P.O.

Box 15284
Wilmington, DE 19850
Customer service information

Customer service: 1.800.432.1000

TDD/TTY users only: 1.800.288.4408
PAUL RAYMOND En Español: 1.800.688.6086
26 N WARREN STREET
ATHENS, NY 12015-1329 bankofamerica.com
Bank of America, N.A.
P.O. Box 25118
Tampa, FL 33622-5118

Your Business Banking

for Feb 01, 2021 to Feb 28, 2021
Account number: 3810 5166 7632
PAUL RAYMOND

Account summary
Beginning balance on Oct 12, 2020 $1,552.17
Deposits and other additions 10,209.34

Withdrawals and other subtractions -725.90

Checks -0.00
Service fees -6.85

Ending balance on Nov 14, 2020 $11,028.76

PULL: B CYCLE: 7 SPEC: E DELIVERY: E TYPE: IMAGE: I BC: NJ Page 1 of 5

PAUL RAYMOND | Account # 3810 5166 7632 | Feb 01, 2021 to Feb 28, 2021

IMPORTANT INFORMATION:
BANK DEPOSIT ACCOUNTS
How to Contact Us - You may call us at the telephone number listed on the front of this statement.

Updating your contact information - We encourage you to keep your contact information up-to-date. This includes address,
email and phone number. If your information has changed, the easiest way to update it is by visiting the Help & Support tab of
Online Banking.

Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that your
account would be governed by the terms of these documents, as we may amend them from time to time. These documents are
part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and
withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the terms and
conditions of your account relationship may be obtained at our financial centers.

Electronic transfers: In case of errors or questions about your electronic transfers - If you think your statement or receipt is
wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals,
point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of
this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.

6 Tell us your name and account number.

6 Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an error
or why you need more information.
6 Tell us the dollar amount of the suspected error.

For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will
correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts customer) (20
business days if you are a new customer, for electronic transfers occurring during the first 30 days after the first deposit is
made to your account) to do this, we will provisionally credit your account for the amount you think is in error, so that you will
have use of the money during the time it will take to complete our investigation.

For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our
investigation.

Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to discover
errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an
unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days
after we make the statement available to you and in some cases are 30 days or less), we are not liable to you and you agree to
not make a claim against us, for the problems or unauthorized transactions.

Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the same
person or company, you may call us to find out if the deposit was made as scheduled. You may also review your activity online
or visit a financial center for information.

© 2020 Bank of America Corporation

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PAUL RAYMOND | Account # 3810 5166 7632 | Feb 01, 2021 to Feb 28, 2021

Deposits and other additions

Date Description Amount

02/15/21 BKOFAMERICA ATM 10/15 #000010199 DEPOSIT WOODBRIDGE ISELIN NJ 600.00

02/15/21 Zelle Transfer Conf# 7GVY2WMEZ; Ravinell Rose 100.00

02/16/21 BKOFAMERICA ATM 10/16 #000010258 DEPOSIT WOODBRIDGE ISELIN NJ 696.00

02/17/21 ECSI AS AGENT DES:FOR REFUND ID:4611724 INDN:PAUL RAYMOND CO 17.81

ID:1251222771 PPD PMT INFO:RMR*IV*4611724**1781*1781*0\DTM*003*2020 0217

02/17/21 Zelle Transfer Conf# JLW75LRUX; Ravinell Rose 200.00

02/17/21 Zelle Transfer Conf# HZCDOPEJH; Ravinell Rose 100.00

02/17/21 CAPITAL ONE N.A. DES:CAPITALONE ID:000010000001287 INDN:CAPITAL ONE NA CO 28.62

ID:9111111103 PPD

02/17/21 BKOFAMERICA ATM 02/17 #000010314 DEPOSIT WOODBRIDGE ISELIN NJ 600.00

02/17/21 BKOFAMERICA ATM 02/17 #000010387 DEPOSIT WOODBRIDGE ISELIN NJ 696.00

02/18/21 Cash App*Cash 02/18 #000813826 PMNT RCVD Cash App*Cash Out Visa Direct CA 591.00

02/18/21 Online Banking transfer from CHK 3681 Confirmation# 5501019278 5.00

02/18/21 Cash App*Cash 02/18 #000514405 PMNT RCVD Cash App*Cash Out Visa Direct CA 256.10

02/18/21 Cash App*Cash 02/18 #000423715 PMNT RCVD Cash App*Cash Out Visa Direct CA 73.88

02/19/21 Transfer Hello Digit, Inc. 700.00

02/19/21 BKOFAMERICA ATM 02/19 #000010451 DEPOSIT WOODBRIDGE ISELIN NJ 600.00

02/19/21 Transfer Hello Digit, Inc. 400.00

02/19/21 Transfer Hello Digit, Inc. 400.00

02/19/21 Transfer Hello Digit, Inc. 100.00

02/19/21 Transfer Hello Digit, Inc. 70.00

02/19/21 Zelle Transfer Conf# 0FKL50AGY; RAE JENKINS 70.00

continued on the next page

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PAUL RAYMOND | Account # 3810 5166 7632 | Feb 01, 2021 to Feb 28, 2021

Deposits and other additions - continued

Date Description Amount

02/20/21 BKOFAMERICA ATM 02/20 #000010163 DEPOSIT WOODBRIDGE ISELIN NJ 696.00

02/20/21 Transfer Hello Digit, Inc. 341.00

02/20/21 PURCHASE REFUND 0220 ZARA USA New York NY 74204290181320307308733 29.90

02/20/21 PURCHASE REFUND 0220 ZARA USA New York NY 74204290181322242424948 25.99

02/22/21 Zelle Transfer Conf# XXXXXXXXX; VANESSA C CLERMONT 200.00

02/22/21 Online Banking transfer from CHK 3681 Confirmation# 7570814174 890.00

02/22/21 CAPITAL ONE N.A. DES:CAPITALONE ID:000010000001287 INDN:CAPITAL ONE NA CO 615.22

ID:9111111103 PPD

02/22/21 Zelle Transfer Conf# Y36XD2QKY; Ravinell Rose 200.00

02/23/21 Zelle Transfer Conf# 0FKO5MMD2; VANESSA CLERMONT 208.00

02/23/21 Zelle Transfer Conf# XXXXXXXXX; VANESSA C CLERMONT 100.00

02/23/21 BKOFAMERICA ATM 02/23 #000010268 DEPOSIT WOODBRIDGE ISELIN NJ 60.00

02/26/21 CHECKCARD 0226 aliexpress 114-087855580CA 7420429018800099553 18.36

02/26/21 Transfer Hello Digit, Inc. 32.00

02/27/21 CHECKCARD 0227 FITBIT, INC. 877-623-4997 CA 7449215019063789128 10.57

02/28/21 Transfer Hello Digit, Inc. 80.00

02/28/21 Live Oak Bank DES:OnlineAcct ID:XXXXX6291 INDN:PAUL RAYMOND CO ID:XXXXXXXXX 100.00
PPD

02/28/21 CHECKCARD 0228 AFTERPAY 855-2896014 DE 7490641019509813989 251.85

02/28/21 CHECKCARD 0228 AFTERPAY 855-2896014 DE 7490641019509813989 42.13

Total deposits and other additions $10,209.34

Withdrawals and other subtractions

Date Description Amount

02/12/21 PURCHASE 0211 RAG&BONES 844-724-2663 PA -124.31

02/12/21 CHECKCARD 0211 AFTERPAY afterpay.com DE 24906410163095859483124 RECURRING -21.06

02/12/21 CHECKCARD 0211 AFTERPAY afterpay.com DE 24906410163095859008079 RECURRING -31.50

02/12/21 CHECKCARD 0211 AFTERPAY afterpay.com DE 24906410163095859482076 RECURRING -17.00

02/12/21 CHECKCARD 0211 MBS DIRECT 800-325-3252 MO 24412950164260007082084 -75.93

02/12/21 Digit.co DES:Savings ID:uJ1WPnnvFSpM4iz INDN:PAUL RAYMOND CO ID:3461730710 -60.21

PPD

02/15/21 CHECKCARD 0215 J CREW 800-562-0258 VA 24391220164083843050252 -264.49

02/15/21 CHECKCARD 0215 Experian* Credit Report 479-3436237 CA 24906410164095927931780 -31.98

RECURRING

02/15/21 CHECKCARD 0215 MICROSOFT*MICROSOFT 365 MSBILL.INFO WA -10.65

24430990164091502179883 RECURRING

continued on the next page

Page 4 of 5
PAUL RAYMOND | Account # 3810 5166 7632 | Feb 01, 2021 to Feb 28, 2021

Withdrawals and other subtractions - continued

Date Description Amount

02/24/21 CHECKCARD 0224 SEAFOOD BOIL DUNELLEN NJ 24022440195900016700278 -44.78

02/24/21 P356980 02/24 #000568460 WITHDRWL MCDONALDS RE-3569 UNION NJ -43.00

02/24/21 Digit.co DES:InstantFee ID:wxZiFVd9_T_9-ym INDN:PAUL RAYMOND CO ID:7461730710 -0.99

PPD

Total withdrawals and other subtractions -$725.90

Service fees
Your Overdraft and NSF: Returned Item fees for this statement period and year to date are shown below.

Total for this period Total year-to-date

Total Overdraft fees $0.00 $350.00

Total NSF: Returned Item fees $0.00 $175.00

We want to help you avoid overdraft and returned item fees. Here are a few ways to manage your account and stay on top
of your balance:
- Set up Overdraft Protection in Online Banking to avoid declined transactions and save on overdraft fees
- Sign up for Alerts (footnote 1) to get an email or text message when your balance becomes low
Please call us or visit us if you have any questions or to discuss your options.
(footnote 1) You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's
message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier2s coverage.

Date Transaction description Amount

02/22/21 PURCHASE 0222 dhgate.com dhgate.com 74592720173046320983519 -1.30

INTERNATIONAL TRANSACTION FEE

02/22/21 PURCHASE 0222 dhgate.com dhgate.com 74592720173046320850916 -0.55

INTERNATIONAL TRANSACTION FEE

02/28/21 CITIBAN0015796 02/28 #000017847 WITHDRWL 121-11 LIBERTY AV -2.50

QUEENS NY FEE

02/28/21 P356980 02/28 #000568460 WITHDRWL MCDONALDS RE-3569 NJ -2.50

UNION FEE

Total service fees -$6.85

Note your Ending Balance already reflects the subtraction of Service Fees.

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