Scribd Logo
Upload

Welcome to Scribd!

  • 84 views

    Send This Letter To The Bureau To Dispute Unauthorized Inquiries On Your Report

    Uploaded by

    Tiya Johnson
    This letter disputes unauthorized credit inquiries on the author's credit report from four companies between May 2018 and August 2019. It requests the credit bureau correct these inaccurate inquiries within 30 days or face a potential small claims lawsuit for defamation, identity fraud, and Fair Credit Reporting Act violations. Failure to adequately address the issues may also result in a public press release and complaints filed with consumer protection agencies.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd

    Send This Letter To The Bureau To Dispute Unauthorized Inquiries On Your Report

    Uploaded by

    Tiya Johnson
    84 views2 pages
    This letter disputes unauthorized credit inquiries on the author's credit report from four companies between May 2018 and August 2019. It requests the credit bureau correct these inaccurate inquiries within 30 days or face a potential small claims lawsuit for defamation, identity fraud, and Fair Credit Reporting Act violations. Failure to adequately address the issues may also result in a public press release and complaints filed with consumer protection agencies.

    Original Title

    INQUIRY-REMOVAL-LETTER-2-1

    Copyright

    © © All Rights Reserved

    Available Formats

    DOCX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    This letter disputes unauthorized credit inquiries on the author's credit report from four companies between May 2018 and August 2019. It requests the credit bureau correct these inaccurate inquiries within 30 days or face a potential small claims lawsuit for defamation, identity fraud, and Fair Credit Reporting Act violations. Failure to adequately address the issues may also result in a public press release and complaints filed with consumer protection agencies.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    84 views2 pages

    Send This Letter To The Bureau To Dispute Unauthorized Inquiries On Your Report

    Uploaded by

    Tiya Johnson
    This letter disputes unauthorized credit inquiries on the author's credit report from four companies between May 2018 and August 2019. It requests the credit bureau correct these inaccurate inquiries within 30 days or face a potential small claims lawsuit for defamation, identity fraud, and Fair Credit Reporting Act violations. Failure to adequately address the issues may also result in a public press release and complaints filed with consumer protection agencies.

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 2

    SEND THIS LETTER TO THE BUREAU TO DISPUTE

    UNAUTHORIZED INQUIRIES ON YOUR REPORT


    Chris Rock
    1111 Funny Block
    Comedy, Central 77382

    EXPERIAN CHOOSE CORRECT BUREAU & CORRECT ADDRESS


    P.O. BOX 9701
    ALLEN TX 75013

    RE: SOCIAL SECURITY NUMBER: 000-00-0000

    June 27, 1985 CURRENT DATE

    To Whom It May Concern,


    This letter is a follow up to my original letter dated (insert date of original letter) regarding an
    inaccuracy in your credit reporting. Specifically as it relates to credit inquiries that I did not
    authorize, made by the following companies:

    Inquiries:
    COMPANY NAME INQUIRY DATE

    AD ASTRA RECOVERY SERV MAY 2018

    ENHANCED RECOVERY CO L JUNE 2017

    HUNTER WARFIELD JULY 2018

    MASTERDEBT SOLUTIONS L AUGUST 2019

    I did not authorize anyone employed by these companies to make any inquiry and view my credit
    report. This is a violation of the Fair Credit Reporting Act Section 1681b(c) and a serious breach
    of my privacy rights.
    I am making this final goodwill gesture to allow you to correct your erroneous reporting, and I
    am maintaining a careful record of any communications with you for the purpose of filling a
    complaint with the Consumer Financial Protection Bureau and the Attorney General’s office,
    should you continue in your non-compliance. I further remind you that, as in Wenger v. Trans
    Union Corp., No. 95-6445 (C.D.Cal. Nov. 14, 1995), you may be liable for your willful non-
    compliance.

    Failure to respond satisfactorily within 30 days of receipt of this certified letter may result in a
    small claims action against your company, seeking $1000 per violation for:
    1) Defamation
    2) Negligent Enablement of Identity Fraud
    3) Violations of the Fair Credit Reporting Act

    My contact information is as follows:

    Your Name (printed or typed, NOT SIGNED)


    SSN
    ADDRESS

    P.S. Please be aware that dependent upon your response, I may be detailing any potential issues
    with your company via an online public press release, including documentation of any potential
    small claims action.

    CC: Consumer Financial Protection Bureau


    CC: Attorney General’s Office
    CC: Better Business Bureau

    You might also like