Law No. 8 of 2010 On Prevention and Eradication of Money Laundering (MoF)

THE PRESIDENT
OF THE REPUBLIC OF INDONESIA
LAW OF THE REPUBLIC OF INDONESIA

NUMBER 8 YEAR 2010
REGARDING
COUNTERMEASURE AND ERADICATION OF MONEY LAUNDRERING
BY GRACE OF THE GOD ALMIGHTY
THE PRESIDENT OF THE REPUBLIC OF INDONESIA,
Consider : a. that Money Laundering is not only threaten the stability of

economy and the integrity of financial system, but it also
can endanger the essential values of the social life,
nationhood and statehood based on Pancasila and the
Constitution of the State of the Republic of Indonesia Year
1945;
b. that the prevention and countermeasure of the crime of
Money Laundering requires a firm legal basis to ensure the
legal certainty, effectiveness of legal enforcement, as well
the search and return of the proceeds of crime Assets;
c. that Law Number 15 Year 2002 on the Crime of Money
Laundering as has been amended with Law Number 25
Year 2003 requires to be adjusted with the growth of legal
enforcement requirement, practice, and international
standard, as result, it requires to be amended with the
new one;
d. that based on the consideration as set forth in point a,
point b, and point c above; it is required to enact Law on
the Countermeasure and Eradication of the Crime of
Money Laundering.
In the view of : Article 5 section (1) and Article 20 of the Constitution of

the State of the Republic of Indonesia Year 1945;
With the joint approval of
THE HOUSE OF REPRESENTATIVE
and
THE PRESIDENT OF THE REPUBLIC OF INDONESIA
BE IT HEREBY RESOLVED:
To enact : LAW ON THE COUNTERMEASURE AND ERADICATION OF

MONEY LAUNDERING
CHAPTER I
GENERAL PROVISION
Article 1
The following definitions shall be applied in this Law:

THE PRESIDENT
1. Money Laundering means any action that meets the elements of

criminal action in accordance with the provision herein.
2. Financial Transaction Report and Analysis Center hereinafter is
abbreviated to PPATK shall be the independent institution of which is
established to prevent and to eradicate the crime of Money
Laundering.
3. Transaction means all activities that results right and/ or obligation or
that results the legal relation between two parties or more.
4. Financial Transaction means the transaction for performing or
receiving the placement, payment, withdrawal, mutation, transfer,
payment, grants, donation, deposit, and/ or the exchange on sum of
money or action and/ or other activities in connection with money.
5. Suspicious Financial Transaction means:
a. Financial Transaction of which is diverging from its profile,
characteristic, transaction pattern habits of the User in question;
b. Financial Transaction of which is made by the User that is
reasonably suspected to be made for the purpose of avoiding the
report of the Transaction in question of which is mandatory
performed by the Reporting Party in accordance with the provision
herein;
c. Financial Transaction of which is made or aborted to be made
using Assets that are alleged comes from the criminal action; or
d. Financial Transaction of which is required by the PPATK to be
reported by the Reporting Party due to involve the Assets that are
alleged comes from the criminal action.
6. Cash Financial Transaction means the Financial Transaction of which
is made using banknotes and/ or coins.
7. Examination means the process of problem identification, analysis,
and evaluation of the Suspicious Financial Transaction of which is
conducted independently, objectively, and professionally to examine
the allegation of criminal action.
8. Examination Result means the final assessment from the overall
process of problem identification, analysis, and evaluation of the
Suspicious Financial Transaction is conducted independently,
objectively, and professionally to be submitted to the Investigator.
9. Anyone shall be the individual or Corporation.
10. Corporation means group of people and/ or group of organized wealth,
as either legal entity or non-legal entity.
11. Reporting Party means Anyone who under this Law shall be obliged to
submit the report to the PPATK.
12. User means the party who uses the service of the Reporting Party.
13. Assets shall be all moving objects or non-moving objects, in as tangible
objects or intangible objects, which are acquired directly or indirectly.
14. Corporation Control Personnel means anyone who possesses the
power and authority to determine the corporation’s policy or the
authority to implement the corporation’s policy in question without
requiring authorization from their superior.
15. Conspiracy means the deed that made by two persons or more who
agree to commit the criminal of Money Laundering.
16. Document means the data, tape, and information of which is visible,
readable, and listenable, of which can be issued with or without the
instruments, either of which is included in the paper or any physical
objects other than paper or of which is recorded electronically,
including but not limited to:
a. writing, sound, or image;
b. map, design, photo, and the equal;
THE PRESIDENT
c. letter, number, sign, or meaningful perforation of which is

understandable by person who capable to read or to understand
it.
17. Supervisory and Regulatory Agency shall be the agency that possesses
the authority to supervise, to regulate, and/ or to impose the
punishment to the Reporting Party.
18. Supervisory Compliance means the series activity of the Supervisory
and Regulatory Agency as well PPATK to ensure the compliance of the
Reporter Party on the report obligation under this Law, through
issuing the provisions or guidelines of the report, performing
compliance audit, observing the obligation of the report, and imposing
the punishment.
Article 2
(1) Result of the criminal action shall be the Assets acquired from the
criminal actions as follow:
a. corruption;
b. bribery;
c. narcotic;
d. psychotropic;
e. labor smuggling;
f. immigrant smuggling;
g. criminal action in banking;
h. criminal action in capital market;
i. criminal action in insurance;
j. customs;
k. excise;
l. human trafficking;
m. trade of illegal fire arm;
n. terrorism;
o. kidnapping;
p. burglary;
q. embezzlement;
r. fraud;
s. money counterfeiting;
t. gambling;
u. prostituting;
v. criminal action in taxation;
w. criminal action in forestry;
x. criminal action in environment;
y. criminal action in marine and fishery;
z. other criminal actions of which is treated with the imprisonment
for 4 (four) years or more.
of which is committed in the territory of the Republic of Indonesia
and in the outside of the territory of the Republic of Indonesia and
such criminal action is the criminal action according to the
Indonesian Law.
(2) Assets of which are recognized or of which are reasonably alleged to
be used and/ or directly or indirectly used for the terrorism activity,
terrorism organization, or individual terrorism shall be equalized as
the result of criminal action as set forth in section (1) point n above.
CHAPTER II
THE CRIMINAL ACTION OF MONEY LAUNDERING

THE PRESIDENT
Article 3
Anyone, who places, transfers, forwards, spends, pays, grants, deposits,

takes to the abroad, changes the form, changes to the currency or
securities or other deeds towards the Assets of which are recognized or of
which are reasonably alleged as the result of criminal action, as set forth
in Article 2 section (1) with the purpose to hide or to disguise the origin
of Assets, shall be subject to be sentenced due to the criminal action of
Money Laundering with the imprisonment for no longer than 20 (twenty)
years and fine for no more than Rp10.000.000.000, 00 (ten billion
rupiah).
Article 4
Anyone, who hides, or disguises the origin, source, location, purpose,

transfer of right or the truly ownership of the Assets that are known by
him or of which are reasonably alleged as the result of criminal action, as
set forth in Article 2 section (1), shall be subject to be sentenced due to
the criminal action of Money Laundering with the imprisonment for no
longer than 20 (twenty) years and fine for no more than
Rp500.000.000.000, 00 (five hundred billion rupiah).
Article 5
(1) Anyone, who accepts or who takes the control on placement, transfer,
payment, grant, deposit, exchange, or utilizes the Assets of which are
known by him or of which are reasonably alleged as the result of the
criminal action, as set forth in Article 2 section (1), shall be subject to
be sentenced with the imprisonment for no longer than 5 (five) years
and fine for no more than Rp1.000.000.000, 00 (one billion rupiah).
(2) Provision as set forth in section (1) above shall not be applicable for
the Reporter Party who carries out the obligation of report as set forth
herein.
Article 6
(1) In the event that Corporation commits the criminal crime of Money
Laundering as set forth in Article 3, Article 4, and Article 5, the
sentence shall be subject to the Corporation and/ or Corporation
Control Personnel.
(2) Sentence shall be subject to the Corporation in the event that the
criminal action of Money Laundering:
a. is committed or ordered by the Corporation Control Personnel;
b. is committed in the framework of the objectives and purposes of
the Corporation;
c. is committed in according with the function of perpetrator or the
person who give the order; and
d. is committed to give benefit for the Corporation.
Article 7
(1) Primary sentence, which is sentenced to the Corporation, shall be the

fine sentence for no more than Rp100.000.000.000, 00 (one hundred
billion rupiahs).
THE PRESIDENT
(2) In addition, other than fine sentence as set forth in section (1) above,
against the Corporation shall also be sentenced with additional
sentence as follow:
a. announcement of judge’s verdict;
b. suspension on the overall or partial business activity of the
Corporation;
c. revocation of the business license;
d. dissolution or restriction of the Corporation;
e. Confiscation of the Corporation’s assets for the State; and/ or
f. Corporation takeover by the State.
Article 8
In the event the convict’s Asset is insufficient to pay the fine sentence as
set forth in Article 3, Article 4, and Article 5 above, such fine sentence
shall be substituted with imprisonment sentence for no longer than 1
(one) year and 4 (four) months.
Article 9
(1) In the event that the Corporation is incapable to pay fine sentence
as set forth in Article 7 section (1), such fine sentence shall be
substituted with the confiscation of Corporation’s Assets or
Corporation Control Personnel’s Assets whose value is equal to the
fine sentence verdict of which is imposed.
(2) In the event that the selling of the confiscated Corporation’s Assets
as set forth in section (1) above is insufficient, the imprisonment
sentence in lieu fine sentence shall be imposed to the Corporation
Control Personnel with considering the paid fine.
Article 10
Anyone who are in or outside of the territory of the Unitary State of the
Republic of Indonesia who participates in committing the attempts,
assistances, or Conspiracy to commit criminal action of Money Laundering
shall be subject to be sentenced with the equal sentence as set forth in
Article 3, Article 4, and Article 5.
CHAPTER III
OTHER CRIMINAL ACTIONS OF WHICH ASSOCIATED WITH THE

CRIMINAL ACTION OF MONEY LAUNDERING
Article 11
(1) Officials or PPATK’s employees, investigators, prosecuting attorneys,

judges, and Anyone who obtain the Document or information during
the implementation of the duty under this Law, shall be obliged to
conceal such Document or information, unless for fulfilling the
obligation under this Law.
(2) Anyone who violates provision as set forth in section (1) above, shall be
subject to be sentenced with imprisonment sentence for no longer than
4 (four) years.
(3) Provision as set forth in section (1) above shall not be applicable for
the officials or PPATK’ employees, investigator, prosecuting attorney,
THE PRESIDENT
and judge if it is implemented for fulfilling the obligation in accordance

with the provision of law and regulation.
Article 12
(1) Directors, commissioners, officials, or the Reporting Party’s employee

shall be prohibited to notify the User or the other party, either directly
or indirectly, in whatsoever manners regarding on the Suspicious
Financial Report of which is being prepared or has been submitted to
the PPATK.
(2) Provision regarding with the prohibition as set forth in section (1)
above shall not be applicable for the provision of the information to the
Supervisory and Regulatory Agency.
(3) Officials or PPATK or Supervisory and Regulatory Agency’s employees
shall be prohibited to notify the Suspicious Financial Transaction of
which will be reported or of which has been reported to PPATK, directly
or indirectly in whatsoever manners to the User or other parties.
(4) Provision regarding on the prohibition as set forth in section (3) shall
not be applicable for the fulfilling of obligation in accordance with this
Law.
(5) The violation against provisions as set forth in section (1) and section
(3) shall be subject to be sentenced with imprisonment sentence for no
longer than 5 (five) years and fine sentence for no more than
Rp1.000.000.0000, 00 (one billion rupiahs).
Article 13
In the event that the convict is incapable to pay the fine sentence as set
forth in Article 12 section (5), such fine sentence shall be substituted with
the imprisonment sentence for no longer than 1(one) year 4 (four) months.
Article 14
Anyone who interferes the implementation of PPATK’s duty and authority

as set forth in Article 37 section (3) shall be subject to be sentenced with
imprisonment sentence for no longer than 2 (two) years and fine sentence
for no more than Rp500.000.000, 00 (five hundred million rupiahs).
Article 15
Officials or PPATK’s employees who violate the obligation as set forth in

Article 37 section (4) shall be subject to be sentenced with imprisonment
sentence for no longer than 2 (two) years and fine sentence for no more
than Rp500.000.000, 00 (five hundred million rupiahs).
Article 16
In the event that the officials or PPATK’s employees, investigators,

prosecuting attorneys, and judges, who are handling the case criminal
action of Money Laundering, violating the provision as set forth in Article
83 section (1) and/ or Article 85 section (1), shall be subject to be
sentenced with imprisonment sentence for no longer than 10 (ten) years.
CHAPTER III
REPORTING AND COMPLIANCE MONITORING
Part First
THE PRESIDENT
The Reporter Party
Article 17
(1) The Reporting Party includes as follow:

1. bank;
2. finance company;
3. insurance company and insurance broker company;
4. financial institution pension fund;
5. securities company;
6. investment manager;
7. custodian;
8. trustee;
9. postal service as the current account service provider
10. trader of foreign currency;
11. card-basis payment device service provider;
12. e-money and/ or e-wallet service provider;
13. cooperation that performs activity of saving and loan;
14. pawn shop;
15. company that runs in the field of commodity future trading;
or
16. remittance service provider.
(2) Provider of goods and/ or other services:
1. property company/ property agent;
2. motor vehicle dealers;
3. gems, jewelry, and precious metal dealers;
4. antique and artistic stuff dealers; or
5. auction house.
(3) Provision regarding on the Reporting Party other than as set forth in
section (1) above, shall be set with the Government Regulation.
Part Second
Application of the Principle of Know the User
Article 18
(1) The Supervisory and Regulatory Agency stipulates the principle of

Know the User.
(2) The Reporting Party shall be obliged to apply the principle of Know the
User of which is stipulated by the Supervisory and Regulatory Agency
as set forth in section (1).
(3) The obligation to apply the principle of Know the User as set forth in
section (2) above, shall be applied during:
a. performing business relationship with the User;
b. there is the Suspicious Financial Transaction using Rupiah
and/ or foreign currency whose value at least or equal to
Rp100.000.000, 00 (one hundred million rupiahs).
c. there is the Suspicious Financial Transaction of which is
associated with the criminal action of Money Laundry and the
criminal action of financing terrorism; or
d. the Reporting Party questions information provided by the User.
(4) The Supervisory and Regulatory Agency shall be obliged to implement
the supervision towards the compliance of the Reporting Party in
applying the principle of Know the User.
(5) The principle of Know the User at least includes:
THE PRESIDENT
a. User identification;
b. User verification; and
c. performing monitoring to the User’s transaction.
(6) In the event that the Supervisory and Regulatory Agency has not been
available, the provision regarding on the principle of Know the User
and its supervision shall be set with the Regulation of the Chairman of
PPATK.
Article 19
(1) Anyone who performs transaction with the Reporting Party shall be
obliged to provide the correct identity and information of which are
required by the Reporting Party and at least includes personal identity,
source of fund, and purpose of the Transaction through filling the form
of which is provided by the Reporting Party and attaching the
supporting Document.
(2) In the event that such Transaction is made for the other party, Anyone
as set forth in section (1) shall be obliged to provide information
regarding on the personal identity, source of fund, and purpose of the
Transaction of the other party in question.
Article 20
(1) The Reporting Party shall be obliged to know that the User who
performs the Transaction with the Reporting Party is acting for him/
herself or for and on behalf of the other.
(2) In the event that the Transaction is made for him/ herself or for and
on behalf of the other, the Reporting Party shall be obliged to request
for the information regarding on the identity and supporting Document
from the User and the other in question.
(3) In the event that the identity and/ or supporting Document of which is
provided as set forth in section (2) is incomplete, the Reporting Party
shall be obliged to refuse the Transaction with such person.
Article 21
(1) Identity and supporting Document of which is requested by the

Reporting Party should be in accordance with the provision of law and
regulation of which is stipulated by the respective Supervisory and
Regulatory Agency.
(2) The Reporting Party shall be obliged to keep the record and Document
regarding on the identity of the perpetrator of Transaction at least 5
(five) years since the end of business relationship with the User in
question.
(3) The Reporting Party, who neglects the obligation as set forth in section
(2) above, shall be punished in accordance with the provision of the
law and regulation.
Article 22
(1) Financial service provider as set forth in Article 17 section (1) point a,
shall be obliged to terminate the business relationship with the User in
the event that:
a. the User refuses to apply the principle of Know the User; or
b. the financial service provider questions the validity of the
information provided by the User.
THE PRESIDENT
(2) The financial service provider as set forth in section (1) shall be obliged
to report to the PPATK regarding on such business relationship
termination as the Suspicious Financial Transaction.
Part Third
Report
Paragraph 1
The User
Article 23
(1) The financial service provider as set forth in Article 17 section (1) point
a, shall be obliged to report to the PPATK of which includes:
a. Suspicious Financial Transaction;
b. Cash Financial Transaction in sum of Rp500.000.000, 00 or in
foreign currency whose value is equal, which is made in single-
time Transaction or in several-time Transaction within 1 (one)
working day; and/ or
c. fund transfer Financial Transaction from and/ or to the abroad.
(2) The change on the amount of Cash Financial Transaction as set forth
in section (1) point b above shall be stipulated with the Decree of the
Chairman of PPATK.
(3) The amount of fund transfer Financial Transaction of which is obliged
to be reported, as set forth in section (1) point c above shall be set with
the Regulation of the Chairman of PPATK.
(4) Report obligation towards the Cash Financial Transaction as set forth
in section (1) point b shall be excluded towards:
a. Financial Transaction of which is made between the financial
service provider and the central bank and the government;
b. Transaction for the payment of salary and pension; and
c. other Transaction of which is stipulated by the Chairman of
PPATK or upon the request of the financial service provider that
is agreed by the Chairman of PPATK.
(5) Report obligation as set forth in section (1) point b shall not be
applicable for the excluded Transaction.
Article 24
(1) The financial service provider shall be obliged to make and store list of
the excluded Transaction as set forth in Article 23 section (4).
(2) The financial service provider who does not make and store list of the
excluded Transaction as set forth in section (1) above shall be subject
to the administrative penalty.
Article 25
(1) The submission of the report of Suspicious Financial Transaction as

set forth in 23 section (1) point a, shall be performed as soon as
possible after the financial service provider knows the presence of
elements of Suspicious Financial Transaction.
(2) The submission of Cash Financial Transaction as set forth in Article
23 section (1) point b, shall be performed within no longer than 14
(fourteen) working days after the date of Transaction.
THE PRESIDENT
(3) The submission of fund transfer Financial Transaction as set forth in

Article 23 section (10) point c, shall be performed within no longer
than 14 (fourteen) working days after the date of Transaction.
(4) The financial service provider who does not submit the report to the
PPATK as set forth in section (1), section (2), and section (3), shall be
subject to the administrative penalty.
(5) Further provision regarding on the form, type, and the submission
procedures of the report as set forth in section (1), section (2), and
section (3) shall be set with the Regulation of the Chairman of PPATK.
Article 26
(1) The financial service provider could postpone the Transaction at no

longer than 5 (five) working days since the postponement of
Transaction is occurred.
(2) The postponement of Transaction as set forth in section (1) above shall
be performed in the event that the User:
a. performs the Transaction of which is reasonably alleged using
Assets of which come from the criminal action as set forth in
Article 2 section (1);
b. has account to gather Assets of which come from the criminal
action as set forth in Article 2 section (1); or
c. is known and/ or is reasonably alleged using fake Document.
(3) The postponement as set forth in section (1) above shall be recorded in
the minute of postponement of Transaction.
(4) The financial service provider provides the copy of minute of
postponement of Transaction to the User.
(5) The financial service provider shall be obliged to report the
postponement of the Transaction to PPATK through attaching the
minute of postponement of Transaction within no longer than 24
(twenty-four) hours since postponement of Transaction is occurred.
(6) After receiving the report on the postponement of Transaction as set
forth in section (5) above, PPATK shall be obliged to ensure that the
implementation of the Transaction postponement is implemented in
according with this Law.
(7) In the event that the postponement of Transaction is performed until
the fifth working day, the financial service provider should decide to
implement or to refuse the Transaction.
Paragraph 2
Goods and/ or Service Provider
Article 27
(1) The goods and/ or service provider as set forth in Article 17 section (1)
point b, shall be obliged to submit the report of Transaction that is
performed by the User using currency of Rupiah and/ or foreign
currency whose value is at least or the equal to Rp500.000.000, 00
(five hundred million rupiahs) to PPATK.
(2) Transaction report as set forth in section (1) above, shall be submitted
within 14 (fourteen) working days since the Transaction is occurred.
(3) The goods and/ or services provider who does not submit the
Transaction report as set forth in section (1) and section (2), shall be
subject to the administrative penalty.
THE PRESIDENT
Paragraph 3
Implementation and Report Responsibility
Article 28
The implementation of report obligation by the Reporting Party shall be

excused from the provision on confidentiality of which is applicable for the
Reporting Party in question.
Article 29
Unless there are the elements of the abuse of authority, the Reporting
Party, officials, and its employees could not be prosecuted, either civil or
criminal, upon the implementation of report obligation in accordance with
this Law.
Article 30
(1) The imposition of administrative penalty as set forth in Article 25

section (4) and Article 27 section (3) shall be implemented by the
Supervisory and Regulatory Agency in accordance with the provision of
the law and regulation.
(2) In the event that the Supervisory and Regulatory Agency has not been
established, the imposition of administrative penalty against the
Reporting Party shall be implemented by PPATK.
(3) Administrative penalty of which is imposed by PPATK as set forth in
section (2) above, could be in the form of:
a. warning;
b. written warning;
c. announcement to the public regarding on the action and/ or
penalty; and/ or
d. administrative fine.
(4) The revenue from administrative fine, as set forth in section (3) point
d, shall be declared as the Non-Tax State Revenue in accordance with
the provision of law and regulation.
(5) Further provision regarding on the procedures on the imposition of
administrative penalty as set forth in section 3 shall be set with the
Regulation of the Chairman of PPATK.
Part Fourth
Compliance Supervision
Article 31
(1) Compliance Supervision towards the report obligation for the

Reporting Party, as set forth in Article 17 section (1), shall be
implemented by the Supervisory and Regulatory Agency and/ or
PPATK.
(2) In the event that the Compliance Supervision towards the report
obligation as set forth in section (1) above or the Supervisory and
Regulatory Agency has not been established, the Compliance
Supervision towards the report obligation shall be implemented by
PPATK.
(3) The implementation result of the Compliance Supervision of which is
implemented by the Supervisory and Regulatory Agency as set forth in
section (1) shall be submitted to PPATK.
THE PRESIDENT
(4) Procedures of the implementation of Compliance Supervision, as set

forth in section (1) and section (2), shall be set by the Supervisory and
Regulatory Agency and/ or PPATK in accordance with its authority.
Article 32
In the event that the Supervisory and Regulatory Agency finds the
Suspicious Financial Transaction of which is not reported by the
Reporting Party to PPATK, the Supervisory and Regulatory Agency
immediately submits such finding to PPATK.
Article 32
The Supervisory and Regulatory Agency shall be obliged to notify the

PPATK on each activity or Suspicious Financial Transaction of which is
known or of which is reasonably alleged to be committed directly or
indirectly with the purpose for performing criminal action of Money
Laundering as set forth in Article 3, Article 4, and Article 5.
CHAPTER V
TRANSPORTING CASH AND OTHER PAYMENT INSTRUMENT TO THE

INSIDE OR OUTSIDE OF THE CUSTOMS AREA
Article 33
(1) Anyone who transports cash in the currency of Rupiah and/ or foreign
currency, and or other payment instrument in the form of check,
traveler check, promissory note to pay, bank draft at least
Rp100.000.000, 00 (one hundred million rupiahs) or the equal, into
the inside or to the outside of the Customs Area, shall be obliged to be
notified to the Directorate General of Customs.
(2) The Directorate General of Customs shall be obliged to make report on
the transportation of cash and/ or other payment instrument as set
forth in section (1) and submits to the PPATK within no longer than 5
(five) working days since the notification is received.
(3) PPATK could request additional information from the Directorate
General of Customs regarding on the transportation of cash and/ or
other payment instrument as set forth in section (1).
Article 35
(1) Anyone who does not report the transportation of cash and/ or other
payment instrument as set forth in Article 34 section (1) above, shall
be subject to administrative penalty in the form of fine as much as
10% (ten percent) from the overall amount of the transported cash
and/ or other payment instrument with the maximum amount
Rp300.000.000, 00 (three hundred million rupiahs).
(2) Anyone who has notified the transportation of cash and/ or other
payment instrument as set forth in Article 34 section (1), but amount
of the transported cash and/ or other payment instrument is larger
than the amount of which has been notified, shall be subject to the
administrative penalty in the form of fine as much as 10% (ten
percent) from the excess amount of the transported cash and/ or the
other payment instrument with the maximum amount as much as
Rp300.000.000.000, 00 (three hundred million rupiahs).
THE PRESIDENT
(3) Administrative penalty as set forth in section (1) and section (2) of
which is associated with the transportation of cash could be taken
directly from the transported cash and shall be deposited to the State’s
treasury by the Directorate General of Customs.
(4) Directorate General of Customs should make the report on the
imposition of administrative penalty as set forth in section (1) and
section (2) and submits it to PPATK within no longer than 5 (five)
working days since administrative penalty is imposed.
Article 36
Further provision regarding on the notification procedures on the

transportation of cash and/ or other payment instrument, imposition of
administrative penalty, and depositing to the state’s treasury as set forth
in Article 34 and Article 35 shall be set with the Government Regulation.
CHAPTER VI
FINANCIAL TRANSACTION REPORT AND ANALYSIS CENTER
Part First
Status
Article 37
(1) During performing its duty and authority, PPATK shall be independent
and free from intervention and influence any power.
(2) PPATK shall be responsible to the President.
(3) Anyone shall be prohibited to perform intervention whatsoever towards
the implementation of duty and authority of PPATK.
(4) PPATK shall be obliged to refuse and/ or to neglect intervention
whatsoever from the parties whosoever in the framework of
implementing its duty and authority.
Article 38
(1) PPATK shall be domiciled at the Capital City of the Unitary State of the
Republic of Indonesia.
(2) In the event that it is required, PPATK could open representative office
in the region.
Part Second
Duty, Function, and Authority
Article 39
The duty of PPATK shall be to prevent and to eradicate the criminal action
of Money Laundering.
Article 40
During performing its duty as set forth in Article 39 above, PPATK has the
functions as follow:
a. prevention and eradication of the criminal action of Money
Laundering;
THE PRESIDENT
b. management of data and information of which are acquired by

PPATK;
c. supervision against the Reporter Party’s compliance; and
d. analysis and examination of the report and information of Financial
Transaction of which indicates the criminal action of Money
Laundry and/ or other criminal action as set forth in Article 2
section (1).
Article 41
(1) During performing the function of prevention and eradication of the

criminal action of Money Laundering as set forth in Article 40 point a,
PPATK shall be authorized as follow:
a. requesting and obtaining data and information from the
government institution and/ or private institution of which has
authority to manage data and information, including from the
government institution and/ or private institution of which
receives report from the certain profession;
b. stipulating the identification standard of Suspicious Financial
Transaction;
c. coordinating the effort of prevention against the criminal action
of Money Laundering with the related institution;
d. providing recommendation to the Government on the effort of
the prevention of the criminal action of Money Laundering;
e. representing the Government of the Republic of Indonesia in the
organization and international forum of which associated with
the prevention of the criminal action of Money Laundering;
f. organizing the educational and training of anti-Money
Laundering program; and
g. organizing the socialization program of the prevention of the
criminal action of Money Laundering.
(2) The submission of data and information from the government
institution and/ or private institution to PPATK shall be excluded from
the provision of confidentiality.
(3) Further provision regarding on the submission data and information
from the government institution and/ or private institution to PPATK
as set forth in section (1) point a, shall be set with the Government
Regulation.
Article 42
During implementing the function of management data and information

as set forth in Article 40 point b, PPATK shall be authorized to organize
the information system.
Article 43
During implementing the function of supervision against the Reporting

Party’s compliance as set forth in Article 40 point c, PPATK shall be
authorized as follow:
a. stipulating the provisions and procedure guidelines of the report for
the Reporting Party;
b. stipulating the category of User who potentially commits the
criminal action of Money Laundering;
c. conducting compliance audit or special audit;
d. submitting the result of audit to the institution of which is
authorized to perform supervision against the Reporting Party;
THE PRESIDENT
e. submitting the warning to the Reporting Party who violates the

report obligation;
f. providing the recommendation to the institution of which is
authorized to revoke business license of the Reporting Party; and
g. stipulating the provision of the implementation of principle of Know
the User for the Reporting Party of which does not possess the
Article 44
(1) During performing the function of analysis or examination report and

information as set forth in Article 40 point d, PPATK shall be
authorized as follow:
a. requesting and receiving report and information from the
Reporting Party;
b. requesting for the information to the institution or the related
parties;
c. requesting for the information to the Reporting Party based on
the development the analytical result;
d. requesting for the information to the Reporting Party based on
the request from the law enforcement institution or its foreign
partner;
e. forwarding the information and/ or the analytical result to the
applicant institution, either in the domestic or abroad;
f. receiving the report and/ or information from the public
concerned with the allegation of the criminal action of Money
Laundering;
g. requesting for the explanation from the Reporting Party and
other party of which is associated with the allegation of the
criminal action of Money Laundering;
h. recommending the law enforcement institution on the
importance of interception or tapping against electronic
information and/ or electronic document in accordance with the
provision of law and regulation;
i. requesting the financial service provider to fully or partially
discontinue the Transaction of which is known or of which is
suspected as the result of criminal action;
j. requesting for the information of investigation progress and
investigation of which is conducted by the investigator the origin
criminal action and the criminal action of Money Laundering;
k. implementing the other administrative activity within the scope
of duty and responsibility in accordance with the provision of
law and regulation; and
l. forwarding the analysis result or examination to the
investigation.
(2) Financial service provider, as set forth in section (1) point i, should
immediately follow up after receiving the request from PPATK.
Article 45
During implementing its authority, as set forth herein, towards PPATK

shall not be applicable the provision of law and regulation, and ethics code
of which set the confidentiality.
Article 46
THE PRESIDENT
Further provision regarding on the implementing procedures on the

authority of PPATK shall be set with the President Regulation.
Part Third
Accountability
Article 47
(1) PPATK makes and submits its report of the implementation of duty,
function, and authority periodically at every 6 (six) months.
(2) Report as set forth in section (1) above shall be submitted to the
President and the House of Representative.
Part Fourth
Organizational Structure
Article 48
Organizational structure of the PPATK consists of:

a. chairman;
b. vice-chairman;
c. other structural positions; and
d. functional structure.
Article 49
(1) Chairman of PPATK as set forth in Article 48 point a, represents

PPATK in the inside or in the outside of the court.
(2) Chairman of PPATK could delegate the authority to represent as set
forth in section (1) to the vice-chairman of PPATK, one or several
employees of PPATK and/ or other party who is specially appointed to
do so.
Article 50
Chairman of the PPATK shall be the person in charge who leads and
control the implementation of duty, function, and authority of PPATK.
Article 51
In order to be eligible to be appointed as the Chairman of PPATK or Vice-

Chairman of PPATK, a candidate should meet requirements as follow:
a. Indonesian citizen;
b. age at least 40 (forty) years old and no more than 60 (sixty) years old
at the appointment;
c. physically and mentally healthy;
d. piety, honest, justice, and possess good personal integrity;
e. possessing one of the skills in the field of economy, accounting,
finance, or law, and experienced at least 10 (ten) years;
f. not a leader of the political party;
g. ready to provide information regarding on the list of Assets;
h. does not concurrently the position and occupation; and
THE PRESIDENT
i. never sentenced with imprisonment sentence.
Article 52
(1) Vice-Chairman of PPATK assigned to assist the Chairman of PPATK.

(2) During performing its duty as set forth in section (1) above, Vice-
Chairman of PPATK shall be responsible to the Chairman of PPATK.
(3) In the event that the Chairman of PPATK is absence, the Vice-
Chairman of PPATK shall be responsible to lead and to control the
implementation of duty, function, and authority of PPATK.
Article 53
Chairman and Vice-Chairman of PPATK as set forth in Article 48 point a

and point b, shall be appointed and terminated by the President.
Article 54
(1) Prior taking office, Chairman and Vice-Chairman of PPATK shall be

obliged to take an oath or pledge in accordance with their religion and
belief before the President.
(2) Oath and pledge as set forth in section (1) above, shall be as follow:
“I do solemnly swear that I, to be the Chairman/ Vice-Chairman of the
PPATK directly or indirectly in the name of whatsoever reasons will not
provide or promise to provide anything to whosoever”.
“I do solemnly swear that I, during performing or does not performing

anything in this position will not directly or indirectly receive a promise
or gift in whatsoever form from whosoever”.
“I do solemnly swear that I, that I will conceal matters of which is in

according with the provision of law and regulation shall be obliged to
be concealed to whatsoever party”
“I do solemnly swear that I will perform my duty as the Chairman/

Vice-Chairman of the PPATK as well and full of sense of responsibility”
“I do solemnly swear that I will be loyal to the state, constitution, and

the applicable law and regulation”.
Article 55
Chairman and Vice-Chairman of PPATK take office for 5 (five) years

and could be reappointed for 1 (one) subsequent term of office.
Article 56
Position of the Chairman or Vice-Chairman of the PPATK will be

terminated in the event that:
a. passed away;
b. resign;
c. term of office ends; and
d. dismissed.
Article 57
(1) The dismissal of the Chairman or the Vice-Chairman of PPATK as set

forth in Article 56 point d, shall be implemented in the event that:
THE PRESIDENT
a. having domicile in the outside of the territory of the Unitary

State of the Republic of Indonesia;
b. loss of citizenship as Indonesian citizen;
c. suffering continuous ill of which requires more than 3 (three)
month for healing of which is not allowed to perform the duty;
d. sentenced with the imprisonment sentence based on the court
ruling has permanent legal power;
e. concurrently position;
f. declared bankruptcy by the court; or
g. violating oath or pledge of the office.
(2) In the event that the Chairman and/ or Vice-Chairman of PPATK
becomes the defendant of the criminal crime of which associated with
their abuse of office, Chairman and/ or Vice-Chairman of the PPATK
shall be dismissed temporary from his/ her office.
(3) In the event that the demand against the Chairman and/ or the Vice-
Chairman of PPATK to be the defendant is declared unproven based on
the court ruling of which has obtained permanent legal power, their
position shall be restored.
(4) The dismissal, as set forth of section (1) and section (2) shall be
stipulated by the President.
Article 58
(1) Chairman and Vice-Chairman of PPATK shall be entitled to obtain

revenue, other entitlement, reward, and facilities.
(2) Further provision regarding on the revenue, other entitlement, reward,
and facilities for the Chairman and Vice-Chairman of PPATK shall be
set with the Government Regulation.
Article 59
Chairman of PPATK could appoint the expert staff for no more than 5 (five)
persons to provide considerations concerned with certain problems in
accordance with the respective skill.
Article 60
Further provision regarding on the organizational structure and the

procedures of PPATK’s performance shall be set with the President
Regulation.
Part Fifth
Human Resources Management
Article 61
The Chairman of PPATK shall be the personnel supervisor officer in the

PPATK environment.
Article 62
THE PRESIDENT
(1) The Chairman of PPATK as the personnel supervisor officer organizes

the human resources management of the PPATK of which includes
planning, promotion, mutation, development, dismissal, and the
provision of remuneration.
(2) Organization of the human resources management of the PPATK, as
set forth in section (1) above, shall be prepared and implemented
based on the principle of meritocracy.
(3) Further provision regarding on the human resources management of
PPATK as set forth in section (3) above, shall be set with the
Government Regulation.
Part Sixth
Finance
Article 63
Expense for the implementation of PPATK’s duty shall be borne to the

State Revenue and Expenditure Budget.
CHAPTER VII
EXAMINATION AND TEMPORARY TERMINATION OF TRANSACTION
Article 64
(1) PPATK conducts examination against the Suspicious Financial

Transaction associated with the indication of the criminal action of
Money Laundering or other criminal action.
(2) In the event that the indication on the criminal action of Money
Laundering or other criminal action is found, PPATK submits the
Examination Result to the investigator to conduct investigation.
(3) During conducting investigation as set forth in section (2) above, the
investigator makes coordination with the PPATK.
Article 65
(1) PPATK could request the financial service provider to temporarily

discontinue overall or partial Transaction as set forth in Article 44
section (4) point i.
(2) In the event that the financial service provider fulfills the request of
PPATK as set forth in section (1), the implementation of temporary
discontinue shall be recorded in the minute of temporary discontinuity
of Transaction.
Article 66
(1) The temporary discontinuity of Transaction as set forth in Article 65

section (1) above, shall be implemented within no longer than 5 (five)
working days after receiving the minute of temporary discontinuity of
Transaction.
(2) PPATK could extend the temporary discontinue of Transaction as set
forth in section (1) within no longer than 15 (fifteen) working days to
complete the analysis report or examination of which will be submitted
to the investigator.
Article 67
THE PRESIDENT
(1) In the event that there is no one/ or the third party who proposes for
the objection within 20 (twenty) days since the date of temporary
discontinuity of Transaction, PPATK submits the handling of Assets of
which are known or are reasonably alleged the result of criminal crime
to the investigator to be investigated.
(2) In the event that the alleged as perpetrator of the criminal crime is not
found within 30 (thirty) days, the investigator could propose to the
local court to decide such Assets as the State’s treasury or returned to
the entitled person.
(3) The Court as set forth in section (2) should decide within 7 (seven)
days.
CHAPTER VIII
INVESTIGATION, PROSECUTION, AND EXAMINATION
IN THE TRIAL
Part First
General
Article 68
The investigation, prosecution, and examination in the trial as well the

implementation the court ruling that has been obtained the permanent
legal power against the criminal action, as set forth herein, shall be
implemented in accordance with the provision of law and regulation,
unless otherwise stipulated herein.
Article 69
In order to be eligible for conducting the investigation, prosecution, and

examination in the trial against the criminal action of Money Laundry,
prior it is shall not be obliged to evidence the origin criminal action.
Article 70
(1) The investigator, prosecuting attorney, or the judge shall be authorized

to request the Reporting Party to perform the postponement of
Transaction of which is known or of which is reasonably alleged as the
result of criminal action.
(2) The order of investigator, prosecuting attorney, or judge as set forth in
section (1), shall be implemented in written and clearly included
regarding on matters as follow:
a. name and designation of the person who order the
postponement;
b. identity of Anyone whose Transaction will be postponed;
c. reason of Transaction postponement; and
d. place at which the Assets are.
(3) The postponement of Transaction as set forth in section (1) shall be
implemented within no longer than 5 (five) working days.
(4) The Reporting Party shall be obliged to implement the postponement of
Transaction after the warrant/ requesting letter for the postponement
of Transaction is received from the investigator, prosecuting attorney,
or the judge.
THE PRESIDENT
(5) The Reporting Party shall be obliged to submit the minute of

implementation of the Transaction postponement at no longer than 1
(one) business day after the implementation of Transaction
postponement.
Article 71
(1) The investigator, prosecuting attorney, or judge shall be authorized to

order the Reporting Party to block the Assets of which are known or of
which are reasonably alleged as the result of criminal action:
a. from everyone who has been reported by PPATK to the
investigator;
b. from the suspect; or
c. from the defendant.
a. name and designation of the investigator, persecuting attorney,
or judge;
b. identity of Anyone who has been reported by PPATK to the
investigator;
c. reason for the blocking; and
(3) The blocking as set forth in section (1) above, shall be performed
within no longer than 30 (thirty) business days.
(4) In the event that the blocking period as set forth in section (3) ends,
the Reporting Party shall be obliged to end the blocking by law.
(5) The Reporter Party shall be obliged to implement the blocking shortly
after receiving warrant of blocking from the investigator, persecuting
attorney, or judge.
(6) The Reporting Party shall be obliged to submit the minute of blocking
implementation to the investigator, persecuting attorney, or judge who
orders the blocking within no longer than 1 (one) day since the
blocking implementation.
(7) The blocked Assets should be remain in the Reporting Party in
question.
Article 72
(1) For the purpose of interest of the examination of the case of criminal
action of Money Laundering, the investigator, persecuting attorney, or
judge shall be authorized to request the Reporting Party to provide the
written explanation regarding on the Assets:
a. from Anyone who has been reported by PPATK to the
investigator;
b. from the suspect; or
c. from the defendant.
(2) During requesting the explanation as set forth in section (1), for the
investigator, persecuting attorney, or judge shall not be applicable the
provision on the bank confidentiality and other confidentiality of
Financial Transaction.
a. name and designation of the investigator, persecuting attorney,
or judge;
THE PRESIDENT
b. identity of Anyone who is indicated from the analysis result or

PPATK’s examination, suspect, or defendant;
c. description in a brief regarding on the alleged/ charged criminal
action ; and
(4) Request as set forth in section (3) above, should be attached with:
a. police report and warrant of investigation;
b. appointment letter as the persecuting attorney; or
c. determination letter of the judge.
(5) Requesting letter to obtain explanation as set forth in section (1) and
section (3) above, should be signed by:
a. chief of the Indonesian National Police or chief of Provincial
Police Command in the event that the request is proposed by the
investigator of the Indonesian National Police;
b. head of institution or agency or commission in the event that the
request is proposed by the investigator other than the
Indonesian National Police;
c. attorney general in the event that the request is proposed by the
prosecutor investigating/ or prosecuting attorney; or
d. head of the panel judge who examines the concerned case.
(6) Requesting letter as set forth in section (5) shall be copied to PPATK.
Article 73
The legal items of evidence in the verification of the criminal action of

Money Laundry are:
a. items of evidence as set forth in the criminal procedure law; and/ or
b. other items of evidence in the form of the spoken, transmitted,
received, or stored information electronically with optic device or the
equal and Document.
Part Second
Investigation
Article 74
The investigation for the criminal action of Money Laundering shall be

conducted by the investigator of the origin criminal action in accordance
with the provision of the criminal procedures law and the provision of law
and regulation, unless otherwise stipulated herein.
Article 75
In the event that the investigator find the sufficient initial evidence on the
presence of the criminal action of Money Laundering and the origin
criminal action, the investigator combines the criminal action of Money
Laundering and the origin criminal action and notifies to PPATK.
Part Third
Prosecution
Article 76
(1) The prosecuting attorney shall be obliged to submit the file of the case
of criminal action of Money laundering to the district court within no
THE PRESIDENT
longer than 30 (thirty) working days since the file of the case is
received of which is declared complete.
(2) In the event that the prosecuting attorney has submitted the file of
case to the district court, as set forth in section (1) above, the chief of
district court shall be obliged to establish the panel of judges for such
case within no longer than 3 (three) working days since such file of
case is received.
Part Fourth
Examination at the Trial
Article 77
For the interest of the examination in the trial, the defendant shall be
obliged to evidence that his/ her Assets is not the result of criminal action.
Article 78
(1) When the examination in the trial as set forth in Article 77 above, the
judge orders the defendant in order to evidence that his/ her Assets
are not from or are not associated with the criminal action as set
forth in Article 2 section (1).
(2) The defendant evidences that his/ her Assets are not from or are not
associated with the criminal action as set forth in Article 2 section (1)
through proposing the sufficient items of evidences.
Article 79
(1) In the event that the defendant has been legally and reasonably
invited, is absence in the trial without legal reasons, the case could
be examined and decided without the presence of the defendant.
(2) In the event that the defendant is presence in the subsequence trial
before the verdict is decided, the defendant shall be obliged to be
examined and all explanation of the witness and letters of which are
read in the previous trial shall be considered as of which are
currently spoken.
(3) The verdict of which is decided without the presence of the defendant,
shall be announced by the prosecuting attorney on the court notice
board, office of local administrative, or notified to his/ her lawyer.
(4) In the event that the defendant passed away before the verdict is
decided and there are the evidence of which strong enough that the
defendant has committed the criminal action of Money Laundering,
upon the demand of prosecuting attorney the judge decides to
perform confiscation against the asset confiscated.
(5) The establishment of confiscation as set forth in section (4) could not
be applied of legal effort.
(6) Anyone with an interest can apply for the objection the court of which
has decided the establishment as set forth in section (5) above, within
30 (thirty) days since the announcement date as set forth in section
(3).
Article 80
(1) In the event that the judge decides the verdict as set forth in Article
79 section (3), the defendant could apply for the appeal.
THE PRESIDENT
(2) The application for appeal as set forth in section (1) should be made
directly by the defendant within 7 (seven) days after the verdict is
spoken.
Article 81
In the event that it is obtained the evidence that strong enough that there
is still the Asset of which have not been confiscated, the judge orders the
persecuting attorney to perform the confiscation against the Assets in
question.
Article 82
In the event that the criminal action is committed by the Corporation,

summon shall be delivered to the officials, in the residence of the officials
or place at which the officials take office.
CHAPTER IX
PROTECTION FOR THE REPORTER AND WITNESS
Article 83
(1) The officials and employees of PPATK, investigator, prosecuting

attorney, or judge shall be obliged to conceal the Reporting Party and
reporter.
(2) Violation against provision, as set forth in section (1) above, entitles
the reporter or the heir(s) to demand indemnity through the court.
Article 84
(1) Anyone who reports the allegation of the criminal crime of Money
Laundering shall be entitled to be provided special protection by the
state from the possibility threat(s) of which is endanger their self, life,
and/ or their assets, including their family.
(2) Provision regarding on the provision special protection, as set forth in
section (1) above, shall be set in the law and regulation.
Article 85
(1) In the trial, the witness, prosecuting attorney, judge, and other people
who associated with the criminal action of Money Laundering, who are
in the examination shall be prohibited to mention the name of reporter
or other matters that possibly disclose the identity of reporter.
(2) In every trial, before the hearing is commenced, the judge shall be
obliged to remind the witness, prosecuting attorney, and other people
of which associated with the hearing of such case regarding on the
prohibition as set forth in section (1) above.
Article 86
(1) Anyone who testifies in the hearing of the criminal crime of Money
Laundering shall be entitled to be provided special protection by the
state from the possibility threat(s) of which is endanger their self, life,
and/ or their assets, including their family.
(2) Provision regarding on the provision special protection, as set forth in
section (1) above, shall be set in the law and regulation.
THE PRESIDENT
Article 87
(1) The reporter and/ or witness could not be prosecuted in either civil or
criminal due to the report and/ or the testimony of which is provided
by them.
(2) The witness who provides fake testimony on oath shall be subject to
the sentenced in accordance with the provision of the Book of Criminal
Law.
CHAPTER X
THE PARTNERSHIP IN PREVENTION AND ERADICATION OF THE CRIMINAL

ACTION OF MONEY LAUNDERING
Article 88
(1) National partnership of which is conducted by PPATK with the related

party, shall be included with or without the formal form of
partnership.
(2) The related party as set forth in section (1) shall be the party of which
direct or indirect relationship with the prevention and eradication of
the criminal action of Money Laundering in Indonesia.
Article 89
(1) International partnership of which is conducted by PPATK with the

similar institutions in other countries and international institutions of
which associated with the prevention and eradication of the criminal
action of Money Laundering.
(2) International partnership of which is conducted by the PPATK could be
conducted in the formal partnership or based on the mutual legal
assistance or the principle of reciprocity.
Article 90
(1) During conducting the prevention and eradication of the criminal

action of Money Laundering, PPATK could perform the sharing
information partnership in the form of request, provision, and
reception of the information with the parties, either in the domestic or
international scope of which includes:
a. law enforcement institutions;
b. institutions of which are authorized to perform the supervision
against the financial service providers;
c. institutions of which assigned to examine the management and
responsibility of state finance;
d. other institutions of which associated with the prevention and
eradication of the criminal action of Money Laundering or other
criminal action that associated with Money Laundering; and
e. financial intelligent unit of the other country.
(2) The request, provision, and reception of the information as set forth in
section (1) could be performed on its own initiative or on the request of
the party that could request for information from PPATK.
(3) Request for the information as set forth in section (1) should be
proposed in written and signed by:
a. head of panel judge;
b. chief the Indonesian National Police or chief of Provincial Police
Command;
THE PRESIDENT
c. Supreme Attorney or head of the provincial attorney office;

d. head of institution or agency or commission, in the event that
the request is proposed by the investigator other than from the
Indonesian National Police;
e. chairman, director or the equivalent officials, or head of the
working unit or office in the authorized to conduct supervision
against the financial service providers;
f. chairman of the institution of which assigned to examine the
management and responsibility on the state finance;
g. chairman of the other institution of which associated with the
prevention and eradication of the criminal action of Money
Laundering or other criminal actions of which associated with
criminal action of Money Laundering; or
h. chairman of the financial intelligence unit of the other country.
Article 91
(1) For the purpose of preventing and eradicating the criminal action of
Money Laundering, mutual assistance in the criminal matters with
other countries through bilateral and multilateral forum is required in
accordance with the provision of law and regulation.
(2) Mutual assistance partnership, as set forth in section (1) above, in the
event that countries in question have entered into the agreement of
mutual assistance partnership with the Unitary State of the Republic
of Indonesia or on the basis of reciprocity.
Article 92
(1) In order to improve the coordination among related agencies in the

prevention and eradication of criminal action of Money Laundering, the
National Committee for the Prevention and Eradication of the Criminal
Crime of Money Laundering is established.
(2) The establishment of the National Committee for the Prevention and
Eradication of the Criminal Crime of Money Laundering shall be set
with the President Regulation.
CHAPTER XI
MISCELLEANEOUS PROVISION
Article 93
In the event that there is a progress on the international convention or the

international recommendation on the affair of prevention and eradication
of the criminal action of Money Laundering, PPATK and the related
agencies could implement such provision in accordance with the provision
of law and regulation.
CHAPTER XII
TRANSITIONAL PROVISION
Article 94
When this law comes into force:

a. PPATK is established based on Law Number 15 Year 2002 on the
Criminal Action of Money Laundering as has been amended with
THE PRESIDENT
Law Number 25 Year 2003 on the Amendment of Law Number 15

Year 2000 on the Criminal Action of Money Laundering, it is
stipulated as PPATK under this Law.
b. PPATK is established based on Law Number 15 Year 2002 on the
Criminal Action of Money Laundering as has been amended with
Law Number 25 Year 2003 on the Amendment of Law Number 15
Year 2002 on the Criminal Action of Money Laundering, shall
remain conduct its duty, function, and authority under this Law.
c. Organizational Structure of PPATK shall be appointed based on Law
Number 15 Year 2002 on the Criminal Action of Money Laundering
as has been amended with Law Number 25 Year 2003 on the
Amendment of Law Number 15 Year 2000 on the Criminal Action of
Money Laundering shall be remain applicable until the
establishment of the new organizational structure of PPATK under
this Law.
d. Chairman and Vice-Chairman of PPATK shall be appointed based on
Law Number 15 Year 2002 on the Criminal Action of Money
Laundering as has been amended with Law Number 25 Year 2003
on the Amendment of Law Number 15 Year 2000 on the Criminal
Action of Money Laundry, shall remain to conduct their duty,
function, and authority under this Law until the appointment of the
new Chairman and Vice-Chairman of PPATK at least 1 (one) year
after this law is effective.
e. The National Committee for the Prevention and Eradication of the
Criminal Crime of Money Laundering is established based on the
Presidential Decree Number 1 Year 2004 shall remain conduct its
duty, function, and authority until the establishment of the National
Committee for the Prevention and Eradication of the Criminal Crime
of Money Laundering under this Law.
Article 95
The criminal action of Money Laundering, which is committed before this

law comes into force, shall be examine and decided based on Law Number
15 Year 2002 on the Criminal Action of Money Laundering as has been
amended with Law Number 25 Year 2003 on the Amendment of Law
Number 15 Year 2000 on the Criminal Action of Money Laundering.
CHAPTER XIII
CLOSING PROVISION
Article 96
The implementation of report by the goods/ or other services provider as

set forth in Article 27 section (1), shall be implemented within at least 2
(two) years after this law is promulgated.
Article 97
The implementation of the report obligation on the Financial Transaction

of fund transfer from and/ or from the abroad, as set forth in Article 23
section (1) point c, shall be implemented within at least 5 (five) years after
this Law is promulgated.
Article 98
THE PRESIDENT
It is declared that all the implementing regulations of Law Number 15 Year

2002 on the Criminal Action of Money Laundering as has been amended
with Law Number 25 Year 2003 on the Amendment of Law Number 15
Year 2000 on the Criminal Action of Money Laundering, shall remain be
applicable as long as they are not contradictory with or they have not been
amended with this Law.
Article 99
When this Law comes into force, Law Number 15 Year 2002 on the
Criminal Action of Money Laundering (State Gazette of the Republic of
Indonesia Year 2002 Number 30, Supplement of the State Gazette of the
Republic of Indonesia Number 4191) as has been amended with Law
Number 25 Year 2003 on the Amendment of Law Number 15 Year 2000 on
the Criminal Action of Money Laundering (State Gazette of the Republic of
Indonesia Year 2003 Number 108, Supplement of the State Gazette of the
Republic of Indonesia Number 4324), shall be revoked and declared that
they are not applicable.
Article 100
This Law shall come into force since the enactment date.
For the public cognizance, it is ordered to promulgate this Law by placing

it in the State Gazette of the Republic of Indonesia.
Stipulated in Jakarta
On October 22th, 2010
PRESIDENT OF THE RPUBLIC OF INDONESIA
Signed,
DR. H. SUSILO BAMBANG YUDHOYONO
Promulgated in Jakarta
On October 22th, 2010
MINISTER OF JUSTICE AND HUMAN RIGHT OF
THE REPUBLIC OF INDONESIA
Signed,
PATRIALIS AKBAR
STATE GAZETTE OF THE REPUBLIC OF INDONESIA YEAR 2010 NUMBER

122
Copy as the Original version

THE MINISTRY OF STATE
SECRETARIAT OF THE REPUBLIC
OF INDONESIA
Bureau Chief of Statutory Legislation,
THE PRESIDENT
Department of Economy and Industry
SETIO SAPTO NUGROHO
THE PRESIDEN
THE EXPLANATION
OF
LAW OF THE REPUBLIC OF INDONESIA

NUMBER 8 YEAR 2010
THE PRESIDENT
ON
THE COUNTERMEASURE AND ERADICATION OF MONEY LAUNDERING
I. GENERAL
The perpetrator(s) of the criminal action of Money Laundering generally hides

or disguises the origin of Assets of which come from the result of criminal
action in any manners in order to the Assets of which are the result of the
criminal action is difficult to be traced by the law enforcement apparatus so
that they freely utilize such Assets either for the legal or illegal activity.
Therefore, the criminal action of Money Laundering not only threatens the
stability and integrity of the economy and the financial system but also it
could endanger the essential values of the social life, nationhood, and
statehood based on Pancasila and the Constitution of the Unitary State of
the Republic of Indonesia Year 1945.
In the concept of anti-Money Laundering, the perpetrator and the result of

criminal action can be known through the tracing and henceforth such
result of criminal action shall be confiscated for the state or returned to the
entitled one. In the event that the confiscated Assets belongs to the
perpetrator or the criminal organization can be confiscated or be seized, by
itself can decrease the level of criminality. Therefore, the effort of prevention
and eradication of the criminal action of Money Laundering requires the
strong legal basis to ensure the legal certainty, effectiveness of legal
enforcement as well for tracing and returning the Assets of which are result
of the criminal action.
The tracing of Assets of which are the result of criminal action of Money
Laundering commonly conducted by the financial institutions through the
mechanism in accordance with the provision of law and regulation. The
Financial Institution has the significant role, particularly in implementing
the principle of Know the User and reports certain Transaction to the
authority (financial intelligence unit) as material of analysis henceforward
submitted to the investigator.
Financial institution does not only role in the law enforcement affairs, but
also protecting their self from the risks, which is operational, legal,
concentrated Transaction, and reputation as they are not utilized as facility
and target by the perpetrator of criminal action to laundry the money of
which are result of the criminal action. By the good risk management, the
financial institution will be capable to implement its function well, as result;
the financial system will be more stable and trustworthy.
In its progress, the criminal action of Money Laundering is getting more

complex, crossing the jurisdictional boundaries, and applying the modus of
which is getting varied, utilizing the institutions beyond the financial
institutions, even it has penetrated to many sectors. For the purpose of
anticipating such matters, the Financial Action Task Force (FATF) on Money
Laundering has issued the international standard of which becomes the
measure for each country in the prevention and eradication of the criminal
action of Money Laundering and the criminal action of terrorism that are
recognized as Revised 40 Recommendations and 9 Special Recommendations
(Revised 40 + 9) FATF, of which such as the expansion of the Reporting Party
of which include the germs and precious metal dealers and motor vehicle
THE PRESIDENT
dealers. In the prevention and eradication of the criminal action of Money

Laundering, it is required the bilateral and international partnership
through bilateral and multilateral forum, in order to the intensity of criminal
action of which results or of which includes the large amount Assets could
be minimized.
In Indonesia, the handling of criminal action of Money Laundering of which

was commenced since Law Number 15 Year 2002 on the Criminal Action of
Money Laundering as it has been amended with Law Number 25 Year 2003
on the amendment of Law Number 15 Year 2002 on the Criminal Action of
Money Laundering has showed the positive direction. Those matters are
reflected from the increase of implementer of Law on the Criminal Action of
Money Laundering’s awareness, such as the financial service providers in
implementing the report obligation, the Supervisory and Regulatory Agency
in the rulemaking, Financial Institution Report and Analysis Center (PPATK)
in conducting analysis activity, and law enforcement apparatus in following
up the analysis results until the imposition of criminal sentence and / or
administrative penalty.
Efforts that have been made are considered has not been optimum, such as
the existed law and regulation still provide space on the arise of different
interpretation, the existence of legal gap, inappropriate in the imposition of
penalty, shifting the evidentiary burden, lack of information access, the
limited scope or the reporting party and type or report, and lack of clarity on
the duty and authority of the implementer of this Law.
In order to meet the national interest and to adjust international standard, it

is required to be prepared the Law on the Prevention and Eradication of the
Criminal Action of Money Laundering in lieu Law Number 15 Year 2002 on
the Criminal Action of Money Laundering as it has been amended with Law
Number 25 Year 2003 on the amendment of Law Number 15 Year 2002 on
the Criminal Action of Money Laundering. The substances of which
contained herein, such as:
1. redefinition on the definition of which associated with the criminal
action of Money Laundering;
2. the improvement of criminalization of the Money Laundering;
3. regulation on the imposition of criminal sentence and administrative
sentence;
4. the establishment of the principle of Know the User;
5. expansion of the Reporting Party;
6. stipulation on the type of report by the goods/ and or other services
provider;
7. structuring on the Compliance Supervision;
8. the provision of authority to the Reporting Party to postpone the
Transaction;
9. the expansion of the authority of the Directorate General of Customs
against the Transportation of cash and other payment instruments
into or out to the Customs Area;
10. the provision of authority to the investigator of the origin criminal
action to investigate the allegation of the criminal action of Money
Laundering;
11. the expansion of the agencies of which entitled to receive analysis
result or examination of PPATK;
12. restructuring the institutional of PPATK;
13. the addition of PPATK’s authority, including authority to temporarily
discontinue the Transaction;
THE PRESIDENT
14. restructuring the examination procedural law of examination of the

criminal action of Money Laundering; and
15. arrangement regarding on the confiscation of the Assets that come
from criminal actions.
II. ARTICLE BY ARTICLE
Article 1
Self-explanatory
Article 2
Section (1)
Point a
Self-explanatory
Point b
In this section, “bribery” means the bribery as set forth in
the law on the criminal action of bribery.
Point c
Self-explanatory
Point d
Self-explanatory
Point e
In this section, “the labor smuggling” means labor smuggling
as set forth in the law on the placement of the Indonesian
Labor in abroad.
Point f
In this section, “the migrant smuggling” means migrant
smuggling as set forth in the law on immigration.
Point g
Self-explanatory
Point h
Self-explanatory
Point i
Self-explanatory
Point j
Self-explanatory
Point l
In this section, “Human trafficking,” means the human
trafficking as set forth in the Book of Criminal Law and law
on the eradication of the criminal action of human
trafficking.
Point m
In this section, “illegal firearm trading” means the illegal
firearm trading as set forth in the Emergency Law Number
12 Year 1951 on the amendment of Ordonnantietidjelijke
THE PRESIDENT
Bizondere Strafbepalingen” (Staatblad 1948: 17) and

Undang – Undang Republik Indonesia Dahulu Nomor 8
Tahun 1948 on the Registration and Licensing of the
Utilization of Firearm.
Point o
Self-explanatory
Point p
Self-explanatory
Point r
Self-explanatory
Point s
Self-explanatory
Point t
Self-explanatory
Point u
In this section, “prostitution” means the prostitution as set
forth in the Book of Criminal Law and the law on the
eradication of the criminal action of human trafficking.
Point v
Self-explanatory
Point w
Self-explanatory
Point x
Self-explanatory
Point y
Self-explanatory
Point z
Self-explanatory
Under this provisions, during determining the result of criminal

action, this Law applies the principle of double criminality.
Section (2)
Self-explanatory
Article 3
Self-explanatory
Article 4
Self-explanatory
Article 5
Section (1)
In this section, “reasonably alleged” means the condition of which
meets at least know how, willing, or aim at the known Transaction
of which indicates the existence of lawlessness.
THE PRESIDENT
Section (2)
Self-explanatory
Article 6
Section (1)
The corporation shall include also the organized group, which is
the structured group consists of 3 (three) or more people, which
existence for certain period, and acting for committing one or more
criminal actions of which are regulated in this Law, with the aims
to obtain financial or non-financial interest directly or indirectly.
Section (2)
Self-explanatory
Article 7
Self-explanatory
Article 8
Self-explanatory
Article 9
Self-explanatory
Article 10
Self-explanatory
Article 11
Section (1)
This provision includes as the provision as the confidentiality of
the position.
Section (2)
Self-explanatory
Section (3)
Self-explanatory
Article 12
Section (1)
This provision shall be recognized as “ anti-tipping off”. This
provision shall be intended in order to the User does not transfer
the Asset so that it does not complicate the law enforcement
apparatus to trace the User and Assets in question.
Section (2)
Self-explanatory
Section (3)
The provision “anti-tipping off” shall also apply for the officials and
PPATK’s employees, as well the officials and employees of the
Supervisory and Regulatory Agency to prevent the User who is
alleged as the perpetrator of the criminal action escapes and the
Assets in question is transferred so that it complicates the
investigation process of criminal action.
Section (4)
Self-explanatory
THE PRESIDENT
Section (5)
Self-explanatory
Article 13
Self-explanatory
Article 14
Self-explanatory
Article 15
Self-explanatory
Article 16
Self-explanatory
Article 17
Section (1)
Point a
In this section, including into the definition of “financial
service provider” is Anyone who provide service in the field of
financial or other services associated with the financial either
formally or informally.
Point b
In this section, “goods and/ or other service provider”
includes licensed or non-licensed.
Section (2)
Self-explanatory
Article 18
Section (1)
Self-explanatory
Section (2)
Applying the principle of Know the User means Customer Due
Dilligence (CDD) and Enhanced Due Dilligence (EDD) as set forth in
the Recommendation number 5 of the Financial Action Task Force
(FATF) on the Criminal Action of Money Laundering.
Section (3)
Self-explanatory
Section (4)
Self-explanatory
Section (5)
Point a
User Identification means including the update of User data.
Point b
Self-explanatory
Point c
Self-explanatory
Section (6)
Self-explanatory
THE PRESIDENT
Article 19
Self-explanatory
Article 20
Self-explanatory
Article 21
Section (1)
Self-explanatory
Section (2)
Self-explanatory
Section (3)
In this section, “the provision of law and regulation” means the
regulation of which is issued by the Supervisory and Regulatory
Agency such as Regulation of Bank Indonesia (PBI) and Regulation
of the Finance Minister (PMK).
Article 22
Section (1)
In this section, “business relationship” includes checking account.
Section (2)
Self-explanatory
Article 23
Section (1)
Point a
Basically, the Suspicious Financial Transaction is initiated
with Transactions as follow:
1) does not have the clear business and financial objective;
2) using relatively large amount of cash and/ or it is
conducted repeatedly beyond the limits of fairness; or
3) customer’s activity is conducted beyond the ordinary and
fairness Transaction.
In the event that such unfairness Transactions meet the
criteria as set forth in section (1) number 2), such
Transaction shall be classified as the Suspicious Financial
Transaction and shall be obliged to be reported. Otherwise,
against beyond the ordinary and fairness of Transaction or
activity as mentioned above, the financial service provider
shall be required to provide special attention against all
complex Transactions, unusual in large amount, and all
uncommon Transaction patterns, which has not the clear
economic reason and there is not legal objective. The
background of such transaction should be, as long as
possible examined, all findings obtained should be recorded,
and be available to assist the authorized party and auditor.
Point b
Self-explanatory
Point c
Self-explanatory
THE PRESIDENT
Section (2)
Self-explanatory
Section (3)
Self-explanatory
Section (4)
Point a
Transaction whit the government means the Transaction of
which utilizes the government account, and it is made for
and on behalf of the government, which is the central
government, local government, ministries, non-ministry
institutions or other governmental agencies, but including
the state/ local owned enterprise.
Point b
Self-explanatory
Point c
“Other Transaction” shall be the excluded Transactions in
accordance with their characteristics are always conducted
in cash and large amount, such as routine payment of the
toll road operator or the payment made by the supermarket
operator.
Other than based on the type of transaction, Chairman of

PPATK could stipulate the other transactions of which are
excluded based on the amount of transaction, form or the
working region of the certain Reporting Party. The
implementation of such exception shall be implemented, in
either limited period or unlimited period.
Section 5
Self-explanatory
Article 24
Section (1)
This provision shall be intended in order to the data or information
regarding on such excluded Transactions could be examined by
PPATK for the purpose of analysis.
Detailed Transaction of which shall be made and stored, the same

with the cash transaction that should be reported to PPATK. The
list can be made electronically, as long as it can be assured that it
is not easily lost or damaged.
Section (2)
Self-explanatory
Article 25
Section (1)
This provision shall be intended in order to the financial service
provider can immediately report the Suspicious Financial
Transaction, so that the Assets of which allegedly come from the
criminal action and the perpetrator of Money Laundering can be
traced. The elements of Suspicious Financial Transaction shall be
THE PRESIDENT
as set forth in Article 1 number 5 point a, point b, point c, and

point d.
Section (2)
Self-explained
Section (3)
Self-explained
Section (4)
Self-explanatory
Section (5)
Self-explanatory
Article 26
Section (1)
Self-explanatory
Section (2)
Self-explanatory
Section (3)
Self-explanatory
Section (4)
Self-explanatory
Section (5)
Self-explanatory
Section (6)
Self-explanatory
Section (7)
It means that, at the fifth day of postponement of Transaction
performed, the financial service provider should decide to perform
or to refuse the Transaction.
Article 27
Self-explanatory
Article 28
Self-explanatory
Article 29
In this Article, “prosecuted in civil,” means such as compensation claims.
While, “prosecuted in criminal” means such as defamation claims.
Article 30
Self-explanatory
Article 31
Section (1)
Therefore, for the Reporting Party who has had the Supervisory
and Regulatory Agency, there are 2 (two) ways of Compliance
THE PRESIDENT
Supervision, namely conducted by the Supervisory and Regulatory

Agency and/ or by PPATK.
Section (2)
Self-explanatory
Section (3)
Self-explanatory
Section (4)
Self-explanatory
Article 32
Self-explanatory
Article 33
Self-explanatory
Article 34
Section (1)
Check, traveler check, promissory note to pay, bank draft of which
is recognized as Bearers Negotiable Instruments.
Section (2)
Self-explanatory
Section (3)
Self-explanatory
Article 35
Self-explanatory
Article 36
Self-explanatory
Article 37
Section (1)
Self-explanatory
Section (2)
Self-explanatory
Section (3)
In this section, “perform intervention whatsoever,” means action or
deed from the party whatsoever of which leads to reduce the
freedom of PPATK in performing its duty, function, and authority.
Section (4)
Self-explanatory
Article 38
Self-explanatory
Article 39
Self-explanatory
Article 40
Point a
Self-explanatory
THE PRESIDENT
Point b
Self-explanatory
Point c
Compliance Supervision shall be conducted by PPATK against the
Reporting Party of which has not possessed the Supervisory and
Regulatory Agency, or against the Reporting Party of which has
been transferred by the Supervisory and Regulatory Agency to
PPATK.
Point d
Self-explanatory
Article 41
Section (1)
Point a
In this section, “government institution” such as the
Directorate General of Taxation and the Center Development
of Accountant and Appraisal Services of the Ministry of
Finance, Directorate General of Common Law of the Ministry
of Justice and Human Right, National Land Agency.
In this section, “private institution” means such as advocate

association, notary association, and accountant association.
In this section, “certain profession” means such as advocate,

financial consultant, notary, land deed official and
independent accountant.
Point b
Self-explanatory
Point c
Self-explanatory
Point d
Self-explanatory
Point e
Self-explanatory
Point f
Self-explanatory
Point g
Self-explanatory
Section (2)
The submission of data and/ or information from government
institution and/ or private institution does not require permit from
whatsoever party.
Section (3)
Self-explanatory
Article 42
THE PRESIDENT
In this Article, “organizing information system,” means include as follow:

a. building, developing, applying, and maintaining application system;
b. building, developing, and maintaining computer network
infrastructure and database;
c. gathering, and evaluating data and information obtained by PPATK
manually or electronically;
d. storing, and maintaining data and information into the database;
e. presenting information for analysis purpose;
f. facilitating the exchange of information with the related party either
domestic or international; and
g. performing socialization on the utilization of information system to
the Reporting Party.
Article 43
Point a
Self-explanatory
Point b
Self-explanatory
Point c
1. financial service provider whose compliance supervision is

conducted by the Supervisory and Regulatory Agency and/
or PPATK; and
2. financial service provider based on the request of the
institution of which is authorized to request for information
from PPPATK in accordance with the provision of law and
regulation;
Point d
Self-explanatory
Point e
Self-explanatory
Point f
Self-explanatory
Point g
Self-explanatory
Article 44
Section (1)
Point a
Self-explanatory
Point b
Self-explanatory
Point c
Self-explanatory
Point d
In this provision, the request for information from the foreign
law enforcement institution shall be conducted as long as it
does not disturb the national interest with due regard to the
provision of law and regulation on the foreign affairs and
international agreement.
THE PRESIDENT
Point e
Self-explanatory
Point f
Self-explanatory
Point g
Requesting for the information to the Reporting Party and
other party associated with the criminal action of Money
Laundering could be conducted through the special, audit
conducted either by PPATK itself or along with the
Point h
Self-explanatory
Point i
The request to postpone from PPATK to the financial service
provider on the overall or partial Transaction of which is
known, or of which is allegedly as the result of criminal
action, shall be conducted for the purpose of examination.
Point j
Self-explanatory
Point k
Self-explanatory
Point l
Self-explanatory
Section (2)
Self-explanatory
Article 45
In this Article, “confidentiality” means such as confidentiality of the
bank, confidentiality of non-bank, etc.
Article 46
Self-explanatory
Article 47
Section (1)
Self-explanatory
Section (2)
In the framework of the implementation of the function of
supervision, the House of Representative at any time shall be
entitled to request the report of PPATK.
Article 48
Self-explanatory
Article 49
Self-explanatory
THE PRESIDENT
Article 50
Self-explanatory
Article 51
Point a
Self-explanatory
Point b
Self-explanatory
Point c
Self-explanatory
Point d
Self-explanatory
Point e
Self-explanatory
Point f
Self-explanatory
Point g
Self-explanatory
Point h
In this provision, “other occupation” means any other occupation
that potentially disturbs influencing the implementation of duty
and results the conflict of interest.
Point i
Self-explanatory
Article 52
Self-explanatory
Article 53
Self-explanatory
Article 54
Self-explanatory
Article 55
Self-explanatory
Article 56
Self-explanatory
Article 57
Self-explanatory
Article 58
Self-explanatory
Article 59
Self-explanatory
THE PRESIDENT
Article 60
Self-explanatory
Article 61
Self-explanatory
Article 62
Self-explanatory
Article 63
Self-explanatory
Article 64
Section (1)
Self-explanatory
Section (2)
The Examination Result of PPATK is submitted to the Indonesian
National Police and the Attorney/ Attorney General of the Republic
of Indonesia and its copy shall be submitted to the other
investigator of which is in accordance with its authority under this
law.
Section (3)
In this provision, the partnership is also conducted among the
investigator of the origin criminal action who obtains the
Examination Result of PPATK.
Article 65
Section (1)
In this section, “to temporarily discontinue overall or partial
Transaction” means does not perform the Transaction of which is
known or of which is alleged as the result of criminal action.
Section (2)
Self-explanatory
Article 66
Self-explanatory
Article 67
Self-explanatory
Article 68
Self-explanatory
Article 69
Self-explanatory
Article 70
Self-explanatory
Article 71
Section (1)
The investigator, prosecuting attorney, or judge’s question shall be
in accordance with the phase of examination of which is
THE PRESIDENT
investigation shall be the authority of the investigator, on the

phase of prosecution shall be the authority of the prosecuting
attorney, and on the hearing shall be the authority of the judge.
Section (2)
Letter of blocking request of which is submitted to the financial
service provider should be signed by:
a. coordinator of the investigator/ or head of investigator team
for the level of investigation;
b. chairman of the district attorney office for the level of
prosecution; and
c. head of panel judge for the level of hearing.
Section (3)
Self-explanatory
Section (4)
Self-explanatory
Section (5)
Self-explanatory
Section (6)
Self-explanatory
Article 72
Section (1)
Self-explanatory
Section (2)
In this section, “the provision of law and regulation” means include
also the provision regarding on the confidentiality of which is
applicable for the Reporter Party.
Section (3)
Self-explanatory
Section (4)
Self-explanatory
Section (5)
In the event that the chief of the Indonesian national police, the
chief of the provincial police command, head of institution, agency,
or commission, or the Attorney General, or head of provincial
attorney office is absence, the signing could be made by the
appointed official.
Section (6)
Self-explanatory
Article 73
Self-explanatory
Article 74
In this Article, “investigator of the origin criminal action” shall be the
officials from the institutions of which under the Law are provided the
THE PRESIDENT
authority to conduct investigation, namely the Indonesian National

Police, Attorney Office, Commission of Corruption Eradication (KPK),
National Narcotics Agency (BNN), Directorate General of Taxation, and
Directorate General of Customs of the Finance Ministry of the Republic of
Indonesia.
The investigator of the origin criminal action could investigate the

criminal action of Money Laundering if found the sufficient initial
evidence on the occurrence of criminal action of the Money Laundering
when conducting the investigation of the origin criminal action in
accordance with his/ her authority.
Article 75
Self-explanatory
Article 76
Self-explanatory
Article 77
Self-explanatory
Article 78
Self-explanatory
Article 79
Section (1)
This provision shall be intended in order the prevention and
eradication efforts of the criminal action of Money Laundering
could be run smoothly in the implementation of hearing, as result
in the event that the defendant have been legally invited and he/
she is absence without legal reasons, such case remains be
examined without the presence of the defendant.
Section (2)
Self-explanatory
Section (3)
Self-explanatory
Section (4)
This provision shall be intended to prevent the heir(s) of the
defendant acquire the Assets of which are the result of the criminal
action. In addition, it is an effort to return the Assets for the state
treasury in the event that such criminal action adverse the state
finance.
Section (5)
Self-explanatory
Section (6)
Self-explanatory
Article 80
Section (1)
Self-explanatory
Section (2)
THE PRESIDENT
In this section, “should be made directly by the defendant” means

that the defendant should presence and should sign by his/ herself
the deed appeal statement in the district court of which decides the
case.
Article 81
Self-explanatory
Article 82
Self-explanatory
Article 83
Section (1)
In this Article, “the reporter” means anyone who acts in good faith
and voluntary reporting the criminal action of Money Laundering.
Section (2)
Self-explanatory
Article 84
Self-explanatory
Article 85
Self-explanatory
Article 86
Self-explanatory
Article 87
Self-explanatory
Article 88
Section (1)
In this section, “formal partnership” means such as memorandum
of understanding.
Section (2)
Self-explanatory
Article 89
Self-explanatory
Article 90
Self-explanatory
Article 91
Section (1)
In this section, “law and regulation” means the law of which
regulates the mutual assistance in the criminal affairs and law of
which is regulates the international agreement.
Section (2)
Self-explanatory
Article 92
Self-explanatory
THE PRESIDENT
Article 93
This provision shall be intended in order to the PPATK and other related
institutions could stipulate the provision in accordance with the progress
of international convention or international recommendation in the
prevention and eradication of the criminal action of Money Laundering or
the guidelines on the application program of anti-money laundering for
the financial service provider.
Article 94
Self-explanatory
Article 95
Self-explanatory
Article 96
Self-explanatory
Article 97
Self-explanatory
Article 98
Self-explanatory
Article 99
Self-explanatory
Article 100
Self-explanatory
THE SUPPLEMENT OF THE STATE GAZETTE OF THE REPUBLIC OF

INDONESIA NUMBER 5164

Law No. 8 of 2010 On Prevention and Eradication of Money Laundering (MoF)

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THE PRESIDENT

OF THE REPUBLIC OF INDONESIA

LAW OF THE REPUBLIC OF INDONESIA

COUNTERMEASURE AND ERADICATION OF MONEY LAUNDRERING

BY GRACE OF THE GOD ALMIGHTY

THE PRESIDENT OF THE REPUBLIC OF INDONESIA,

Consider : a. that Money Laundering is not only threaten the stability of

In the view of : Article 5 section (1) and Article 20 of the Constitution of

With the joint approval of

THE HOUSE OF REPRESENTATIVE

THE PRESIDENT OF THE REPUBLIC OF INDONESIA

To enact : LAW ON THE COUNTERMEASURE AND ERADICATION OF

The following definitions shall be applied in this Law:

1. Money Laundering means any action that meets the elements of

c. letter, number, sign, or meaningful perforation of which is

THE CRIMINAL ACTION OF MONEY LAUNDERING

Anyone, who places, transfers, forwards, spends, pays, grants, deposits,

Anyone, who hides, or disguises the origin, source, location, purpose,

(1) Primary sentence, which is sentenced to the Corporation, shall be the

OTHER CRIMINAL ACTIONS OF WHICH ASSOCIATED WITH THE

(1) Officials or PPATK’s employees, investigators, prosecuting attorneys,

and judge if it is implemented for fulfilling the obligation in accordance

(1) Directors, commissioners, officials, or the Reporting Party’s employee

Anyone who interferes the implementation of PPATK’s duty and authority

Officials or PPATK’s employees who violate the obligation as set forth in

In the event that the officials or PPATK’s employees, investigators,

REPORTING AND COMPLIANCE MONITORING

The Reporter Party

(1) The Reporting Party includes as follow:

Application of the Principle of Know the User

(1) The Supervisory and Regulatory Agency stipulates the principle of

(1) Identity and supporting Document of which is requested by the

(1) The submission of the report of Suspicious Financial Transaction as

(3) The submission of fund transfer Financial Transaction as set forth in

(1) The financial service provider could postpone the Transaction at no

Goods and/ or Service Provider

Implementation and Report Responsibility

The implementation of report obligation by the Reporting Party shall be

(1) The imposition of administrative penalty as set forth in Article 25

(1) Compliance Supervision towards the report obligation for the

(4) Procedures of the implementation of Compliance Supervision, as set

The Supervisory and Regulatory Agency shall be obliged to notify the

TRANSPORTING CASH AND OTHER PAYMENT INSTRUMENT TO THE

Further provision regarding on the notification procedures on the

FINANCIAL TRANSACTION REPORT AND ANALYSIS CENTER

Duty, Function, and Authority

b. management of data and information of which are acquired by

(1) During performing the function of prevention and eradication of the

During implementing the function of management data and information

During implementing the function of supervision against the Reporting

e. submitting the warning to the Reporting Party who violates the

(1) During performing the function of analysis or examination report and

During implementing its authority, as set forth herein, towards PPATK

Further provision regarding on the implementing procedures on the

Organizational structure of the PPATK consists of:

(1) Chairman of PPATK as set forth in Article 48 point a, represents

In order to be eligible to be appointed as the Chairman of PPATK or Vice-

i. never sentenced with imprisonment sentence.

(1) Vice-Chairman of PPATK assigned to assist the Chairman of PPATK.