Reassurance at Every Step: Keeps Giving You More!

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PRESENTING

Keeps giving you more!

ReAssurance at every 3 Health check-up starting from day 1

step
ReAssure - Unlimited reinstatement of sum
insured for any illness or any person in
the same year, triggered from the 1st claim
itself so that you can claim as many times
as needed#

Booster benefit - Doubles the


sum insured in 2 claim free
years
Safeguard features – Truly cashless feature with
coverage even for
non-payables like PPE kit, gloves and more$$

Live healthy benefit – Get up to 30% discount on


renewal premium basis step count in Max Bupa Health
App

30 min. cashless claims processing$


Max Bupa Health Insurance is a leading standalone health insurance provider serving 3 million plus customers since 2010. At Max Bupa, our
mission is to help our customers live healthier and more successful lives by providing expertise as their healthcare partners. For us, health
insurance is not just an annual transaction. Rather, it is about building a long-term relationship with our customers.

Presenting

Max Bupa Health Insurance


Plan
A health insurance plan designed to give you and your family more than you expect from a health insurance plan.
ReAssure health insurance plan is tailored to secure you and your family's health and financial well being with features
that keep giving you more, like coverage options up to ` 1 Cr, unlimited reinstatement of base sum insured, safeguard
against medical inflation, to giving you a complete cashless experience with coverage for even the consumables,
ReAssure just keeps giving you more. This plan comes with the promise to keep you motivated to stay fit with its Live
Healthy Benefit, so that you stay healthy and keep getting more!

Thoughtfully designed plan to keep you


more secure and comfortable at the time of hospitalization
Inpatient Care
Coverage for all medical expenses one could
Day Care Treatment
Coverage for all medical expenses incurred during
generally incur at the time of hospitalization,
Day Care Treatment requiring more than 2 hours
including room rent coverage with no capping, to
of hospitalization, including angiography, dialysis,
medical practitioners’ fees, investigative tests,
radiotherapy and more.
medicines, OT charges and many more.

Modern Treatments
Coverage for modern treatments like deep brain
Alternative Treatments
Coverage for inpatient treatment under AYUSH
stimulation, oral chemotherapy to robotic surgeries
that allows you to opt for Ayurveda, Unani,
and stereotactic radio surgeries, stem cell therapy
Siddha, and Homeopathy treatments.
and more.

Pre and Post-Hospitalization Expenses


Coverage for pre and post hospitalization
Living Organ Donor Transplant
Coverage of all medical expenses for organ
expenses up to the sum insured, 60 days prior
donor’s in-patient treatment for harvesting of the
and 180 days post hospitalization.
organ donated.

Ensuring care beyond hospitalisation and more

Coverage for Domiciliary Treatment and


home care treatments like Chemotherapy
and Dialysis Second medical opinion

Emergency road and air ambulance


coverage Health Check-ups from day 1
ReAssure benefits, discounts and more

Booster Benefit ReAssure


A benefit specially designed to ensure that your ReAssure benefit o"ers unlimited reinstatement of
health coverage extends further. With this sum insured for any illness for anyone insured in a
benefit double your sum insured in just 2 claim policy year, ensuring you never run out of sum
free years. This means, if no claims are made in insured. Unlimited Sum insured reinstatements is
the preceding Policy Year, your Base Sum triggered with the first paid claim itself and is
Insured increases by 50% subject to a maximum available for all subsequent claims in a Policy Year,
of 100%. so that you can claim as many times as needed#.

Shared Accommodation Cash benefit


In case of shared room accommodation during
Live Healthy benefit(1)
Get an additional renewal premium discount of
Hospitalization in a Network Hospital, a daily
up to 30% basis the heath points collected by
cash amount is paid to the insured person for
you on Max Bupa Health App. To avail this
each continuous and completed period of 24
benefit, all you have to do is collect health points
hours of hospitalization.
by taking steps counted on Max Bupa Health
App.
Family discount
Get 10% discount on premium if 2 or more Tenure Discount
members are being covered under an individual Get discount of 7.5% on the premium of second
policy. policy year if you pay for a 2-year policy term in
advance, and additional 15% discount on third
year’s premium if you choose a 3-year policy
term.

Doctor discount
We realize how important the contribution of the
Standing Instruction discount
Get 2.5% discount on premium if standing
medical community is, and are extremely grateful
instruction for auto debit on renewal is provided
for the selfless service they provide. Which is
and the policy is renewed using the same.
why we o"er an additional premium discount of
5%, if an insured person is a certified medical
practitioner. 15
DAYS
15-Day Free Look Period^
Tax Savings You get the freedom to change your decision of
Income tax* benefit upto INR 42,744 under the continuing with the policy within a period of 15
Section 80D of the Income Tax Act, 1961. days (30 days if the policy with Policy Period as 3
years has been sold through distance marketing).

Discount illustration to maximize your savings

Individual policy (2 members)


At inception

Premium 100 each member

Family Discount of 10% 20

Term discount on 3 years (7.5% on 2nd year + 15% on 3rd year) 40.5

Doctor discount of 5% 25

Final premium 474.5

Premium without any discount 600

Total saving 20.9%

At renewal

Additional Auto-debit discount of 2.5% 11.9

Additional Live healthy discount of max 30% 138.8

Final Premium 323.8

Premium without any discount 600

Total saving 46%


Make the most of your policy and take greater charge
of your health with these optional benefits
Hospital Cash(2)
Get an additional pay-out to cover miscellaneous expenses that you may incur during hospitalization, provided there has been a
minimum period of 48 hours of continuous hospitalization.

Personal Accident Cover


With this optional cover, a lump sum pay-out is o"ered in case of accidental death, total, or partial disability.

Safeguard
We make sure that you have the freedom you need in order to secure your health up to your requirements, which is why the Safeguard
benefit lets you go even further and control di"erent aspects of your policy, such as:

1 Claim safeguard lets you claim on otherwise non-payable Sum Insured Safeguard increases the base sum insured on a
items up to the sum insured in case of hospitalization, like
3 cumulative basis each policy year based on inflation rate.

.
conveyance charges, gloves, nebulization kits, oxygen masks, Inflation rate would be computed as the average Consumer Price
and more.
.
index (CPI) of the entire calendar year published by the Central
Statistical Organization (CSO). There is no maximum limit on
2 Booster benefit safeguard means there will be no impact
on your Booster benefit if claims in a policy year are up
in Sum Insured under this optional cover.
increase

. to
Rs. 50,000.

ReAssure Policy coverage


The policy can be purchased on individual and family floater basis. Relationships covered for adults is / are self, spouse, father, father in law,
mother and mother in law. Parent & parent-in-law cannot be covered in the same policy.

Claims
Direct Claims Settlement***
For quick claims processing we ensure all claims 5000+ Wide Network Hospitals
##

are processed by our team of in-house doctors. Avail cashless facility across India at ##
5000+
network hospitals.

30 Minute Cashless Claims Processing $

3
We aim to process all cashless claims in 30 Hassle-free Reimbursements
minutes so that you can be with your loved ones Sometimes, you may not be able to access a
in their hour of need. network hospital for availing cashless facility. In
such cases, to get your claim reimbursed as fast
as possible, all you need do is submit the requisite
Point of Care Desk (POC) documents to us.
At our select partner hospitals, a Max Bupa representative is available to assist you through all the formalities like filling forms,
submitting claims etc. so that you are at ease in an unfamiliar hospital environment.
Visit www.maxbupa.com for a list of hospitals with this facility (some POC desks may not be operational in COVID-19 times).

Renewal Process
1 Life-long Renewal - Get life-long renewal, regardless of your health status or previous claims made under your policy. Your renewal
premium will increase as your age increases but will not alter based on your claim experience.

2. Sum Insured Enhancement - To protect yourself from rising medical expenses, you can enhance your sum insured or add more
members of your family in your existing policy at the time of renewal. We may reach out to you for additional information/medicals in case

. needed.

3 Portability and Migration^ - You can port or migrate your policy at the time of renewal. Please reach out to us for any query
regarding migration and portability.

.
Take greater charge of your policy and
manage it at your convenience
Max Bupa Health App door step delivery of medicines and more. Available on both
Manage your Max Bupa policy on the go and IOS & Google play store.
access various health services like scheduling
diagnostic tests, locating nearest network hospitals,
CIA Chatbot
Talk to our interactive chatbot CIA on
www.maxbupa.com to manage your
policy, track renewals, update policy
details or find your nearest network
hospital at the click of a button!
पॉलिसी फायदे

Base sum insured 3L, 4L, 5L, 7.5L, 10L, 12.5L, 15L, 20L, 25L, 50L, 75L, 1Cr

रूग्णांची दे खभाल (खाजगी


एसी रूम) होम केअर ट्रीटमें ट पूर्व आणि नंतर
Benefits covered upto

रुग्णालयात दाखल
sum insured

डे केअर उपचार स्थानिक रुग्णालयात दाखल


खर्च - अनुक्रमे 60
अवयवदाते प्रत्यारोपण आणि 180 दिवस
आयुर्वेदिक उपचार
कोणत्याही आजारासाठी लागू असणारी विमा राशीची अमर्यादित पुनर्स्थापना
ReAssure

बोनस 50%
Booster benefit

Health check-up दर वर्षी आरोग्य तपासणी

Live healthy benefit(1) तीस टक्के पर्यंत वार्षिक सवलत

रोबोटिक शस्त्रक्रिया
Modern treatments

Second medical opinion Once for any condition for which hospitalization is triggered

प्रती रूग्णालयात अंबल


ु न्स
Emergency ambulance
2000 पर्यंत संरक्षित

विमाधारकापर्यंत हवाई रुग्णवाहिका


Air ambulance

Shared accommodation Up to 15 Lacs base sum insured: 800 per day (maximum 4,800)
cash benefit A bove 15 Lacs base sum insured: 1,000 per day; (maximum 6,000)

Optional benefits

a. Claim safeguard: Non-payable items paid up to sum insured


Safeguard b. Booster benefit safeguard: No impact on Booster benefit if claims in a policy year is up to 50,000
c. Sum insured safeguard: CPI (Consumer Price Index) linked increase in base sum insured

Up to 5 Lac base sum insured: 1,000/day


Hospital cash(2) 7.5 Lacs to 15 Lacs base sum insured: 2,000/day
Above 15 Lacs base sum insured: 4,000/day

Personal accident cover


(for insured aged 18 5 times of base sum insured; subject to maximum of 1 Crore
years & above)

Inbuilt features to give you more protection in times of COVID-19


enses

15
Initial waiting period reduced to 15 days for all COVID-19 related hospitalization
DAYS
E
No impact on Booster benefit if the claim is made for COVID-19 related hospitalization
Anomaly

x diseases (other than HIV /

p AIDS) outside
retardation
suicide

Refer to the

If you to fully
understand

om

MAX BUP
Regist

Disclaimer: This is only be as described in the


prospectus, and will be y further informa
clarification.
Insur e ‘Max
‘HEAR T’ t y Limit
*Tax benefits t tax and sur . Maximum
deduction under section 80D 1.1 % + 4% cess = 7
42.7 42744. Tax advisor for more $

proc ses pre-authorisation reques information( ) up o Max Bupa’s


sa he abo e commitment tem outage ##Number of ork
hospitals shown is an approximate figur cess lates and ed lis of network
hospitals. #Single claim under this ***Only or retail products. $$ his is an
optional cover which will be available post payment hospitalisation, with initial waiting period
educed to 15 days. The waiver/pa eatur of sued till 14th July, 2021.
No Claim Bonus/Booster benefit eligible as per T&C will not Other T&C of processing remains the
same.
For more details on inclusions, waiting period, risk fact sales brochure carefully before concluding the sale.
CIN: U66000DL2008PLC182918, Name: ReAssure Product UIN: 2020-21/218.
Statutory Warning:
Prohibition of Reba s er Section 4 of the Insur e A 38)
1. No person shall w or o"er t allow, either directly ectly, as an inducement o any out or renew or ontinue an e
in espect of any of risk relating to lives or pr India, any rebate of the whole commission payable or any reba e of the
premium on the Policy, nor shall any person or renewing or continuing olicy accept any rebate, except such ebat as ma be
allowed in acc dance with the published prospectuses or tables of the insurer. 2. Any person making default in complying with pro of
this shall be liable for a penalty which may extend to ten lakh rupees.

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