 1
learn, and EXECUTE! The knowledge that
coaching sessions.
your obtaining means NOTHING without
the execution!
In the last few years I've also found a
passion with financial literacy, stocks, and
Thank you for taking the first step! I look
options. I'm constantly learning,
forward to hearing about your 6 figure
constantly pivoting, and constantly trying
business soon!
to teach everything that I know so that
we can all win!
INSTAGRAM | TWITTER | FACEBOOK | PINTEREST
@CHANELROSEGOLD
 The Business Credit Guide

The
Business
Credit Guide

B Y C H A N E L Rwww.ChanelRoseGold.com
OSEGOLD W@ChanelRoseGold
WW.CHANELROSEGOLD.COM
 The Business Credit Guide

Building your
Business Credit

B Y C H A N E L Rwww.ChanelRoseGold.com
OSEGOLD W @ChanelRoseGold
WW.CHANELROSEGOLD.COM
 The Business Credit Guide

B Y C H A N E L Rwww.ChanelRoseGold.com
OSEGOLD W @ChanelRoseGold
WW.CHANELROSEGOLD.COM
 The Business Credit Guide

B Y C H A N E L Rwww.ChanelRoseGold.com
OSEGOLD W @ChanelRoseGold
WW.CHANELROSEGOLD.COM
 The Business Credit Guide

BY CHANELRO SEGOLD W W@ChanelRoseGold

www.ChanelRoseGold.com W.CHANELROSEGOLD.COM
 What are Net 30 accounts?
Net-30 accounts are accounts that extend you 30
days to pay the bill in full after you have purchased
products. Net 30 accounts allow you to buy now and
pay later. Commonly known as vendor credit,
supplier credit, and trade credit. Vendors that report
How to Apply for Net 30 accounts?
those payments to commercial credit agencies help
It’s important to have all of your information ready
your company establish strong business credit
for your company before you apply. Each company
scores.
requires you to fill out an application in order to be
Each vendor account listed here offers a wide variety
approved for net30 accounts. You also will need to
of products that many businesses can use. By
make a purchase(add items to your account) before
purchasing items you need for your business on
you will get approved for your account.
payment terms and then paying on time, you can
*You will need to spend your own money while
build a solid business credit history.
building your business credit
*Please note, you will have to purchase from these
accounts monthly to establish a credit history with
them and to make sure they report your account
*Please make sure to pay your accounts off on time
1. Uline
Products offered: Packaging, janitorial, food service, safety warehouse supplies and more

Reports to: D&B and Experian (business)

Worth noting: Most business owners report success opening a credit account with Uline. If
your business is young and you have trouble qualifying, you can contact their credit
department.
https://www.uline.com/
2. Quill
Products offered: Office supplies, including a wide variety of supplies in the following
categories: cleaning, coffee/snacks, safety, laboratory, healthcare, health and wellness and
more.

Reports to: Dun & Bradstreet

Worth noting: Some business owners with no business credit history have reported they were
required to purchase at least $100 of products per month over a 90 day period and pay those
off before qualifying for a net-30 account.
https://www.quill.com/

WWW.CHANELROSEGOLD.COM @CHANELROSEGOLD
3. Crown Office Supplies
Products offered: A wide variety of office supplies including everything from artwork to
computers to snacks and more

Reports to: All major business credit bureaus agencies, including Dun & Bradstreet, Experian, Equifax,
Credit Safe, SBFE, and NACM

Crown Office Supplies is eager to work with both new and established businesses. There is no personal
credit check. Businesses without an established commercial credit history will be offered a base credit line
which can grow as long as they are making their payments. There is a $99 annual fee (which may be waived
for businesses with a strong business credit history.) This annual fee is reported to the bureaus, which may
further help the business establish credit.
https://crownofficesupplies.com/net30-application/
4. Summa Office Supplies
Products offered: Office supplies such as paper, folders, envelopes, labels etc.

Reports to: Experian and Equifax (business credit)

Worth noting: Summa Office Supplies is eager to work with small businesses, and their stated goal is to provide
the “human touch.” They offer credit for both new and well-established businesses and will provide written trade
credit references upon request. As you establish a positive payment history, you can request larger credit lines.
https://summaofficesupplies.com/
5. Wise Business Plan
Wise Business Plan® specializes in creating professionally written business plans, pitch decks and
Powerpoint presentations for small business owners. Plans cover a variety of purposes, including
franchises, non-profits, as well as investor grade and bank compliant plans. Each business plan is
custom written by writers with MBAs, researchers, and financial modelers, and are professionally
designed.
Worth noting: Wise Business Plan purchases are paid for with 50% due up front and 50% due before releasing the draft.
Those purchases are reported to Dun & Bradstreet.

If you’re looking to establish business credit with easy net-30 accounts, this comprehensive guide will help you
understand how to get started. We recommend you review the entire guide to get the full picture of how to build and
maintain strong business credit using trade credit.

What are Net 30 accounts?

Net-30 accounts are accounts that extend you 30 days to pay the bill in full after you have purchased products. Net 30
accounts allow you to buy now and pay later. Commonly known as vendor credit, supplier credit, and trade credit.
Vendors that report those payments to commercial credit agencies help your company establish strong business credit
scores.
Each vendor account listed here offers a wide variety of products that many businesses can use. By purchasing items
you need for your business on payment terms and then paying on time, you can build a solid business credit history.
http://unbouncepages.com/wisebusinessplans/nav/

WWW.CHANELROSEGOLD.COM @CHANELROSEGOLD
6. Creative Analytics
Products offered: a digital marketing agency and management consulting firm, Creavite Analytics
offers office products such as small electronics, desk and office decor/accessories, fitness items,
beauty professional tools, kitchen items, etc. as well as monthly digital marketing services (e.g.
websites and social media plans).

Reports to: Creditsafe and Equifax (business credit)

Worth noting: Account holders with monthly subscriptions get monthly revolving accounts with
credit lines of up to $10,000 reported. There is a $79 fee to apply (refunded if denied based on
criteria below) and $100 minimum purchase to be reported. The annual fee counts toward that
minimum.

To qualify for a Net 30 Business Line of Credit, an entity must meet the following criteria:
Must operate in the United States
Must have a Tax ID number (EIN) and DUNS number
Established for at least 30 days
Must not have any derogatory business reporting or delinquencies.
Applicant must be an authorized officer of the organization.
https://creativeanalyticsdc.com/

7. Shirtsy
Products offered: Office supplies such as paper, folders, envelopes, labels etc.

Reports to: Experian and Equifax (business credit)

Worth noting: Summa Office Supplies is eager to work with small businesses, and their stated goal is to
provide the “human touch.” They offer credit for both new and well-established businesses and will
provide written trade credit references upon request. As you establish a positive payment history, you can
request larger credit lines.
https://summaofficesupplies.com/

WWW.CHANELROSEGOLD.COM @CHANELROSEGOLD