Business Finance Script

BUSINESS FINANCE SCRIPT:
INTRODUCTION:
Are your looking for a financial institution that can assist you
financially for your business, but you are confused or have no idea
which of the banks in your area you will apply for a loan? Empowering
SMEs with financial solutions: BDO can help small businesses
address their funding requirements through SME Loan.
Among of these financial institutions that we are familiar with,
this bank is one of the trusted banks for over the years in the country
because of their service they have rendered and offered to their
clients. As what they have said “we find ways”, surely, they will find a
way to help their clients and to assist them when it comes to financial
concerns. BDO Unibank, Inc. (BDO) today represents a firm
consolidation of distinct strengths and advantages built over the years
by the entities behind its history. BDO is an institution that honors its
past, continues to improve on its present, and moves towards the
future with confidence and strength. BDO today, with more than 875
branches nationwide, BDO holds the distinction for being the
Philippines largest bank through the years.
BDO is a full-service universal bank. It has the ability to provide a
complete array of industry-leading products and services to the retail
and corporate markets including Lending (corporate, middle market,
SME, and consumer), Deposit-taking, Foreign Exchange, Brokering,
Trust and Investments, Credit Cards, Corporate Cash Management
and Remittances. Through its subsidiaries, the Bank offers Leasing
and Financing, Investment Banking, Private Banking, Bancassurance,
Insurance Brokerage and Stock Brokerage services.
As they are willing to serve their clients by finding ways to help
them financially that aligns to their needs specifically when it comes to
business. Through BDO Loans, they can help their clients fund their
projects, expand their businesses, build offices, and fund the day-to-
day needs of their company. For they are committed to give their
clients not only the best rates, but a level of service only BDO can
provide. They have various offers they provided to their clients that
suits to their needs and since we are dealing and looking for small
business loan, SME Business Loan is suited for that. An SME
Business Loan is perfect for businesses looking to finance short term
needs—whether it’s equipment, office spaces, or cash for day-to-day
operations.
In SME Loan, BDO will turn your opportunity into reality and
immediately respond to challenges. SME Loan can provide the
financing you need to expand your business.
In SME Loan, BDO will provide you with two options; TERM
LOAN and SME-READY CHECK.
A TERM LOAN is a one-time fund release which helps your
business finance long-term investments. This type of SME business
loan is ideal for long-term business investments.
In Term Loan, a client can:

• Purchase new equipment to address production increase
• Acquire or construct new warehouse or office space
Whereas, in SME READY CHECK – it is a revolving credit line which

gives access to funds whenever your business needs it. This type of
SME business loan is suitable for short term financing need
 Purchase additional inventory or supplies to meet seasonal
orders
• Immediately address working capital needs
Well, the SME Loan is right for you and it will depend on the business
requirement you need to address. To determine which product best
fits your financing requirements, please see the attached pictures in
this video:
To know more the loan terms and options available for Term Loan and
SME Ready Check, please see the attached picture as shown in this
video.
For the interest rates for this SME Business Loan, here is the SME
Loan Interest Rates:
ADDITIONALLY, FOR THE EXISTING SME LOAN BORROWERS,

Applicable Repricing rates will apply.
Now that you already know the SME Business Loan with its two
options; term loan and SME Ready Check, the interest rate subject for
SME Business Loan. You can now decide what type SME Business
Loan you want to apply that suits to the needs for your business.
Since you need funds for your business or growing business yet you
are undecided how much you will borrow to the BDO, you can use
their SME LOAN CALCULATOR to help you get an estimate amount
of how much you can borrow from BDO.
So, how to apply for SME Business Loan:

First, the client must check his/her qualification:
1. A client must be at least 21 years old but not exceeding
70 years old at the end of the loan term.
2. For business owner
 SME Business Loan is applicable for these types of business;
Sole Proprietorship, Partnership, and Corporation.
 Business is in profitable operation for at least 2
consecutive years
 Minimum annual gross sales of 1 Million
 Business is within a BDO serviceable area.
So, what are the documents needed for application for this SME
Business Loan. For that concern, please see the attached picture
as shown in this video.
For more information about the requirements that is required for the
application of SME BUSINESS LOAN, please see the attached
picture of the Checklist requirement made by BDO.
For the submission of requirements and forms, the client may
submit it through these channels:
• Apply Online
• BDO SME Loan Provincial Business Centers
• More than 1,000 BDO Branches Nationwide
Now, for the modes of payment for this SME Loan will depend on
which of the two option you have chosen:
For more information, see the attached documents presented in
this video.
And this is the end of financial proposal video, thank you for
watching and I hope you learned today. For more inquiries,
please visit the website of BDO in www.bdo.com.ph or you can
contact them at the customer center at (02) 8631-8000

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BUSINESS FINANCE SCRIPT:

In Term Loan, a client can:

Whereas, in SME READY CHECK – it is a revolving credit line which

ADDITIONALLY, FOR THE EXISTING SME LOAN BORROWERS,

So, how to apply for SME Business Loan:

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