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Assignment 01: Alternatives Available For Investment

The document discusses various investment alternatives for investing 50,000 rupees and recommends investing in mutual funds. It lists 11 alternatives including mutual funds, equity shares, bank fixed deposits, gold, PPF, real estate, and others. It believes mutual funds are the best option because professional fund managers invest in stocks, bonds, etc. and investors pay a small fee for their expertise. Data on a moneycontrol website shows mutual funds had negative 6-month returns due to COVID-19 but positive 15-20% returns in the last 3 months as markets recovered. Therefore, the document concludes that investing in mutual funds provides a healthy investment option.

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KRUPALI RAIYANI
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59 views2 pages

Assignment 01: Alternatives Available For Investment

The document discusses various investment alternatives for investing 50,000 rupees and recommends investing in mutual funds. It lists 11 alternatives including mutual funds, equity shares, bank fixed deposits, gold, PPF, real estate, and others. It believes mutual funds are the best option because professional fund managers invest in stocks, bonds, etc. and investors pay a small fee for their expertise. Data on a moneycontrol website shows mutual funds had negative 6-month returns due to COVID-19 but positive 15-20% returns in the last 3 months as markets recovered. Therefore, the document concludes that investing in mutual funds provides a healthy investment option.

Uploaded by

KRUPALI RAIYANI
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Assignment 01

Assume that you have 50,000 Rs. as savings, how many alternatives you have for
investments, out of that where do you invest your money? why? explain with reasons.

Alternatives available for Investment

1. Mutual Fund (SIP or Lumpsum)


2. Equity Share market
3. Bank Fixed Deposits
4. Gold (All Commodities)
5. Public Provident Fund
6. Real Estate Investment (Residential or Commercial)
7. National Pension Scheme
8. Post Office Saving Scheme
9. Initial Public Offerings (IPOs)
10. Unit Linked Insurance Plans (ULIPs)
11. Equity Linked Saving Schemes (ELSS)
12. Recurring Deposits
13. Government Bonds
14. Government Securities
15. Tax Saving Plans (Insurance)

Above all are the alternatives to invest our money and generating good return out of that.
But I personally believe that best investment is invest in Mutual Fund.

Because, when you buy a mutual fund, you pay a management fee as part of your expense
ratio, which is used to hire a professional portfolio manager who buys and sells stocks, bonds,
etc. This is a relatively small price to pay for getting professional help in the management of
an investment portfolio.

https://www.moneycontrol.com/mutual-funds/find-
fund/returns?&amc=BIRMUTF,AXMF,BOBMUF,ABNAMF,BAXMF,CANMUTF,DSPMLMF,EDELWMF,PE
ERMF,TEMMUFT,HDFCMUTF,HSBCMUTF,PRUICM,IDBIMF,ANZGRMUTF,IDFMF,IIFLMF,ILFSMF,INDIA
BMF,LIMF,ITIMF,JMMTFN,KMFLAMC,CHCAMUF,LICAMCL,MAHMF,MIRAEMF,MOMF,RELCAPM,PMF,
PPFMF,IDBIMUT,ESCOMUF,QMF,SBIMUTF,SHMF,SUNMUTF,TATMUTF,TAUMUTF,UKBCMF,UTIMUTF
D,YESMF&invtype=Equity&category=Multi%20Cap%20Fund,Large%20Cap%20Fund,Large%20%26%2
0Mid%20Cap%20Fund,Mid%20Cap%20Fund,Small%20Cap%20Fund,ELSS,Dividend%20Yield%20Fund
,Sectoral%2FThematic,Contra%20Fund,Focused%20Fund,Value%20Fund&rank=1,2&MATURITY_TYP
E=OPEN%20ENDED&SHOWAUM=Y&ASSETSIZE=100

Here, in above link data of the Mutual Funds’ returns. Due to this ‘Covid19’ situation 6 months
returns shows in negative but we can see here that after the market recovery from the last 3
months it shows about 15 to 20 percent return.

Thus, I believe that investing in Mutual Fund is a healthy investment option.

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