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List of Fixed Deposit Schemes For The Month of Jul 2019

This document lists fixed deposit schemes from 3 companies for July 2019. Key details include: - Minimum investment amounts ranging from Rs. 5,000 to Rs. 1 Crore and investment periods ranging from 12 to 120 months. - Interest rates vary from 7.72% to 8.94% depending on the interest payment period (monthly, quarterly, etc.). Senior citizens may receive 0.25% additional interest. - Companies include Aadhar Housing Finance, Bajaj Finance, and Cent Bank Home Finance with credit ratings ranging from CRISIL FAA to CRISIL MAAA. - Bajaj Finance offers the highest rates, up to 8.05% for monthly interest

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94 views3 pages

List of Fixed Deposit Schemes For The Month of Jul 2019

This document lists fixed deposit schemes from 3 companies for July 2019. Key details include: - Minimum investment amounts ranging from Rs. 5,000 to Rs. 1 Crore and investment periods ranging from 12 to 120 months. - Interest rates vary from 7.72% to 8.94% depending on the interest payment period (monthly, quarterly, etc.). Senior citizens may receive 0.25% additional interest. - Companies include Aadhar Housing Finance, Bajaj Finance, and Cent Bank Home Finance with credit ratings ranging from CRISIL FAA to CRISIL MAAA. - Bajaj Finance offers the highest rates, up to 8.05% for monthly interest

Uploaded by

gautham28
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JUL 2019

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment Period
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest (%)
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
(%) p.a. (%) p.a. (%) p.a. p.a.

1 AADHAR HOUSING FINANCE LTD - (For Single Deposit < Rs. 5 Crs) CRISIL FAA Fresh 12 8.11 8.17 8.25 8.42
Note: 0.25% p.a. additional interest for Senior Citizens 8.17 8.25
15 8.11 8.42
18 8.11 8.17 8.25 8.42
24 8.35 8.41 8.5 8.68
25 8.35 8.41 8.5 8.68
36 8.59 8.66 8.75 8.94
48 5000 8.59 5000 8.66 5000 8.75 5000 8.94 NA

60 8.59 8.66 8.75 8.94


61 8.40 8.46 8.55 8.73
72 8.40 8.46 8.55 8.73
84 8.40 8.46 8.55 8.76
96 8.21 8.26 8.35 8.52
120 8.21 8.26 8.35 8.52

2 BAJAJ FINANCE LIMITED - w.e.f 8th May '19 CRISIL FAAA F/R
12 to 14 Months #25000 7.72 #25000 7.77 #25000 7.85 #25000 8.00
Additional interest for Special Category customers: ICRA MAAA
0.35% for Senior Citizens and 0.25% for Bajaj Group employee & Bajaj Finance live existing
15 Months #100000 7.77 #100000 7.82 #100000 7.89 #100000 8.05
customers (Loans & FD) for deposit size up to Rs.1 Crore.
In case of deposits of above Rs. 5 Cr, prior approval need to be obtained from company
16 to 23 Months 7.72 7.77 7.85 8.00
NA
24 to 35 Months 7.88 7.93 8.00 8.15
#25000 #25000 #25000 #25000
36 to 47 Months 8.28 8.34 8.42 8.60

48 to 60 Months 8.28 8.34 8.42 8.60

3 CENT BANK HOME FINANCE LIMITED. w.e.f 08th Oct'18 CRISIL FA F/R 12 to 15 Months 7.75
Note: 0.25% p.a. additional interest for Senior Citizens 18 Months 7.75
19 to 21 Months 7.75
24 to 30 Months 7.75
NA NA NA NA NA NA 5,000 NA
33 to 36 Months 7.75
39 to 45 Months 7.75
48 to 60 Months 7.75
61 to 84 Months 7.75

4 GRUH FINANCE LTD ICRA MAAA F/R 12-24 7.25 7.50 7.75
Note: 0.25% extra interest for Senior Citizen, Trust Deposits & Female Depositors (GRUHINI CRISIL FAAA 25-60 20,000 7.50 2,000 7.75 NA NA 2,000 8.00 NA
BACHAT YOJANA) w.e.f 18th Oct-18 61-120 7.75 8.00 8.25

5 HDFC LTD - (INDIVIDUALS) CRISIL FAAA F/R 12-23 7.50 7.55 7.63 7.78
Note: 0.25% extra interest for Senior Citizen Deposits up to 2 Crore only ICRA MAAA 24-35 7.50 7.55 7.63 7.78
Note: These interest rates are applicable only for deposit size <= Rs. 2 Crore 36-47 40,000 7.50 20,000 7.55 20,000 7.63 20,000 7.78 NA
48-59 7.50 7.55 7.63 7.78
60 7.50 7.55 7.63 7.78

HDFC LTD - (TRUSTS & INSTITUTIONS) CRISIL FAAA F/R 12-23 7.60 7.65 7.73 7.88
Note: 0.25% extra interest for Senior Citizen Deposits up to 2 Crore only ICRA MAAA 24-35 7.60 7.65 7.73 7.88
Note: These interest rates are applicable only for deposit size > Rs. 2 Crore 36-47 40,000 7.60 20,000 7.65 20,000 7.73 20,000 7.88 NA
48-59 7.60 7.65 7.73 7.88
60 7.60 7.65 7.73 7.88

HDFC LTD - Regular Deposits (Individuals & Trusts)-Deposit Size >Rs.2 Cr to <= 10 Cr CRISIL FAAA F/R 12-23 7.65 7.70 7.78 7.93
Note: 0.25% extra interest for Senior Citizen Deposits up to 2 Crore only ICRA MAAA 24-35 7.65 7.70 7.78 7.93
36-47 40,000 7.65 20,000 7.70 20,000 7.78 20,000 7.93 NA

48-59 7.65 7.70 7.78 7.93


60 7.65 7.70 7.78 7.93

HDFC LTD Premium Deposit - (Individuals) CRISIL FAAA F/R 15 7.55 7.60 7.68 7.83
Note: These rates are applicable only for deposits lesthan Rs. 2 Crore ICRA MAAA 22 7.65 7.70 7.78 7.93
40 000 20 000 20 000 20 000 NA
LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JUL 2019

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment Period
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest (%)
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
pp y p (%) p.a. (%) p.a. (%) p.a. p.a.
40,000 20,000 20,000 20,000 NA
Note: 0.25% extra interest for Senior Citizen Deposits upto Rs. 2 Crore only. 30 7.60 7.65 7.73 7.88
44 7.65 7.70 7.78 7.93

HDFC LTD Premium Deposit - (Trusts) - Deposit Size <=Rs.2 Crores CRISIL FAAA F/R 15 7.70 7.75 7.83 7.98
40,000 20,000 20,000 20,000 NA
ICRA MAAA 30 7.70 7.75 7.83 7.98

HDFC LTD Special Deposit Plan - (Individuals) - Deposit Size <=Rs.2 Crores CRISIL FAAA F/R 33 7.70 7.75 7.83 7.98 7.98
40,000 20,000 20,000 20,000
ICRA MAAA 66 7.70 7.75 7.83 7.98 7.98

HDFC LTD Special Deposit Plan - (Trusts) - Deposit Size <=Rs.2 Crores CRISIL FAAA F/R 33 7.75 7.80 7.88 8.03 8.03
40,000 20,000 20,000 20,000
ICRA MAAA 66 7.75 7.80 7.88 8.03 8.03

HDFC LTD Smart Deposits for Corporates - Deposit Size up to Rs 20 Crores ICRA MAAA F/R 31-90 Days NA NA NA NA 6.50

91-180 Days NA NA NA NA 7.15


500,000
181 Days < 12 Months NA NA NA NA 7.50

12 Months -60 Mths 7.65 7.70 7.78 7.93 7.93

6 ICICI HOME FINANCE LTD - w.e.f 1st May-2019 CARE AAA FD, F/R 12 to 24 7.65 7.70 7.90 7.90
Note: 0.25% extra interest for Senior Citizen Deposits. Note:These ICRA MAAA 25 to 36 7.90 7.95 8.20 8.54
interest rates are applicable only on ticket slabs < = Rs. 1 Crore. 37 to 48 7.95 8.00 8.25 8.95
In case of deposits of above Rs. 1 Cr, prior approval need to be 49 to 60 40,000 7.95 20,000 8.00 NA NA 10,000 8.25 9.33
obtained from company about interest rates. 61 to 84 8.00 8.05 8.30 9.80
85 to 108 8.00 8.05 8.30 10.68
109 to 120 8.05 8.10 8.35 11.76

7 LIC HOUSING FINANCE LTD ( Public Deposits & Corporate Deposits) - w.e.f 15th Apr-19 CRISIL F/R 12 7.80 8.15
Note: 0.25% extra interest for Senior citizen on deposits from Rs.10,000 upto Rs 20 Crores FAAA/STABLE
18 7.80 8.15
InterestInterest Rates applicable for deposit size below Rs.20 Cr only
In case of deposits of above Rs. 20 Cr, prior approval need to be obtained from company about 24 2 00 000 7.85 NA NA NA NA 10,000 8.20 NA
Brokerage and interest rates.
36 7.90 8.25

60 8.00 8.30

8 KERALA TRANSPORT DEVELOPMENT FINE CORP LTD - w.e.f 1st Oct'18 F/R 12 8.50
Note: 0.25% extra interest for Senior Citizen Deposits.
24 8.50
In case of deposits of above Rs. 5 Cr, prior approval need to be obtained from company
36 NA NA NA NA NA NA 10,000 8.50 NA

48 8.25
60 8.25

9 MAHINDRA & MAHINDRA FINANCIAL SERV. LTD w.ef from 24th Oct-18 FAAA by CRISIL F/R 12 7.90 7.95 5000 8.10 8.10
Note: 0.25% extra interest for Senior Citizen Deposits 18 7.90 7.95 (Micro 8.10 8.32
In case of deposits of above Rs. 1 Cr, prior approval need to be 24 8.30 8.35 deposit) / 8.50 8.86
NA NA 50,000 25,000
obtained from company about interest rates. 36 8.60 8.65 10000 8.80 9.60
48 8.60 8.65 (Normal 8.80 10.03
60 8.60 8.65 Deposit) 8.80 10.49

10 PNB HOUSING FINANCE LIMITED w.e.f. from 8th OCt-18 CRISIL 12 to 23 8.00 8.05 8.10 8.30
Note: 0.25% p.a. additional interest for Senior Citizens upto Rs. 1 Cr Only. FAAA/STABLE 24 to 35 8.00 8.05 8.10 8.30
Interest Rates applicable for deposit size <= 5 Cr 36 to 47 8.10 8.15 8.20 8.40
In case of deposits of Above Rs. 5 Cr,prior approval need to be obtained from company. F/R 48 to 59 25,000 8.10 10,000 8.15 10,000 8.20 10,000 8.40 NA
60 to 71 8.15 8.20 8.25 8.45
72 to 84 8.00 8.05 8.10 8.30
120 7.95 8.00 8.05 8.25

PNB HOUSING FINANCE LIMITED - SPECIAL DEPOSIT w.e.f. from 8th Oct-18 CRISIL 15 8.00 8.05 8.10 8.30
Interest Rates applicable for deposit size <= 5 Cr FAAA/STABLE 22 8.05 8.10 8.15 8.35
In case of deposits of Above Rs. 5 Cr,prior approval need to be obtained from company. F/R 25,000 10,000 10,000 10,000 NA
30 8.00 8.05 8.10 8.30
44 8.15 8.20 8.25 8.45

11 SHRIRAM TRANSPORT FIN. COMP. LTD UNNATI DEPOSITS - w.e.f 1st Nov '18 ICRA MAA+ F/R 12 7.95 8.00 8.08 8.25 8.25
CRISIL FAAA 24 8.19 8.25 8.33 8.50 8.87
LIST OF FIXED DEPOSIT SCHEMES FOR THE MONTH OF JUL 2019

MIN. INVST. AMOUNT, RATES OF INTEREST (Based on the Interest Payment Period)
Monthly Quarterly Half Yearly CD / Yearly CDY
SL. Fresh/ Investment Period
NAME OF THE COMPANY Credit Rating Rate of Rate of Rate of Rate of
NO. Renewal (Months) Amount Amount Amount Cumulative
Interest Interest Amount (Rs.) Interest Interest (%)
(Rs.) (Rs.) (Rs.) Yield (%) p.a.
(%) p.a. (%) p.a. (%) p.a. p.a.
36 25,000 8.65 25,000 8.71 25,000 8.81 25,000 9.00 9.84
48 8.65 8.71 8.81 9.00 10.29
60 8.88 8.95 9.05 9.25 11.13

SHRIRAM TRANSPORT FIN. COMPANY LIMITED UNNATI DEPOSITS ICRA MAA+ F/R 12 8.19 8.25 8.33 8.50 8.50
FOR SENIOR CITIZEN - w.e.f 1st Nov '18 CRISIL FAAA 24 8.42 8.48 8.57 8.75 9.14
36 25,000 8.88 25,000 8.95 25,000 9.05 25,000 9.25 10.13
48 8.88 8.95 9.05 9.25 10.62
60 9.11 9.18 9.28 9.50 11.49

12 SHRIRAM CITY UNION FIN. COMPANY LIMITED - w.e.f 1st Nov'18 ICRA MAA+ F/R 12 7.95 8.00 8.08 8.25 8.25
24 8.19 8.25 8.33 8.50 8.87
36 10,000 8.65 25,000 8.71 25,000 8.81 25,000 9.00 9.84
48 8.65 8.71 8.81 9.00 10.29
60 8.88 8.95 9.05 9.25 11.13

SHRIRAM CITY UNION FIN. COMPANY LIMITED - w.e.f 1st Nov'18 ICRA MAA+ F/R 12 8.19 8.25 8.33 8.50 8.50
FOR SENIOR CITIZEN 24 8.42 8.48 8.57 8.75 9.14
36 10,000 8.88 25,000 8.95 25,000 9.05 25,000 9.25 10.13
48 8.88 8.95 9.05 9.25 10.62
60 9.11 9.18 9.28 9.50 11.49

13 SUNDARAM HOME FINANCE LTD (INDIVIDUALS) - w.e.f 19th Oct'18 ICRA MAA+ F/R 12 7.70 7.75 7.75 8.00
Note: 0.50% p.a. additional interest for Senior Citizens 18 7.70 7.75 7.75 8.13
Note: Corporate Deposits are not accepted 10,000 10,000 NA NA 10,000
24 7.95 8.00 8.00 8.60
36 7.95 8.00 8.00 8.93

CAPITAL GAIN BONDS & GOI 8% SAVING BONDS'2003


S.NO NAME OF THE COMPANY TENURE RATE OF INTEREST
1 RURAL ELECTRIFICAITON CORPORATION LTD (REC) ‐ 54EC BONDS 5 YEARS 5.75% P.A
2 NATIONAL HIGHWAY AUTHORITY OF INDIA (NHAI) ‐ 54EC BONDS 5 YEARS 5.75% P.A
3 POWER FINANCE CORPORATION LTD 54EC BONDS 5 YEARS 5.75% P.A
4 INDIAN RAILWAY FINANCE CORPORATION LTD 54EC BONDS 5 YEARS 5.75% P.A
4 GOI 7.75% SAVING BONDS'2003 (TAXABLE) ‐ HDFC BANK LTD 7 YEARS 7.75% P.A
5 GOI 7.75% SAVING BONDS'2003 (TAXABLE) ‐ ICICI BANK LTD 7 YEARS 7.75% P.A

Note:
1) The above interest rates are subject to change without any prior intimation.
2) Please confirm the interest rates from the relationship managers at the nearedst branches of Karvy Stock Broking Ltd (KSBL), before submitting the application

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