Financial Analysis Spreadsheet provided by The Kaplan Group, experts in collecting large B2B claims. 805-541-2639. www.kgaction.

com

Videos explaining the financial statements and how to do financial statement analysis are available at www.kgaction.com/financial-statement-analysis/

Customer Name Customer #

Statement Date
ASSETS Type of Statement* A R C IH A R C IH A R C IH
1 Cash 1
2 Accounts Receivable 2
3 Notes Receivable 3
4 Inventory 4
5 Prepaids and Deposits 5
6 Investments 6
7 Other 7
8 CURRENT ASSETS - - - 8
9 9
10 Net Plant, Property & Equipment 10
11 Investments 11
12 Deferred charges 12
13 Intangible Assets 13
14 Due From Subsid. Or Affli. 14
15 Due From Officers, Employess 15
16 Other 16
17 Other 17
18 Other 18
19 TOTAL ASSETS - - - 19

LIABILITIES
20 Accounts Payable 20
21 Accrued Expenses 21
22 Taxes Payable 22
23 Short-Term Debt 23
24 Current portion of long term debt 24
25 Other 25
26 Other 26
27 Other 27
28 CURRENT LIABILITES - - - 28
29 Notes, Long-Term 29
30 Other Long-Term Liabilities 30
31 Other Long-Term Liabilities 31
32 32
33 TOTAL LIABILITIES - - - 33
34 Preferred Stock 34
35 Common Stock 35
36 Treasury Stock 36
37 Paid-in Capital 37
38 Retained Earnings (prior year) 38
39 Profit/Loss (After Taxes) 39
40 TOTAL EQUITY - - -
41 TOTAL LIABILITIES AND NET WORTH - - - 40
42 Tangible Net Worth (41-42) - - - 43
43 Working Capital (8-28) - - - 44
* A = Audited C = Complied R = Reviewed IH = In House
 Customer Name 0 Customer # 0

Statement Period
# of Days in Statement Period
45 Net Sales 45
46 Cost of Goods Sold 46
47 Gross Margin - - - 47
48 Gross Margin % #DIV/0! #DIV/0! #DIV/0! 48

49 Operating Expenses 49
50 Operating Margin - - - 50
51 Operating Margin #DIV/0! #DIV/0! #DIV/0! 51

52 Other Income 52
53 Other Expenses 53
54 Interest Income 54
55 Interest Expense 55
56 Profit Before Tax - - - 56
57 Taxes 57
58 Net Profit - - - 58

RATIO ANALYSIS
59 Current Ratio #DIV/0! #DIV/0! #DIV/0! 59
60 Quick Ratio #DIV/0! #DIV/0! #DIV/0! 60
61 Debt to Equity Ratio #DIV/0! #DIV/0! #DIV/0! 61
62 Times Interest Earned #DIV/0! #DIV/0! #DIV/0! 62
63 Days Sales Outstanding (DSO) #DIV/0! #DIV/0! #DIV/0! 63
64 Days Payable Outstanding (DPO) #DIV/0! #DIV/0! #DIV/0! 64
65 Inventory Turnover (Days) #DIV/0! #DIV/0! #DIV/0! 65
66 Intentory Turns #DIV/0! #DIV/0! #DIV/0! 66
67 Balance Sheet Balances (should be 0) - - - 67

DATE OF SPREADSHEET

SIGNATURE OF ANALYST

Current Ratio = Line 8/Line 28

Quick Ratio = (Line 1 + Line 2)/Line 28
Debt to Equity Ratio (Lines 23+24+29)/Line 40
Times Interest Earned = Line 51/Line 55
DSO = (Line 2/Line 45) x # of days in the period
DPO = Line 20/(Line 46 + Line 49) x # of days in the period
Inventory Turnover (Days) = (Line 4/Line 46) x # of days in period
Inventory Truns = Line 65/365 days

Recommendations
Recommended Term:
 Reason: Recommended Limit:

Videos explaining the financial statements and how to do financial statement analysis are availabl
 The Kaplan Group
2250 King Court, Suite 50
San Luis Obispo, CA 93401
Phone: (805) 541-2639
Fax: (805) 541-3005
Email: [email protected]

The Kaplan Group provides a variety of commercial collection and consulting services.
Our primary activity is providing outstanding commercial debt collection service. We
also provide training programs and seminars for the credit industry at nationwide
events and in house training for larger clients. The principals also provide consulting
services, typically related to negotiating a wide variety of transactions (mergers &
acquisitions, joint ventures, technology licenses, digital media distribution rights, etc.)
as well as strategy, financial and operational advice.

Dean Kaplan

Dean Kaplan has over thirty years experience in collections,

negotiations, management consulting and business
management. He personally handles all large collection claims.
He has closed over $500 million in transactions during his
career. Mr. Kaplan’s expertise is evidenced by the numerous
engagements to travel internationally (40 countries) to negotiate
transactions, including nearly a dozen trips over the last 3 years
to Asia, Europe and the Persian Gulf. He has worked with
Fortune 500 international conglomerates, Silicon Valley
technology startups, and small and medium size businesses in a
wide variety of industries. For more information on having Mr.
Kaplan present to your business group please visit out website
at http://www.kgaction.com/principals/